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800412

registered interest
date	04/12/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Individual Savings Accounts
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what is their estimate of the number of people aged (1) 50–59, (2) 60–69, (3) 70–79, (4) 80–89, and (5) 90 or over, who own ISAs; and for each age group, what is the average holding.
tabling member printed	Baroness Altmann
uin	HL3799
answer	answer is ministerial correction date of answer 13/12/2017 answer text <p>The number of people over 65 who own ISAs and their average value is set out in the table below.</p><table><tbody><tr><td colspan="2"><p>Numbers: thousands</p></td></tr><tr><td><p>Age</p></td><td><p>Number of ISA holders</p></td><td><p>Average ISA Market Values</p></td></tr><tr><td><p>65 and over</p></td><td><p>6,353</p></td><td><p>£38,859</p></td></tr></tbody></table><p> </p><p>This information is taken from HMRC Individual Savings Account (ISA) statistics which is available on Gov.uk</p><p> </p><p> </p><p>The number of people who hold ISA in the age bands (1) 50–59, (2) 60–69, (3) 70–79, (4) 80–89, and (5) 90 or over, who own ISAs; and the average holding is set out in the table below.</p><p> </p><p> </p><table><tbody><tr><td colspan="2"><p>ISA Holders</p></td><td><p>Numbers: thousands</p></td><td><p> </p></td><td><p> </p></td></tr><tr><td><p> </p></td><td><p>Age</p></td><td><p>Total Number of ISA holders</p></td><td><p>Average ISA Market Values</p></td></tr><tr><td><p> </p></td><td><p>50-59</p></td><td><p>4,052</p></td><td><p>£22,406</p></td></tr><tr><td><p> </p></td><td><p>60-69</p></td><td><p>4,017</p></td><td><p>£34,409</p></td></tr><tr><td><p> </p></td><td><p>70-79</p></td><td><p>2,670</p></td><td><p>£39,484</p></td></tr><tr><td><p> </p></td><td><p>80-89</p></td><td><p>1,362</p></td><td><p>£40,373</p></td></tr><tr><td><p> </p></td><td><p>90 and over</p></td><td><p>256</p></td><td><p>£40,097</p></td></tr><tr><td><p> </p></td><td><p>Total<sub>1</sub></p></td><td><p>21,575</p></td><td><p>£22,387</p></td></tr><tr><td colspan="2"><p>Footnotes</p></td></tr><tr><td colspan="6"><p><sup>1</sup> Total is for all ages, including those not shown in the table.</p></td></tr></tbody></table> answering member printed Lord Bates grouped question UIN HL3800 question first answered 13/12/2017 16:51:00 answering member 1091 label Biography information for Lord Bates
tabling member	4533 label Biography information for Baroness Altmann

800417

registered interest
date	04/12/2017
answering body	Department for International Development
answering dept id	20
answering dept short name	International Development
answering dept sort name	International Development
hansard heading	Somalia and Somaliland: Overseas Aid
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether aid has been provided in transitional livelihood support to former Al-Shabaab supporters through Adam Smith International on behalf of the Department for International Development's Somalia and Somaliland programmes, in each of the last six years; and if so, how much.
tabling member printed	Lord Alton of Liverpool
uin	HL3804
answer	answer is ministerial correction date of answer 11/12/2017 answer text <p>No aid has been provided by the Department for International Development through Adam Smith International or any other channel for this purpose in any of the last six years.</p> answering member printed Lord Bates question first answered 11/12/2017 17:51:51 answering member 1091 label Biography information for Lord Bates
tabling member	738 label Biography information for Lord Alton of Liverpool

800418

registered interest
date	04/12/2017
answering body	Department for International Development
answering dept id	20
answering dept short name	International Development
answering dept sort name	International Development
hansard heading	Somalia: Overseas Aid
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they will place in the Library of the House copies of correspondence detailing operational and reputational risks relating to the Department for International Development's Somalia programme; and what assessment they have made of the conclusion of the report by the Independent Commission for Aid Impact, UK Aid in a Conflict Affected Country: Reducing Conflict and Fragility in Somalia, that those risks "were the subject of anxious consideration within and between departments”.
tabling member printed	Lord Alton of Liverpool
uin	HL3805
answer	answer is ministerial correction date of answer 11/12/2017 answer text <p>Internal correspondence on risks is often of the sensitive nature and is not therefore in the public domain. The specific reference in the ICAI report on Somalia to the “anxious consideration” of risks refers to a specific project. The report goes on to say that: “We found, from records of the discussions and interviews with DFID and FCO managers, that the Local Strategy Board addressed the various concerns raised mainly by DFID about the value and risks of the programme, agreed modifications and safeguards, and monitored progress, reporting to the higher-level committees as appropriate”.</p> answering member printed Lord Bates question first answered 11/12/2017 17:54:16 answering member 1091 label Biography information for Lord Bates
tabling member	738 label Biography information for Lord Alton of Liverpool

