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1131750

	registered interest
	date	12/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	State Retirement Pensions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how many people who reached state pension age before 6 April 2016 continue to defer claiming their state pension; and what proportion of people who have claimed deferred pre-6 April 2016 state pensions have taken a lump sum rather than an increased state pension.
	tabling member constituency	East Ham
	tabling member printed	Stephen Timms
	uin	263665
	answer	answer is ministerial correction date of answer 17/06/2019 answer text <p>As at 30 September 2018, 40% of those persons in receipt of State Pension who reached their State Pension date prior to 6<sup>th</sup> April 2016, who had previously deferred their claims, had received Lump Sum payments.</p><p> </p><p><em>Source: DWP Administrative data – Quarterly Statistical Enquiry September 2018</em></p><p> </p><p>The specific information on <strong>how many people who reached State Pension age before 6 April 2016 continue to defer claiming their State Pension,</strong> is not available.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 17/06/2019 14:30:32 answering member 4142 label Biography information for Guy Opperman
	tabling member	163 label Biography information for Sir Stephen Timms

1132265

	registered interest
	date	14/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	State Retirement Pensions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 28 May 2019 to Question 256267 on State Retirement Pensions, what estimate he has made of the number of cases where a person has received an inaccurate state pension forecast as a result of part of their state pension being contracted out.
	tabling member constituency	Bridgend
	tabling member printed	Mrs Madeleine Moon
	uin	264744
	answer	answer is ministerial correction date of answer 24/06/2019 answer text <p>I have been asked to reply on behalf of the Chancellor. State Pension forecasts are based on the individual’s National Insurance record that is held at the time the forecast is produced. There may be subsequent changes to the National Insurance information; additionally for a small percentage of National Insurance records the information may be incomplete. Where this is the case, this may affect the State Pension forecast. For this reason the forecasts make it clear that they are subject to change.</p><p> </p><p>HMRC and DWP continue to work closely to improve our ability to identify and correct inaccuracies as quickly as possible. Where inaccurate or incomplete National Insurance records are identified they are routinely corrected by HMRC. Additionally, HMRC also ensure that any inconsistencies that remain on an individual’s National Insurance record are investigated in the period leading up to State Pension age to ensure the correct amount of State Pension is put into payment.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 24/06/2019 16:24:45 answering member 4142 label Biography information for Guy Opperman
	tabling member	1490 label Biography information for Mrs Madeleine Moon

1133299

	registered interest
	date	19/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	State Retirement Pensions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what estimate the Government has made of the change in the number of people in receipt of the basic state pension between 2019 and 2024.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	266796
	answer	answer is ministerial correction date of answer 24/06/2019 answer text <p>The new State Pension was introduced in 2016 for people reaching State Pension age on or after the 6<sup>th</sup> April 2016. The new State Pension replaced the basic State Pension and additional State Pension, which means that no one reaching State Pension age on or after the 6<sup>th</sup> April 2016 will have claimed the basic State Pension or additional State Pension. The forecasted caseloads for the new State Pension and basic State Pension between 2019/20 and 2023/24 can be found in the table below.</p><p> </p><p><strong>Forecasted caseloads of new State Pension and basic State Pension from 2019-2024, figures in 1000s</strong></p><p> </p><table><tbody><tr><td><p><strong>Category of pension</strong></p></td><td><p><strong>2019/20</strong></p></td><td><p><strong>2020/21</strong></p></td><td><p><strong>2021/22</strong></p></td><td><p><strong>2022/23</strong></p></td><td><p><strong>2023/24</strong></p></td></tr><tr><td><p>Basic State Pension</p></td><td><p>11,101</p></td><td><p>10,627</p></td><td><p>10,158</p></td><td><p>9,692</p></td><td><p>9,225</p></td></tr><tr><td><p>New State Pension (excluding protected payments)</p></td><td><p>1,282</p></td><td><p>1,665</p></td><td><p>2,286</p></td><td><p>2,942</p></td><td><p>3,623</p></td></tr><tr><td><p>New State Pension Protected Payments (including inherited elements)</p></td><td><p>371</p></td><td><p>457</p></td><td><p>596</p></td><td><p>739</p></td><td><p>888</p></td></tr></tbody></table><p> </p><p>These figures can be found here: <a href="https://www.gov.uk/government/publications/benefit-expenditure-and-caseload-tables-2019" target="_blank">https://www.gov.uk/government/publications/benefit-expenditure-and-caseload-tables-2019</a></p><p> </p><p>Figures relate to Great Britain, or people resident overseas who are receiving United Kingdom benefits.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 24/06/2019 16:40:15 answering member 4142 label Biography information for Guy Opperman
	tabling member	1409 label Biography information for Mr Gregory Campbell

