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1651555

registered interest
date	10/07/2023
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Childcare: Tax Allowances
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, how many claimants made claims under the Tax Free Childcare Scheme in each financial year since 2017; and how much funding was claimed under the scheme for children aged (a) under one year old, (b) one year old, (c) two years old and (d) three to four years old in each financial year since 2017.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	193116
answer	answer is ministerial correction date of answer 13/07/2023 answer text <p>Statistics relating to Tax-Free Childcare account use are published quarterly in “Tax-Free Childcare Statistics” on the gov.uk website. The latest publication, containing information up to March 2023 is here:</p><p><a href="https://www.gov.uk/government/collections/tax-free-childcare-quarterly-statistics" target="_blank">https://www.gov.uk/government/collections/tax-free-childcare-quarterly-statistics</a></p> answering member constituency Salisbury answering member printed John Glen question first answered 13/07/2023 13:55:32 answering member 4051 label Biography information for John Glen
tabling member	4088 label Biography information for Stella Creasy

1441352

registered interest
date	15/03/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit: Regulation
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, when he plans to publish the Government's response to its consultation on the Regulation of Buy-Now Pay-Later.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	140430
answer	answer is ministerial correction date of answer 18/03/2022 answer text <p>The Government published a consultation on policy proposals for the regulation of Buy-Now Pay-Later (BNPL) on 21 October 2021, which closed on 6 January 2022. The Government is now reviewing responses to this consultation and considering next steps, and intends to publish a consultation response in the spring.</p> answering member constituency Salisbury answering member printed John Glen question first answered 18/03/2022 11:55:42 answering member 4051 label Biography information for John Glen
tabling member	4088 label Biography information for Stella Creasy

1441069

registered interest
date	14/03/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what recent assessment the Government has made of the prevalence of the use of buy now pay later products to purchase (a) toiletries, (b) food and (c) other essential items.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	139344
answer	answer is ministerial correction date of answer 17/03/2022 answer text <p>HM Treasury regularly monitors changes in the consumer credit market, including the impact of economic developments, as part of its normal process of policy development.</p><p> </p><p>However, it does not hold information regarding the impact of increasing living costs on the number of people using Buy-Now Pay-Later (BNPL), or the prevalence of the use of BNPL products to purchase essential items. Instead, HMT draws on the research of various stakeholders, including consumer groups and the wider financial services industry, to inform policy development.</p><p> </p><p>The Woolard Review into the unsecured credit market found several potential risks of consumer detriment from interest-free BNPL products. The Government recognises those risks, but also notes that as an interest-free product, BNPL can often be lower-risk than other forms of borrowing and a useful tool to help consumers manage their finances. That is why on 2 February 2021, the Government announced its intention to regulate BNPL products in a proportionate manner.</p><p> </p><p>The Government published a consultation on policy proposals for the regulation of BNPL on 21 October 2021, which closed on 6 January 2022. The Government is now reviewing responses to this consultation and considering next steps and intends to publish a consultation response in the spring.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 139345 question first answered 17/03/2022 12:27:01 answering member 4051 label Biography information for John Glen
tabling member	4088 label Biography information for Stella Creasy

1441070

registered interest
date	14/03/2022
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what assessment he has made of the impact of increasing living costs on the number of people using buy now pay later services.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	139345
answer	answer is ministerial correction date of answer 17/03/2022 answer text <p>HM Treasury regularly monitors changes in the consumer credit market, including the impact of economic developments, as part of its normal process of policy development.</p><p> </p><p>However, it does not hold information regarding the impact of increasing living costs on the number of people using Buy-Now Pay-Later (BNPL), or the prevalence of the use of BNPL products to purchase essential items. Instead, HMT draws on the research of various stakeholders, including consumer groups and the wider financial services industry, to inform policy development.</p><p> </p><p>The Woolard Review into the unsecured credit market found several potential risks of consumer detriment from interest-free BNPL products. The Government recognises those risks, but also notes that as an interest-free product, BNPL can often be lower-risk than other forms of borrowing and a useful tool to help consumers manage their finances. That is why on 2 February 2021, the Government announced its intention to regulate BNPL products in a proportionate manner.</p><p> </p><p>The Government published a consultation on policy proposals for the regulation of BNPL on 21 October 2021, which closed on 6 January 2022. The Government is now reviewing responses to this consultation and considering next steps and intends to publish a consultation response in the spring.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 139344 question first answered 17/03/2022 12:27:01 answering member 4051 label Biography information for John Glen
tabling member	4088 label Biography information for Stella Creasy

