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1234272

registered interest
date	15/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Economic Situation
house id	1
legislature	25259 pref label House of Commons
question text	What steps he is taking to support regional economies.
tabling member constituency	Stockport
tabling member printed	Navendu Mishra
uin	906093
answer	answer is ministerial correction date of answer 15/09/2020 answer text <p>We recognise that every region will be feeling the impacts of this crisis and the Government has responded to the challenges of Covid-19 through unprecedented support for business and workers across the country.</p><p> </p><p>At the Summer Economic Update, the Chancellor announced the Government’s plan to support jobs in every region through upgrades to local infrastructure, boosting skills, and new employment support schemes. This builds on our commitment at Budget to invest in our towns, cities, people and places.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 906079 question first answered 15/09/2020 13:05:20 answering member 4051 label Biography information for John Glen
tabling member	4811 label Biography information for Navendu Mishra

1234273

registered interest
date	15/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit
house id	1
legislature	25259 pref label House of Commons
question text	What steps his Department is taking to help ensure that buy now pay later lenders comply with guidance set out by the (a) Financial Conduct Authority and (b) Advertising Standards Agency.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	906085
answer	answer is ministerial correction date of answer 15/09/2020 answer text <p>Where a buy now pay later lender is offering a regulated credit agreement, it must be authorised and regulated by the Financial Conduct Authority. Where an authorised firm breaches FCA rules and guidance, the FCA is able to take action against them.</p><p> </p><p>Where a firm breaks the UK Advertising Codes, the Advertising Standards Authority is able to ban those advertisements.</p> answering member constituency Salisbury answering member printed John Glen question first answered 15/09/2020 13:03:09 answering member 4051 label Biography information for John Glen
tabling member	4088 label Biography information for Stella Creasy

1234274

registered interest
date	15/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Economic Situation
house id	1
legislature	25259 pref label House of Commons
question text	What steps he is taking to support regional economies.
tabling member constituency	Cambridge
tabling member printed	Daniel Zeichner
uin	906079
answer	answer is ministerial correction date of answer 15/09/2020 answer text <p>We recognise that every region will be feeling the impacts of this crisis and the Government has responded to the challenges of Covid-19 through unprecedented support for business and workers across the country.</p><p> </p><p>At the Summer Economic Update, the Chancellor announced the Government’s plan to support jobs in every region through upgrades to local infrastructure, boosting skills, and new employment support schemes. This builds on our commitment at Budget to invest in our towns, cities, people and places.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 906093 question first answered 15/09/2020 13:05:20 answering member 4051 label Biography information for John Glen
tabling member	4382 label Biography information for Daniel Zeichner

1233055

registered interest
date	09/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: Repossession Orders
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what recent discussions he has had with mortgage providers on preventing the repossession of family homes of small business owners whose business has failed due to the covid-19 outbreak.
tabling member constituency	Halton
tabling member printed	Derek Twigg
uin	87489
answer	answer is ministerial correction date of answer 14/09/2020 answer text <p>The Government has been working closely with mortgage lenders throughout this period in order to provide as much certainty as possible to homeowners. In March we announced the availability of a 3-month mortgage payment deferral to help those struggling with the financial impact of Covid-19. Alongside this, FCA guidance from 2 June provided homeowners with the option of a second 3-month deferral, as well as confirming the lender ban on repossessions until 31 October 2020 meaning no homeowner will face repossession through this uncertain time.</p> answering member constituency Salisbury answering member printed John Glen question first answered 14/09/2020 07:59:04 answering member 4051 label Biography information for John Glen
tabling member	429 label Biography information for Derek Twigg

1232266

registered interest
date	08/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he plans to take to ensure lenders do not demand an EWS1 form for mortgage provision of homes in buildings under 18 metres, unless there is a specific concern of enhanced fire risk from external wall composition.
tabling member constituency	St Albans
tabling member printed	Daisy Cooper
uin	86761
answer	answer is ministerial correction date of answer 11/09/2020 answer text <p>The EWS1 form was introduced by the Royal Institution of Chartered Surveyors (RICS) to assist in valuation of high-rise residential buildings for mortgage purposes. Government does not support a blanket approach in EWS1 requests for lower risk properties and is encouraging mortgage lenders to accept other equivalent evidence from building owners for valuation purposes.</p> answering member constituency Salisbury answering member printed John Glen question first answered 11/09/2020 08:04:44 answering member 4051 label Biography information for John Glen
tabling member	4769 label Biography information for Daisy Cooper

