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776118

registered interest
date	23/10/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Support for Mortgage Interest
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, whether he has made an assessment of the effect of his decision to end the Support for Mortgage Interest allowance on the financial situation of those currently in receipt of that allowance.
tabling member constituency	Ogmore
tabling member printed	Chris Elmore
uin	109130
answer	answer is ministerial correction date of answer 30/10/2017 answer text <p>All existing claimants will be offered a support for mortgage interest loan paid at the same rate that is currently available as part of their benefit entitlement. The new loans-based support for mortgage interest will only affect claimants’ financial situation on the sale or transfer of the property, when the loan will be recovered from any available equity.</p><p> </p><p>The Government does not propose to undertake formal evaluation of this change. However, we are committed to monitoring the impacts of our policies and will use evidence from a number of sources to assess the impact on an on-going basis. This will include the updated data that is available to DWP on a quarterly basis, survey data (such as the Family Resources Survey) and feedback from stakeholder groups, including via our regular liaison with UK Finance, to assess whether there are unintended consequences for particular groups.</p> answering member constituency Gosport answering member printed Caroline Dinenage question first answered 30/10/2017 14:32:06 answering member 4008 label Biography information for Dame Caroline Dinenage
tabling member	4572 label Biography information for Chris Elmore

776119

registered interest
date	23/10/2017
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Support for Mortgage Interest
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Work and Pensions, if he will introduce transitional measures for claimants in receipt of support for mortgage interest when his Department ends the Support for Mortgage Interest allowance.
tabling member constituency	Ogmore
tabling member printed	Chris Elmore
uin	109131
answer	answer is ministerial correction date of answer 30/10/2017 answer text <p>Transitional provisions are in the Social Security Loans for Mortgage Interest Regulations 2017 to enable claimants who are receiving support for mortgage interest as part of their benefit on 5 April 2018 to have a temporary period in which they can still receive SMI as a benefit. This will allow the SMI benefit payments to continue should there be delays in the operational activity to migrate existing claimants to the loans scheme. This will enable the first loan payment to be made shortly after 6 April if that date falls during the claimant’s benefit week (in the case of a claimant of Income Support, income-based Jobseeker’s Allowance, income-related Employment and Support Allowance and State Pension Credit) or assessment period (in the case of a Universal Credit claimant) so that there is no gap in payment between the last SMI benefit award and the first loan payment.</p><p> </p><p>Where an existing claimant lacks mental capacity to make decisions about entering into the loan agreement, the regulations provide for support for mortgage interest as a benefit to continue until a final determination is made as to whether to appoint an appropriate person to act on the claimant’s behalf (such as a Financial Deputy) in respect of the loan agreement.</p><p> </p><p>Transitional provisions are also included to ease the transition from Income Support, income-based Jobseeker’s Allowance and income-related Employment and Support Allowance to universal credit. Where a claimant who has served the qualifying period in respect of support for mortgage interest before moving on to universal credit, the claimant will not have to serve the qualifying period again (subject to satisfying certain conditions).</p> answering member constituency Gosport answering member printed Caroline Dinenage question first answered 30/10/2017 15:09:38 answering member 4008 label Biography information for Dame Caroline Dinenage
tabling member	4572 label Biography information for Chris Elmore