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1127991
registered interest false remove filter
date less than 2019-05-21more like thisremove minimum value filter
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Occupational Money Purchase Schemes more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government when they plan to bring forward legislation to introduce collective defined contribution pension schemes in the UK. more like this
tabling member printed
Lord Hain more like this
uin HL15876 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-06-05more like thismore than 2019-06-05
answer text <p>This Government has recently published a response to a Collective Defined Contribution schemes consultation setting out its plans, and has engaged extensively with key stakeholders.</p> more like this
answering member printed Baroness Buscombe more like this
question first answered
less than 2019-06-05T15:16:53.94Zmore like thismore than 2019-06-05T15:16:53.94Z
answering member
3349
label Biography information for Baroness Buscombe more like this
tabling member
567
label Biography information for Lord Hain more like this
1128083
registered interest false remove filter
date less than 2019-05-22more like thismore than 2019-05-22
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Equality more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government, further to the answer by Baroness Buscombe on 21 May (HL Deb, col 1858), on what evidence they base their statement that “inequality has fallen”; and whether they will publish that evidence. more like this
tabling member printed
Baroness Primarolo more like this
uin HL15932 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-06-06more like thismore than 2019-06-06
answer text <p>National statistics on income inequality are published annually in the “Households Below Average Income” publication using the Gini coefficient. The Gini coefficient is an international standard technical measure of how incomes are distributed across all individuals. It ranges from 0% (when everyone has identical incomes) to 100% (when all income goes to only one person).</p><p> </p><p>From 2009/10 to 2017/18 income inequality, measured using the before housing cost Gini coefficient, has fallen by 2 percentage points. See the table below for the annual statistics from 2009/10 to 2017/18.</p><p> </p><p>This data is published annually on the “Households Below Average Income” website on gov.uk.</p><p> </p><table><tbody><tr><td><p>Year</p></td><td><p>Income inequality (Gini Coefficient. %)</p></td></tr><tr><td><p>2009/10</p></td><td><p>36</p></td></tr><tr><td><p>2010/11</p></td><td><p>34</p></td></tr><tr><td><p>2011/12</p></td><td><p>34</p></td></tr><tr><td><p>2012/13</p></td><td><p>34</p></td></tr><tr><td><p>2013/14</p></td><td><p>34</p></td></tr><tr><td><p>2014/15</p></td><td><p>34</p></td></tr><tr><td><p>2015/16</p></td><td><p>35</p></td></tr><tr><td><p>2016/17</p></td><td><p>34</p></td></tr><tr><td><p>2017/18</p></td><td><p>34</p></td></tr></tbody></table>
answering member printed Baroness Buscombe more like this
question first answered
less than 2019-06-06T16:33:04.547Zmore like thismore than 2019-06-06T16:33:04.547Z
answering member
3349
label Biography information for Baroness Buscombe more like this
tabling member
217
label Biography information for Baroness Primarolo more like this
1128073
registered interest false remove filter
date less than 2019-05-22more like thismore than 2019-05-22
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Universal Credit more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government what assessment they have made of the recommendations to improve information provision for Universal Credit claimants in the report by the Child Poverty Action Group Computer says ‘No!' Stage one: information provision, published in May. more like this
tabling member printed
Baroness Lister of Burtersett more like this
uin HL15922 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-06-06more like thismore than 2019-06-06
answer text <p>Universal Credit is designed to react and respond quickly to feedback from our stakeholders and claimants to improve the service we offer. This means that any report based on a view of the service at a given date may well be inaccurate only a short period afterwards.</p><p> </p><p>This is the case with this Child Poverty Action Group (CPAG) report. The report does not take into account recent changes to the Universal Credit Statement which ensures that claimants receive detailed information about any deductions which have been made to their Universal Credit award, including a clear breakdown of what each deduction is for. Consequently, the Department has written to CPAG about the report, outlining the up to date position on these issues and inviting CPAG and his Honour Judge Sir Stephen Sedley, who wrote the report’s foreword, to meet to discuss these matters.</p><p> </p><p>The Department will continue to make improvements to Universal Credit to ensure that we provide claimants with the information they need to understand their Universal Credit award.</p>
answering member printed Baroness Buscombe more like this
question first answered
less than 2019-06-06T13:50:42.49Zmore like thismore than 2019-06-06T13:50:42.49Z
answering member
3349
label Biography information for Baroness Buscombe more like this
tabling member
4234
label Biography information for Baroness Lister of Burtersett more like this
1129551
registered interest false remove filter
date less than 2019-06-04more like thismore than 2019-06-04
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Arcadia Group: Pensions more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government whether Ministers or officials have (1) written to, (2) had any meetings with, or (3) communicated in other forms with, Sir Philip Green, Lady Christina Green or the Pensions Regulator in connection with the Arcadia Group Pension Scheme. more like this
