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1010571

registered interest
date	20/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: Interest Rates
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what support is available to borrowers seeking to access lower mortgage rates in the event that their proposed new lender or current lender is not signed up to the Government's voluntary agreement with UK Finance, the Building Socieities Association and the Intermediary Mortgage Lenders Association.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	193356
answer	answer is ministerial correction date of answer 28/11/2018 answer text <p>67 lenders representing 95% of the UK’s residential mortgage market have signed up to the industry voluntary agreement to help mortgage prisoners.</p><p> </p><p>As set out in my response to your PQ tabled 5<sup>th</sup> November 2018 officials in the Treasury continue to work closely with the FCA and industry to explore what more can be done. This will include where lenders are not signed up to the industry’s voluntary agreement.</p> answering member constituency Salisbury answering member printed John Glen question first answered 28/11/2018 13:00:27 answering member 4051 label Biography information for John Glen
tabling member	114 label Biography information for Tim Loughton

1001947

registered interest
date	05/11/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: EU Law
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the EU Mortgage Credit Directive on access to lower mortgage rates.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	187982
answer	answer is ministerial correction date of answer 12/11/2018 answer text <p>The EU Mortgage Credit Directive (MCD), which came into force in March 2016, prevents lenders waiving the affordability requirements when a borrower moves to a new lender. As a result some borrowers may find it harder to switch to a new lender to access lower rates.</p><p> </p><p>While we must comply with the MCD, the Financial Conduct Authority have put in place exemptions which allow lenders to waive affordability requirements for customers that are remortgaging with their existing lender but not increasing the size of their debt. In addition in July 2018, UK Finance, the Building Socieities Association, and the Intermediary Mortgage Lenders Association, announced a cross industry voluntary agreement. Under this agreement lenders undertook to write by the end of 2018 to any borrowers on the reversion rate who are up to date with payments, and have a minimum of 2 years and £10,000 left on their mortgage, to let them know they can access lower mortgage rates with their existing lender. Officials in the Treasury continue to work closely with the FCA and industry to explore what more can be done<strong>. </strong></p> answering member constituency Salisbury answering member printed John Glen question first answered 12/11/2018 17:49:19 answering member 4051 label Biography information for John Glen
tabling member	114 label Biography information for Tim Loughton

989469

registered interest
date	17/10/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: EU Law
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of the EU Mortgage Credit Directive on the cost of mortgages.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	180624
answer	answer is ministerial correction date of answer 22/10/2018 answer text <p>The Government conducted an impact assessment when implementing the EU Directive in 2015 and assessed that there would be minimal costs incurred as a result of businesses absorbing the regulatory changes from the FCA.</p> answering member constituency Salisbury answering member printed John Glen question first answered 22/10/2018 16:24:57 answering member 4051 label Biography information for John Glen
tabling member	114 label Biography information for Tim Loughton

943949

registered interest
date	18/07/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Debit Cards: Fees and Charges
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of changes in the level of costs to (a) car auctions and (b) other industries for debit card transaction charges as a result of the Interchange Fee Regulation.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	165440
answer	answer is ministerial correction date of answer 23/07/2018 answer text <p>The European Commission plans to review the effectiveness of the Interchange Fee Regulation in the coming years as part of its usual process. Government has therefore not made a formal assessment of the impact of the Interchange Fee Regulation.</p><p> </p><p>The Government is open to hearing views on this issue, and digital payments more broadly, as evidenced by its recently closed call for evidence on cash and digital payments in the new economy. This sought information on how the shift from cash to digital payments impacts on different sectors, different regions and different demographics. The Government will formally respond to the call for evidence in due course.</p> answering member constituency Salisbury answering member printed John Glen question first answered 23/07/2018 15:24:40 answering member 4051 label Biography information for John Glen
tabling member	114 label Biography information for Tim Loughton