1232270

registered interest
date	08/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Leasehold
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to help leaseholders (a) obtain mortgages or (b) re-mortgage their properties in situations where they are unable to obtain External Wall System (1) forms.
tabling member constituency	Birmingham, Ladywood
tabling member printed	Shabana Mahmood
uin	86619
answer	answer is ministerial correction date of answer 11/09/2020 answer text <p>The EWS1 form was introduced by the Royal Institution of Chartered Surveyors (RICS) to assist in valuation of high-rise residential buildings for mortgage purposes. Government does not support a blanket approach in EWS1 requests for lower risk properties and is encouraging mortgage lenders to accept other equivalent evidence from building owners for valuation purposes.</p> answering member constituency Salisbury answering member printed John Glen question first answered 11/09/2020 07:59:43 answering member 4051 label Biography information for John Glen
tabling member	3914 label Biography information for Shabana Mahmood

1232278

registered interest
date	08/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	UK Government Investments
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether his Department has been notified on each occasion by UKGI on matters with the Post Office which are considered to be novel, contentious and repercussive.
tabling member constituency	North Durham
tabling member printed	Mr Kevan Jones
uin	86569
answer	answer is ministerial correction date of answer 11/09/2020 answer text <p>HM Treasury should be notified on novel, contentious and repercussive spending. HM Treasury is not aware of any instance where it has not been notified by UKGI on relevant matters concerning the Post Office which UKGI considers to be novel, contentious, and repercussive.</p> answering member constituency Salisbury answering member printed John Glen question first answered 11/09/2020 10:05:20 answering member 4051 label Biography information for John Glen
tabling member	1438 label Biography information for Mr Kevan Jones

1232279

registered interest
date	08/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	UK Government Investments
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether UKGI has delegated authority to take on (a) directly or (b) indirectly (i) assets, (ii) liabilities, (iii) contingent liabilities or (iv) other commitments or obligations in managing shareholdings or the delivery of the objectives, without the consent of his Department.
tabling member constituency	North Durham
tabling member printed	Mr Kevan Jones
uin	86570
answer	answer is ministerial correction date of answer 11/09/2020 answer text <p>UKGI’s delegated authority is limited to its operating budget of £13.7m, which is, to a material extent, expended on staff costs. At its most recent reporting date of 31 March 2020, UKGI had no assets or liabilities other than its normal operating debtors and creditors, and no contingent liabilities. UKGI has no delegated authority beyond this to take on (a) directly or (b) indirectly (i) assets, (ii) liabilities, (iii) contingent liabilities or (iv) other commitments or obligations in managing shareholdings or the delivery of the objectives, without the consent of HM Treasury.</p> answering member constituency Salisbury answering member printed John Glen question first answered 11/09/2020 10:05:38 answering member 4051 label Biography information for John Glen
tabling member	1438 label Biography information for Mr Kevan Jones

1232281

registered interest
date	08/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	UK Government Investments
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what measures are in place to prevent a member of UKGI sitting as a non-executive member on a Government-owned company while at the same time acting for a private company in the same sector.
tabling member constituency	North Durham
tabling member printed	Mr Kevan Jones
uin	86571
answer	answer is ministerial correction date of answer 11/09/2020 answer text <p>All employees of UKGI are prohibited from taking on any additional employment or appointments, directly or indirectly, without prior permission from UKGI, which should not be forthcoming where a conflict of interest arises or is perceived to arise. UKGI’s own non-executive directors also comply with this requirement.</p> answering member constituency Salisbury answering member printed John Glen question first answered 11/09/2020 10:02:07 answering member 4051 label Biography information for John Glen
tabling member	1438 label Biography information for Mr Kevan Jones

1232427

registered interest
date	08/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Mortgages: Coronavirus
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if his Department will make an assessment of the effect of using the three month mortgage holiday during the covid-19 outbreak on people's (a) credit ratings and (b) ability to access new mortgage finance deals and other financial services; and if he will make a statement.
tabling member constituency	Broxbourne
tabling member printed	Sir Charles Walker
uin	86576
answer	answer is ministerial correction date of answer 11/09/2020 answer text <p>The FCA requires that there should be no worsening of arrears status on a consumer’s credit file as a result of taking out a payment holiday. This was reconfirmed in the FCA’s updated guidance published in June and continues to be the case for any borrower taking a payment holiday until 31 October 2020.</p><p> </p><p>However, it is important to remember that when borrowers apply for new credit, lenders will continue to carry out affordability assessments which uses a range of information beyond a credit file. This will include an analysis of income and expenditure, to assess future ability to make repayments, which may have been affected by COVID-19.</p> answering member constituency Salisbury answering member printed John Glen question first answered 11/09/2020 08:03:12 answering member 4051 label Biography information for John Glen
tabling member	1493 label Biography information for Sir Charles Walker