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836032

	registered interest
	date	02/02/2018
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Climate Change Levy: Exemptions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, with reference to paragraph 3.47 of Autumn Budget 2017 on ensuring climate change levy exemptions for businesses that operate mineralogical and metallurgical processes remain operable after EU exit, what steps he has taken to clarify the definition of the exemptions in the Finance (No. 2) Bill 2018-19.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	126387
	answer	answer is ministerial correction date of answer 12/02/2018 answer text <p>Legislation amending the legal definition of the exemptions will be included in Finance Bill 2018-19 which will be introduced after Budget 2018 in the autumn. The legislation will be published in draft this summer.</p> answering member constituency Newark answering member printed Robert Jenrick question first answered 12/02/2018 10:24:55 answering member 4320 label Biography information for Robert Jenrick
	tabling member	4122 label Biography information for Alex Cunningham

542228

	registered interest
	date	21/07/2016
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Sugar: Taxation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, whether his Department has undertaken an impact assessment on the cumulative effect of introducing a general sugar tax in addition to the soft drinks industry levy.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	43779
	answer	answer is ministerial correction date of answer 08/09/2016 answer text <p>The Soft Drinks Industry Levy is a bold step towards tackling childhood obesity. It is a signal to the food and drink industry that the Government is willing to take action to help cut sugar intakes.</p><p> </p><p>Public health experts have widely identified sugar-sweetened soft drinks as a specific, major factor in childhood obesity. There are no current plans to extend the levy to other foods or drinks, or introduce a general sugar tax.</p> answering member constituency Battersea answering member printed Jane Ellison question first answered 08/09/2016 10:47:08 answering member 3918 label Biography information for Jane Ellison
	tabling member	4122 label Biography information for Alex Cunningham

708433

	registered interest
	date	06/03/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Nuisance Calls
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what the timetable is for implementing the Government's proposed ban on cold calling in relation to pension scams.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	66532
	answer	answer is ministerial correction date of answer 09/03/2017 answer text <p>The Government takes the issue of pension scams, and the targeting of vulnerable people through cold calls, very seriously. That is why Government is consulting on a package of measures aimed at tackling these issues. The consultation closed on 13 February, and the Government is currently reviewing responses.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 09/03/2017 10:41:19 answering member 3929 label Biography information for Simon Kirby
	tabling member	4122 label Biography information for Alex Cunningham

750036

	registered interest
	date	10/07/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Pensions: Consumer Information
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what his policy is on making it mandatory for all pension providers to provide relevant data to pensions dashboards.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	4093
	answer	answer is ministerial correction date of answer 17/07/2017 answer text <p>A pensions dashboard would show all of a person’s pension pots in one secure online location.</p><p> </p><p>A cross-section of the industry worked with HM Treasury to develop a working prototype. The successful demonstration of the prototype in April showed the feasibility of providing information from different pensions schemes in one place, and was met with enthusiasm by technology start-ups, financial advisors and the media.</p><p> </p><p>We are considering the next steps for the policy.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 17/07/2017 15:33:27 answering member 4095 label Biography information for Steve Barclay
	tabling member	4122 label Biography information for Alex Cunningham

798665

	registered interest
	date	01/12/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Pensioners: Income
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment the Government has made of the Financial Conduct Authority’s interim report on the Retirement Outcomes Review.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	117059
	answer	answer is ministerial correction date of answer 11/12/2017 answer text <p>The Financial Conduct Authority (FCA) published their interim Retirement Outcomes Review report in July 2017 and plan to publish their final report in 2018.</p><p> </p><p>The government welcomes the FCA’s work in this area ensuring that the market supports consumer choice and consumers have the right information when making decisions on how to manage their retirement income. The government awaits the publication of the final report of the review, and will consider any recommendations carefully.</p><p> </p><p>The government notes the FCA’s interim report and believes it is right that individuals are trusted with their own hard-earned savings and that they should have choice about how to access their pension income rather than being forced to purchase an annuity.</p><p> </p><p>As the FCA’s interim findings show, the majority of pots that are fully withdrawn are smaller (90% worth less than £30,000) and the majority of individuals (94%) have other sources of income in retirement. This does not indicate that people are squandering their savings as a result of the pension freedoms.</p><p> </p><p>The pension freedoms have been very popular: as of October 2017 individuals have accessed over £14.2 billion through over 2.7 million payments.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 11/12/2017 12:00:14 answering member 4095 label Biography information for Steve Barclay
	tabling member	4122 label Biography information for Alex Cunningham

