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61348

registered interest
date	11/06/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Insurance Companies
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how many businesses (a) applied for and (b) were granted authorisation as insurers in each of the last five years.
tabling member constituency	Fareham
tabling member printed	Mr Mark Hoban
uin	200244
answer	answer is ministerial correction date of answer 16/06/2014 answer text <p>The Prudential Regulation Authority and the Financial Conduct Authority are responsible for overseeing the authorisation of insurance companies. The Treasury does not publish data on authorisations of insurance providers.</p><p> </p><p>This question has been passed on to the Financial Conduct Authority and the Prudential Regulation Authority, and they will reply directly to the honourable member by letter. A copy of the letter will be placed in the Library of the House.</p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 16/06/2014 16:05:53 answering member 4117 label Biography information for Andrea Leadsom
tabling member	1414 label Biography information for Mr Mark Hoban

61355

registered interest
date	11/06/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Insurance
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the contribution to economic growth of payment protection insurance repayments.
tabling member constituency	Holborn and St Pancras
tabling member printed	Frank Dobson
uin	200336
answer	answer is ministerial correction date of answer 17/06/2014 answer text <p>The Office for Budget Responsibility (OBR) is responsible for producing independent economic and fiscal forecasts. The effects of payment protection insurance repayments were taken into account in their latest forecast of the economy, published in the March 2014 Economic and Fiscal Outlook.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 17/06/2014 15:02:47 answering member 4117 label Biography information for Andrea Leadsom
tabling member	180 label Biography information for Frank Dobson

60893

registered interest
date	10/06/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Equal Opportunities
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what targets his Department has for increasing diversity; and what progress has been made on meeting those targets in the last year.
tabling member constituency	Washington and Sunderland West
tabling member printed	Mrs Sharon Hodgson
uin	199937
answer	answer is ministerial correction date of answer 17/06/2014 answer text <p><strong>In common with other government departments the Treasury has diversity targets for its workforce (gender, ethnicity and disability), monitors progress and implements diversity initiatives where appropriate. </strong></p><p> </p><p><strong>HM Treasury diversity targets for its Senior Civil Service (SCS) </strong></p><table><tbody><tr><td><p><strong>Group</strong></p></td><td><p><strong>Target</strong></p></td></tr><tr><td><p><strong>Women</strong></p></td><td><p><strong>42 %</strong></p></td></tr><tr><td><p><strong>BME</strong></p></td><td><p><strong>5% </strong></p></td></tr><tr><td><p><strong>Disability</strong></p></td><td><p><strong>5% </strong></p></td></tr></tbody></table><p> </p><p><strong>HM Treasury's diversity targets for its employees below the SCS</strong></p><table><tbody><tr><td><p><strong>Group</strong></p></td><td><p><strong>Target</strong></p></td></tr><tr><td><p><strong>Women Range E</strong></p></td><td><p><strong>50% </strong></p></td></tr><tr><td><p><strong>Women Range D</strong></p></td><td><p><strong>50% </strong></p></td></tr><tr><td><p><strong>BME Range E</strong></p></td><td><p><strong>14%</strong></p></td></tr><tr><td><p><strong>BME Range D</strong></p></td><td><p><strong>18%</strong></p></td></tr><tr><td><p><strong>Disability Range E</strong></p></td><td><p><strong>6%</strong></p></td></tr><tr><td><p><strong>Disability Range D</strong></p></td><td><p><strong>8%</strong></p></td></tr></tbody></table><p> </p><p> </p><p><strong>On progress against the targets the Treasury publishes information on the proportion of its employees by gender, ethnicity and disability by each Civil Service pay scale. The most recent information, March 2013, is in HM Treasury's <em>Annual Report and Accounts 2012-13</em>, page 43, available on the Treasury's external website. </strong></p><p> </p><p> </p><p><strong>The March 2014 data will be published in the <em>Annual Report and Accounts</em> 2014 in due course</strong></p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 17/06/2014 15:05:03 answering member 4117 label Biography information for Andrea Leadsom
tabling member	1521 label Biography information for Mrs Sharon Hodgson