tabling member printed
Lord Myners more like this
uin HL16036 more like this
answer
answer
is ministerial correction false more like this
date of answer remove maximum value filtermore like thismore than 2019-06-18
answer text <p>Neither Ministers nor officials have written to, had meetings with, or communicated in other forms with Sir Philip Green or Lady Christina Green.</p><p> </p><p>Ministers and officials have quarterly meetings with the Pensions Regulator, but not specifically concerning Sir Philip Green or the Arcadia Group. This is because the Pensions Regulator is an independent body, and as such the Government cannot intervene or influence its actions. The Regulator also keeps DWP officials informed about its work in monitoring pension schemes.</p> more like this
answering member printed Baroness Buscombe more like this
question first answered
less than 2019-06-18T15:51:18.26Zmore like thismore than 2019-06-18T15:51:18.26Z
answering member
3349
label Biography information for Baroness Buscombe more like this
tabling member
3869
label Biography information for Lord Myners more like this
1129515
registered interest false remove filter
date less than 2019-06-04more like thismore than 2019-06-04
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Occupational Money Purchase Schemes more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government whether they intend to legislate to introduce collective defined contribution schemes by the end of 2019. more like this
tabling member printed
Lord Hain more like this
uin HL16000 more like this
answer
answer
is ministerial correction false more like this
date of answer remove maximum value filtermore like thismore than 2019-06-18
answer text <p>This Government has recently published a response to a Collective Defined Contribution schemes consultation setting out its plans, and has engaged extensively with key stakeholders.</p> more like this
answering member printed Baroness Buscombe more like this
question first answered
less than 2019-06-18T15:52:00.407Zmore like thismore than 2019-06-18T15:52:00.407Z
answering member
3349
label Biography information for Baroness Buscombe more like this
tabling member
567
label Biography information for Lord Hain more like this
1128022
registered interest false remove filter
date less than 2019-05-21more like thisremove minimum value filter
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading Financial Markets: Regulation more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government what assessment they have made of the role of (1) the European Securities and Markets Authority, and (2) the Financial Conduct Authority, will have in regulating financial markets after Brexit. more like this
tabling member printed
Lord Taylor of Warwick more like this
uin HL15907 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-06-04more like thismore than 2019-06-04
answer text <p>The European Supervisory Authorities - which includes the European Securities and Markets Authority - are a part of the EU’s joint supervisory framework for financial services. The UK’s future position outside of the EU will mean that the UK is no longer part of the joint supervisory framework.</p><p> </p><p>As part of preparations for leaving the EU in any scenario, HM Treasury has delivered a programme of legislation under the EU (Withdrawal) Act designed to ensure that the UK’s regulatory regime is workable. These preparations include transferring certain regulatory and supervisory functions currently carried out by the ESAs to the appropriate UK regulator, including the FCA, where the transfer of those functions is necessary to ensure an operable regulatory regime at exit.</p><p> </p><p>If the UK leaves the EU under the terms of the Withdrawal Agreement reached between the UK and the EU, the UK’s exit preparations would be delayed until the end of the agreed Implementation Period. Market access arrangements would continue and the UK would remain part of the joint supervisory framework, with ESA functions continuing to apply to the UK, until the end of the Implementation Period.</p><p> </p><p>In any exit scenario, we expect UK regulators to continue to work closely with their counterparts in the EU. This is demonstrated in the Political Declaration agreed between the UK and the EU on the future relationship, in which both sides commit to close cooperation on supervisory and regulatory matters.</p>
answering member printed Lord Young of Cookham more like this
question first answered
less than 2019-06-04T13:50:53.133Zmore like thismore than 2019-06-04T13:50:53.133Z
answering member
57
label Biography information for Lord Young of Cookham more like this
tabling member
1796
label Biography information for Lord Taylor of Warwick more like this
1128023
registered interest false remove filter
date less than 2019-05-21more like thisremove minimum value filter
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading Banks: Digital Technology more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government what steps, if any, they are taking to invest in digital technology hubs in the UK banking sector. more like this
tabling member printed
Lord Taylor of Warwick more like this
uin HL15908 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-06-04more like thismore than 2019-06-04
answer text <p>The government is committed to ensuring the UK is one of the best places in the world to start and grow a digital business. That is why we are unlocking £20bn of finance for innovative firms over the next 10 years, and why we announced £21m to establish Tech Nation and its network of 10 regional hubs, supporting further innovation in financial services.</p><p><br> We also recognise the important role that digital technology hubs, such as Level 39 in Canary Wharf, have played in promoting the adoption of technology in the UK banking sector, and we are engaging with industry to explore how we can further support digital technology hubs in the UK.</p> more like this
