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722182

registered interest
date	18/04/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Debts: Cars
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what estimate his Department has made of the level of personal debt relating to car purchases in each of the last five years.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	71156
answer	answer is ministerial correction date of answer 24/04/2017 answer text <p>HM Treasury does not collect data on the level of personal debt relating to car purchases.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 24/04/2017 13:53:54 answering member 3929 label Biography information for Simon Kirby
tabling member	1409 label Biography information for Mr Gregory Campbell

710453

registered interest
date	13/03/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Money Laundering: EU Law
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what progress has been made in transposing into UK law the Fourth Money Laundering Directive.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	67616
answer	answer is ministerial correction date of answer 16/03/2017 answer text <p>The Treasury launched a consultation on the transposition of the Fourth Money Laundering Directive in September 2016, which closed in November 2016. The Government has published its response to the consultation, setting out the policy decisions that have been taken. The response is accompanied by a consultation on draft Money Laundering Regulations, which will be open for four weeks. The Government intends that the new Money Laundering Regulations will come into force by 26 June 2017.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 16/03/2017 11:46:17 answering member 3929 label Biography information for Simon Kirby
tabling member	1409 label Biography information for Mr Gregory Campbell

709284

registered interest
date	08/03/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Insurance: Equality
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, when he plans to publish the review of the principle of equal treatment between men and women in accessing insurance services.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	67145
answer	answer is ministerial correction date of answer 13/03/2017 answer text <p>The Equality Act 2010 (Amendment) Regulations 2012 currently require HM Treasury to review the implementation of the principle of equal treatment between men and women in the access to and supply of goods and services in respect of insurance services, before 21 December 2017.</p><p> </p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 13/03/2017 12:04:49 answering member 3929 label Biography information for Simon Kirby
tabling member	1409 label Biography information for Mr Gregory Campbell

686054

registered interest
date	07/02/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Personal Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will bring forward legislative proposals to introduce a cap on early exit charges for people over the age of 55 seeking to transfer their personal pensions.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	63447
answer	answer is ministerial correction date of answer 20/02/2017 answer text <p>People who have saved responsibly should be able to access their pensions fairly; they should not face prohibitive charges that block them from exiting their current deal.</p><p>That is why the government placed a duty on the Financial Conduct Authority (FCA) to cap excessive early exit charges and the Department for Work and Pensions is taking similar steps for occupational pension schemes.</p><p>The FCA rules to discharge this duty will come into effect from 31 March 2017, and as a result early exit charges:</p><p>• will be capped at 1% of the value of a member’s benefits being taken, converted or transferred from a scheme;</p><p>• cannot be increased in existing schemes that currently have early exit charges set at less than 1% of the member’s benefits under a scheme; and</p><p>• cannot apply in schemes entered into after the proposed new rules come into force.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 20/02/2017 12:04:21 answering member 3929 label Biography information for Simon Kirby
tabling member	1409 label Biography information for Mr Gregory Campbell

682938

registered interest
date	01/02/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Lloyds Banking Group
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, when he expects the Government's stake in Lloyds Bank to be returned to the private sector.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	62796
answer	answer is ministerial correction date of answer 06/02/2017 answer text <p>Since the Government’s decision to sell its stake in Lloyds Banking Group, the Government has recovered over 90% of the money taxpayers injected into the bank during the financial crisis‎.</p><p> </p><p>The Government is on track to return the Lloyds Banking Group fully to the private sector as set out when the trading plan was launched in October 2016. Following recent sales, the Government has reduced its shareholding to less than 5%.</p><p> </p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 06/02/2017 14:32:03 answering member 3929 label Biography information for Simon Kirby
tabling member	1409 label Biography information for Mr Gregory Campbell