60894

registered interest
date	10/06/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Equality
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what consideration his Department gives to the diversity policies and records of businesses or other organisations when considering their bid for commercial contracts or grants.
tabling member constituency	Washington and Sunderland West
tabling member printed	Mrs Sharon Hodgson
uin	199958
answer	answer is ministerial correction date of answer 17/06/2014 answer text <p><a href="http://en.wikipedia.org/wiki/In_July" target="_blank">In July</a>In July 2013 HM Treasury's procurement functions transferred to the Crown Commercial Service (CCS—formerly the Government Procurement Service, GPS). HM Treasury decides selection criteria and weightings for procurements based on advice from CCS.</p><p> </p><p>The selection criteria and weightings in the procurement procedures used by CCS are not fixed, but vary from project to project. UKpublic procurement policy is to award contracts on the basis of value for money, which means the optimum combination of cost and quality over the lifetime of the project. Public sector procurers are required to assess value for money from the perspective of the contracting authority using criteria linked to the subject matter of the contract, including compliance with the published specification.</p><p> </p><p>Diversity policies and records of businesses can be taken into account at tender evaluation stage if they relate directly to the subject matter of a contract from the point of view of the contracting authority.</p><p> </p><p>Treasury's procurements are evaluated against response guidance provided to bidders as part of Invitations to Tender (ITT) or Requests for Quotes (RFQ). Since January 2011, central Government Departments have been required to publish on Contracts Finder information on the tenders issued and contracts they award with a value over £10,000 (excluding VAT):</p><p><a href="https://www.gov.uk/contracts-finder" target="_blank">https://www.gov.uk/contracts-finder</a></p><p> </p><p>Selection criteria and weightings applied in procurements form part of the information published.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 17/06/2014 15:07:42 answering member 4117 label Biography information for Andrea Leadsom
tabling member	1521 label Biography information for Mrs Sharon Hodgson

61016

registered interest
date	10/06/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Business: Loans
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what recent discussions he has had with the Financial Conduct Authority (FCA) on extending the FCA's powers to include regulatory powers over tailored business loans.
tabling member constituency	Aberconwy
tabling member printed	Guto Bebb
uin	200088
answer	answer is ministerial correction date of answer 17/06/2014 answer text <p>Treasury Ministers and officials meet with a wide range of organisations as part of the usual policy making process.</p><p> </p><p>The Treasury publishes a list of ministerial meetings with external organisations. This is available online at: <a href="http://www.hm-treasury.gov.uk/minister_hospitality.htm" target="_blank">http://www.hm-treasury.gov.uk/minister_hospitality.htm</a></p><p> </p><p>It is important to recognise that business lending is not, and never has been, within the scope of the Financial Conduct Authority's (FCA) conduct rules.</p><p> </p><p> </p><p>I understand that Clydesdale and Yorkshire Banks have agreed to review the sale of those tailored business loans with features comparable to standalone structured collars, simple collars and caps notwithstanding the fact that they are strictly outside the scope of the FCA's review into the mis-selling of interest rate hedging products.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 200092 question first answered 17/06/2014 14:42:09 answering member 4117 label Biography information for Andrea Leadsom
tabling member	3910 label Biography information for Guto Bebb

61017

registered interest
date	10/06/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Business: Loans
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what guidance his Department has given to the Financial Conduct Authority on its remit in relation to tailored business loans.
tabling member constituency	Aberconwy
tabling member printed	Guto Bebb
uin	200092
answer	answer is ministerial correction date of answer 17/06/2014 answer text <p>Treasury Ministers and officials meet with a wide range of organisations as part of the usual policy making process.</p><p> </p><p>The Treasury publishes a list of ministerial meetings with external organisations. This is available online at: <a href="http://www.hm-treasury.gov.uk/minister_hospitality.htm" target="_blank">http://www.hm-treasury.gov.uk/minister_hospitality.htm</a></p><p> </p><p>It is important to recognise that business lending is not, and never has been, within the scope of the Financial Conduct Authority's (FCA) conduct rules.</p><p> </p><p> </p><p>I understand that Clydesdale and Yorkshire Banks have agreed to review the sale of those tailored business loans with features comparable to standalone structured collars, simple collars and caps notwithstanding the fact that they are strictly outside the scope of the FCA's review into the mis-selling of interest rate hedging products.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 200088 question first answered 17/06/2014 14:42:09 answering member 4117 label Biography information for Andrea Leadsom
tabling member	3910 label Biography information for Guto Bebb