804418

registered interest
date	11/12/2017
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Treasure
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Digital, Culture, Media and Sport, how many cases under the Treasure Act 1996 have been reported (a) directly to the Coroner in the district in which they were found and (b) to the local Finds Liaison Officer; and if she will make a statement.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	118489
answer	answer is ministerial correction date of answer 14/12/2017 answer text <p>The overwhelming majority of finds in England and Wales are reported directly to Finds Liaison Officers, though in a small number of cases they are reported directly to Coroners. The Coroner will normally direct the finder to the Finds Liaison Officer. In Northern Ireland, where the Portable Antiquities Scheme does not apply, finds are reported directly to the Coroner. Only individual Coroner’s officers will hold information on cases directly reported to them.</p><p> </p><p>The Treasure Act, which defines what finds are treasure came into force in 1997, and since then the following finds have been reported as treasure in Wiltshire:</p><p> </p><p>1997 – 6,1998 – 9,1999 – 10, 2000 – 4, 2001 – 7, 2002 – 9, 2003 – 8 (PAS first started in Wiltshire), 2004 – 11, 2005 – 18, 2006 – 18, 2007 – 25, 2008 – 26, 2009 – 20, 2010 – 36, 2011 – 41, 2012 – 35, 2013 – 30, 2014 – 30, 2015 – 35 (source Treasure Annual Report 2015) , 2016 – 46 (source Portable Antiquities Scheme Annual Report 2016)</p><p> </p><p>Since the Portable Antiquities Scheme began in Wiltshire in 2003 the following finds have been reported in each year.</p><p> </p><p>2003 - 107, 2004 - 1,234, 2005 - 878, 2006 - 1,533, 2007 - 1,555,</p><p>2008 - 896, 2009 - 1,213, 2010 - 1,144, 2011 - 1,601, 2012 - 1,769, 2013 - 2,684, 2014 - 3,392, 2015 - 3,913, 2016 - 4,266, 2017 - 2,695</p><p> </p><p>In the last 12 months the Wiltshire Finds Liaison Officer has had discussions with the following museums and heritage organisations in Wiltshire:</p><p> </p><ol><li>Museums - Chippenham Museum, Salisbury Museum and Wiltshire Museum</li><li>Heritage organisations - Wessex Archaeology and Operation Nightingale</li></ol><p> </p><p>In addition the Wiltshire Finds Liaison Officer has had discussions with two Wiltshire based archaeology projects, the PAStlands Project and the Teffont Archaeological Project.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 118485 118486 118487 question first answered 14/12/2017 12:02:07 answering member 4051 label Biography information for John Glen
tabling member	114 label Biography information for Tim Loughton

804419

registered interest
date	11/12/2017
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Portable Antiquities Scheme: Wiltshire
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Digital, Culture, Media and Sport, how many archaeological finds made by the public have been reported to the Portable Antiquities Scheme in Wiltshire in each of the last 20 years; and if she will make a statement.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	118487
answer	answer is ministerial correction date of answer 14/12/2017 answer text <p>The overwhelming majority of finds in England and Wales are reported directly to Finds Liaison Officers, though in a small number of cases they are reported directly to Coroners. The Coroner will normally direct the finder to the Finds Liaison Officer. In Northern Ireland, where the Portable Antiquities Scheme does not apply, finds are reported directly to the Coroner. Only individual Coroner’s officers will hold information on cases directly reported to them.</p><p> </p><p>The Treasure Act, which defines what finds are treasure came into force in 1997, and since then the following finds have been reported as treasure in Wiltshire:</p><p> </p><p>1997 – 6,1998 – 9,1999 – 10, 2000 – 4, 2001 – 7, 2002 – 9, 2003 – 8 (PAS first started in Wiltshire), 2004 – 11, 2005 – 18, 2006 – 18, 2007 – 25, 2008 – 26, 2009 – 20, 2010 – 36, 2011 – 41, 2012 – 35, 2013 – 30, 2014 – 30, 2015 – 35 (source Treasure Annual Report 2015) , 2016 – 46 (source Portable Antiquities Scheme Annual Report 2016)</p><p> </p><p>Since the Portable Antiquities Scheme began in Wiltshire in 2003 the following finds have been reported in each year.</p><p> </p><p>2003 - 107, 2004 - 1,234, 2005 - 878, 2006 - 1,533, 2007 - 1,555,</p><p>2008 - 896, 2009 - 1,213, 2010 - 1,144, 2011 - 1,601, 2012 - 1,769, 2013 - 2,684, 2014 - 3,392, 2015 - 3,913, 2016 - 4,266, 2017 - 2,695</p><p> </p><p>In the last 12 months the Wiltshire Finds Liaison Officer has had discussions with the following museums and heritage organisations in Wiltshire:</p><p> </p><ol><li>Museums - Chippenham Museum, Salisbury Museum and Wiltshire Museum</li><li>Heritage organisations - Wessex Archaeology and Operation Nightingale</li></ol><p> </p><p>In addition the Wiltshire Finds Liaison Officer has had discussions with two Wiltshire based archaeology projects, the PAStlands Project and the Teffont Archaeological Project.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 118485 118486 118489 question first answered 14/12/2017 12:02:07 answering member 4051 label Biography information for John Glen
tabling member	114 label Biography information for Tim Loughton

