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905285

registered interest
date	15/05/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions: Females
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what plans they have to tackle the gender gap in pensions, as highlighted in a recent report from the Centre for Study of Financial Innovation, The Dependency Trap—are we fit enough to face the future?.
tabling member printed	Baroness Burt of Solihull
uin	HL7876
answer	answer is ministerial correction date of answer 23/05/2018 answer text <p>The report by the Centre for the Study of Financial Innovation raises issues concerning differences in earnings between genders that cannot be tackled by the pensions system alone. The Government remains committed to minimising the gender pay gap.</p><p> </p><p>On pension saving, through automatic enrolment into workplace pensions we are helping those who were historically disadvantaged in terms of occupational pension provision – often women and lower earners – to build up their retirement savings. Since the introduction of automatic enrolment the proportion of women employed full-time in the private sector without a workplace pension has decreased from 65 per cent in 2012 to 31 per cent in 2016. It is also equalising workplace pension participation among eligible men and women. In 2016, 73 per cent of eligible men and women in the private sector were saving into a workplace pension compared with 43 per cent and 40 per cent of eligible men and women respectively in the private sector in 2012.</p><p> </p><p>Our aim is to continue to increase the levels of retirement saving amongst all groups. The 2017 review of automatic enrolment sets out our ambition for strengthening the framework of workplace pension saving for lower paid workers (many of whom are women working part-time). Over the coming year we will work to build a renewed consensus to deliver the detailed design and implementation of our proposals.</p> answering member printed Baroness Buscombe question first answered 23/05/2018 12:23:57 answering member 3349 label Biography information for Baroness Buscombe
tabling member	1567 label Biography information for Baroness Burt of Solihull

905287

registered interest
date	15/05/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Chronic Illnesses: Employment
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government, in the light of the recent report from the Centre for the Study of Financial Innovation The Dependency Trap—are we fit to face the future?, what steps they are taking to reduce the rates of economic inactivity in the UK due to preventable chronic conditions among those aged over 50.
tabling member printed	Baroness Burt of Solihull
uin	HL7878
answer	answer is ministerial correction date of answer 30/05/2018 answer text <p>The number of workers aged 50 and over currently in employment is at a record high of 10.1 million aged 50 plus in the UK: an increase of 1.4 million over the last 5 years and an increase of 2.2 million over the last 10 years</p><p> </p><p>The Government has in place a comprehensive Fuller Working Lives strategy to support older workers to remain in and return to the labour market and tackle the barriers to doing so.</p><p> </p><p>The Government has appointed the Business in The Community (BITC) Age at Work leadership team, as Business Champion for Older Workers; the BITC team of employers spearhead the Government’s Fuller Working Lives work. The Department has also expanded its network of Older Claimant Champions to all 34 Jobcentre Plus districts to work collaboratively with over 11,000 work coaches.</p><p> </p><p>The Government understands the importance to individuals and the wider economy of preventing avoidable ill-health and enabling more disabled people and people with long-term health conditions to get into and stay in work. We continue to support and encourage employers to recruit and retain with confidence; to build our offer of personalised employment support and are exploring how to improve access to Occupational Health services.</p><p> </p><p>From 2013 to 2017; the number of people with a long term health condition in work increased by nearly 600,000 to 7.4 million; with an employment rate of 62 per cent that is an increase of 4.3 percentage points in the same period.</p><p> </p><p>The Government has also committed to seeing one million more disabled people in work over the next ten years. On 30 November 2017, we published ‘Improving Lives: The Future of Work, Health and Disability’, which sets out actions we are taking across three key settings; in the welfare system; in the workplace and in health services – with health professionals ready to talk about health barriers to work.</p><p> </p><p>We are investing up to £115 million of programme funding to support the work and health agenda to enable investment in new models and the evidence of what works this includes:</p><p> </p><p>o more than doubling the number of Employment Advisers in Improving Access to Psychological Therapies services;</p><p>o mental health trials; and</p><p>o the Work and Health Innovation Fund – which is funded by contributions from Department for Work and Pensions , Department for Health and social Care, and NHS England.</p><p> </p><p> </p><p>Background note:</p><p>Please note that Office for National Statistics did recently release some more recent employment estimates for people with disabilities and people with long-term health conditions. However, these are subject to health warnings while ONS complete their investigations into an apparent discontinuity in the figures. Therefore, we have advised that public statements should be based on estimates up to quarter 2 (April-June) 2017, the most period for which ONS have published estimates without health warnings.</p> answering member printed Baroness Buscombe question first answered 30/05/2018 15:17:39 answering member 3349 label Biography information for Baroness Buscombe
tabling member	1567 label Biography information for Baroness Burt of Solihull