58520

registered interest
date	05/06/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Royal Bank of Scotland
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what steps he is taking to ensure that Natwest and other subsidiaries of RBS remain as competitive as possible in the banking sector.
tabling member constituency	Clwyd South
tabling member printed	Susan Elan Jones
uin	199219
answer	answer is ministerial correction date of answer 11/06/2014 answer text <p>On 1 November 2013, RBS committed to a new direction, focussing on its core British business, supporting British families and companies. RBS's new direction is supported wholeheartedly by the Bank of England, UKFI and the Government.</p><p> </p><p>RBS and its subsidiaries retain their own independent boards and management teams for strategic and operational decision-making.</p><p> </p><p>The Government's shareholding in the Royal Bank of Scotland (RBS) is managed on a commercial and arm's length basis by UK Financial Investments Ltd (UKFI).</p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 11/06/2014 15:45:59 answering member 4117 label Biography information for Andrea Leadsom
tabling member	3956 label Biography information for Susan Elan Jones

57630

registered interest
date	04/06/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Help to Buy Scheme: West Midlands
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, how many homes in (a) the West Midlands and (b) Birmingham have been bought under the Help to Buy mortgage guarantee scheme to date.
tabling member constituency	Birmingham, Selly Oak
tabling member printed	Steve McCabe
uin	198626
answer	answer is ministerial correction date of answer 11/06/2014 answer text <p>The Government publishes quarterly official statistics relating to the Help to Buy: mortgage guarantee scheme. The first of these were published on 29 May 2014.</p><p> </p><p>This report, along with accompanying tables, can be found at: https://www.gov.uk/government/publications/help-to-buy-mortgage-guarantee-scheme-quarterly-statistics-october-2013-to-march-2014</p><p> </p><p> </p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 11/06/2014 16:02:23 answering member 4117 label Biography information for Andrea Leadsom
tabling member	298 label Biography information for Steve McCabe

57833

registered interest
date	04/06/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Bank Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, when he expects the Financial Conduct Authority and Prudential Regulation Authority to publish their review on removing barriers to entry and expansion in retail banking.
tabling member constituency	Kilmarnock and Loudoun
tabling member printed	Cathy Jamieson
uin	198990
answer	answer is ministerial correction date of answer 11/06/2014 answer text <p>Budget 2014 detailed that the Financial Conduct Authority and Prudential Regulation Authority will publish a review of their work on removing barriers to entry and expansion in retail banking later this year.</p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 11/06/2014 15:18:45 answering member 4117 label Biography information for Andrea Leadsom
tabling member	4011 label Biography information for Cathy Jamieson

57834

registered interest
date	04/06/2014
answering body	HM Treasury
answering dept id	14
answering dept short name	Treasury
answering dept sort name	CaTreasury
hansard heading	Bank Services
house id	1
legislature	25259 pref label House of Commons
question text	To ask Mr Chancellor of the Exchequer, what recent discussions he has had with the Payments System Regulator on its market study into the ownership of payments systems by the largest banks.
tabling member constituency	Kilmarnock and Loudoun
tabling member printed	Cathy Jamieson
uin	198991
answer	answer is ministerial correction date of answer 11/06/2014 answer text <p> </p><p>At Budget 2014, the Chancellor announced that the competition powers of the Payment Systems Regulator would be switched on with immediate effect. This enables the Regulator to conduct a market study on ownership of the payment systems and, depending on the outcome, to refer the question of ownership to the Competition and Markets Authority. The decision about whether to commence a market study is one for the Regulator.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 11/06/2014 15:25:19 answering member 4117 label Biography information for Andrea Leadsom
tabling member	4011 label Biography information for Cathy Jamieson