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1129974

	registered interest
	date	05/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Personal Independence Payment: Medical Examinations
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how many disabled people have had their mobility car repossessed after an assessment for personal independence payments; how many people have subsequently had their entitlement reinstated after an appeal; and if she will make a statement.
	tabling member constituency	Eltham
	tabling member printed	Clive Efford
	uin	260529
	answer	answer is ministerial correction date of answer 10/06/2019 answer text <p>The information requested is not readily available and to provide it would incur disproportionate cost.</p> answering member constituency North Swindon answering member printed Justin Tomlinson question first answered 10/06/2019 14:29:03 answering member 4105 label Biography information for Justin Tomlinson
	tabling member	165 label Biography information for Clive Efford

1129988

	registered interest
	date	05/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Pensions: Consumer Information
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what steps she is taking to ensure that consumer interest is central to the development of the pensions dashboard product.
	tabling member constituency	Wallasey
	tabling member printed	Ms Angela Eagle
	uin	260556
	answer	answer is ministerial correction date of answer 10/06/2019 answer text <p>Pension dashboards are a priority for this government and ensuring they are delivered in the interest of consumers is of the upmost importance to us.</p><p> </p><p>That is why the Money and Pensions Service will convene an industry delivery group to oversee the development, delivery and governance of dashboards. On 3 June 2019, the Money and Pensions Service announced that Chris Curry from the Pensions Policy Institute will be the Principal of the industry delivery group, the most senior role within the group. As the Principal, he will identify and agree who in industry will sit on the delivery group to ensure they are best placed to deliver dashboards for the benefit of the consumer. The industry delivery group will be made up of stakeholders from across the industry, consumer groups, regulators and government.</p><p>Once the industry delivery group is up and running, what we expect to see from them in 2019 is to:</p><ul><li>create a roadmap for delivering the supporting architecture;</li><li>start to work with industry on agreeing data standards and schemes readiness to provide data and;</li><li>design a robust governance and security framework.</li></ul><p>In parallel we expect industry to start creating and testing consumer facing dashboards. This will help determine what information is necessary and show how it can be presented in a meaningful way that best meets the needs of the consumer. The industry delivery group must carefully consider how and when the first live dashboards are promoted to consumers.</p><p>We also set out in the government’s response to the consultation on pensions dashboards, the ten design principles which the industry delivery group must adhere to when designing the dashboard system to help ensure the privacy and security of individual’s data. These include that the system must comply with the Data Protection Act 2018 and General Data Protection Regulation and that the system must not include a central database.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 10/06/2019 15:47:35 answering member 4142 label Biography information for Guy Opperman
	tabling member	491 label Biography information for Dame Angela Eagle

1129994

	registered interest
	date	05/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, in what circumstances the repayment period of an advance that has been agreed with a universal credit claimant can be amended.
	tabling member constituency	Croydon North
	tabling member printed	Mr Steve Reed
	uin	260654
	answer	answer is ministerial correction date of answer 10/06/2019 answer text <p>Universal Credit new claim and benefit transfer advances provide access to a payment for those in financial need, which can be accessed on the same day, until their first UC payment is due ensuring no one has to be left without means of financial support. Claimants can access up to 100% of the total expected monthly award, which they can pay back over a period of up to 12 monthly instalments. In the Autumn Budget 2018, we announced that from October 2021, the repayment period for these advances will be extended to 16 monthly instalments.</p><p> </p><p>Other advances are available for where a claimant has a substantial increase in the amount of their Universal Credit payment, due to a change in their circumstances, in which case they can have an advance of up to 50% of the increase and can be repaid over up to 6 monthly instalments. Also a Budgeting advance is available for one off unexpected financial events that the claimant is unable to meet and is repayable over a period of up to 12 monthly instalments.</p><p> </p><p>We recognise that exceptional circumstances may occur to claimants that were not foreseen when the advance was taken out and if this means the claimant is facing unexpected financial hardship they can ask the Department for a deferral of the repayment of any advance they have taken out. The deferral periods are up to 3 months for a new claim, benefit transfer or change of circumstances advance and up to 6 months for a Budgeting advance.</p><p> </p><p>Where a claimant has a reduction in benefit due to a Fraud Penalty or Conditionally Sanction that equals or exceeds 40% of their Universal Credit standard allowance then no advance repayment will be taken.</p><p> </p><p>If there is insufficient Universal Credit in payment due to reductions such as earnings, other income and capital yield to take the full amount of advances repayment, a lesser amount will be taken.</p><p> </p> answering member constituency Reading West answering member printed Alok Sharma question first answered 10/06/2019 12:55:12 answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	4268 label Biography information for Steve Reed

