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1687996
star this property registered interest false more like this
star this property date less than 2024-02-06more like thismore than 2024-02-06
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Voluntary Contributions: British National (Overseas) more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, if he will allow British National (Overseas) visa holders to back pay voluntary National Insurance contributions. more like this
star this property tabling member constituency Stirling remove filter
star this property tabling member printed
Alyn Smith more like this
star this property uin 13438 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2024-02-12more like thismore than 2024-02-12
star this property answer text <p>British National (Overseas) visa holders who live or work abroad (or have previously) are usually able to pay voluntary National Insurance contributions for the previous six tax years where they have either previously lived in the UK for three years in a row or paid at least three years of contributions.</p><p>For the tax years 2016 to 2017 and 2017 to 2018 the government has extended the deadline for paying voluntary contributions to 5 April 2025.</p><p>The deadline has also been extended to 5 April 2025 for eligible customers to pay voluntary contributions for the tax years 6 April 2006 to 5 April 2016. Further guidance on eligibility and deadlines for paying voluntary contributions, including for those living or working abroad is published online at: <a href="https://www.gov.uk/voluntary-national-insurance-contributions" target="_blank">https://www.gov.uk/voluntary-national-insurance-contributions</a>.</p> more like this
star this property answering member constituency Mid Worcestershire more like this
star this property answering member printed Nigel Huddleston more like this
star this property question first answered
less than 2024-02-12T16:15:49.65Zmore like thismore than 2024-02-12T16:15:49.65Z
unstar this property answering member
4407
star this property label Biography information for Nigel Huddleston more like this
star this property tabling member
4738
unstar this property label Biography information for Alyn Smith more like this
1685223
star this property registered interest false more like this
star this property date less than 2024-01-25more like thismore than 2024-01-25
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Cost of Living: Rural Areas more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what recent discussions he has had with Cabinet colleagues on the impact of increases in the cost of living on rural households. more like this
star this property tabling member constituency Stirling remove filter
star this property tabling member printed
Alyn Smith more like this
star this property uin 901282 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2024-02-01more like thismore than 2024-02-01
star this property answer text <p>The Government is committed to helping people who need it the most, wherever they are. Distributional analysis published at Autumn Statement 2023 shows that low-income households will receive the largest benefit as a percentage of income from government decisions.</p><p> </p><p>Taken together, cost of living support to households is worth £104 billion, or £3,700 per household on average, across 2022-25.</p> more like this
star this property answering member constituency Sevenoaks more like this
star this property answering member printed Laura Trott more like this
star this property question first answered
less than 2024-02-01T08:16:56.91Zmore like thismore than 2024-02-01T08:16:56.91Z
unstar this property answering member
4780
star this property label Biography information for Laura Trott more like this
star this property tabling member
4738
unstar this property label Biography information for Alyn Smith more like this
1678248
star this property registered interest false more like this
star this property date less than 2023-12-14more like thismore than 2023-12-14
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Financial Conduct Authority and Financial Ombudsman Service: Standards more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, if he will make an assessment of the consistency of decision-making processes at the (a) Financial Conduct Authority and (b) Financial Ombudsmen Service. more like this
star this property tabling member constituency Stirling remove filter
star this property tabling member printed
Alyn Smith more like this
star this property uin 7128 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2023-12-20more like thismore than 2023-12-20
