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1234272

registered interest
date	15/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Economic Situation
house id	1
legislature	25259 pref label House of Commons
question text	What steps he is taking to support regional economies.
tabling member constituency	Stockport
tabling member printed	Navendu Mishra
uin	906093
answer	answer is ministerial correction date of answer 15/09/2020 answer text <p>We recognise that every region will be feeling the impacts of this crisis and the Government has responded to the challenges of Covid-19 through unprecedented support for business and workers across the country.</p><p> </p><p>At the Summer Economic Update, the Chancellor announced the Government’s plan to support jobs in every region through upgrades to local infrastructure, boosting skills, and new employment support schemes. This builds on our commitment at Budget to invest in our towns, cities, people and places.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 906079 question first answered 15/09/2020 13:05:20 answering member 4051 label Biography information for John Glen
tabling member	4811 label Biography information for Navendu Mishra

1234273

registered interest
date	15/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit
house id	1
legislature	25259 pref label House of Commons
question text	What steps his Department is taking to help ensure that buy now pay later lenders comply with guidance set out by the (a) Financial Conduct Authority and (b) Advertising Standards Agency.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	906085
answer	answer is ministerial correction date of answer 15/09/2020 answer text <p>Where a buy now pay later lender is offering a regulated credit agreement, it must be authorised and regulated by the Financial Conduct Authority. Where an authorised firm breaches FCA rules and guidance, the FCA is able to take action against them.</p><p> </p><p>Where a firm breaks the UK Advertising Codes, the Advertising Standards Authority is able to ban those advertisements.</p> answering member constituency Salisbury answering member printed John Glen question first answered 15/09/2020 13:03:09 answering member 4051 label Biography information for John Glen
tabling member	4088 label Biography information for Stella Creasy

1234274

registered interest
date	15/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Economic Situation
house id	1
legislature	25259 pref label House of Commons
question text	What steps he is taking to support regional economies.
tabling member constituency	Cambridge
tabling member printed	Daniel Zeichner
uin	906079
answer	answer is ministerial correction date of answer 15/09/2020 answer text <p>We recognise that every region will be feeling the impacts of this crisis and the Government has responded to the challenges of Covid-19 through unprecedented support for business and workers across the country.</p><p> </p><p>At the Summer Economic Update, the Chancellor announced the Government’s plan to support jobs in every region through upgrades to local infrastructure, boosting skills, and new employment support schemes. This builds on our commitment at Budget to invest in our towns, cities, people and places.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 906093 question first answered 15/09/2020 13:05:20 answering member 4051 label Biography information for John Glen
tabling member	4382 label Biography information for Daniel Zeichner

1234077

registered interest
date	14/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bank Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, pursuant to the Answer of 21 July 2020 to Questions 75431 to 75432 on Bank Services, 75433 on Bank Services: Foreign Nationals and 75434 on Bank Services: Undocumented Migrants, for what reason that information is not held by HM Treasury.
tabling member constituency	Liverpool, Walton
tabling member printed	Dan Carden
uin	89824
answer	answer is ministerial correction date of answer 17/09/2020 answer text <p>Although HM Treasury sets the legal framework for the regulation of financial services, it does not routinely collect such specific information of this kind. The information relates to commercial data from UK financial institutions.</p> answering member constituency Salisbury answering member printed John Glen question first answered 17/09/2020 13:36:49 answering member 4051 label Biography information for John Glen
tabling member	4651 label Biography information for Dan Carden

1234198

registered interest
date	14/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bank Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to reduce the number of unbanked individuals in the UK.
tabling member constituency	Blackpool North and Cleveleys
tabling member printed	Paul Maynard
uin	89668
answer	answer is ministerial correction date of answer 22/09/2020 answer text <p>The Treasury does not make assessments of the number of people who do not have a bank account. However, in 2017, the Financial Conduct Authority (FCA) published the results of the Financial Lives Survey which found that 1.3 million UK adults were unbanked, i.e. have no current account or alternative e-money account. The FCA intend to repeat the Financial Lives Survey on a regular basis in future.</p><p> </p><p>The 2017 Financial Lives Survey report contains further information on the characteristics of the unbanked. The report analyses survey results across the four nations of the UK, the nine regions of England, and by rural and urban areas.</p><p>Government believes that individuals, regardless of their background or income, should have access to useful and affordable financial products and services, including a bank account.</p><p> </p><p>Basic bank accounts are a key financial inclusion policy. They provide people with a way of receiving income, whether that be salary, pension, benefits or tax credits and enable them to manage their money on a day-to-day basis effectively, securely and confidently.</p><p> </p><p>A basic bank account is fee-free for all everyday banking services and has no overdraft facility. The 9 largest personal current account providers in the UK are legally required to offer fee-free basic bank accounts to customers who do not have a bank account in the UK or who are ineligible for a bank’s standard current account.</p><p> </p><p>The Treasury publishes data on basic bank accounts annually. The December 2019 publication shows that in total there are nearly 7.5 million basic bank accounts open in the UK.</p> answering member constituency Salisbury answering member printed John Glen question first answered 22/09/2020 15:11:14 answering member 4051 label Biography information for John Glen
tabling member	3926 label Biography information for Paul Maynard

