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1135483

	registered interest
	date	28/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Life Insurance: Mental Illness
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what recent assessment he has made of the adequacy of access to life insurance for people with mental health problems.
	tabling member constituency	Glasgow North West
	tabling member printed	Carol Monaghan
	uin	270750
	answer	answer is ministerial correction date of answer 08/07/2019 answer text <p>The Government is determined that all insurers should treat customers fairly and firms are required to do so under the Financial Conduct Authority’s (FCA) rules. The FCA has placed access and vulnerability at the core of the its Mission and Business Plan, and plans to consult on guidance for firms on the treatment of vulnerable consumers, including those with mental health conditions, in Summer 2019.</p> answering member constituency Salisbury answering member printed John Glen question first answered 08/07/2019 12:08:40 answering member 4051 label Biography information for John Glen
	tabling member	4443 label Biography information for Carol Monaghan

1177993

	registered interest
	date	12/02/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Treasury Select Committee: Select Committee Reports
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, when he plans to respond to the Third Report of the Treasury Committee, Session 2019, published on 1 November 2019.
	tabling member constituency	Glasgow North West
	tabling member printed	Carol Monaghan
	uin	1243
	answer	answer is ministerial correction date of answer 24/02/2020 answer text <p>The government responded to the report on 5<sup>th</sup> February 2020 and the Committee will publish our response in the usual way in due course.</p><p> </p> answering member constituency Salisbury answering member printed John Glen question first answered 24/02/2020 13:34:24 answering member 4051 label Biography information for John Glen
	tabling member	4443 label Biography information for Carol Monaghan

1177994

	registered interest
	date	12/02/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Electronic Funds Transfer: Fraud
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential merits of bringing forward legislative proposals to place the Contingent Reimbursement Model Code for Authorised Push Payment on a statutory footing.
	tabling member constituency	Glasgow North West
	tabling member printed	Carol Monaghan
	uin	1244
	answer	answer is ministerial correction date of answer 24/02/2020 answer text <p>In March 2018, the Payment Systems Regulator (PSR) established a steering group of financial institutions and consumer representatives to develop a voluntary code of good practice to help protect consumers against authorized push payment (APP) scams.</p><p> </p><p>At the end of February 2019, the steering group published the Contingent Reimbursement Model Code for Authorised Push Payments (the Code), which sets out the agreed principles for greater protection of consumers and the circumstances in which they will be reimbursed, making a significant step in delivering improved protections for consumers. The Code became effective on 28 May 2019 and customers of those payment service providers that are signatories (which includes all of the 6 largest banks and building societies) are protected under the Code from this date.</p><p> </p><p>The Code is still in its infancy and the Government believes it should be given time to embed and take full effect before its effectiveness can properly be assessed. The Lending Standards Board (LSB), which is responsible for the Code, has committed to a first annual review of its operation in Summer 2020 and will shortly publish more information about its planned approach, including its intention to consult widely with consumer representatives and the industry. The Government looks forward to reviewing these findings when they become available.</p> answering member constituency Salisbury answering member printed John Glen question first answered 24/02/2020 13:18:09 answering member 4051 label Biography information for John Glen
	tabling member	4443 label Biography information for Carol Monaghan

1178714

	registered interest
	date	12/02/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Electronic Funds Transfer: Fraud
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential merits of making the Contingent Reimbursement Model Code for Authorised Push Payment Fraud retrospective.
	tabling member constituency	Glasgow North West
	tabling member printed	Carol Monaghan
	uin	15062
	answer	answer is ministerial correction date of answer 24/02/2020 answer text <p>The Payment Systems Regulator (PSR) established a non-governmental steering group of financial institutions and consumer representatives in March 2018 to develop a voluntary code of good practice to help protect consumers against Authorised Push Payment (APP) scams. At the end of February 2019, the steering group published the Contingent Reimbursement Model Code for Authorised Push Payments (the Code). The Code became effective on 28 May 2019 and customers of those payment service providers that are signatories are protected under the Code from this date. The Government recognises this may be disappointing for victims of APP scams that occurred before this date.</p><p> </p><p>If a victim of an APP scam is not satisfied with how their payment service provider has handled their specific case, they may wish to contact the Financial Ombudsman Service (FOS). The FOS was established by Government to provide a proportionate, prompt and informal resolution of disputes between a consumer and financial service firm.</p> answering member constituency Salisbury answering member printed John Glen question first answered 24/02/2020 13:20:11 answering member 4051 label Biography information for John Glen
	tabling member	4443 label Biography information for Carol Monaghan

1183720

	registered interest
	date	09/03/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Revenue and Customs: Proof of Identity
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential merits of including the Post Office Document Certification service in the list of approved document certifiers for HMRC services.
	tabling member constituency	Glasgow North West
	tabling member printed	Carol Monaghan
	uin	26930
	answer	answer is ministerial correction date of answer 12/03/2020 answer text <p>HMRC currently have no plans to ask the Post Office to provide document verification services.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 12/03/2020 14:43:00 answering member 3991 label Biography information for Jesse Norman
	tabling member	4443 label Biography information for Carol Monaghan