671667

registered interest
date	11/01/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Retirement: Advisory Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what progress has been made under the terms of the Financial Advice Market Review on improving the quality of advice being offered to people preparing for retirement.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	59518
answer	answer is ministerial correction date of answer 16/01/2017 answer text <p>UK consumers already benefit from a high quality financial advice market. The Retail Distribution Review Post Implementation Review found that the quality and independence of financial advice has improved significantly. It was found to have reduced conflicts of interest arising from commission payments and improved professionalism and competition.</p><p> </p><p>The problem is that this advice can sometimes be unaffordable. That is why the Financial Advice Market Review (FAMR) recommended a package of measures to make financial advice more affordable. The Government is making good progress in implementing its findings. As recommended by FAMR, the Government consulted on introducing a Pensions Advice Allowance, which will allow people to withdraw £500 tax free from their pension pot early, to pay for retirement advice. The Government will respond to the consultation shortly. A £500 tax exemption for employer arranged pensions advice will also be available from April 2017.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 16/01/2017 10:23:47 answering member 3929 label Biography information for Simon Kirby
tabling member	1409 label Biography information for Mr Gregory Campbell

658418

registered interest
date	14/12/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Sovereign Wealth Funds
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will respond to the recommendations made in the Social Market Foundation's report on the potential benefits of creating a Sovereign Wealth Fund, published on 7 November 2016.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	57621
answer	answer is ministerial correction date of answer 19/12/2016 answer text <p>The recommendations made in the Social Market Foundation’s report published on 7 November 2016 were addressed during a Westminster Hall debate on Sovereign Wealth Funds in the House of Commons on 14 December 2016.</p><p> </p><p>The government’s priority is to reduce the deficit and reduce the UK’s debt as a share of national income. Therefore, the government does not currently intend to give detailed consideration to a Sovereign Wealth Fund.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 19/12/2016 13:51:06 answering member 3929 label Biography information for Simon Kirby
tabling member	1409 label Biography information for Mr Gregory Campbell

642153

registered interest
date	22/11/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Personal Savings
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, with reference to the cash savings market study, published by the Financial Conduct Authority in January 2015, how quickly he expects any benefits to be experienced by savers as a result of changes introduced.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	54150
answer	answer is ministerial correction date of answer 25/11/2016 answer text <p>In January 2015, the Financial Conduct Authority (FCA) published its Cash Savings Market Study, which found that competition in the cash savings market was not working well for many consumers. In response, the FCA has consulted on and are introducing new rules and guidance from 1 December 2016 to improve firms’ methods of disclosing information to customers on savings accounts and their interest rates. The rules will make it easier for customers to see what the interest rate is on their account and will place stricter provisions on firms to ensure customers are informed about cuts to their rates.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 25/11/2016 10:25:53 answering member 3929 label Biography information for Simon Kirby
tabling member	1409 label Biography information for Mr Gregory Campbell

637814

registered interest
date	16/11/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Lloyds Banking Group
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what the timetable is for offering the retail sale of Lloyds Banking Group shares to the public in 2016-17.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	53207
answer	answer is ministerial correction date of answer 21/11/2016 answer text <p>On 7 October the Chancellor announced that the Government would begin to sell its remaining stake in Lloyds via a trading plan, withdrawing the retail sale. Retail investors, like any other investor, will be able to buy shares in Lloyds by purchasing shares via a stockbroker.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 21/11/2016 15:17:19 answering member 3929 label Biography information for Simon Kirby
tabling member	1409 label Biography information for Mr Gregory Campbell

627270

registered interest
date	02/11/2016
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Pensions: Fraud
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment his Department has made of the level of fraud linked to the use of pension lump sum payments.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	51527
answer	answer is ministerial correction date of answer 07/11/2016 answer text <p>The government takes the issue of pension scams very seriously and is currently considering ways to protect consumers from pension scammers.</p><p>The government continues to monitor the pension freedom, and where evidence of specific issues come to light will not hesitate to act to protect consumers.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 07/11/2016 15:45:09 answering member 3929 label Biography information for Simon Kirby
tabling member	1409 label Biography information for Mr Gregory Campbell