1137475

	registered interest
	date	08/07/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	State Retirement Pensions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what steps she is taking to help people who have been severely affected by changes in the state pension age.
	tabling member constituency	Norwich South
	tabling member printed	Clive Lewis
	uin	274592
	answer	answer is ministerial correction date of answer 16/07/2019 answer text <p>The number of older people in employment is at a record high. There are now 10.5 million workers aged 50 and over in the workforce compared to 9.1 million five years ago.</p><p> </p><p>To support women to remain and return to the labour market, the Government has removed the Default Retirement Age meaning most people can choose when to retire, and extended the right to request flexible working to all employees with 26 weeks’ continuous service with their employer.</p><p> </p><p>We have appointed a Business Champion for Older Workers to engage and influence employers both strategically and in terms of practical advice.</p><p> </p><p>In February 2017, the UK Government published “Fuller Working Lives: a partnership approach” to set out the role employers, individuals and Government can play in supporting fuller working lives. <a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/587654/fuller-working-lives-a-partnership-approach.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/587654/fuller-working-lives-a-partnership-approach.pdf</a></p><p> </p><p>Through the National Retraining Partnership, a strategic partnership between Government, the Confederation of British Industry and the Trades Union Congress, Government is developing the National Retraining Scheme. The National Retraining Scheme will help prepare adults for the future changes to the economy, including those brought about by automation, and help them retrain into better jobs.</p><p> </p><p>And in February this year, DWP launched an online web page which brings together money, job and health elements of the mid-life MOT. <a href="https://www.yourpension.gov.uk/mid-life-mot/" target="_blank">https://www.yourpension.gov.uk/mid-life-mot/</a></p><p> </p><p>To support employers, Business in The Community has also created MOT guides that support businesses. <a href="https://age.bitc.org.uk/tools-impact-stories/toolkits" target="_blank">https://age.bitc.org.uk/tools-impact-stories/toolkits</a></p><p> </p><p>For people who simply can’t work, our welfare system will continue to provide a strong safety net, as it does for people of all ages now. The Government is committed to supporting the vulnerable and spends over £50 billion a year on benefits to support disabled people and people with health conditions.</p><p> </p><p> </p><p /> answering member constituency Hexham answering member printed Guy Opperman question first answered 16/07/2019 09:40:23 answering member 4142 label Biography information for Guy Opperman
	tabling member	4500 label Biography information for Clive Lewis

1137473

	registered interest
	date	08/07/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	State Retirement Pensions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, when she will next review the state pension age.
	tabling member constituency	Norwich South
	tabling member printed	Clive Lewis
	uin	274590
	answer	answer is ministerial correction date of answer 16/07/2019 answer text <p>The approach of the Labour Government 1997-2010, Coalition 2010-2015 and the Conservative Government has been the same in broad terms. State Pension age reform has focused on maintaining the right balance between sustainability of State Pension and fairness between generations in the face of demographic change. The Pensions Act 2014 requires governments to complete a structured review of State Pension age every 6 years in light of changes in life expectancy and other relevant factors. The Government’s first State Pension age review was published in July 2017.</p><p /><p><a href="https://www.gov.uk/government/publications/state-pension-age-review-final-report" target="_blank">https://www.gov.uk/government/publications/state-pension-age-review-final-report</a></p> answering member constituency Hexham answering member printed Guy Opperman question first answered 16/07/2019 12:26:49 answering member 4142 label Biography information for Guy Opperman
	tabling member	4500 label Biography information for Clive Lewis