1197512

	registered interest
	date	20/05/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Self-employment Income Support Scheme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, when he plans to make an announcement on the next stage of the Self-Employment Income Support Scheme.
	tabling member constituency	Glasgow North West
	tabling member printed	Carol Monaghan
	uin	49748
	answer	answer is ministerial correction date of answer 02/06/2020 answer text <p>The Chancellor of the Exchequer announced an extension to the Self-Employment Income Support Scheme on 29 May.</p><p> </p><p>Eligible individuals whose business is adversely affected by COVID-19 will be able to claim a second and final grant when the scheme reopens for further applications in August. Individuals will be able to claim a taxable grant worth 70 per cent of their average monthly trading profits, paid out in a single instalment covering three months’ worth of profits and capped at £6,570 in total.</p><p> </p><p>There will be no further changes and no further extensions to the scheme, which continues to be one of the most generous in the world.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman grouped question UIN 48303 48384 48652 49040 question first answered 02/06/2020 10:36:05 answering member 3991 label Biography information for Jesse Norman
	tabling member	4443 label Biography information for Carol Monaghan

1198278

	registered interest
	date	01/06/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Self-employment Income Support Scheme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether he would make a change in the Self-Employment Income Support Scheme regulations to allow the 2019-20 tax year results to be used in calculations for payments made under that scheme.
	tabling member constituency	Glasgow North West
	tabling member printed	Carol Monaghan
	uin	52155
	answer	answer is ministerial correction date of answer 04/06/2020 answer text <p>It has not been possible to include those who began trading after the 2018-19 tax year in the Self-Employment Income Support Scheme. This was a very difficult decision and it was taken for practical reasons. It is correct that individuals can now submit Income Tax Self Assessment returns for 2019-20, but there would be significant risks for the public purse if the Government relied on these returns for the scheme. HMRC would not be able to distinguish genuine self-employed individuals who started trading in 2019-20 from fake applications by fraudulent operators and organised criminal gangs seeking to exploit the SEISS. The Government cannot expose the tax system to these risks.</p><p> </p><p>The Chancellor of the Exchequer has said there will be no further extension or changes to the SEISS. However, the newly self-employed may still be eligible for other financial support provided by the Government. The SEISS is one element of a comprehensive package of support for individuals and businesses, including the newly self-employed. This package includes Bounce Back loans, tax deferrals, rental support, increased levels of Universal Credit, mortgage holidays, and other business support grants. More information about the full range of business support measures is available at: <a href="http://www.gov.uk/government/collections/financial-support-for-businesses-during-coronavirus-covid-19" target="_blank">www.gov.uk/government/collections/financial-support-for-businesses-during-coronavirus-covid-19</a>.</p> answering member constituency Hereford and South Herefordshire answering member printed Jesse Norman question first answered 04/06/2020 15:55:07 answering member 3991 label Biography information for Jesse Norman
	tabling member	4443 label Biography information for Carol Monaghan

1198893

	registered interest
	date	01/06/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Members: Correspondence
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, when he plans to respond to the letter from the hon. Member for Glasgow North West constituency of 1 April 2020 in relation to support for the self-employed, temporary and freelance workers.
	tabling member constituency	Glasgow North West
	tabling member printed	Carol Monaghan
	uin	52156
	answer	answer is ministerial correction date of answer 04/06/2020 answer text HM Treasury has received unprecedented amounts of correspondence since the start of the coronavirus outbreak, and apologises for the delay in responding to the Honourable Member. The Honourable Members’ correspondence is receiving attention and will be replied to as soon as possible. answering member constituency Saffron Walden answering member printed Kemi Badenoch grouped question UIN 52125 52126 52127 52157 52158 question first answered 04/06/2020 15:26:26 answering member 4597 label Biography information for Kemi Badenoch
	tabling member	4443 label Biography information for Carol Monaghan

1198894

	registered interest
	date	01/06/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Members: Correspondence
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, when he plans to respond to the letter of 6 April 2020 from the hon. Member for Glasgow North West on access to the Coronavirus Job Retention Scheme for new employees.
	tabling member constituency	Glasgow North West
	tabling member printed	Carol Monaghan
	uin	52157
	answer	answer is ministerial correction date of answer 04/06/2020 answer text HM Treasury has received unprecedented amounts of correspondence since the start of the coronavirus outbreak, and apologises for the delay in responding to the Honourable Member. The Honourable Members’ correspondence is receiving attention and will be replied to as soon as possible. answering member constituency Saffron Walden answering member printed Kemi Badenoch grouped question UIN 52125 52126 52127 52156 52158 question first answered 04/06/2020 15:26:26 answering member 4597 label Biography information for Kemi Badenoch
	tabling member	4443 label Biography information for Carol Monaghan

1198895

	registered interest
	date	01/06/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Members: Correspondence
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, when he plans to respond to the letter of 24 April 2020 from the hon. Member for Glasgow North West on umbrella employment and the Coronavirus Job Retention Scheme.
	tabling member constituency	Glasgow North West
	tabling member printed	Carol Monaghan
	uin	52158
	answer	answer is ministerial correction date of answer 04/06/2020 answer text HM Treasury has received unprecedented amounts of correspondence since the start of the coronavirus outbreak, and apologises for the delay in responding to the Honourable Member. The Honourable Members’ correspondence is receiving attention and will be replied to as soon as possible. answering member constituency Saffron Walden answering member printed Kemi Badenoch grouped question UIN 52125 52126 52127 52156 52157 question first answered 04/06/2020 15:26:26 answering member 4597 label Biography information for Kemi Badenoch
	tabling member	4443 label Biography information for Carol Monaghan