905288

registered interest
date	15/05/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Social Security Benefits: Disability
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what percentage increase of people on working age disability benefits they anticipate following the introduction of planned increases to the state pension age from age 65 to 66, and 67 to 68.
tabling member printed	Baroness Burt of Solihull
uin	HL7879
answer	answer is ministerial correction date of answer 23/05/2018 answer text <p>The latest Fiscal Sustainability Report, contains estimates of the increase in State Pension Age.</p><p> </p><p>The table below shows the estimated number of people aged 66 and over on disability benefits as a proportion of the caseload aged under 66. Disability Benefits include Personal Independence Payment, Disability Living Allowance and Attendance Allowance.</p><p> </p><p> </p><table><tbody><tr><td><p> </p></td><td><p>Proportion</p></td></tr><tr><td><p>2018/19</p></td><td><p>0.0%</p></td></tr><tr><td><p>2019/20</p></td><td><p>0.0%</p></td></tr><tr><td><p>2020/21</p></td><td><p>0.0%</p></td></tr><tr><td><p>2021/22</p></td><td><p>0.0%</p></td></tr><tr><td><p>2022/23</p></td><td><p>0.0%</p></td></tr><tr><td><p>2023/24</p></td><td><p>0.0%</p></td></tr><tr><td><p>2024/25</p></td><td><p>0.0%</p></td></tr><tr><td><p>2025/26</p></td><td><p>0.0%</p></td></tr><tr><td><p>2026/27</p></td><td><p>1.0%</p></td></tr><tr><td><p>2027/28</p></td><td><p>3.2%</p></td></tr><tr><td><p>2028/29</p></td><td><p>4.4%</p></td></tr><tr><td><p>2029/30</p></td><td><p>4.5%</p></td></tr><tr><td><p>2030/31</p></td><td><p>4.6%</p></td></tr><tr><td><p>2031/32</p></td><td><p>4.7%</p></td></tr><tr><td><p>2032/33</p></td><td><p>4.6%</p></td></tr><tr><td><p>2033/34</p></td><td><p>4.6%</p></td></tr><tr><td><p>2034/35</p></td><td><p>4.6%</p></td></tr><tr><td><p>2035/36</p></td><td><p>4.6%</p></td></tr><tr><td><p>2036/37</p></td><td><p>4.5%</p></td></tr><tr><td><p>2037/38</p></td><td><p>4.6%</p></td></tr><tr><td><p>2038/39</p></td><td><p>4.4%</p></td></tr><tr><td><p>2039/40</p></td><td><p>4.2%</p></td></tr><tr><td><p>2040/41</p></td><td><p>4.1%</p></td></tr><tr><td><p>2041/42</p></td><td><p>4.0%</p></td></tr><tr><td><p>2042/43</p></td><td><p>3.9%</p></td></tr><tr><td><p>2043/44</p></td><td><p>3.8%</p></td></tr><tr><td><p>2044/45</p></td><td><p>4.8%</p></td></tr><tr><td><p>2045/46</p></td><td><p>7.0%</p></td></tr><tr><td><p>2046/47</p></td><td><p>8.5%</p></td></tr><tr><td><p>2047/48</p></td><td><p>8.7%</p></td></tr><tr><td><p>2048/49</p></td><td><p>8.6%</p></td></tr><tr><td><p>2049/50</p></td><td><p>8.6%</p></td></tr><tr><td><p>2050/51</p></td><td><p>8.6%</p></td></tr></tbody></table> answering member printed Baroness Buscombe question first answered 23/05/2018 12:24:53 answering member 3349 label Biography information for Baroness Buscombe attachment 1 file name HL7879 Fiscal Sustanability Report_Jan17.pdf title Fiscal Sustainability Report
tabling member	1567 label Biography information for Baroness Burt of Solihull

