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1130850

registered interest
date	10/06/2019
answering body	Cabinet Office
answering dept id	53
answering dept short name	Cabinet Office
answering dept sort name	Cabinet Office
hansard heading	European Parliament: Elections
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what instructions they gave to local electoral returning officers regarding the posting of postal votes for the recent elections to the European Parliament.
tabling member printed	Lord Roberts of Llandudno
uin	HL16217
answer	answer is ministerial correction date of answer 19/06/2019 answer text <p>The running of polls is a matter for independent Returning Officers. The Electoral Commission provides guidance and resources for Returning Officers administering European Parliamentary elections on its website.</p><p>It is for Returning Officers to contract with suppliers and service providers for the production and distribution of items like poll cards and postal votes. Delivery times would depend on a number of factors including the recipient’s location.</p> answering member printed Lord Young of Cookham grouped question UIN HL16218 HL16219 question first answered 19/06/2019 11:12:43 answering member 57 label Biography information for Lord Young of Cookham
tabling member	3691 label Biography information for Lord Roberts of Llandudno

1130851

registered interest
date	10/06/2019
answering body	Cabinet Office
answering dept id	53
answering dept short name	Cabinet Office
answering dept sort name	Cabinet Office
hansard heading	European Parliament: Elections
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government how many days they expected postal ballots to take to reach each recipient for the recent elections to the European Parliament.
tabling member printed	Lord Roberts of Llandudno
uin	HL16218
answer	answer is ministerial correction date of answer 19/06/2019 answer text <p>The running of polls is a matter for independent Returning Officers. The Electoral Commission provides guidance and resources for Returning Officers administering European Parliamentary elections on its website.</p><p>It is for Returning Officers to contract with suppliers and service providers for the production and distribution of items like poll cards and postal votes. Delivery times would depend on a number of factors including the recipient’s location.</p> answering member printed Lord Young of Cookham grouped question UIN HL16217 HL16219 question first answered 19/06/2019 11:12:44 answering member 57 label Biography information for Lord Young of Cookham
tabling member	3691 label Biography information for Lord Roberts of Llandudno

1130852

registered interest
date	10/06/2019
answering body	Cabinet Office
answering dept id	53
answering dept short name	Cabinet Office
answering dept sort name	Cabinet Office
hansard heading	European Parliament: Elections
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what service providers other than the Royal Mail they engaged in the postal vote distribution for the recent elections to the European Parliament.
tabling member printed	Lord Roberts of Llandudno
uin	HL16219
answer	answer is ministerial correction date of answer 19/06/2019 answer text <p>The running of polls is a matter for independent Returning Officers. The Electoral Commission provides guidance and resources for Returning Officers administering European Parliamentary elections on its website.</p><p>It is for Returning Officers to contract with suppliers and service providers for the production and distribution of items like poll cards and postal votes. Delivery times would depend on a number of factors including the recipient’s location.</p> answering member printed Lord Young of Cookham grouped question UIN HL16217 HL16218 question first answered 19/06/2019 11:12:44 answering member 57 label Biography information for Lord Young of Cookham
tabling member	3691 label Biography information for Lord Roberts of Llandudno

1130853

registered interest
date	10/06/2019
answering body	Cabinet Office
answering dept id	53
answering dept short name	Cabinet Office
answering dept sort name	Cabinet Office
hansard heading	Absent Voting
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government when the regulations regarding the posting of ballots were last reviewed.
tabling member printed	Lord Roberts of Llandudno
uin	HL16220
answer	answer is ministerial correction date of answer 19/06/2019 answer text <p>The Government keeps under review all electoral legislation, including the requirements relating to postal voting, to ensure it continues to support electors’ participation in elections and effective electoral administration. As part of this, we will consider any recommendations that the Electoral Commission may make about the current postal voting arrangements, for example, in its reports on elections and referendums.</p> answering member printed Lord Young of Cookham question first answered 19/06/2019 11:13:13 answering member 57 label Biography information for Lord Young of Cookham
tabling member	3691 label Biography information for Lord Roberts of Llandudno

1130212

registered interest
date	05/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit: Insurance
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what plans they have to regulate the credit insurance market to ensure that insurance cover adequately protects the supply chain of product-based businesses.
tabling member printed	Lord Allen of Kensington
uin	HL16073
answer	answer is ministerial correction date of answer 19/06/2019 answer text <p>The underwriting of insurance risk, including credit risks, is a commercial decision, and Government does not prescribe the terms and conditions insurance companies set when offering insurance. This is important to the proper functioning of the economy. Many of the underlying causes of providers restricting credit insurance cover, wider economic uncertainty and sectoral trends, are outside Government control.</p><p> </p><p>Government is clear that it wants all businesses to thrive now and in the future, and will continue close monitoring of the market and affected sectors. Government is determined to make the UK one of the best places in the world to start and grow a business, and has announced multiple measures to support enterprise. Following the Patient Capital Review, we set out a £20 billion action plan at Budget 2017 to finance firms’ growth.</p> answering member printed Lord Young of Cookham question first answered 19/06/2019 16:38:56 answering member 57 label Biography information for Lord Young of Cookham
tabling member	4304 label Biography information for Lord Allen of Kensington