1130121

	registered interest
	date	05/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 8 April 2019 to Question 240478, if he will itemise each step referred to in that Answer.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	260538
	answer	answer is ministerial correction date of answer 10/06/2019 answer text <p>The Department has taken a number of steps to ensure that advances meet the needs of claimants and that the recovery arrangements are personalised and reasonable.</p><p> </p><p>Affordability is managed by ensuring the recovery rate for these advances will not be more than the equivalent of 40 per cent of the claimant’s standard allowance. The claimant is given the choice over the repayment period and it is explained to them exactly how much will be deducted each month depending on the option they choose. If the claimant is making the advance application online, these options are clearly displayed on screen for them to choose from.</p><p> </p><p>If during the recovery of an advance the claimant experiences an unforeseen expense that would cause them or their family genuine hardship if they were required to continue to repay the advance, then they can be offered a deferral period of the repayment of the advance of up to 3 months for a new claim, benefit transfer or change of circumstance advance and up to 6 months for a budgeting advance.</p><p> </p><p>The Department has also announced that from October 2019 the maximum rate of deductions from a claimant’s standard allowance will be reduced from 40 per cent to 30 per cent and from October 2021 we will be increasing the recovery period for advances from 12 to 16 months, further supporting those in financial need. This is in addition to having previously increasing the amount a claimant could receive as an advance payment from 50 per cent to 100 per cent of their indicative award.</p> answering member constituency Reading West answering member printed Alok Sharma question first answered 10/06/2019 12:43:28 answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	298 label Biography information for Steve McCabe

1130129

	registered interest
	date	05/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 24 May to Question 254729 on universal credit, what penalties can be levied on claimants of universal credit if they are unable to repay their advance within 12 repayment instalments.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	260540
	answer	answer is ministerial correction date of answer 10/06/2019 answer text <p>The Department does not levy penalties on claimants who do not repay their advance within either a calendar 12 month from taking out the advance, nor where they do not repay the advance in 12 monthly instalments.</p> answering member constituency Reading West answering member printed Alok Sharma question first answered 10/06/2019 12:58:47 answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	298 label Biography information for Steve McCabe

1130130

	registered interest
	date	05/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what information her Department holds on the number of claimants of universal credit without a permanent fixed address.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	260541
	answer	answer is ministerial correction date of answer 10/06/2019 answer text <p>This information is not centrally collated, and to do so would create a disproportionate cost to the Department. Universal Credit case managers and work coaches are aware of the reported circumstances of individuals and are able to provide a tailored approach, which includes those without a fixed address.</p><p> </p><p>The Department is committed to ensuring that those who are homeless, or at risk of homelessness, get the appropriate support to stabilise their lives and move into work. There is a range of support which can be considered, such as access to Alternative Payment Arrangements, easements to work-search requirements, and partnerships between Jobcentres and housing organisations. By law, work coaches in England must offer a voluntary referral to claimants they consider may be homeless or threatened with homelessness to a Local Housing Authority.</p><p>Data on homelessness by local authority level, provided by the Ministry for Housing, Communities and Local Government, is available at:</p><p> </p><p><a href="https://www.gov.uk/government/collections/homelessness-statistics" target="_blank">https://www.gov.uk/government/collections/homelessness-statistics</a></p><p> </p><p> </p> answering member constituency Colchester answering member printed Will Quince question first answered 10/06/2019 12:20:43 answering member 4423 label Biography information for Will Quince
	tabling member	298 label Biography information for Steve McCabe