800419

registered interest
date	04/12/2017
answering body	Department for International Development
answering dept id	20
answering dept short name	International Development
answering dept sort name	International Development
hansard heading	Somalia: Overseas Aid
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what recent assessment they have made of the ability of (1) the Department for International Development, and (2) the Conflict, Stability and Security Fund, to measure the impact of their operations in Somalia on conflict and fragility, with particular regard to whether they are doing more good than harm.
tabling member printed	Lord Alton of Liverpool
uin	HL3806
answer	answer is ministerial correction date of answer 11/12/2017 answer text <p><em>A variety of tools and methods are used both by the Department for Internation<em>al Development and the Conflict, Stability and Security Fund to measure the impact of programming and ensure that HMG funded projects do no harm. These include conflict sensitivity analyses, enhanced monitoring of results and impacts (including by independent third parties), and where required the use of more formalised Overseas Security and Justice Assessments.</em></em></p> answering member printed Lord Bates question first answered 11/12/2017 17:55:45 answering member 1091 label Biography information for Lord Bates
tabling member	738 label Biography information for Lord Alton of Liverpool

798067

registered interest
date	30/11/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Bank Services: Non-governmental Organisations
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they are planning to assist the actions of NGOs in relation to vulnerable populations by leading an international initiative to establish secure and protected licensed financial routes in order to finance humanitarian and reconstruction work in sanctioned areas, such as Syria.
tabling member printed	The Earl of Dundee
uin	HL3763
answer	answer is ministerial correction date of answer 12/12/2017 answer text <p>The Government is supporting NGOs to provide vital humanitarian services in Syria. The Government is also working domestically and internationally, with both the banking sector and NGOs, to ensure payment channels are available and secure.</p><p> </p><p>The Government recognises the difficulties some NGOs are facing in accessing banking services in the UK. Indeed, the Government has received representations from a wide range of organisations and individuals who have been affected by bank account closures, including from the charitable sector.</p><p> </p><p>This is a global problem, with the Government taking steps to address this internationally and domestically. The UK put the issue on the G20 agenda in 2015, which led to an Action Plan being undertaken by the Financial Stability Board, the Financial Action Task Force (FATF) on Anti-Money Laundering/Counter-Terrorism Financing (AML/CTF), the International Monetary Fund and other relevant bodies. As a result of this initiative, FATF has amended the global AML/CTF standard relating to non-profit organisations, to ensure that banks take a risk-based approach to managing the risk of criminal and terrorist exploitation of this sector. In addition, FATF has produced guidance to support the effective and proportionate management of money laundering/terrorism financing risks by correspondent banks and money service businesses providing similar services.</p><p> </p><p>Domestically, the Government has encouraged the banking sector to develop new due diligence guidance specifically for smaller NGOs in the charitable sector and will support the banks in the development of a common understanding of the due diligence requirements to help minimise the impact on smaller NGOs.</p><p> </p><p>HM Treasury’s Office of Financial Sanctions Implementation also published guidance on 19 October 2017 for charities and NGOs to raise awareness and promote compliance with financial sanctions.<sup><sup>[1]</sup></sup></p><p> </p><p>For the longer term, in order to continue dialogue with the NGO community on banking access and payments in high risk jurisdictions, including Syria, a Government-NGO Working Group has been established to better understand concerns and explore possible solutions. The group is currently examining the specific challenges faced in getting aid into hard-to-reach communities.</p><p> </p><p> </p><p>[1] <a href="https://www.gov.uk/government/news/new-guidance-to-help-charities-comply-with-financial-sanctions" target="_blank">https://www.gov.uk/government/news/new-guidance-to-help-charities-comply-with-financial-sanctions</a> ;</p><p><a href="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/653168/OFSI_Charity_FAQ_web.pdf" target="_blank">https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/653168/OFSI_Charity_FAQ_web.pdf</a></p><p> </p> answering member printed Lord Bates grouped question UIN HL3764 question first answered 12/12/2017 16:45:59 answering member 1091 label Biography information for Lord Bates
tabling member	2735 label Biography information for The Earl of Dundee

