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<p>The DWP are urging the two organisations to work much more closely together. The
Pension’s Regulator and the Financial Conduct Authority carry out their functions
independently. The Pension’s Regulator launched a joint protocol with Financial Conduct
Authority in January 2019. The Protocol is intended to improve coordination between
the Financial Conduct Authority, The Pension’s Regulator and the Pensions Advisory
Service to help pension scheme trustees to ensure their members are adequately and
fully informed when considering transferring their defined benefit pensions.</p>
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