905289

registered interest
date	15/05/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Social Security Benefits: Disability
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government how the number of women in receipt of working age disability benefits has been affected by the rise in state pension age from 60 to 65 between 2010 and 2018.
tabling member printed	Baroness Burt of Solihull
uin	HL7880
answer	answer is ministerial correction date of answer 23/05/2018 answer text <p>I refer the noble Baroness to the answer I gave her on 23 February 2018 to question number HL5600.</p><p> </p><p>The number of women in receipt of the main working age disability benefits, Disability Living Allowance (DLA) and Personal Independence Payment (PIP), has not been affected by the rise in state pension age.</p><p> </p><p>New claims for DLA are currently only available for children under the age of 16 since the introduction of PIP on 8 April 2013. However, before the introduction of PIP, DLA had an upper age limit for making a new claim set at the day before a claimant’s 65<sup>th</sup> birthday. This is also the upper age limit to make a new claim for PIP and will rise in line with increases in state pension age.</p> answering member printed Baroness Buscombe question first answered 23/05/2018 12:25:24 answering member 3349 label Biography information for Baroness Buscombe
tabling member	1567 label Biography information for Baroness Burt of Solihull

845395

registered interest
date	20/02/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of the report by the Centre for the Study of Financial Innovation, The Dependency Trap—are we fit to face the future, published in January, in particular its proposal that working partners should be able to contribute to the pension funds of non-working partners in order to help tackle the gender pay gap in pensions.
tabling member printed	Baroness Burt of Solihull
uin	HL5595
answer	answer is ministerial correction date of answer 06/03/2018 answer text <p>The report by the Centre for the Study of Financial Innovation raises issues concerning differences in earnings between genders that cannot be tackled by the pensions system alone. The Government remains committed to minimising the gender pay gap.</p><p> </p><p>Certain choices are available within an individualised UK tax and pensions system; subject to tax rules, households can plan for retirements by using household income to make payments to a personal pension for a non-working spouse.</p><p> </p><p>In terms of pension savings, through automatic enrolment we are helping those who were historically underrepresented in workplace pension saving – including women and lower earners – build up retirement savings for their later life. Since the introduction of automatic enrolment the proportion of women employed full-time in the private sector who did not have a workplace pension has decreased from 65 per cent in 2012 to 31 per cent in 2016. It is also equalising workplace pension participation among eligible men and women. In 2016, 73 per cent of eligible men and women in the private sector were saving into a workplace pension compared with 43 per cent and 40 per cent of eligible men and women respectively in the private sector in 2012.</p><p> </p><p>Our aim is to continue to normalise retirement saving for all groups. The recent review of automatic enrolment sets out our medium term vision for strengthening existing framework of workplace pension saving for lower paid workers (including women) alongside proposals to test interventions for the self-employed.</p> answering member printed Baroness Buscombe question first answered 06/03/2018 13:36:10 answering member 3349 label Biography information for Baroness Buscombe
tabling member	1567 label Biography information for Baroness Burt of Solihull

845396

registered interest
date	20/02/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	State Pension Age Independent Review
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government what assessment they have made of the proposal in the Cridland review, published in March 2017, that couples should be able to combine their pension savings.
tabling member printed	Baroness Burt of Solihull
uin	HL5596
answer	answer is ministerial correction date of answer 06/03/2018 answer text <p>John Cridland raised an option related to married couples that appears to work well in Switzerland. However, the report recognised the UK system is different, and there are different challenges, including different delivery challenges. Within an individualised UK tax system, subject to tax rules, households can plan for retirement by making voluntary payments into a personal pension.</p><p> </p><p>Automatic enrolment is part of a wider set of pension reforms designed to ensure that the UK has a pension system that enables individuals, with the help of their employers, to save towards achieving the lifestyle to which they aspire to in retirement. It has been a great success to date with over 9 million employees automatically enrolled into a workplace pension by nearly 1 million employers. It has already reversed the decline in private pension saving seen in the decade prior to its introduction. Additionally, we have seen positive progress for other under-represented groups in pension saving, and a correlated increase in women’s participation since its introduction. The proportion of women employed full-time in the private sector who did not have a workplace pension has decreased from 65 per cent in 2012 to 31 per cent in 2016.</p><p> </p><p>However, we cannot be complacent which is why the Government has set out its vision going forwards to build on the success to date.</p> answering member printed Baroness Buscombe question first answered 06/03/2018 13:37:56 answering member 3349 label Biography information for Baroness Buscombe
tabling member	1567 label Biography information for Baroness Burt of Solihull