1233675

registered interest
date	11/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Bank Cards: Coronavirus
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what recent assessment he has made of the potential discriminatory effect on certain consumers of some retail, hospitality and other outlets only accepting card payments.
tabling member constituency	York Central
tabling member printed	Rachael Maskell
uin	88898
answer	answer is ministerial correction date of answer 21/09/2020 answer text <p>The Government recognises the importance of cash access to millions of people across the UK, including those who are vulnerable. That is why, at March Budget 2020, Government committed to bring forward legislation to protect access to cash for those who need it, and ensure that the UK’s cash infrastructure is sustainable in the long run. Treasury is working at pace to develop legislation.</p><p> </p><p>The Government remains closely engaged with the financial regulators to monitor and assess risks around cash relating to COVID-19. In order to help control the virus, all businesses and individuals are encouraged to follow the latest Government advice. To work safely during Coronavirus, retailers have been recommended to minimise contact around transactions, for example, considering using contactless payments. However, it remains the individual retailer’s choice as to whether to accept or decline any form of payment, including cash or card.</p> answering member constituency Salisbury answering member printed John Glen question first answered 21/09/2020 13:56:41 answering member 4051 label Biography information for John Glen
tabling member	4471 label Biography information for Rachael Maskell

1233779

registered interest
date	11/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, when he plans to bring forward legislative proposals on protecting access to cash.
tabling member constituency	Luton South
tabling member printed	Rachel Hopkins
uin	88949
answer	answer is ministerial correction date of answer 21/09/2020 answer text <p>The Government remains committed to legislating on cash as announced by the Chancellor at March 2020 Budget. The legislation will ensure continued access to cash for those that rely on it and that the UK’s cash infrastructure is sustainable in the long-term.</p><p> </p><p>The Treasury is working at pace to develop this legislation, and is engaging closely with the Payment Systems Regulator, Financial Conduct Authority and Bank of England, including through the Joint Authorities Cash Strategy Group, to ensure its approach to legislation reflects the needs of cash users across the economy. The authorities are also currently leading an ambitious programme of work with industry to reach consensus on cash access solutions in line with the Government’s objectives.</p><p> </p><p>The Government and regulators are monitoring developments relating to COVID-19 closely, including monitoring the impacts on cash access, and working with industry so that banks, building societies, credit unions and Post Offices maintain essential banking services as needed, including cash access.</p><p> </p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 88950 88951 question first answered 21/09/2020 14:24:37 answering member 4051 label Biography information for John Glen
tabling member	4873 label Biography information for Rachel Hopkins

1233780

registered interest
date	11/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps his Department plans to take to protect access to cash.
tabling member constituency	Luton South
tabling member printed	Rachel Hopkins
uin	88950
answer	answer is ministerial correction date of answer 21/09/2020 answer text <p>The Government remains committed to legislating on cash as announced by the Chancellor at March 2020 Budget. The legislation will ensure continued access to cash for those that rely on it and that the UK’s cash infrastructure is sustainable in the long-term.</p><p> </p><p>The Treasury is working at pace to develop this legislation, and is engaging closely with the Payment Systems Regulator, Financial Conduct Authority and Bank of England, including through the Joint Authorities Cash Strategy Group, to ensure its approach to legislation reflects the needs of cash users across the economy. The authorities are also currently leading an ambitious programme of work with industry to reach consensus on cash access solutions in line with the Government’s objectives.</p><p> </p><p>The Government and regulators are monitoring developments relating to COVID-19 closely, including monitoring the impacts on cash access, and working with industry so that banks, building societies, credit unions and Post Offices maintain essential banking services as needed, including cash access.</p><p> </p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 88949 88951 question first answered 21/09/2020 14:24:37 answering member 4051 label Biography information for John Glen
tabling member	4873 label Biography information for Rachel Hopkins

1233781

registered interest
date	11/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Cash Dispensing: Coronavirus
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, whether his Department has undertaken an impact assessment of the covid-19 pandemic’s effect on access to cash for (a) disabled and (b) elderly people.
tabling member constituency	Luton South
tabling member printed	Rachel Hopkins
uin	88951
answer	answer is ministerial correction date of answer 21/09/2020 answer text <p>The Government remains committed to legislating on cash as announced by the Chancellor at March 2020 Budget. The legislation will ensure continued access to cash for those that rely on it and that the UK’s cash infrastructure is sustainable in the long-term.</p><p> </p><p>The Treasury is working at pace to develop this legislation, and is engaging closely with the Payment Systems Regulator, Financial Conduct Authority and Bank of England, including through the Joint Authorities Cash Strategy Group, to ensure its approach to legislation reflects the needs of cash users across the economy. The authorities are also currently leading an ambitious programme of work with industry to reach consensus on cash access solutions in line with the Government’s objectives.</p><p> </p><p>The Government and regulators are monitoring developments relating to COVID-19 closely, including monitoring the impacts on cash access, and working with industry so that banks, building societies, credit unions and Post Offices maintain essential banking services as needed, including cash access.</p><p> </p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 88949 88950 question first answered 21/09/2020 14:24:37 answering member 4051 label Biography information for John Glen
tabling member	4873 label Biography information for Rachel Hopkins

1232778

registered interest
date	09/09/2020
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	UK Government Investments: Citigate Dewe Rogerson
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, how much UKGI spent last year out of the public purse for the services of Citigate Dewe & Rogerson.
tabling member constituency	North Durham
tabling member printed	Mr Kevan Jones
uin	87494
answer	answer is ministerial correction date of answer 16/09/2020 answer text <p>In the 12 months to 31 August 2020 UKGI spent £57,549 (excluding VAT) on the services of Citigate Dewe &amp; Rogerson.</p> answering member constituency Salisbury answering member printed John Glen question first answered 16/09/2020 12:57:57 answering member 4051 label Biography information for John Glen
tabling member	1438 label Biography information for Mr Kevan Jones