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<p>The Start Up Loans Company assess applications based on a range of factors including
business viability and affordability. If an application does not meet the lending
criteria an applicant will be signposted to a number of credit reference agencies
to obtain a copy of their credit report. Additionally, they will be signposted to
other lending organisations and charities that may be able to help them.</p><p> </p><p>There
are also other Government supported schemes to help people who want to set up and
grow a business. The 39 Growth Hubs across England provide support to help businesses
start-up and grow with the Business Support Helpline also providing information and
guidance. In addition, individuals and small businesses can access the British Business
Bank’s Business Finance Guide, which aims to ensure individuals understand the finance
options available to them.</p>
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