804420

registered interest
date	11/12/2017
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Treasure: Wiltshire
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Digital, Culture, Media and Sport, how many finds have been reported as Treasure under the Treasure Act 1996 in Wiltshire in each of the last 20 years; and if she will make a statement.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	118486
answer	answer is ministerial correction date of answer 14/12/2017 answer text <p>The overwhelming majority of finds in England and Wales are reported directly to Finds Liaison Officers, though in a small number of cases they are reported directly to Coroners. The Coroner will normally direct the finder to the Finds Liaison Officer. In Northern Ireland, where the Portable Antiquities Scheme does not apply, finds are reported directly to the Coroner. Only individual Coroner’s officers will hold information on cases directly reported to them.</p><p> </p><p>The Treasure Act, which defines what finds are treasure came into force in 1997, and since then the following finds have been reported as treasure in Wiltshire:</p><p> </p><p>1997 – 6,1998 – 9,1999 – 10, 2000 – 4, 2001 – 7, 2002 – 9, 2003 – 8 (PAS first started in Wiltshire), 2004 – 11, 2005 – 18, 2006 – 18, 2007 – 25, 2008 – 26, 2009 – 20, 2010 – 36, 2011 – 41, 2012 – 35, 2013 – 30, 2014 – 30, 2015 – 35 (source Treasure Annual Report 2015) , 2016 – 46 (source Portable Antiquities Scheme Annual Report 2016)</p><p> </p><p>Since the Portable Antiquities Scheme began in Wiltshire in 2003 the following finds have been reported in each year.</p><p> </p><p>2003 - 107, 2004 - 1,234, 2005 - 878, 2006 - 1,533, 2007 - 1,555,</p><p>2008 - 896, 2009 - 1,213, 2010 - 1,144, 2011 - 1,601, 2012 - 1,769, 2013 - 2,684, 2014 - 3,392, 2015 - 3,913, 2016 - 4,266, 2017 - 2,695</p><p> </p><p>In the last 12 months the Wiltshire Finds Liaison Officer has had discussions with the following museums and heritage organisations in Wiltshire:</p><p> </p><ol><li>Museums - Chippenham Museum, Salisbury Museum and Wiltshire Museum</li><li>Heritage organisations - Wessex Archaeology and Operation Nightingale</li></ol><p> </p><p>In addition the Wiltshire Finds Liaison Officer has had discussions with two Wiltshire based archaeology projects, the PAStlands Project and the Teffont Archaeological Project.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 118485 118487 118489 question first answered 14/12/2017 12:02:07 answering member 4051 label Biography information for John Glen
tabling member	114 label Biography information for Tim Loughton

