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1128073
star this property registered interest false more like this
star this property date less than 2019-05-22more like thisremove minimum value filter
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what assessment they have made of the recommendations to improve information provision for Universal Credit claimants in the report by the Child Poverty Action Group Computer says ‘No!' Stage one: information provision, published in May. more like this
star this property tabling member printed
Baroness Lister of Burtersett more like this
star this property uin HL15922 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-06-06more like thismore than 2019-06-06
star this property answer text <p>Universal Credit is designed to react and respond quickly to feedback from our stakeholders and claimants to improve the service we offer. This means that any report based on a view of the service at a given date may well be inaccurate only a short period afterwards.</p><p> </p><p>This is the case with this Child Poverty Action Group (CPAG) report. The report does not take into account recent changes to the Universal Credit Statement which ensures that claimants receive detailed information about any deductions which have been made to their Universal Credit award, including a clear breakdown of what each deduction is for. Consequently, the Department has written to CPAG about the report, outlining the up to date position on these issues and inviting CPAG and his Honour Judge Sir Stephen Sedley, who wrote the report’s foreword, to meet to discuss these matters.</p><p> </p><p>The Department will continue to make improvements to Universal Credit to ensure that we provide claimants with the information they need to understand their Universal Credit award.</p>
star this property answering member printed Baroness Buscombe more like this
star this property question first answered
less than 2019-06-06T13:50:42.49Zmore like thismore than 2019-06-06T13:50:42.49Z
star this property answering member
3349
star this property label Biography information for Baroness Buscombe more like this
star this property tabling member
4234
unstar this property label Biography information for Baroness Lister of Burtersett more like this
1128083
star this property registered interest false more like this
star this property date less than 2019-05-22more like thisremove minimum value filter
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Equality more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government, further to the answer by Baroness Buscombe on 21 May (HL Deb, col 1858), on what evidence they base their statement that “inequality has fallen”; and whether they will publish that evidence. more like this
star this property tabling member printed
Baroness Primarolo more like this
star this property uin HL15932 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-06-06more like thismore than 2019-06-06
star this property answer text <p>National statistics on income inequality are published annually in the “Households Below Average Income” publication using the Gini coefficient. The Gini coefficient is an international standard technical measure of how incomes are distributed across all individuals. It ranges from 0% (when everyone has identical incomes) to 100% (when all income goes to only one person).</p><p> </p><p>From 2009/10 to 2017/18 income inequality, measured using the before housing cost Gini coefficient, has fallen by 2 percentage points. See the table below for the annual statistics from 2009/10 to 2017/18.</p><p> </p><p>This data is published annually on the “Households Below Average Income” website on gov.uk.</p><p> </p><table><tbody><tr><td><p>Year</p></td><td><p>Income inequality (Gini Coefficient. %)</p></td></tr><tr><td><p>2009/10</p></td><td><p>36</p></td></tr><tr><td><p>2010/11</p></td><td><p>34</p></td></tr><tr><td><p>2011/12</p></td><td><p>34</p></td></tr><tr><td><p>2012/13</p></td><td><p>34</p></td></tr><tr><td><p>2013/14</p></td><td><p>34</p></td></tr><tr><td><p>2014/15</p></td><td><p>34</p></td></tr><tr><td><p>2015/16</p></td><td><p>35</p></td></tr><tr><td><p>2016/17</p></td><td><p>34</p></td></tr><tr><td><p>2017/18</p></td><td><p>34</p></td></tr></tbody></table>
star this property answering member printed Baroness Buscombe more like this
star this property question first answered
less than 2019-06-06T16:33:04.547Zmore like thismore than 2019-06-06T16:33:04.547Z
star this property answering member
3349
star this property label Biography information for Baroness Buscombe more like this
star this property tabling member
217
unstar this property label Biography information for Baroness Primarolo more like this
1129515
star this property registered interest false more like this
star this property date less than 2019-06-04more like thismore than 2019-06-04
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Occupational Money Purchase Schemes more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government whether they intend to legislate to introduce collective defined contribution schemes by the end of 2019. more like this
star this property tabling member printed
Lord Hain more like this
star this property uin HL16000 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-06-18more like thismore than 2019-06-18
star this property answer text <p>This Government has recently published a response to a Collective Defined Contribution schemes consultation setting out its plans, and has engaged extensively with key stakeholders.</p> more like this