1130213

registered interest
date	05/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit: Insurance
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of the credit insurance cover available to the supply chain of product-based businesses.
tabling member printed	Lord Allen of Kensington
uin	HL16074
answer	answer is ministerial correction date of answer 19/06/2019 answer text <p>Government monitors the credit insurance landscape and credit insurers’ pricing practices, through liaison with providers, businesses, and industry bodies. We will continue to study the market and closely monitor trends.</p><p> </p><p>Government has been made aware of restrictions in credit insurance cover some small and medium-sized product-based businesses are facing in the current trading climate. Difficult trading conditions, market trends, and uncertainty have led some credit insurance providers to reassess the level of cover they are willing to offer in certain sectors. This varies by industry and firm, and is a commercial decision for insurers.</p><p> </p><p>Other financial services products are also available to support businesses in lieu of credit insurance, for example from banks.</p> answering member printed Lord Young of Cookham grouped question UIN HL16075 HL16076 question first answered 19/06/2019 16:40:31 answering member 57 label Biography information for Lord Young of Cookham
tabling member	4304 label Biography information for Lord Allen of Kensington

1130214

registered interest
date	05/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit: Insurance
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what plans they have to conduct a market study on credit insurance cover and pricing practices.
tabling member printed	Lord Allen of Kensington
uin	HL16075
answer	answer is ministerial correction date of answer 19/06/2019 answer text <p>Government monitors the credit insurance landscape and credit insurers’ pricing practices, through liaison with providers, businesses, and industry bodies. We will continue to study the market and closely monitor trends.</p><p> </p><p>Government has been made aware of restrictions in credit insurance cover some small and medium-sized product-based businesses are facing in the current trading climate. Difficult trading conditions, market trends, and uncertainty have led some credit insurance providers to reassess the level of cover they are willing to offer in certain sectors. This varies by industry and firm, and is a commercial decision for insurers.</p><p> </p><p>Other financial services products are also available to support businesses in lieu of credit insurance, for example from banks.</p> answering member printed Lord Young of Cookham grouped question UIN HL16074 HL16076 question first answered 19/06/2019 16:40:31 answering member 57 label Biography information for Lord Young of Cookham
tabling member	4304 label Biography information for Lord Allen of Kensington

1130215

registered interest
date	05/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit: Insurance
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of the availability of credit insurance cover to assist small and medium-sized enterprises in the current trading climate.
tabling member printed	Lord Allen of Kensington
uin	HL16076
answer	answer is ministerial correction date of answer 19/06/2019 answer text <p>Government monitors the credit insurance landscape and credit insurers’ pricing practices, through liaison with providers, businesses, and industry bodies. We will continue to study the market and closely monitor trends.</p><p> </p><p>Government has been made aware of restrictions in credit insurance cover some small and medium-sized product-based businesses are facing in the current trading climate. Difficult trading conditions, market trends, and uncertainty have led some credit insurance providers to reassess the level of cover they are willing to offer in certain sectors. This varies by industry and firm, and is a commercial decision for insurers.</p><p> </p><p>Other financial services products are also available to support businesses in lieu of credit insurance, for example from banks.</p> answering member printed Lord Young of Cookham grouped question UIN HL16074 HL16075 question first answered 19/06/2019 16:40:31 answering member 57 label Biography information for Lord Young of Cookham
tabling member	4304 label Biography information for Lord Allen of Kensington

1130230

registered interest
date	05/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Married People: Tax Allowances
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, further to the publication of revised figures on the uptake of the Marriage Allowance by HMRC, whether they have a revised budget for the Marriage Allowance for the 2019/20 financial year; and what the actual expenditure on the Marriage Allowance was in the 2018/19 financial year.
tabling member printed	Baroness Eaton
uin	HL16091
answer	answer is ministerial correction date of answer 19/06/2019 answer text <p>Anyone who applies for Marriage Allowance and meets the criteria will receive it. There is no set budget. The estimated cost to the Exchequer of Marriage Allowance in the 2018/19 financial year is £485 million. The cost will be finalised after 2018/19 Self-Assessment returns are submitted in January 2020.</p> answering member printed Lord Young of Cookham question first answered 19/06/2019 16:38:37 answering member 57 label Biography information for Lord Young of Cookham
tabling member	4184 label Biography information for Baroness Eaton

1130250

registered interest
date	05/06/2019
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Markets
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they have reviewed the market liquidity in the subprime sterling bond market in the context of increased bond issuance.
tabling member printed	Lord Myners
uin	HL16111
answer	answer is ministerial correction date of answer 19/06/2019 answer text <p><em>The Financial Policy Committee (FPC) of the Bank of England was set up to identify, monitor and take action to remove or reduce systemic risks with a view to protecting and enhancing the resilience of the UK financial system as part of the new financial regulatory framework legislated for under The Financial Services Act 2012. The FPC set out its most recent assessment of financial stability risks, including from the sterling bond market, in its March 2019 Policy Summary, in which it noted that post-crisis reforms have made dealers, on which some markets rely, more resilient, reducing the probability that market-making losses could lead to their distress or failure. In addition, the FPC noted that during the more recent period of volatility at the end of 2018, pension funds and insurers had acted as net buyers of sterling corporate bonds. Notwithstanding this, new business models mean that liquidity conditions in corporate debt markets could change quickly in event of stress.</em> <em>However, overall the FPC judged that markets had proved able to function effectively through volatile periods, and the strength of the core financial system, including banks, dealers and insurance companies, would support the functioning of markets on which the economy relied.</em></p> answering member printed Lord Young of Cookham question first answered 19/06/2019 16:43:32 answering member 57 label Biography information for Lord Young of Cookham
tabling member	3869 label Biography information for Lord Myners