1138410

	registered interest
	date	11/07/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	State Retirement Pensions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how the increases in state pension for 2019-20 were calculated; and for what reasons pensioners reaching the age of 80 are awarded an increase of 25 pence in 2019-20.
	tabling member constituency	Kirkcaldy and Cowdenbeath
	tabling member printed	Lesley Laird
	uin	276270
	answer	answer is ministerial correction date of answer 19/07/2019 answer text <p>As a result of the Triple Lock, from April 2019, the full yearly amount of the basic State Pension is around £675 higher than if it had just been up-rated by earnings since April 2010. That’s a rise of over £1,600 in cash terms.</p><p /><p>The Government is committed to ensuring economic security for people at every stage of their life, including during retirement. We are forecast to spend over £120 billion on benefits for pensioners in 2019/20. This includes £99 billion of expenditure on the State Pension.</p><p> </p><p>In 2019/20, the basic State Pension and the new State Pension (apart from Protected Payments) were both uprated by 2.6%. This was in line with the Triple Lock guarantee that these will rise by the highest of average earnings growth, price inflation, or 2.5%. In 2019/20 the highest measure was earnings growth at 2.6%. The full basic State Pension went up by £3.25 to £129.20 a week whilst the full rate of the new State Pension rose by £4.25 to £168.60 a week.</p><p> </p><p>Protected Payments, Additional State Pension and Graduated Retirement Benefit elements are uprated each year by the increase in prices. They rose by 2.4% (CPI) in 2019/20.</p><p> </p><p>The 25p age addition to contributory and non-contributory retirement pensions is paid with the State Pension when individuals reach age 80. It is a separate issue from the uprating process outlined above. When the age addition was first introduced in 1971 the value of the basic State Pension for a single person was £6 per week and the amount of 25p constituted a more substantial sum in relation to the total State Pension than it does nowadays in relation to the current basic State Pension of £129.20 a week.</p><p> </p><p>Although there are no plans to uprate the age addition amount, this should be considered alongside the range of other measures and benefits, including Pension Credit, that are available to pensioners, over age 80. Moreover, people who are aged 80 and over receive a Winter Fuel Payment of £300, instead of the standard Winter Fuel Payment of £200 for pensioners below that age. Additionally, the non-contributory Category D State Pension is available to those aged over 80 with either no entitlement to a basic State Pension or who are entitled to State Pension of less than £77.45 per week who meet the residency conditions.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 19/07/2019 12:29:42 answering member 4142 label Biography information for Guy Opperman
	tabling member	4660 label Biography information for Lesley Laird

