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732566

	registered interest
	date	26/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Cooperatives and Social Enterprises
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what steps he is taking to support the growth of social enterprises and cooperatives.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	1202
	answer	answer is ministerial correction date of answer 30/06/2017 answer text <p>The Government is strongly supportive of both the co-operative and social enterprise sectors. The Government supports social enterprises in various ways, including championing procurement for social value. At Spring Budget 2017, the Government also announced that the thresholds at which co-operatives will have to conduct a full audit will increase in line with those for companies. This will allow co-operatives to use more of their resources to benefit their members. The Government will continue to explore further ways to support the sector.</p><p> </p><p>Treasury Ministers and officials have meetings with a wide variety of organisations in the public and private sectors as part of the process of policy development and delivery. Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at: <a href="https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel" target="_blank">https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</a>.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay grouped question UIN 116 117 question first answered 30/06/2017 11:24:32 answering member 4095 label Biography information for Steve Barclay
	tabling member	4488 label Biography information for Martyn Day

732625

	registered interest
	date	26/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Electronic Funds Transfer: Fraud
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what estimate he has made of the annual cost to the UK economy of bank-transfer fraud.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	1011
	answer	answer is ministerial correction date of answer 04/07/2017 answer text <p>The Government has not made an assessment of the annual cost of bank transfer scams (otherwise known as Authorised Push Payment scams) to the UK economy, because the Payment Systems Regulator (PSR) is currently undertaking work to assess the scale and scope of the problem.</p><p> </p><p>This is part of their wider programme of work to better protect consumers from these scams and reduce the damage they cause. The programme also includes working with Financial Fraud Action UK to develop a common understanding of what data on these scams can be shared between banks, and what barriers stand in the way of sharing further information; and developing best practice standards that banks should follow when responding to these scams.</p><p> </p><p>The PSR is also looking at what role the payment system operators CHAPS and Faster Payments Service (the systems that allow push payments to be made) could play in mitigating the damage caused by Authorised Push Payment scams.</p><p> </p><p>The PSR will publish a review of progress in the second half of 2017.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 04/07/2017 16:34:58 answering member 4095 label Biography information for Steve Barclay
	tabling member	4488 label Biography information for Martyn Day

732651

	registered interest
	date	26/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	LIBOR
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what recent discussions he has had with the Governor of the Bank of England on manipulation of the London Interbank Offered Rate.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	1148
	answer	answer is ministerial correction date of answer 04/07/2017 answer text <p>The Chancellor has regular discussions with the Governor of the Bank of England on a wide range of issues relating to financial services. As has been the practice of previous administrations, the Government does not provide details of such discussions.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 04/07/2017 16:33:12 answering member 4095 label Biography information for Steve Barclay
	tabling member	4488 label Biography information for Martyn Day

539497

	registered interest
	date	13/07/2016
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Pensions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect of the change in the value of the pound since following the EU referendum on private pension funds.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	905967
	answer	answer is ministerial correction date of answer 19/07/2016 answer text <p>There has been some turbulence in financial markets following the vote to leave the EU, including a sharp adjustment to the price of sterling. However, markets have continued to function effectively, and we will continue to work closely with the Bank of England to provide stability and support to markets. HM Treasury does not make direct assessments of the value and funding position of private pension funds.</p><p> </p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 19/07/2016 13:08:00 answering member 3929 label Biography information for Simon Kirby
	tabling member	4488 label Biography information for Martyn Day

686957

	registered interest
	date	08/02/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Lloyds Banking Group
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect on small investors of the cancellation of the public offer of shares in Lloyds Banking Group.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	63554
	answer	answer is ministerial correction date of answer 23/02/2017 answer text <p>I refer the Honourable Member to the Written Ministerial Statement made by the Chancellor to the House in October 2016 concerning the Government’s shareholding in Lloyds which he may find useful.</p><p> </p><p>(<a href="https://hansard.parliament.uk/Commons/2016-10-10/debates/1610102000012/LloydsBankingGroupGovernmentShares?highlight=lloyds%20bank#contribution-3A623DFD-7653-4A00-B93C-3F8E9A05CAB9" target="_blank">https://hansard.parliament.uk/Commons/2016-10-10/debates/1610102000012/LloydsBankingGroupGovernmentShares?highlight=lloyds%20bank#contribution-3A623DFD-7653-4A00-B93C-3F8E9A05CAB9</a>)</p><p> </p><p>I should also clarify that retail investors, like any other investor, remain able to buy shares in Lloyds by purchasing shares via a stockbroker.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby grouped question UIN 63555 question first answered 23/02/2017 14:08:31 answering member 3929 label Biography information for Simon Kirby
	tabling member	4488 label Biography information for Martyn Day