1353975

registered interest
date	08/09/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what estimate he has made of the number of people accessing financial products through buy now pay later firms in each of the last 12 months.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	45114
answer	answer is ministerial correction date of answer 13/09/2021 answer text <p>HM Treasury does not hold information on the number of people accessing financial products through Buy-Now-Pay-Later firms, the number of people referred to debt collection agencies by Buy-Now-Pay-Later firms, or the total level of debt owed to Buy-Now-Pay-Later firms.</p><p> </p><p>On 2 February, the Government announced its intention to regulate Buy-Now-Pay-Later products. On 17 March, the Government tabled an amendment to the Financial Services Bill (now Act) to allow the Government to bring Buy-Now-Pay-Later products into the scope of FCA regulation in a proportionate way. Treasury and FCA are now working closely to publish a consultation document soon.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 45115 45116 question first answered 13/09/2021 12:49:07 answering member 4051 label Biography information for John Glen
tabling member	4088 label Biography information for Stella Creasy

1354027

registered interest
date	08/09/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit: Debt Collection
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what estimate he has made of the number of people referred to debt collection agencies by buy now pay later firms in each of the last 12 months.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	45115
answer	answer is ministerial correction date of answer 13/09/2021 answer text <p>HM Treasury does not hold information on the number of people accessing financial products through Buy-Now-Pay-Later firms, the number of people referred to debt collection agencies by Buy-Now-Pay-Later firms, or the total level of debt owed to Buy-Now-Pay-Later firms.</p><p> </p><p>On 2 February, the Government announced its intention to regulate Buy-Now-Pay-Later products. On 17 March, the Government tabled an amendment to the Financial Services Bill (now Act) to allow the Government to bring Buy-Now-Pay-Later products into the scope of FCA regulation in a proportionate way. Treasury and FCA are now working closely to publish a consultation document soon.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 45114 45116 question first answered 13/09/2021 12:49:07 answering member 4051 label Biography information for John Glen
tabling member	4088 label Biography information for Stella Creasy

1354028

registered interest
date	08/09/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit: Debt Collection
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what estimate he has made of the total level of debt owed to buy now pay later firms at the end of (a) February 2021 and (b) August 2021.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	45116
answer	answer is ministerial correction date of answer 13/09/2021 answer text <p>HM Treasury does not hold information on the number of people accessing financial products through Buy-Now-Pay-Later firms, the number of people referred to debt collection agencies by Buy-Now-Pay-Later firms, or the total level of debt owed to Buy-Now-Pay-Later firms.</p><p> </p><p>On 2 February, the Government announced its intention to regulate Buy-Now-Pay-Later products. On 17 March, the Government tabled an amendment to the Financial Services Bill (now Act) to allow the Government to bring Buy-Now-Pay-Later products into the scope of FCA regulation in a proportionate way. Treasury and FCA are now working closely to publish a consultation document soon.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 45114 45115 question first answered 13/09/2021 12:49:07 answering member 4051 label Biography information for John Glen
tabling member	4088 label Biography information for Stella Creasy

1338111

registered interest
date	18/06/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit: Regulation
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what recent discussions his Department has had with the Competition and Markets Authority on the regulation of buy now pay later companies.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	18516
answer	answer is ministerial correction date of answer 23/06/2021 answer text <p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery. Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at: <a href="https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel#history" target="_blank">HMT ministers' meetings, hospitality, gifts and overseas travel - GOV.UK (www.gov.uk)</a></p><p> </p> answering member constituency Salisbury answering member printed John Glen question first answered 23/06/2021 13:27:00 answering member 4051 label Biography information for John Glen
tabling member	4088 label Biography information for Stella Creasy

1315571

registered interest
date	18/05/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Funerals: Pre-payment
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, what steps he is taking to protect consumers that purchase pre-paid funeral plans.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	2961
answer	answer is ministerial correction date of answer 24/05/2021 answer text <p>I refer the Hon Member to the answer that I gave on 20 May to the Hon Member for South Holland and The Deepings to PQs UIN: 2183, 2184 and 2185.</p> answering member constituency Salisbury answering member printed John Glen question first answered 24/05/2021 13:25:21 answering member 4051 label Biography information for John Glen
tabling member	4088 label Biography information for Stella Creasy

1311451

registered interest
date	22/04/2021
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Credit: Companies
house id	1
legislature	25259 pref label House of Commons
question text	To ask the Chancellor of the Exchequer, if he will publish a list of the meetings (a) in-person, (b) online and (c) by phone and other correspondence that (i) Ministers and (ii) in his Department officials have had with buy now, pay later companies in 2021 to date; and what the names were of those companies.
tabling member constituency	Walthamstow
tabling member printed	Stella Creasy
uin	185872
answer	answer is ministerial correction date of answer 27/04/2021 answer text <p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery. Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at:</p><p><a href="https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-giftsand-overseas-travel" target="_blank">https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-giftsand-overseas-travel</a></p> answering member constituency Salisbury answering member printed John Glen question first answered 27/04/2021 14:35:37 answering member 4051 label Biography information for John Glen
tabling member	4088 label Biography information for Stella Creasy