1148180

	registered interest
	date	03/10/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	State Retirement Pensions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what assessment she has made of the effect of the 2016 changes to the state pension system on the household income of people who have been recently bereaved.
	tabling member constituency	Ceredigion
	tabling member printed	Ben Lake
	uin	294230
	answer	answer is ministerial correction date of answer 08/10/2019 answer text <p>The Government published an impact assessment ‘<em>New State pension: impact on an individual's pension entitlement longer term effects’</em> in January 2016. This included impacts on derived entitlement to the State Pension. The estimates show around 2 per cent of men and 6 per cent of women reaching State Pension age between 2016-2020 were expected to receive less State Pension due to the withdrawal of derived entitlement. The proportion affected falls over the first two decades of the new State Pension. Further information on the impact of new State Pension reform on derived entitlement is available here: <a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/491845/impact-of-new-state-pension-longer-term-reserach.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/491845/impact-of-new-state-pension-longer-term-reserach.pdf</a>.</p><p> </p><p>Information on the overall costs of the new State Pension (formerly the Single Tier) is available here: <a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/311316/pensions-act-ia-annex-a-single-tier-state-pension.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/311316/pensions-act-ia-annex-a-single-tier-state-pension.pdf</a></p><p> </p><p>The cost estimates of the new State Pension do not provide a specific breakdown of savings from the inheritance of spouses’ State Pension.</p><p> </p><p>The new State Pension was introduced for people reaching State Pension age from 6 April 2016 onwards to provide a clearer, simpler and sustainable system for the future and is based on an individual’s own National Insurance record. This both reflects changes in society where individuals are able to build a State Pension in their own right and a wider crediting regime that rewards periods of caring when people are away from the labour market. There is transitional protection of the old derived basic State Pension for women whose own contribution history was affected by taking the option to pay reduced-rate National Insurance contributions. Transitional arrangements also enable widowed people in certain circumstances to inherit all, or part, of the additional State Pension or Graduated Retirement Benefit they could have inherited under the old State Pension system.</p><p> </p><p>A step-by-step guide to the changes to the rules on deriving and inheriting State Pension is available on the Government website at <a href="http://www.gov.uk" target="_blank">www.gov.uk</a> using the search term 'state pension through partner'.</p><p> </p><p>The transitional arrangements for the new State Pension have been designed to be to fair to the greatest number of people possible and to ensure that the vast majority of people have at least the full amount of new State Pension as quickly possible.</p><p>The new State Pension will benefit many women, carers and self-employed people, who historically often did less well under previous systems. For example, over three million women stand to receive an average of £550 more per year by 2030 as a result of the recent reforms.</p><p> </p><p>In addition, we are committed to the triple lock for the duration of this Parliament. In April 2019, full amounts of the basic and new State Pensions increased by 2.6%, in line with average earnings growth. The full yearly rate of the basic State Pension is worth over £1,600 more in cash terms 2019/20 than it was in 2010.</p><p> </p><p>Furthermore, Pension Credit provides a top up means-tested benefit for pensioners to protect those who are most in need.</p> answering member constituency Hexham answering member printed Guy Opperman grouped question UIN 294231 question first answered 08/10/2019 10:26:05 answering member 4142 label Biography information for Guy Opperman
	tabling member	4630 label Biography information for Ben Lake

1148181

	registered interest
	date	03/10/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	State Retirement Pensions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what estimate her Department has made of the savings accrued to the public purse by the 2016 changes to the state pension system, specifically in relation to the inheritance of spouses’ state pension.
	tabling member constituency	Ceredigion
	tabling member printed	Ben Lake
	uin	294231
	answer	answer is ministerial correction date of answer 08/10/2019 answer text <p>The Government published an impact assessment ‘<em>New State pension: impact on an individual's pension entitlement longer term effects’</em> in January 2016. This included impacts on derived entitlement to the State Pension. The estimates show around 2 per cent of men and 6 per cent of women reaching State Pension age between 2016-2020 were expected to receive less State Pension due to the withdrawal of derived entitlement. The proportion affected falls over the first two decades of the new State Pension. Further information on the impact of new State Pension reform on derived entitlement is available here: <a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/491845/impact-of-new-state-pension-longer-term-reserach.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/491845/impact-of-new-state-pension-longer-term-reserach.pdf</a>.</p><p> </p><p>Information on the overall costs of the new State Pension (formerly the Single Tier) is available here: <a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/311316/pensions-act-ia-annex-a-single-tier-state-pension.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/311316/pensions-act-ia-annex-a-single-tier-state-pension.pdf</a></p><p> </p><p>The cost estimates of the new State Pension do not provide a specific breakdown of savings from the inheritance of spouses’ State Pension.</p><p> </p><p>The new State Pension was introduced for people reaching State Pension age from 6 April 2016 onwards to provide a clearer, simpler and sustainable system for the future and is based on an individual’s own National Insurance record. This both reflects changes in society where individuals are able to build a State Pension in their own right and a wider crediting regime that rewards periods of caring when people are away from the labour market. There is transitional protection of the old derived basic State Pension for women whose own contribution history was affected by taking the option to pay reduced-rate National Insurance contributions. Transitional arrangements also enable widowed people in certain circumstances to inherit all, or part, of the additional State Pension or Graduated Retirement Benefit they could have inherited under the old State Pension system.</p><p> </p><p>A step-by-step guide to the changes to the rules on deriving and inheriting State Pension is available on the Government website at <a href="http://www.gov.uk" target="_blank">www.gov.uk</a> using the search term 'state pension through partner'.</p><p> </p><p>The transitional arrangements for the new State Pension have been designed to be to fair to the greatest number of people possible and to ensure that the vast majority of people have at least the full amount of new State Pension as quickly possible.</p><p>The new State Pension will benefit many women, carers and self-employed people, who historically often did less well under previous systems. For example, over three million women stand to receive an average of £550 more per year by 2030 as a result of the recent reforms.</p><p> </p><p>In addition, we are committed to the triple lock for the duration of this Parliament. In April 2019, full amounts of the basic and new State Pensions increased by 2.6%, in line with average earnings growth. The full yearly rate of the basic State Pension is worth over £1,600 more in cash terms 2019/20 than it was in 2010.</p><p> </p><p>Furthermore, Pension Credit provides a top up means-tested benefit for pensioners to protect those who are most in need.</p> answering member constituency Hexham answering member printed Guy Opperman grouped question UIN 294230 question first answered 08/10/2019 10:26:05 answering member 4142 label Biography information for Guy Opperman
	tabling member	4630 label Biography information for Ben Lake