1130135

	registered interest
	date	05/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what estimate she has made of the proportion of universal credit claimants who have had payments reduced because they had previously received advances.
	tabling member constituency	Vale of Clwyd
	tabling member printed	Chris Ruane
	uin	260559
	answer	answer is ministerial correction date of answer 10/06/2019 answer text <p>Universal Credit (UC) new claim advances provide access to a payment for those in financial need, which can be accessed on the same day, until their first UC payment is due. Claimants can access up to 100% of the total expected monthly award, for which they can pay back over a period of up to 12 months.</p><p> </p><p>The Department has taken a number of steps to ensure that advances meet the needs of claimants and that recovery arrangements are personalised and reasonable. From October 2019 we are reducing the maximum rate of deductions to 30 per cent and from October 2021 we are increasing the maximum recovery period for advances from 12 to 16 months.</p><p> </p><p>The latest available data is for eligible claims to UC Full Service that are due a payment in February 2019. Of these claims 44% had a deduction to repay a UC advance.</p><p> </p><p>Notes:</p><p> </p><ol><li>Data has been sourced from UC Full Service.</li></ol> answering member constituency Reading West answering member printed Alok Sharma question first answered 10/06/2019 14:00:26 answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	534 label Biography information for Chris Ruane

1130146

	registered interest
	date	05/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Poverty
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 5 June 2019 to Question 257500, what assessment she has made of the potential merits of formally adopting a definition for destitution.
	tabling member constituency	Vale of Clwyd
	tabling member printed	Chris Ruane
	uin	260560
	answer	answer is ministerial correction date of answer 10/06/2019 answer text <p>This Government is committed to broadening our understanding of people’s living standards. New experimental statistics to measure poverty are being developed, based on the work undertaken by the Social Metrics Commission (SMC) which was presented in the SMC’s ‘A New Measure of Poverty’ report last year. This development work includes consideration of groups of people previously omitted from poverty statistics, like rough sleepers and those just above the low income threshold but in overcrowded housing, as well as consideration of a wider measurement framework of poverty covering the depth, persistence and lived experience of poverty.</p><p>There is no agreed way of defining destitution. External organisations (most notably the Joseph Rowntree Foundation (JRF)) have attempted to define and measure destitution. The JRF’s definition of destitution, however, is complex, and challenging to measure with accuracy. The JRF admit that there is a wide margin of uncertainty about the numbers they identify as destitute. The government therefore has no plans to adopt this definition as any official definition of destitution should be measurable and accurate.</p><p> </p> answering member constituency Colchester answering member printed Will Quince question first answered 10/06/2019 12:49:24 answering member 4423 label Biography information for Will Quince
	tabling member	534 label Biography information for Chris Ruane