star this property answer text <p>The Financial Conduct Authority (FCA) and the Financial Ombudsman Service (FOS) are independent non-governmental bodies.</p><p> </p><p>Both the FCA and the FOS operate within the framework set by Parliament, and they are directly accountable to Parliament for how they discharge their statutory functions.</p><p> </p><p>This accountability includes a requirement for the FCA and the FOS to produce annual reports and accounts which are laid before Parliament by the Treasury. Both bodies are subject to full audit by the National Audit Office and to scrutiny through committee hearings, including the Public Accounts Committee and the Treasury Committee.</p><p> </p><p>Both organisations maintain arrangements for the independent investigation of complaints against them.</p><p> </p><p>The FOS regularly commissions independent reviews of its service. Most recently, a review carried out by Oaklin Consulting in 2021 found that the FOS is widely respected and viewed as reaching fair and impartial outcomes in the majority of cases.</p><p> </p><p>The FOS and the FCA are operationally independent from one another, but engage extensively on a range of issues through the Wider Implications Framework. The Financial Services and Markets Act 2023 introduced a statutory duty for the FCA, the FOS and the Financial Services Compensation Scheme to co-operate on issues which have or are likely to have significant implications for each other, or for the wider financial services market.</p><p> </p>
star this property answering member constituency Hitchin and Harpenden more like this
star this property answering member printed Bim Afolami more like this
star this property question first answered
less than 2023-12-20T17:08:55.407Zmore like thismore than 2023-12-20T17:08:55.407Z
unstar this property answering member
4639
star this property label Biography information for Bim Afolami more like this
star this property tabling member
4738
unstar this property label Biography information for Alyn Smith more like this
1678250
star this property registered interest false more like this
star this property date less than 2023-12-14more like thismore than 2023-12-14
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Timesharing more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what recent steps his Department has taken with the Financial Conduct Authority to tackle mis-sold holiday timeshares. more like this
star this property tabling member constituency Stirling remove filter
star this property tabling member printed
Alyn Smith more like this
star this property uin 7130 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2023-12-20more like thismore than 2023-12-20
star this property answer text <p>Timeshare arrangements are direct investments in property and are expressly carved out of regulation by the Financial Conduct Authority (FCA). Activities that are outside the remit of the FCA are also outside the compulsory jurisdiction of the Financial Ombudsman Service (FOS).</p><p> </p><p>However, both lenders that provides credit to purchase a time share, and firms that make introductions to a lender, need to be authorised by the FCA and comply with relevant FCA rules. The FCA requires firms to have a complaints process in place for regulated activities, which customers should use in the first instance. If they are not satisfied with the firm’s response to their complaint, they may raise a complaint with the FOS.</p><p> </p><p>There are no plans for timeshare investment schemes to be brought within the scope of FCA regulation.</p> more like this
star this property answering member constituency Hitchin and Harpenden more like this
star this property answering member printed Bim Afolami more like this
star this property grouped question UIN 7131 more like this
star this property question first answered
less than 2023-12-20T17:14:54.96Zmore like thismore than 2023-12-20T17:14:54.96Z
unstar this property answering member
4639
star this property label Biography information for Bim Afolami more like this
star this property tabling member
4738
unstar this property label Biography information for Alyn Smith more like this
1678251
star this property registered interest false more like this
star this property date less than 2023-12-14more like thismore than 2023-12-14
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Timesharing more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, whether he has had recent discussions with the (a) Financial Ombudsman and (b) Financial Conduct Authority on mis-sold time shares. more like this
star this property tabling member constituency Stirling remove filter
star this property tabling member printed
Alyn Smith more like this
star this property uin 7131 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2023-12-20more like thismore than 2023-12-20
star this property answer text <p>Timeshare arrangements are direct investments in property and are expressly carved out of regulation by the Financial Conduct Authority (FCA). Activities that are outside the remit of the FCA are also outside the compulsory jurisdiction of the Financial Ombudsman Service (FOS).</p><p> </p><p>However, both lenders that provides credit to purchase a time share, and firms that make introductions to a lender, need to be authorised by the FCA and comply with relevant FCA rules. The FCA requires firms to have a complaints process in place for regulated activities, which customers should use in the first instance. If they are not satisfied with the firm’s response to their complaint, they may raise a complaint with the FOS.</p><p> </p><p>There are no plans for timeshare investment schemes to be brought within the scope of FCA regulation.</p> more like this
star this property answering member constituency Hitchin and Harpenden more like this
star this property answering member printed Bim Afolami more like this
star this property grouped question UIN 7130 more like this