star this property answering member printed Baroness Buscombe more like this
star this property question first answered
less than 2019-06-18T15:52:00.407Zmore like thismore than 2019-06-18T15:52:00.407Z
star this property answering member
3349
star this property label Biography information for Baroness Buscombe more like this
star this property tabling member
567
unstar this property label Biography information for Lord Hain more like this
1129551
star this property registered interest false more like this
star this property date less than 2019-06-04more like thismore than 2019-06-04
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Arcadia Group: Pensions more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government whether Ministers or officials have (1) written to, (2) had any meetings with, or (3) communicated in other forms with, Sir Philip Green, Lady Christina Green or the Pensions Regulator in connection with the Arcadia Group Pension Scheme. more like this
star this property tabling member printed
Lord Myners more like this
star this property uin HL16036 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-06-18more like thismore than 2019-06-18
star this property answer text <p>Neither Ministers nor officials have written to, had meetings with, or communicated in other forms with Sir Philip Green or Lady Christina Green.</p><p> </p><p>Ministers and officials have quarterly meetings with the Pensions Regulator, but not specifically concerning Sir Philip Green or the Arcadia Group. This is because the Pensions Regulator is an independent body, and as such the Government cannot intervene or influence its actions. The Regulator also keeps DWP officials informed about its work in monitoring pension schemes.</p> more like this
star this property answering member printed Baroness Buscombe more like this
star this property question first answered
less than 2019-06-18T15:51:18.26Zmore like thismore than 2019-06-18T15:51:18.26Z
star this property answering member
3349
star this property label Biography information for Baroness Buscombe more like this
star this property tabling member
3869
unstar this property label Biography information for Lord Myners more like this
1130233
star this property registered interest false more like this
star this property date less than 2019-06-05more like thismore than 2019-06-05
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Occupational Money Purchase Schemes more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government, further to the Written Answer by Baroness Buscombe on 5 June (HL15876), whether they intend to legislate to introduce collective defined contribution schemes by the end of 2019. more like this
star this property tabling member printed
Lord Hain more like this
star this property uin HL16094 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-06-19more like thismore than 2019-06-19
star this property answer text <p>I refer the Noble Lord to my previous responses. The Government will bring forward legislation as soon as parliamentary time allows.</p> more like this
star this property answering member printed Baroness Buscombe more like this
star this property question first answered
less than 2019-06-19T15:47:35.527Zmore like thismore than 2019-06-19T15:47:35.527Z
star this property answering member
3349
star this property label Biography information for Baroness Buscombe more like this
star this property tabling member
567
unstar this property label Biography information for Lord Hain more like this
1130234
star this property registered interest false more like this
star this property date less than 2019-06-05more like thismore than 2019-06-05
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Poverty more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government when they last discussed (1) low and insecure incomes, (2) issues emerging from the rollout of Universal Credit, and (3) increased demand for food banks, with representatives of the relevant voluntary agencies; and what was the outcome of those discussions. more like this
star this property tabling member printed
Lord Hylton more like this
star this property uin HL16095 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-06-19more like thismore than 2019-06-19
star this property answer text <p>Ministers and officials have regular meetings with key stakeholders to discuss a diverse range of issues that fall within the Department’s remit and impact on the lives of claimants. Many of these contacts occur at a local level between Jobcentres and external stakeholders which serve or represent their local communities, and such contacts are not recorded centrally, and to provide this information would incur disproportionate cost to the Department.</p><p> </p><p>Universal Credit is designed to react and respond quickly to feedback from our stakeholders and claimants to improve the service we offer; ensuring welfare payments reach those who need them most, and effectively supporting those with insecure or fluctuating incomes. At a national level we meet regularly with stakeholders, partners and third party organisations to discuss Universal Credit and invite views and collaboration, for example, on the design of the processes for moving people onto Universal Credit. This includes identifying and tackling barriers and concerns.</p><p> </p><p>Furthermore, the Government is committed to building an economy that works for everyone. Through the National Minimum Wage (NMW) and the National Living Wage (NLW) the Government protects the lowest paid within our society.</p><p> </p>
