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<p>As the hon. Member is aware, I fully endorse the expansion of existing, strong
credit unions to the Armed Forces community and the Ministry of Defence (MOD) has
for many months been working to bring this about.</p><p>As part of this initiative,
the MOD's payroll provider is working with officials to scope and cost payroll deductions
for a credit union. Further work is underway to determine the criteria for access
to this facility, and to develop an education campaign for our personnel to enable
them to make informed choices.</p><p>We anticipate this complex work will be completed
during summer 2015.</p>
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