| answer text |
<p>The maximum value of an advance payment of Universal Credit is the claimant’s standard
allowance plus any additional amounts to provide for extra needs such as housing,
children or disability, up to 100% of the claimant’s indicative award and can be repaid
over 12 months.</p><p>There is not a prescriptive list of exceptional circumstances
to allow the deferral of the advance repayment. Consideration is given to whether
the household would face genuine hardship.</p><p>During the recovery of the advance,
exceptional circumstances may occur that were not foreseen when the advance was taken
out. For example hospital visits resulting in unexpected and regular bus/taxi fares.
If these circumstances push the claimant into genuine hardship resulting in difficulty
repaying the advance over the agreed recovery time, a maximum 3 month deferral can
be considered. Full recovery must currently be made within 12 months. However, from
October 2021, the recovery period for advances will increase from 12 to 16 months.</p><p>
</p><p> </p>
|
|
