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1360023

	registered interest
	date	15/10/2021
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	National Savings and Investments
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, with reference to the Answer of 28 April 2021 to Question 187297 on National Savings and Investments, what estimate he has made of the date on which the NS&I Green Savings Bond will be available to customers.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	56680
	answer	answer is ministerial correction date of answer 22/10/2021 answer text <p>The Green Savings Bonds were made available to customers via National Savings and Investments on 22 October and will be on sale for a minimum of three months. The 3-year fixed-term savings product with an interest rate of 0.65% will give UK savers the opportunity to take part in the collective effort to tackle climate change. Customers can invest between £100 and £100,000.</p> answering member constituency Salisbury answering member printed John Glen question first answered 22/10/2021 12:53:10 answering member 4051 label Biography information for John Glen
	tabling member	4608 label Biography information for John Lamont

1312323

	registered interest
	date	27/04/2021
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Workplace Pensions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the likelihood that the consultation on the pensions charge cap will lead to higher returns for savers.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	188138
	answer	answer is ministerial correction date of answer 29/04/2021 answer text <p>This is a matter for the Department for Work and Pensions.</p> answering member constituency Salisbury answering member printed John Glen question first answered 29/04/2021 09:48:46 answering member 4051 label Biography information for John Glen
	tabling member	4608 label Biography information for John Lamont

1312160

	registered interest
	date	26/04/2021
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	National Savings and Investments
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what recent progress has been made on the National Savings and Investment's green savings product; and whether the Government has plans to offer that product to savers in summer 2021.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	187297
	answer	answer is ministerial correction date of answer 28/04/2021 answer text <p>Since the Chancellor’s announcement at Spring Budget 2021 that a Green Savings Bond will be offered through NS&amp;I, work has continued at pace on the development of this product. The Green Savings Bond will be linked to the UK’s sovereign Green Bond framework, due to be published in June 2021, and will give UK savers the opportunity to take part in the collective effort to tackle climate change. Further details on the Green Savings Bond will be published in due course, prior to the product going on sale this summer.</p> answering member constituency Salisbury answering member printed John Glen question first answered 28/04/2021 13:42:28 answering member 4051 label Biography information for John Glen
	tabling member	4608 label Biography information for John Lamont

1200788

	registered interest
	date	05/06/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Personal Savings: Interest Rates
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what recent comparative assessment he has made of the competitiveness of NS&I and high street bank savings product interest rates.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	55109
	answer	answer is ministerial correction date of answer 11/06/2020 answer text <p>NS&amp;I has a core remit to deliver cost-effective financing for government. In effect, customers’ deposits with NS&amp;I are a form of government borrowing, and the rates that NS&amp;I offer impact the cost to government of this borrowing. Rates on NS&amp;I products are kept under review and set in accordance with its operating framework to balance the interests of savers; taxpayers; and the broader financial services sector.</p> answering member constituency Salisbury answering member printed John Glen question first answered 11/06/2020 10:48:57 answering member 4051 label Biography information for John Glen
	tabling member	4608 label Biography information for John Lamont

1181721

	registered interest
	date	02/03/2020
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Help to Save Scheme: Scotland
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, how many people are using Help to Save in Scotland.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	23421
	answer	answer is ministerial correction date of answer 09/03/2020 answer text <p>HMRC has published the number of opened Help to Save accounts registered to addresses in Scotland to end-January 2020. The following link provides the latest edition of this publication:</p><p><a href="https://www.gov.uk/government/statistics/help-to-save-statistics" target="_blank">https://www.gov.uk/government/statistics/help-to-save-statistics</a></p><p> </p><p>12,050 accounts had been opened and registered to addresses in Scotland to end-January 2020.</p> answering member constituency Salisbury answering member printed John Glen question first answered 09/03/2020 14:00:34 answering member 4051 label Biography information for John Glen
	tabling member	4608 label Biography information for John Lamont

1142920

	registered interest
	date	02/09/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Banks: Closures
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he will take to reduce bank closures in rural areas.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	284386
	answer	answer is ministerial correction date of answer 05/09/2019 answer text <p>The Government recognises that the closure of bank branches is a very important issue for many people, particularly in rural communities. However, banking service providers need to balance customer interests and other commercial factors when considering their strategies. Although the Government understands the dissatisfaction, it is right that decisions on opening and closing branches are taken by the management team of each bank on a commercial basis and the Government does not intervene in these decisions.</p><p> </p><p>Government cannot reverse the changes in the market and in customer behaviour; nor can it determine firms’ commercial strategies in response to those changes. In 2018, two-thirds of UK adults used contactless payments, 72% used online banking and 48% used mobile banking, according to UK Finance. The Government is committed to ensuring that all areas of the UK benefit from world class digital connectivity, and we have invested heavily to meet that ambition. The £1.8bn superfast programme has ensured that 96% of the UK has access to download speeds of at least 24Mbps. For those premises that do not have access to download speeds of at least 10 Mbps, the Government have introduced the Universal Service Obligation (USO), which allows people to request a USO connection from the designated Universal Service provider, BT, from March 2020.</p><p> </p><p>However, the Government still firmly believes that the impact of branch closures should be understood, considered, and mitigated where possible so that all customers, wherever they live, continue to have access to over-the-counter banking services if they wish to use them. That is why the Government is in full support of the voluntary Access to Banking Standard that the major high-street banks are signed up to. This commits them to keep customers well informed about branch closures, and to set out their reasons for closures and the alternative options for continued access to services. It is also why the Government supports the Post Office Banking Framework Agreement, which enables 99% of personal customers and 95% of small business customers to carry out their everyday banking at one of the Post Office’s 11,500 branches.</p><p><strong> </strong></p> answering member constituency Salisbury answering member printed John Glen question first answered 05/09/2019 11:50:09 answering member 4051 label Biography information for John Glen
	tabling member	4608 label Biography information for John Lamont

1124934

	registered interest
	date	07/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Help to Buy Scheme: Scotland
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, how many people have benefited from the Help to Buy ISA and how much this is in monetary terms in (a) Scotland and (b) Berwickshire, Roxburgh & Selkirk.
	tabling member constituency	Berwickshire, Roxburgh and Selkirk
	tabling member printed	John Lamont
	uin	251337
	answer	answer is ministerial correction date of answer 15/05/2019 answer text <p>Since the Help to Buy: ISA’s launch in 1 December 2015 till 31 December 2018, the Government has paid out 23,960 bonuses to individuals purchasing a home in Scotland, with a total value of £20,326,852. In Berwickshire, Roxburgh &amp; Selkirk, 261 bonuses have been paid, with a total value of £198,112.</p> answering member constituency Salisbury answering member printed John Glen question first answered 15/05/2019 14:29:43 answering member 4051 label Biography information for John Glen
	tabling member	4608 label Biography information for John Lamont