answering member printed Lord Young of Cookham more like this
question first answered
less than 2019-06-04T13:48:57.39Zmore like thismore than 2019-06-04T13:48:57.39Z
answering member
57
label Biography information for Lord Young of Cookham more like this
tabling member
1796
label Biography information for Lord Taylor of Warwick more like this
1128089
registered interest false remove filter
date less than 2019-05-22more like thismore than 2019-05-22
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading Cash Dispensing more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government, for each of the last 24 months for which data is available, (1) what was the total stock of ATMs and how many of those were free to use; (2) how many free to use ATMs have been closed; (3) how many of those closures were in areas of economic deprivation; and (4) how many were one mile or more from the nearest remaining free to use ATMs. more like this
tabling member printed
Lord Sharkey more like this
uin HL15938 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-06-06more like thismore than 2019-06-06
answer text <p>In 2015, the Government established the Payment Systems Regulator (PSR), with a statutory objective to ensure that the UK’s payment systems work in the interests of their users. As a result, the PSR is closely monitoring developments within ATM provision, and has used its powers to ensure LINK meets its commitment on maintaining the broad geographical spread of free-to-use ATMs.</p><p> </p><p>Data on the total stock of ATMs in the UK and how this has changed each year since 1998, including the split between free-to-use and pay-to-use ATMs, is publicly available on the LINK website. LINK also publish monthly data on their Financial Inclusion Programme, including on the numbers of free-to-use ATMs in deprived areas. In addition, data on the numbers of free-to-use ATMs 1 kilometre or further from the next nearest free-to-use ATM are provided each month in LINK’s publicly available ATM Footprint Report.</p> more like this
answering member printed Lord Young of Cookham more like this
question first answered
less than 2019-06-06T12:44:20.197Zmore like thismore than 2019-06-06T12:44:20.197Z
answering member
57
label Biography information for Lord Young of Cookham more like this
tabling member
4196
label Biography information for Lord Sharkey more like this
1128085
registered interest false remove filter
date less than 2019-05-22more like thismore than 2019-05-22
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading Banks: Hacking more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government what assessment they have made of the advice of the government of Sweden to its citizens to keep cash on hand against the possibility of a hacking attack on the banking system; and whether they are considering giving similar advice to UK citizens. more like this
tabling member printed
Lord Radice more like this
uin HL15934 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-06-06more like thismore than 2019-06-06
answer text <p>The Government has not provided similar advice to UK citizens. HM Treasury works closely with the other Financial Authorities, Intelligence Agencies and Law Enforcement to ensure that the system is robust to a wide range of operational risks, including cyber. The Financial Authorities have well-established mechanisms to respond to operational disruption were it to occur.</p> more like this
answering member printed Lord Young of Cookham more like this
question first answered
less than 2019-06-06T12:47:25.307Zmore like thismore than 2019-06-06T12:47:25.307Z
answering member
57
label Biography information for Lord Young of Cookham more like this
tabling member
510
label Biography information for Lord Radice more like this
1128071
registered interest false remove filter
date less than 2019-05-22more like thismore than 2019-05-22
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading National Insurance Contributions: Pensioners more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government whether they have made an estimate of the revenue which could be raised if the exemption from employee and employer's national insurance contributions for people above pensionable age was removed; and if so, what is that estimate. more like this
tabling member printed
Lord Forsyth of Drumlean more like this
uin HL15920 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-06-06more like thismore than 2019-06-06
answer text <p>The “Estimated costs of principal tax reliefs” publication, sets out an estimate of the cost of the exemption of those over State pension age from paying National Insurance. It is estimated that the cost of this exemption is approximately £1.1bn in 2018-19. The estimates do not allow for any behavioural changes as a result of the reliefs. In practice if a relief was withdrawn, taxpayers’ behaviour would be likely to alter so that the actual yield could be lower than that shown in the tables.</p><p> </p><p>Employers are not currently exempt from paying employer NICs for their employees above the state pension age.</p> more like this
answering member printed Lord Young of Cookham more like this
question first answered
less than 2019-06-06T12:50:41.547Zmore like thismore than 2019-06-06T12:50:41.547Z
answering member
57
label Biography information for Lord Young of Cookham more like this
tabling member
1141
label Biography information for Lord Forsyth of Drumlean more like this