1149003

	registered interest
	date	14/10/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	State Retirement Pensions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how many and what proportion of people access their state pension online.
	tabling member constituency	Leigh
	tabling member printed	Jo Platt
	uin	362
	answer	answer is ministerial correction date of answer 17/10/2019 answer text <p>On-line take up figures are published on the <a href="http://Gov.uk" target="_blank">Gov.uk</a> internet site.</p><p> </p><ul><li>Pre-Retirement (Check your State Pension) on-line take up is 95.1% (September 2019)</li><li>The Get your State Pension on-line take up is 57.6% (August 2019)</li></ul><p> </p><p>The links to the <a href="http://Gov.uk" target="_blank">Gov.uk</a> pages are updated regularly:</p><p> </p><p>Check your State Pension</p><p><a href="https://www.gov.uk/performance/state-pension-statement" target="_blank">https://www.gov.uk/performance/state-pension-statement</a></p><p> </p><p>Get your State Pension</p><p><a href="https://www.gov.uk/performance/state-pension-new-claims" target="_blank">https://www.gov.uk/performance/state-pension-new-claims</a></p><p> </p><p> </p> answering member constituency Hexham answering member printed Guy Opperman question first answered 17/10/2019 11:43:51 answering member 4142 label Biography information for Guy Opperman
	tabling member	4673 label Biography information for Jo Platt

1168345

	registered interest
	date	19/12/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	State Retirement Pensions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what estimate she has made of the cost to the public purse of increasing by 25 pence the state pension for people over the age of 80.
	tabling member constituency	Waveney
	tabling member printed	Peter Aldous
	uin	109
	answer	answer is ministerial correction date of answer 07/01/2020 answer text <p>The Age Addition is paid to people who reached State Pension age prior to 6<sup>th</sup> April 2016 when they claim their State Pension and attain 80 years of age. It is not payable to those people who reached State Pension age on or after 6<sup>th</sup> April 2016.</p><p> </p><p>In March 2019, the most recent date for which data are available, there were approximately 3.3m people in receipt of the payment, at a weekly cost of approximately £820,000.</p><p> </p><p>Source: DWP Administrative data, March 2019</p><p> </p> answering member constituency Hexham answering member printed Guy Opperman question first answered 07/01/2020 14:47:43 answering member 4142 label Biography information for Guy Opperman
	tabling member	4069 label Biography information for Peter Aldous