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890325

registered interest
date	24/04/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Workplace Pensions
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what estimate he has made of the number of firms that operate self-invested personal pension schemes for individuals which have ceased operating within the past two years.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	137489
answer	answer is ministerial correction date of answer 27/04/2018 answer text <p>HMRC does not hold the information requested. HMRC does not hold information that allows them to identify self-invested personal pensions separate from overall personal pensions.</p> answering member constituency Salisbury answering member printed John Glen question first answered 27/04/2018 10:01:12 answering member 4051 label Biography information for John Glen
tabling member	1409 label Biography information for Mr Gregory Campbell

886141

registered interest
date	18/04/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, if he will take steps to ensure that Asset Fund Managers automatically switch small investors' funds into less costly management options in compliance with Financial Conduct Authority guidance.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	136336
answer	answer is ministerial correction date of answer 23/04/2018 answer text <p>The Financial Conduct Authority (FCA) sets the overall conduct standards for asset managers, including the requirement to treat customers fairly. The FCA has a broad suite of supervision and enforcement powers, to ensure financial services businesses comply with their rules.</p><p> </p><p>Following a comprehensive Market Study, the FCA have published new rules and guidance, aimed at driving better competition in the sector and allowing customers to find better value services. Specifically, the new regulations will require firms to publicly report on whether clients should be moved to lower cost share classes, where they are invested in more expensive classes which are otherwise the same. They will also make it easier for investors to be switched on to less costly management options by removing the need to secure express consent from investors.</p> answering member constituency Salisbury answering member printed John Glen question first answered 23/04/2018 15:53:49 answering member 4051 label Biography information for John Glen
tabling member	1409 label Biography information for Mr Gregory Campbell

885243

registered interest
date	17/04/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Individual Savings Accounts
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what the change in the ratio of investments in stocks and shares ISAs to cash ISAs has been in each of the last five years.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	136108
answer	answer is ministerial correction date of answer 23/04/2018 answer text <p>HMRC publishes annual statistics on new subscriptions and total savings in cash and stocks and shares Individual Savings Accounts (ISAs). These are available on the GOV.UK website: <a href="https://www.gov.uk/government/collections/individual-savings-accounts-isa-statistics" target="_blank">https://www.gov.uk/government/collections/individual-savings-accounts-isa-statistics</a></p><p> </p><p>These statistics consider investments in ISAs in a number of ways, including: the number of accounts subscribed to, the amounts subscribed and the total market value of funds.</p> answering member constituency Salisbury answering member printed John Glen question first answered 23/04/2018 09:11:55 answering member 4051 label Biography information for John Glen
tabling member	1409 label Biography information for Mr Gregory Campbell

868365

registered interest
date	21/03/2018
answering body	Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	Treasury
hansard heading	Financial Services: Regulation
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, whether paragraph 2.1 of the Financial Conduct Authority's (FCA) Principles for Business applies to (a) all firms authorised by the FCA and (b) firms engaged in regulated activities which are not authorised by the FCA.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	133585
answer	answer is ministerial correction date of answer 26/03/2018 answer text <p>Under the Financial Services and Markets Act 2000, any firm (whether a business, a not-for-profit or a sole trader) carrying out a regulated activity must be authorised or registered by the FCA, unless they are exempt. It is a criminal offence to carry out regulated activities if a firm is not authorised or exempt.</p><p> </p><p>All FCA regulated firms must adhere to the Principles for Businesses, as set out in the FCA Handbook.</p> answering member constituency Salisbury answering member printed John Glen question first answered 26/03/2018 13:05:38 answering member 4051 label Biography information for John Glen
tabling member	1409 label Biography information for Mr Gregory Campbell

820844

registered interest
date	11/01/2018
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Insurance: Equality
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how he plans to enact the principle of equal treatment between men and women in the access to and supply of goods and services in respect of insurance services.
tabling member constituency	East Londonderry
tabling member printed	Mr Gregory Campbell
uin	122262
answer	answer is ministerial correction date of answer 16/01/2018 answer text <p>The government believes that it is important that consumers have access to suitable insurance products at the right price.</p><p> </p><p>Although various factors can impact on availability, pricing and terms of insurance policies, the Equality Act 2010 (Amendment) Regulations 2012 state that insurers cannot price risk on the grounds of gender alone.</p><p> </p><p>The Financial Conduct Authority (FCA) is responsible for regulating and supervising the financial services industry, including insurance firms. The FCA continues to actively investigate issues surrounding access to financial services. It recently opened its ‘future approach to consumers’ consultation paper, which includes a focus on understanding access to and exclusion from financial services.</p> answering member constituency Salisbury answering member printed John Glen question first answered 16/01/2018 16:47:34 answering member 4051 label Biography information for John Glen
tabling member	1409 label Biography information for Mr Gregory Campbell