708436

	registered interest
	date	06/03/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Individual Savings Accounts
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the potential effect of the Lifetime ISA policy on the number of people opting out of auto-enrolment into pension schemes in the 12 months following its commencement in April 2017.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	66582
	answer	answer is ministerial correction date of answer 09/03/2017 answer text <p>The Government is fully committed to automatic enrolment and has always been clear that the Lifetime ISA is a complement to pension saving, not a replacement.</p><p> </p><p>The impact assessment of the Savings (Government Contributions) Act 2017, based on the independent OBR certified costing note, is clear that we do not assume anybody opts out of their automatically enrolled pension to save into a Lifetime ISA.</p> answering member constituency Battersea answering member printed Jane Ellison question first answered 09/03/2017 10:45:19 answering member 3918 label Biography information for Jane Ellison
	tabling member	4122 label Biography information for Alex Cunningham

708438

	registered interest
	date	06/03/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Pensions: Misrepresentation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the potential effect of pension freedom reforms on the (a) current and (b) future number of complaints to the Financial Ombudsman Service about retirement product mis-selling.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	66609
	answer	answer is ministerial correction date of answer 14/03/2017 answer text <p>The Government has made no recent assessment of the current and future number of complaints to the Financial Ombudsman Service about retirement product mis-selling.</p><p> </p><p>In July 2016 the Financial Conduct Authority launched the Retirement Outcomes Review to look at how firms and consumers have responded to the new freedoms. This will include looking at how firms engage with their customers following the pension freedom reform, and what impact this has on consumer decision-making.</p><p> </p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 14/03/2017 16:37:34 answering member 3929 label Biography information for Simon Kirby
	tabling member	4122 label Biography information for Alex Cunningham

767410

	registered interest
	date	09/10/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Liquefied Petroleum Gas: Climate Change Levy
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the likelihood that off-gas grid businesses will switch to higher carbon fuels when the climate change levy on liquid petroleum gas increases up to (a) 2019 and (b) 2025.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	106689
	answer	answer is ministerial correction date of answer 12/10/2017 answer text <p>The government announced at Budget 2016, that Climate Change Levy rates for gas and electricity would be rebalanced to a 1:1 ratio by 2025, to reflect recent data on the fuel mix used in electricity generation. The Treasury have had constructive dialogue with liquid petroleum gas suppliers on the impacts of the policy changes on the off-gas grid market.</p><p> </p> answering member constituency Harrogate and Knaresborough answering member printed Andrew Jones question first answered 12/10/2017 10:30:44 answering member 3996 label Biography information for Andrew Jones
	tabling member	4122 label Biography information for Alex Cunningham

693864

	registered interest
	date	23/02/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Pension Rights: Cohabitation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the implications for his policies of the judgment of the Supreme Court of 8 February 2017, in the matter of an application by Denise Brewster for Judicial Review (Northern Ireland) [2017] UKSC8.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	65240
	answer	answer is ministerial correction date of answer 03/03/2017 answer text <p>The government is considering the Brewster judgment and the impact it has on public service pension schemes. The government will work with these pension schemes to understand what changes, if any, will need to be made.</p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 03/03/2017 10:09:08 answering member 1529 label Biography information for Mr David Gauke
	tabling member	4122 label Biography information for Alex Cunningham

708437

	registered interest
	date	06/03/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Nuisance Calls
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect of the proposed ban on cold calling in relation to pension scams for businesses who use lead generators or third party referrals to build client lists.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	66583
	answer	answer is ministerial correction date of answer 09/03/2017 answer text <p>The Government is determined to protect people from being tricked out of their life savings by fraudsters. Currently, almost 11 million pensioners are being targeted annually by cold callers.</p><p> </p><p>The proposed ban, which allows calls where an existing relationship exists or at the express request of the recipient, is intended to allow legitimate businesses to continue to operate. The Government sought evidence on potential impacts on firms as part of its consultation. The consultation closed on 13 February and the Government is reviewing responses.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 09/03/2017 10:43:10 answering member 3929 label Biography information for Simon Kirby
	tabling member	4122 label Biography information for Alex Cunningham