804421

registered interest
date	11/12/2017
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Cultural Heritage: Wiltshire
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Digital, Culture, Media and Sport, which (a) museums and (b) heritage organisations in Wiltshire has the Wiltshire Finds Liaison Officer had discussions with in the last 12 months; and if she will make a statement.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	118485
answer	answer is ministerial correction date of answer 14/12/2017 answer text <p>The overwhelming majority of finds in England and Wales are reported directly to Finds Liaison Officers, though in a small number of cases they are reported directly to Coroners. The Coroner will normally direct the finder to the Finds Liaison Officer. In Northern Ireland, where the Portable Antiquities Scheme does not apply, finds are reported directly to the Coroner. Only individual Coroner’s officers will hold information on cases directly reported to them.</p><p> </p><p>The Treasure Act, which defines what finds are treasure came into force in 1997, and since then the following finds have been reported as treasure in Wiltshire:</p><p> </p><p>1997 – 6,1998 – 9,1999 – 10, 2000 – 4, 2001 – 7, 2002 – 9, 2003 – 8 (PAS first started in Wiltshire), 2004 – 11, 2005 – 18, 2006 – 18, 2007 – 25, 2008 – 26, 2009 – 20, 2010 – 36, 2011 – 41, 2012 – 35, 2013 – 30, 2014 – 30, 2015 – 35 (source Treasure Annual Report 2015) , 2016 – 46 (source Portable Antiquities Scheme Annual Report 2016)</p><p> </p><p>Since the Portable Antiquities Scheme began in Wiltshire in 2003 the following finds have been reported in each year.</p><p> </p><p>2003 - 107, 2004 - 1,234, 2005 - 878, 2006 - 1,533, 2007 - 1,555,</p><p>2008 - 896, 2009 - 1,213, 2010 - 1,144, 2011 - 1,601, 2012 - 1,769, 2013 - 2,684, 2014 - 3,392, 2015 - 3,913, 2016 - 4,266, 2017 - 2,695</p><p> </p><p>In the last 12 months the Wiltshire Finds Liaison Officer has had discussions with the following museums and heritage organisations in Wiltshire:</p><p> </p><ol><li>Museums - Chippenham Museum, Salisbury Museum and Wiltshire Museum</li><li>Heritage organisations - Wessex Archaeology and Operation Nightingale</li></ol><p> </p><p>In addition the Wiltshire Finds Liaison Officer has had discussions with two Wiltshire based archaeology projects, the PAStlands Project and the Teffont Archaeological Project.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 118486 118487 118489 question first answered 14/12/2017 12:02:07 answering member 4051 label Biography information for John Glen
tabling member	114 label Biography information for Tim Loughton

797885

registered interest
date	30/11/2017
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Bayeux Tapestry
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Digital, Culture, Media and Sport, what recent representations she has received about the UK temporarily hosting the Bayeux Tapestry.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	116792
answer	answer is ministerial correction date of answer 05/12/2017 answer text <p>We are aware of the Honourable Member’s support for the UK temporarily housing the Bayeux Tapestry. Cultural exchanges between France and the UK are flourishing, and we want to ensure they continue to do so. Individual loans are a matter for the relevant institutions, but I shall certainly register with my French counterpart the willingness of UK museums to host the Tapestry, should a suitable opportunity arise.</p> answering member constituency Salisbury answering member printed John Glen question first answered 05/12/2017 11:09:42 answering member 4051 label Biography information for John Glen
tabling member	114 label Biography information for Tim Loughton

782260

registered interest
date	01/11/2017
answering body	Department for Digital, Culture, Media and Sport
answering dept id	10
answering dept short name	Digital, Culture, Media and Sport
answering dept sort name	Digital, Culture, Media and Sport
hansard heading	Treasure Act 1996
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Secretary of State for Digital, Culture, Media and Sport, what plans she has to review the effectiveness of the Treasure Act 1996.
tabling member constituency	East Worthing and Shoreham
tabling member printed	Tim Loughton
uin	110975
answer	answer is ministerial correction date of answer 09/11/2017 answer text <p>The Department is planning a public consultation on treasure policy, which will primarily focus on proposed revisions to the Treasure Act 1996 Code of Practice.</p> answering member constituency Salisbury answering member printed John Glen question first answered 09/11/2017 12:17:33 answering member 4051 label Biography information for John Glen
tabling member	114 label Biography information for Tim Loughton