1130153

	registered interest
	date	05/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit: Overpayments
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 5 June 2019 to Question 257458 on universal credit: overpayments, what the (a) cause and (b) reasons were for the overpayments made to the 16,260 people who submitted successful applications for a reduction in their repayment rate.
	tabling member constituency	Birkenhead
	tabling member printed	Frank Field
	uin	260552
	answer	answer is ministerial correction date of answer 10/06/2019 answer text <p>Pursuant to the answer to Question 257458, of the 16,260 Universal Credit (UC) claimants who had a UC overpayment, who were successful in having their UC overpayment repayment rate reduced in 2018/19, there were approximately 18,450 individual overpayments as a claimant can have more than 1 UC overpayment.</p><p> </p><p>To answer part (a), the table below provides the classification of those overpayments:</p><p> </p><table><tbody><tr><td><p><strong>Debt Count</strong></p></td><td><p><strong>Debt Classification</strong></p></td></tr><tr><td><p>60</p></td><td><p>Fraud</p></td></tr><tr><td><p>2,620</p></td><td><p>Claimant Error</p></td></tr><tr><td><p>30</p></td><td><p>No Description</p></td></tr><tr><td><p>15,740</p></td><td><p>Official Error</p></td></tr><tr><td><p><strong>18,450</strong></p></td><td><p> </p></td></tr></tbody></table><p> </p><p>To answer part (b), the table below provides general overpayment reasons:</p><table><tbody><tr><td><p><strong>Debt Count</strong></p></td><td><p><strong>Overpayment Reason</strong></p></td></tr><tr><td><p>9,910</p></td><td><p>UC-Other Benefit Not Taken Into account</p></td></tr><tr><td><p>2,770</p></td><td><p>UC-Undeclared Earnings not reported via Real Time Information or Late Self Reporting of Earnings</p></td></tr><tr><td><p>1,840</p></td><td><p>UC-Housing Costs Not Taken Into Account Correctly/ Incorrectly Declared</p></td></tr><tr><td><p>1,130</p></td><td><p>No Description</p></td></tr><tr><td><p>760</p></td><td><p>UC-Not Entitled</p></td></tr><tr><td><p>740</p></td><td><p>UC-Other Income Not Taken Into Account</p></td></tr><tr><td><p>400</p></td><td><p>UC-Ceased Caring or Undeclared Carers Allowance</p></td></tr><tr><td><p>380</p></td><td><p>UC-Non Dependents Not Declared in Household</p></td></tr><tr><td><p>250</p></td><td><p>UC-Duplicate Payments</p></td></tr><tr><td><p>90</p></td><td><p>UC-Childcare Costs Claimed When Not entitled to All / Some</p></td></tr><tr><td><p>90</p></td><td><p>UC-Overpaid Health Premium</p></td></tr><tr><td><p>60</p></td><td><p>UC-Undeclared/incorrect Savings over Allowable Limit</p></td></tr><tr><td><p>30</p></td><td><p>UC- Living Together Not Taken Into Account</p></td></tr><tr><td><p>less than 10</p></td><td><p>Attendance Allowance/Disability Living Allowance – Severe Disability Premium Withdrawn</p></td></tr><tr><td><p>less than 10</p></td><td><p>UC-Undeclared Death Of Partner / Dependant</p></td></tr><tr><td><p><strong>18,450 (Will not sum due to rounding)</strong></p></td><td><p> </p></td></tr></tbody></table><p> </p><p><em>*All figures in this response have been sourced from internal management information and were not intended for public release. They should therefore not be compared to any similar figures subsequently released by the Department. All figures have been rounded to the nearest 10.</em></p> answering member constituency Reading West answering member printed Alok Sharma question first answered 10/06/2019 15:41:57 answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	478 label Biography information for Lord Field of Birkenhead

1130165

	registered interest
	date	05/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit: Overpayments
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 5 June 2019 to Question 257458 on universal credit: overpayments, how her Department defines substantial financial and/or medical hardship.
	tabling member constituency	Birkenhead
	tabling member printed	Frank Field
	uin	260553
	answer	answer is ministerial correction date of answer 10/06/2019 answer text <p>The Department does not apply a strict definition as to what constitutes ‘substantial and/or medical hardship’ as these decisions are based on a claimant’s circumstances and the supporting evidence provided. Where an application for waiver is received it will be considered on its own merits, according to the principles set out in Her Majesty’s Treasury’s guidance on Managing Public Money.</p> answering member constituency Reading West answering member printed Alok Sharma question first answered 10/06/2019 15:08:49 answering member 4014 label Biography information for Sir Alok Sharma
	tabling member	478 label Biography information for Lord Field of Birkenhead