798068

registered interest
date	30/11/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Bank Services: Non-governmental Organisations
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government which measures they intend to adopt to support the efforts in Syria and surrounding countries of small NGOs, particularly in relation to (1) the holding of bank accounts in the UK, and (2) the receipt or transfer of funds.
tabling member printed	The Earl of Dundee
uin	HL3764
answer	answer is ministerial correction date of answer 12/12/2017 answer text <p>The Government is supporting NGOs to provide vital humanitarian services in Syria. The Government is also working domestically and internationally, with both the banking sector and NGOs, to ensure payment channels are available and secure.</p><p> </p><p>The Government recognises the difficulties some NGOs are facing in accessing banking services in the UK. Indeed, the Government has received representations from a wide range of organisations and individuals who have been affected by bank account closures, including from the charitable sector.</p><p> </p><p>This is a global problem, with the Government taking steps to address this internationally and domestically. The UK put the issue on the G20 agenda in 2015, which led to an Action Plan being undertaken by the Financial Stability Board, the Financial Action Task Force (FATF) on Anti-Money Laundering/Counter-Terrorism Financing (AML/CTF), the International Monetary Fund and other relevant bodies. As a result of this initiative, FATF has amended the global AML/CTF standard relating to non-profit organisations, to ensure that banks take a risk-based approach to managing the risk of criminal and terrorist exploitation of this sector. In addition, FATF has produced guidance to support the effective and proportionate management of money laundering/terrorism financing risks by correspondent banks and money service businesses providing similar services.</p><p> </p><p>Domestically, the Government has encouraged the banking sector to develop new due diligence guidance specifically for smaller NGOs in the charitable sector and will support the banks in the development of a common understanding of the due diligence requirements to help minimise the impact on smaller NGOs.</p><p> </p><p>HM Treasury’s Office of Financial Sanctions Implementation also published guidance on 19 October 2017 for charities and NGOs to raise awareness and promote compliance with financial sanctions.<sup><sup>[1]</sup></sup></p><p> </p><p>For the longer term, in order to continue dialogue with the NGO community on banking access and payments in high risk jurisdictions, including Syria, a Government-NGO Working Group has been established to better understand concerns and explore possible solutions. The group is currently examining the specific challenges faced in getting aid into hard-to-reach communities.</p><p> </p><p> </p><p>[1] <a href="https://www.gov.uk/government/news/new-guidance-to-help-charities-comply-with-financial-sanctions" target="_blank">https://www.gov.uk/government/news/new-guidance-to-help-charities-comply-with-financial-sanctions</a> ;</p><p><a href="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/653168/OFSI_Charity_FAQ_web.pdf" target="_blank">https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/653168/OFSI_Charity_FAQ_web.pdf</a></p><p> </p> answering member printed Lord Bates grouped question UIN HL3763 question first answered 12/12/2017 16:45:59 answering member 1091 label Biography information for Lord Bates
tabling member	2735 label Biography information for The Earl of Dundee

797254

registered interest
date	29/11/2017
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Soft Drinks: Taxation
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they plan to use any of the revenue from the Soft Drinks Industry Levy to fund preventative oral health programmes.
tabling member printed	Baroness Benjamin
uin	HL3686
answer	answer is ministerial correction date of answer 13/12/2017 answer text <p>The government has already confirmed that, in England, we will invest the revenue during this parliament on giving school-aged children a better and healthier future, including programmes to reduce obesity and encourage physical activity and balanced diets.</p><p> </p><p>Improving children’s oral health is a priority for this government. Public Health England is leading a wide ranging multi-agency programme focused on improving children’s oral health, and NHS England’s Starting Well programme will run in thirteen high needs areas to improve access to dental services for children known to be at greater risk of dental disease and who are not currently being seen by a dentist.</p><p>The Department of Health and NHS England are also testing a new NHS dental contract which supports the longer term aim for all care to have a preventative focus.</p> answering member printed Lord Bates question first answered 13/12/2017 15:09:25 answering member 1091 label Biography information for Lord Bates
tabling member	4167 label Biography information for Baroness Benjamin