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873567

	registered interest
	date	28/03/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Bank Services: Misrepresentation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, with reference to the Financial Conduct Authority's (FCA's) Final Notice on the mis-selling by Vanquis Bank of its repayment option plan, whether other banks are being investigated by the FCA for potentially mis-selling similar products.
	tabling member constituency	Thirsk and Malton
	tabling member printed	Kevin Hollinrake
	uin	134681
	answer	answer is ministerial correction date of answer 18/04/2018 answer text <p>This is an operational matter for the Financial Conduct Authority (FCA) as the regulator of consumer credit, who are operationally independent from Government. The questions have been passed on to the FCA.</p><p> </p><p>For legal and public interest reasons, the FCA do not generally disclose publicly whether or not they are taking action against a regulated firm, an insurer or an individual person.</p><p> </p><p>The FCA will reply directly to the honourable member by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 134682 134683 134684 question first answered 18/04/2018 13:07:19 answering member 4051 label Biography information for John Glen
	tabling member	4474 label Biography information for Kevin Hollinrake

873568

	registered interest
	date	28/03/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Bank Services: Misrepresentation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, whether he is aware of any potential cases of banks mis-selling debt (a) waiver and (b) freeze products on a scale similar to that of Vanquis Bank.
	tabling member constituency	Thirsk and Malton
	tabling member printed	Kevin Hollinrake
	uin	134682
	answer	answer is ministerial correction date of answer 18/04/2018 answer text <p>This is an operational matter for the Financial Conduct Authority (FCA) as the regulator of consumer credit, who are operationally independent from Government. The questions have been passed on to the FCA.</p><p> </p><p>For legal and public interest reasons, the FCA do not generally disclose publicly whether or not they are taking action against a regulated firm, an insurer or an individual person.</p><p> </p><p>The FCA will reply directly to the honourable member by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 134681 134683 134684 question first answered 18/04/2018 13:07:19 answering member 4051 label Biography information for John Glen
	tabling member	4474 label Biography information for Kevin Hollinrake

873569

	registered interest
	date	28/03/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Financial Services: Misrepresentation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, whether (a) he and (b) the Financial Conduct Authority plan to investigate the potential mis-selling of debt waiver or debt freeze products by other banks similar to those produced by Vanquis Bank.
	tabling member constituency	Thirsk and Malton
	tabling member printed	Kevin Hollinrake
	uin	134683
	answer	answer is ministerial correction date of answer 18/04/2018 answer text <p>This is an operational matter for the Financial Conduct Authority (FCA) as the regulator of consumer credit, who are operationally independent from Government. The questions have been passed on to the FCA.</p><p> </p><p>For legal and public interest reasons, the FCA do not generally disclose publicly whether or not they are taking action against a regulated firm, an insurer or an individual person.</p><p> </p><p>The FCA will reply directly to the honourable member by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 134681 134682 134684 question first answered 18/04/2018 13:07:19 answering member 4051 label Biography information for John Glen
	tabling member	4474 label Biography information for Kevin Hollinrake

873570

	registered interest
	date	28/03/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Bank Services: Standards
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, with reference to the Financial Conduct Authority's Final Notice on Vanquis Bank, what assessment (a) he and (b) the FCA have made of the potential merits of updating the Financial Services Authority and Office of Fair Trading's 2013 joint guidance on the conduct of firms selling and administering payment protection products.
	tabling member constituency	Thirsk and Malton
	tabling member printed	Kevin Hollinrake
	uin	134684
	answer	answer is ministerial correction date of answer 18/04/2018 answer text <p>This is an operational matter for the Financial Conduct Authority (FCA) as the regulator of consumer credit, who are operationally independent from Government. The questions have been passed on to the FCA.</p><p> </p><p>For legal and public interest reasons, the FCA do not generally disclose publicly whether or not they are taking action against a regulated firm, an insurer or an individual person.</p><p> </p><p>The FCA will reply directly to the honourable member by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 134681 134682 134683 question first answered 18/04/2018 13:07:19 answering member 4051 label Biography information for John Glen
	tabling member	4474 label Biography information for Kevin Hollinrake