686958

	registered interest
	date	08/02/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Lloyds Banking Group
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, for what reasons the public offer of shares in Lloyds Banking Group was cancelled.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	63555
	answer	answer is ministerial correction date of answer 23/02/2017 answer text <p>I refer the Honourable Member to the Written Ministerial Statement made by the Chancellor to the House in October 2016 concerning the Government’s shareholding in Lloyds which he may find useful.</p><p> </p><p>(<a href="https://hansard.parliament.uk/Commons/2016-10-10/debates/1610102000012/LloydsBankingGroupGovernmentShares?highlight=lloyds%20bank#contribution-3A623DFD-7653-4A00-B93C-3F8E9A05CAB9" target="_blank">https://hansard.parliament.uk/Commons/2016-10-10/debates/1610102000012/LloydsBankingGroupGovernmentShares?highlight=lloyds%20bank#contribution-3A623DFD-7653-4A00-B93C-3F8E9A05CAB9</a>)</p><p> </p><p>I should also clarify that retail investors, like any other investor, remain able to buy shares in Lloyds by purchasing shares via a stockbroker.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby grouped question UIN 63554 question first answered 23/02/2017 14:08:31 answering member 3929 label Biography information for Simon Kirby
	tabling member	4488 label Biography information for Martyn Day

707219

	registered interest
	date	02/03/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Foreign Exchange
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what progress the Government has made on bringing greater transparency to foreign currency transactions.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	66412
	answer	answer is ministerial correction date of answer 07/03/2017 answer text <p>A competitive and transparent financial services sector is vital to ensuring that the UK economy delivers for consumers and businesses.</p><p> </p><p>As with all policy areas, the Government continues to keep transparency of foreign exchange fees under review, and is currently conducting research on the effects of this on consumer decisions to inform its policy approach.</p><p> </p><p>The Government is also currently consulting on its draft regulations for the implementation of the Second Payment Services Directive and will respond in due course.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby grouped question UIN 66413 question first answered 07/03/2017 10:07:45 answering member 3929 label Biography information for Simon Kirby
	tabling member	4488 label Biography information for Martyn Day

707220

	registered interest
	date	02/03/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Foreign Exchange
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if the Government will take steps to make currency conversion fully transparent in forthcoming payment services regulations.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	66413
	answer	answer is ministerial correction date of answer 07/03/2017 answer text <p>A competitive and transparent financial services sector is vital to ensuring that the UK economy delivers for consumers and businesses.</p><p> </p><p>As with all policy areas, the Government continues to keep transparency of foreign exchange fees under review, and is currently conducting research on the effects of this on consumer decisions to inform its policy approach.</p><p> </p><p>The Government is also currently consulting on its draft regulations for the implementation of the Second Payment Services Directive and will respond in due course.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby grouped question UIN 66412 question first answered 07/03/2017 10:07:45 answering member 3929 label Biography information for Simon Kirby
	tabling member	4488 label Biography information for Martyn Day

711343

	registered interest
	date	15/03/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Credit Reference Agencies
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of reasons for the 86 per cent increase in complaints to the Financial Ombudsman on the activities of credit reference agencies between 2014-15 and 2015-16; and if he will make a statement.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	68013
	answer	answer is ministerial correction date of answer 20/03/2017 answer text <p>This question has been passed on to the Financial Ombudsman Service (FOS). The FOS will reply to directly to the Honourable Member by letter. A copy of the letter will be placed in the Library of the House.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby question first answered 20/03/2017 15:02:19 answering member 3929 label Biography information for Simon Kirby
	tabling member	4488 label Biography information for Martyn Day

714717

	registered interest
	date	28/03/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Bureaux de Change: Competition
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment his Department has made on the effect of non-transparent or opaque pricing structures used by foreign currency providers on competition for consumers.
	tabling member constituency	Linlithgow and East Falkirk
	tabling member printed	Martyn Day
	uin	69490
	answer	answer is ministerial correction date of answer 18/04/2017 answer text <p>A competitive and transparent financial services sector is vital to ensuring that the UK economy delivers for consumers and businesses.</p><p>The Government has not yet made an assessment of the effect of pricing structures used by foreign currency providers on competition for consumers or UK small businesses which trade overseas but, as with all policy areas, keeps transparency of foreign exchange fees under review.</p><p>The Government is currently conducting research on the effects of transparency on consumer decisions to inform its policy approach. The Government has recently consulted on draft regulations for the implementation of the Second Payment Service Directive, and will respond in due course.</p> answering member constituency Brighton, Kemptown answering member printed Simon Kirby grouped question UIN 69488 question first answered 18/04/2017 14:14:41 answering member 3929 label Biography information for Simon Kirby
	tabling member	4488 label Biography information for Martyn Day