star this property answering member printed Baroness Buscombe more like this
star this property question first answered
less than 2019-06-19T11:32:43.13Zmore like thismore than 2019-06-19T11:32:43.13Z
star this property answering member
3349
star this property label Biography information for Baroness Buscombe more like this
star this property tabling member
2018
unstar this property label Biography information for Lord Hylton more like this
1130235
star this property registered interest false more like this
star this property date less than 2019-06-05more like thismore than 2019-06-05
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Universal Credit: Repayments more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what assessment they have made of the case for modifiying the repayment of Universal Credit advance payments in order to take into account individual circumstances such as debts related to (1) utilities, (2) Council Tax, and (3) previous loans. more like this
star this property tabling member printed
Lord Hylton more like this
star this property uin HL16096 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-06-19more like thismore than 2019-06-19
star this property answer text <p>The Department recognises the importance of safeguarding the welfare of claimants who have incurred debt. Universal Credit already has procedures and regulations in place to protect claimants from excessive deductions. The maximum rate of deductions cannot normally exceed 40 per cent of the Universal Credit standard allowance, and from October 2019 this will be reduced to 30 per cent.</p><p> </p><p>The average advance amount for new claims is around £400, which can be repaid over a period of 12 months, at a rate of £33.33 per month. Therefore, in the majority of cases, advance payment recovery is small in comparison to the whole Universal Credit award, with a current average award of £658 per month.</p><p> </p><p>We recognise that exceptional circumstances may occur to claimants that were not foreseen when the advance was taken out. Help is available for those struggling to meet the recovery rate once recovery begins and if the claimant is facing unexpected financial hardship they can ask the Department for a deferral of the repayment of any advance they have taken out. The deferral periods are up to 3 months for a new claim, benefit transfer or change of circumstances advance and up to 6 months for a Budgeting advance.</p><p> </p><p>Where a claimant has a reduction in benefit due to a Fraud Penalty or Conditionally Sanction that equals or exceeds 40% of their Universal Credit standard allowance then no advance repayment will be taken. If there is insufficient Universal Credit in payment due to reductions such as earnings, other income and capital yield to take the full amount of advances repayment, a lesser amount will be taken.</p>
star this property answering member printed Baroness Buscombe more like this
star this property question first answered
less than 2019-06-19T11:35:17.333Zmore like thismore than 2019-06-19T11:35:17.333Z
star this property answering member
3349
star this property label Biography information for Baroness Buscombe more like this
star this property tabling member
2018
unstar this property label Biography information for Lord Hylton more like this
1130254
star this property registered interest false more like this
star this property date less than 2019-06-05more like thismore than 2019-06-05
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Arcadia Group: Pensions more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what plans they have to review (1) decisions taken by the trustees of the Arcadia Group Pension Scheme which may have contributed to an aggregate deficit of liabilities over assets of some £700 million, (2) the oversight of the Arcadia Scheme by the Pensions Regulator, and (3) the Pensions Regulator's use of its powers in relation to the Arcadia Scheme. more like this
star this property tabling member printed
Lord Myners more like this
star this property uin HL16115 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-06-19more like thismore than 2019-06-19
star this property answer text <p>The Government cannot intervene with the decisions taken by trustees of pension schemes.</p><p> </p><p>The Pensions Regulator is an independent body, and as such the Government cannot comment on any cases dealt with by the Regulator. Due to this, the Government does not have plans to review the oversight exercised over the Arcadia scheme, or the use of powers in relation to the scheme.</p> more like this
star this property answering member printed Baroness Buscombe more like this
star this property question first answered
less than 2019-06-19T15:46:29.593Zmore like thismore than 2019-06-19T15:46:29.593Z
star this property answering member
3349
star this property label Biography information for Baroness Buscombe more like this
star this property tabling member
3869
unstar this property label Biography information for Lord Myners more like this
1130843
star this property registered interest false more like this
star this property date less than 2019-06-10more like thismore than 2019-06-10
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Arcadia Group: Pensions more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government why the Pensions Regulator has allowed the owners of Arcadia Group to phase their contribution to address that company’s pension deficit over a period of time instead of a single up-front payment; whether the Pensions Regulator is using financial advisers to determine whether Arcadia’s business plan will eventually cover the deficit; and if so, who are those advisers. more like this
