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<p>Treasury Ministers and officials have regular meetings with a wide variety of organisations
in the public and private sectors on an ongoing basis.</p><p> </p><p>Insurers make
decisions about the terms on which they will offer cover following an assessment of
the relevant risks. The Government does not intend to intervene in these commercial
decisions as this could damage competition in the market.</p><p> </p><p>However, the
Government is determined that insurers should treat customers fairly. The Financial
Conduct Authority requires firms to ensure their products offer fair value (i.e. if
the price a consumer pays for a product or service is reasonable compared to the overall
benefits they can expect to receive). The FCA has been clear that it will be monitoring
firms to ensure they are providing products that are fair value, and, where necessary,
it will take action.</p><p><strong> </strong></p>
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