star this property question first answered
less than 2023-12-20T17:14:55.027Zmore like thismore than 2023-12-20T17:14:55.027Z
unstar this property answering member
4639
star this property label Biography information for Bim Afolami more like this
star this property tabling member
4738
unstar this property label Biography information for Alyn Smith more like this
1627308
star this property registered interest false more like this
star this property date less than 2023-05-12more like thismore than 2023-05-12
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Revenue and Customs: Standards more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what HMRC's target response times are for (a) public enquiries and (b) Member of Parliament enquiries; and if he will provide details of performance against those targets for each of the last six months. more like this
star this property tabling member constituency Stirling remove filter
star this property tabling member printed
Alyn Smith more like this
star this property uin 184849 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2023-05-18more like thismore than 2023-05-18
star this property answer text <p>HMRC publishes monthly and quarterly performance data on the GOV.UK website links below:</p><p><a href="https://www.gov.uk/government/collections/hmrc-monthly-performance-reports" target="_blank"><em>https://www.gov.uk/government/collections/hmrc-monthly-performance-reports</em></a></p><p><em><a href="https://www.gov.uk/government/collections/hmrc-quarterly-performance-updates" target="_blank">https://www.gov.uk/government/collections/hmrc-quarterly-performance-updates</a></em></p><p> </p><p>HMRC aims to reply to 80 per cent of Ministerial correspondence within fifteen working days.</p><p> </p><p>The Cabinet Office asks all Government departments to reply to 80 per cent of Ministerial correspondence within 20-working days and publishes data on responses to correspondence from MPs and peers on an annual basis this can be found on the GOV.UK website here:</p><p><a href="https://www.gov.uk/government/collections/data-on-responses-to-correspondence-from-mps-and-peers" target="_blank"><em>https://www.gov.uk/government/collections/data-on-responses-to-correspondence-from-mps-and-peers</em></a></p>
star this property answering member constituency Louth and Horncastle more like this
star this property answering member printed Victoria Atkins more like this
star this property question first answered
less than 2023-05-18T11:19:30.153Zmore like thismore than 2023-05-18T11:19:30.153Z
unstar this property answering member
4399
star this property label Biography information for Victoria Atkins more like this
star this property tabling member
4738
unstar this property label Biography information for Alyn Smith more like this
1416908
star this property registered interest false more like this
star this property date less than 2022-01-26more like thismore than 2022-01-26
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Coronavirus Job Retention Scheme: National Insurance more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what the role of National Insurance numbers was in the delivery of the Coronavirus Job Retention scheme. more like this
star this property tabling member constituency Stirling remove filter
star this property tabling member printed
Alyn Smith more like this
star this property uin 112693 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2022-02-03more like thismore than 2022-02-03
star this property answer text <p>In the context of the Coronavirus Job Retention Scheme, National Insurance Numbers (NINO) were, and are, used for additional verification of employees, including to help protect against fraud.</p><p> </p><p>Employers were required to provide the NINO of an employee they wished to place on furlough at the stage of making a claim.</p><p> </p><p>In exceptional cases where an employee did not need or have a NINO, employers were able to contact HMRC to claim for them. Further exception procedures were applied to larger employers.</p> more like this
star this property answering member constituency South East Cambridgeshire more like this
star this property answering member printed Lucy Frazer more like this
star this property question first answered
less than 2022-02-03T15:04:07.623Zmore like thismore than 2022-02-03T15:04:07.623Z
unstar this property answering member
4517
star this property label Biography information for Lucy Frazer more like this
star this property tabling member
4738
unstar this property label Biography information for Alyn Smith more like this
1329566
star this property registered interest false more like this
star this property date less than 2021-06-04more like thismore than 2021-06-04
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Royal Bank of Scotland: Small Businesses more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, whether he has plans to establish an independent quality assurance review of RBS Global Restructuring Group's treatment of SMEs. more like this
star this property tabling member constituency Stirling remove filter
star this property tabling member printed
Alyn Smith more like this
star this property uin 10648 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2021-06-10more like thismore than 2021-06-10