star this property tabling member printed
Lord Myners more like this
star this property uin HL16210 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-06-24more like thismore than 2019-06-24
star this property answer text <p>The pensions framework established by Parliament in the Pensions Act 2004 sets out that ongoing employers may address the funding of their scheme deficits over a reasonable period of time. This responsibility falls on the company rather than its owners, other than where The Pensions Regulator has used its anti-avoidance powers. This approach of spreading funding of deficits was established to balance the needs of schemes with those of their sponsoring employers.</p><p> </p><p>The Arcadia trustees and the Arcadia group took an approach which was similar to many other schemes and employers in establishing recovery plans to address their schemes’ deficits over a number of years. In response to a request to vary those recovery plan payments, made in conjunction with the Arcadia Group’s Company Voluntary Arrangements proposals, The Pensions Regulator, working alongside the trustees and the Pension Protection Fund, has negotiated robustly to secure an enhanced package of support for the pension schemes in connection with a successful Company Voluntary Arrangement, worth significantly more than would be received if the Company Voluntary Arrangement is not successful and Arcadia Group Ltd becomes insolvent. This represents appropriate protection, in challenging circumstances, and is equitable in the context of the wider Company Voluntary Arrangements process.</p><p> </p><p>In assessing the turnaround plan presented by Arcadia, The Pensions Regulator has been informed by the analysis carried out by professional advisers to the trustees. The Pensions Regulator has considerable expertise in restructuring situations and this includes people in its regulatory teams with a background working in big chartered accountancy firms and restructuring operations in banks.</p>
star this property answering member printed Baroness Buscombe more like this
star this property question first answered
less than 2019-06-24T11:44:23.837Zmore like thismore than 2019-06-24T11:44:23.837Z
star this property answering member
3349
star this property label Biography information for Baroness Buscombe more like this
star this property tabling member
3869
unstar this property label Biography information for Lord Myners more like this
1131476
star this property registered interest false more like this
star this property date less than 2019-06-11more like thismore than 2019-06-11
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
unstar this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Arcadia Group: Pensions more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government whether the Pensions Regulator (1) regarded an additional payment into the Arcadia Pension Fund to be an adequate contribution to the deficit, and (2) supported the Company Voluntary Arrangements proposed by Sir Philip and Lady Green; and if so, why. more like this
star this property tabling member printed
Lord Myners more like this
star this property uin HL16270 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-06-24more like thismore than 2019-06-24
star this property answer text <p>The best support for a defined benefit pension scheme is an ongoing trading employer. Working with the shareholders, pension trustees and Pension Protection Fund, The Pensions Regulator were pleased to be able to agree a £310m package of support last week that would provide greater certainty for the Arcadia pension schemes. This comprises security to the value of £210m, together with the £100m in cash from Lady Green. The Pensions Regulator remain satisfied that the arrangement is the right one for members and the Pension Protection Fund in challenging circumstances and is equitable in the context of the wider Company Voluntary Arrangements process.</p><p> </p><p>The Pension Regulator’s goal is to protect the interests of members of the Arcadia schemes as far as possible in these difficult circumstances. A successful outcome will mean ongoing Deficit repair contributions payments from the company, enabling the schemes to become fully funded in due course. Had the Company Voluntary Arrangement votes failed, or if the Company Voluntary Arrangements are successfully challenged, the position of the pension schemes would be/will be much less certain. Deficit repair contributions from Arcadia Group Limited, initially £25m per annum (paid in equal monthly instalments) and escalating in subsequent years, would cease. The amount recovered by the pension schemes would be significantly less in an uncontrolled insolvency than under the terms of the Company Voluntary Arrangement. On this basis The Pensions Regulator supported the Company Voluntary Arrangement.</p>
star this property answering member printed Baroness Buscombe more like this
star this property question first answered
less than 2019-06-24T14:30:41.447Zmore like thismore than 2019-06-24T14:30:41.447Z
star this property answering member
3349
star this property label Biography information for Baroness Buscombe more like this
star this property tabling member
3869
unstar this property label Biography information for Lord Myners more like this