845397

registered interest
date	20/02/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Workplace Pensions
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government whether they intend to encourage employers to continue contributing to an individual’s automatic enrolment pension fund during maternity leave and carer's leave.
tabling member printed	Baroness Burt of Solihull
uin	HL5597
answer	answer is ministerial correction date of answer 01/03/2018 answer text <p>Automatic enrolment is helping millions of people save into a workplace pension so that they can look forward to greater security in retirement. So far almost 9.3 million people have been automatically enrolled and more than 1 million employers have met their duties. By 2019/20 an estimated extra £20 billion a year is estimated to go into workplace pensions as a result of our reforms.</p><p> </p><p>Automatic enrolment is focussed on people in paid employment and employers must make contributions into a workplace pension for an eligible worker during any periods of paid absence from work, consistent with the requirements under the Pensions Act 2008. This includes, for example, statutory maternity or paternity leave or such other periods of paid absence specified under an individual’s employment contract.</p><p><strong> </strong></p><p>Workers on paid contractual leave can opt in to workplace pensions if their earnings fall below the threshold and if they do so they are entitled, under the Pensions Act 2008, to an employer contribution provided they have a sufficient level of earnings. Employers may also provide additional contractual entitlement to pension contributions for their workers in these situations.</p><p> </p><p>As part of its role, the Pensions Regulator has made available detailed guidance to employers and their advisers to help employers fulfil their automatic enrolment duties.</p> answering member printed Baroness Buscombe question first answered 01/03/2018 16:03:41 answering member 3349 label Biography information for Baroness Buscombe
tabling member	1567 label Biography information for Baroness Burt of Solihull

845399

registered interest
date	20/02/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Social Security Benefits: Disability
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government how many people are in receipt of working age disability benefits; and what is their estimate of the number of people who will be in receipt of such benefits following the introduction of planned increases to the state pension age from 65 to (1) 66, (2) 67, and (3) 68.
tabling member printed	Baroness Burt of Solihull
uin	HL5599
answer	answer is ministerial correction date of answer 06/03/2018 answer text <p>Providing the complete information requested would exceed the word limit for responses to written parliamentary questions. However, the information requested can be found in the latest Fiscal Sustainability Report. I will place a copy of this report in the House Library.</p> answering member printed Baroness Buscombe question first answered 06/03/2018 17:18:11 answering member 3349 label Biography information for Baroness Buscombe
tabling member	1567 label Biography information for Baroness Burt of Solihull

845400

registered interest
date	20/02/2018
answering body	Department for Work and Pensions
answering dept id	29
answering dept short name	Work and Pensions
answering dept sort name	Work and Pensions
hansard heading	Social Security Benefits: Disability
house id	2
legislature	25277 pref label House of Lords
question text	To ask Her Majesty's Government how the number of women in receipt of working age disability benefits has been affected by the rise in the state pension age from 60 to 65 between 2010 and 2018.
tabling member printed	Baroness Burt of Solihull
uin	HL5600
answer	answer is ministerial correction date of answer 23/02/2018 answer text <p>The number of women in receipt of the main working age disability benefits, Disability Living Allowance (DLA) and Personal Independence Payment (PIP), has not been affected by the rise in state pension age.</p><p> </p><p>New claims for DLA are currently only available for children under the age of 16 since the introduction of PIP on 8 April 2013. However, before the introduction of PIP, DLA had an upper age limit for making a new claim set at the day before a claimant’s 65<sup>th</sup> birthday. This is also the upper age limit to make a new claim for PIP and will rise in line with increases in state pension age.</p> answering member printed Baroness Buscombe question first answered 23/02/2018 12:31:48 answering member 3349 label Biography information for Baroness Buscombe
tabling member	1567 label Biography information for Baroness Burt of Solihull