star this property answer text <p>It would be inappropriate for the Government to comment on or intervene in the independent redress process overseen by Sir William Blackburne.</p><p>The Government believes that the financial services industry has changed significantly since the challenging period leading up to and following the financial crisis. For example, all of the major SME lenders have signed up to the Standards of Lending Practice (SLP), which are overseen by the independent Lending Standards Board and contain clear guidance on best practice.</p><p>The Government has always been clear that the fact that there were areas of widespread inappropriate treatment of firms by RBS GRG is unacceptable. RBS has rightly apologised for these mistakes and as stated above, has set up a scheme to compensate victims. The redress scheme has paid out over £130 million so far and the Government continues to monitor how much redress is being paid out.</p><p>There are currently no plans to undertake a review of RBS Global Restructuring Group's treatment of SMEs.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2021-06-10T08:54:36.977Zmore like thismore than 2021-06-10T08:54:36.977Z
unstar this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
4738
unstar this property label Biography information for Alyn Smith more like this
1329572
star this property registered interest false more like this
star this property date less than 2021-06-04more like thismore than 2021-06-04
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Revenue and Customs: Electronic Government more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, how many people have Government Gateway accounts for (a) personal and (b) business use. more like this
star this property tabling member constituency Stirling remove filter
star this property tabling member printed
Alyn Smith more like this
star this property uin 10649 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2021-06-11more like thismore than 2021-06-11
star this property answer text <p>There are currently 73.1 million active credentials/accounts registered with Government Gateway; a single unique user may hold several accounts for use in interactions with HMRC and/or other Government departments.</p><p> </p><p>69.4 million credentials are linked to HMRC services and are profiled across the user types below:</p><ul><li>Tax Agents: 1.0 million</li><li>Individuals: 20.9 million</li><li>Organisations: 47.5 million</li></ul><p> </p><p>The remaining 3.7 million credentials are associated to OGDs (not HMRC) and HMRC do not hold a record as to whether these are used for personal or business use.</p> more like this
star this property answering member constituency Hereford and South Herefordshire more like this
star this property answering member printed Jesse Norman more like this
star this property question first answered
less than 2021-06-11T13:54:23.53Zmore like thismore than 2021-06-11T13:54:23.53Z
unstar this property answering member
3991
star this property label Biography information for Jesse Norman more like this
star this property tabling member
4738
unstar this property label Biography information for Alyn Smith more like this
1282392
star this property registered interest false more like this
star this property date less than 2021-02-01more like thismore than 2021-02-01
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Stock Market: Internet more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what steps his Department is taking to ensure (a) Trading 212, (b) Robinhood and (c) other stock trading companies protect consumer rights to buy and sell stocks. more like this
star this property tabling member constituency Stirling remove filter
star this property tabling member printed
Alyn Smith more like this
star this property uin 147054 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2021-02-04more like thismore than 2021-02-04
star this property answer text <p>The Financial Conduct Authority (FCA) is the UK’s financial markets conduct regulator and is responsible for protecting consumers, ensuring market integrity and promoting effective competition. As set out in the FCA’s statement of 29 January, broking firms are not obliged to offer trading facilities to clients and may withdraw or suspend services if it is necessary or prudent to do so. The FCA’s statement also said that they would take appropriate action wherever they see evidence of UK firms or individuals causing harm to UK consumers or markets.</p><p> </p><p>The Government recognises that the pace and creativity of innovation in UK financial services creates new opportunities for businesses and consumers to participate in markets through technologies such as app-based platforms. However, investors should be aware that investing in securities comes with risks. The FCA’s statement of 29 January warned consumers that any losses that result from such investments are unlikely to be covered under the Financial Services Compensation Scheme.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2021-02-04T11:58:44.83Zmore like thismore than 2021-02-04T11:58:44.83Z
unstar this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
4738
unstar this property label Biography information for Alyn Smith more like this