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1141731
unstar this property registered interest false more like this
star this property date less than 2019-07-24more like thismore than 2019-07-24
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Help to Buy Scheme: Scotland more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, how many people have benefited from the Help to Buy ISA in (a) north east Scotland and (b) West Aberdeenshire and Kincardine; and what the cost to the public purse was of that policy in those areas since the introduction of that scheme. more like this
star this property tabling member constituency West Aberdeenshire and Kincardine more like this
star this property tabling member printed
Andrew Bowie more like this
star this property uin 281795 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-09-05more like thisremove minimum value filter
star this property answer text We do not hold Help to Buy: ISA data specifically for the North East of Scotland or West Aberdeenshire and Kincardine. However, since the introduction of the scheme, the number of First Time Buyers that have benefitted from the Help to Buy: ISA in Scotland is 20,921, with 629 being in Aberdeenshire. The value of the bonuses paid to help people onto the housing ladder in Scotland is £23,230,645 and of this, £738,986 worth of bonuses were paid in Aberdeenshire.<p> </p>This information is available in the Help to Buy: ISA accompanying tables as of March 2019 available here: <a href="https://www.gov.uk/government/statistics/help-to-buy-isa-scheme-quarterly-statistics-december-2015-to-march-2019" target="_blank">https://www.gov.uk/government/statistics/help-to-buy-isa-scheme-quarterly-statistics-december-2015-to-march-2019</a> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-09-05T10:03:31.75Zmore like thismore than 2019-09-05T10:03:31.75Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
unstar this property tabling member
4601
unstar this property label Biography information for Andrew Bowie more like this
1147131
unstar this property registered interest false more like this
star this property date less than 2019-09-30more like thismore than 2019-09-30
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Thomas Cook: Insolvency more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, pursuant to the Answer of 30 September 2019 to Question 290754, whether the Government met, held discussions or corresponded with the management of the Royal Bank of Scotland to discuss Thomas Cook UK between 14 September 2019 and the collapse of that company. more like this
star this property tabling member constituency Scunthorpe more like this
star this property tabling member printed
Nic Dakin more like this
star this property uin 292221 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-10-03more like thismore than 2019-10-03
star this property answer text The government has no role in the operational decision making of the Royal Bank of Scotland (RBS). The government manages its shareholding in RBS at arm’s length and on a commercial basis through UK Government Investments Ltd (UKGI). UKGI's role is to manage the investment and not the bank itself. Operational decisions, including relating to commercial lending, are made by RBS.<p> </p><p>Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at: https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-giftsand-overseas-travel</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-10-03T16:18:20.543Zmore like thismore than 2019-10-03T16:18:20.543Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
unstar this property tabling member
4056
unstar this property label Biography information for Nic Dakin more like this
1146177
unstar this property registered interest false more like this
star this property date less than 2019-09-25more like thismore than 2019-09-25
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Financial Services more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, with reference to Operation Yellowhammer HMG Reasonable Worst Case Planning Assumptions paragraph 8, if he will list all cross-border financial services and their estimated value to the UK economy which will be disrupted in the event that the UK leaves the EU without a deal. more like this
star this property tabling member constituency Vale of Clwyd more like this
star this property tabling member printed
Chris Ruane more like this
star this property uin 290966 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-10-03more like thismore than 2019-10-03
star this property answer text <p>Working closely with the regulators, the government has legislated extensively to prepare for a No Deal. This includes the Temporary Permissions Regime (TPR) which will allow EEA firms currently passporting into the UK to continue doing so temporarily after Brexit, and a transitional power for regulators to phase in post-exit regulatory requirements for firms where they have changed as a result of the UK leaving the EU.</p><p> </p><p>Following this and wider action by industry and regulators, the Bank of England’s Financial Policy Committee (FPC) judges that “most risks to UK financial stability from disruption to cross-border financial services in a ‘no deal’ scenario have been mitigated”. The FPC have also said that the core of the UK’s financial system is “resilient to and prepared for the wide range of risks it could face, including a disorderly Brexit”. While most risks have been addressed, the FPC is clear that the UK authorities are not able to fully address risks to EEA customers through unilateral action and “in the absence of further action by EU authorities, some disruption is possible.”</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-10-03T18:21:12.053Zmore like thismore than 2019-10-03T18:21:12.053Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
unstar this property tabling member
534
unstar this property label Biography information for Chris Ruane more like this
1147743
unstar this property registered interest false more like this
star this property date less than 2019-10-02more like thismore than 2019-10-02
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Economic Situation more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what recent assessment his Department has made of economic effect of the UK leaving the EU without a deal; and whether that assessment has changed compared with assessments made before 29 March 2019. more like this
star this property tabling member constituency York Central more like this
star this property tabling member printed
Rachael Maskell more like this
star this property uin 293648 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-10-07more like thismore than 2019-10-07
star this property answer text <p>We would prefer to leave with a deal, and we continue to work in an energetic and determined way to get that better deal.</p><p> </p><p>The Government is turbocharging preparations to ensure we are ready to leave with or without a deal on 31 October, and all necessary funds will be made available.</p><p> </p><p>The fundamentals of the British economy are strong – real wages are growing; employment is at a record high and the unemployment rate is at a historic low.</p><p> </p><p>Short-term forecasting is undertaken by the Office for Budget Responsibility in line with its statutory duty. In line with its remit, the OBR’s forecasts include the economic and fiscal impact of government policy on EU exit where the effects can be quantified with reasonable accuracy.</p><p> </p><p>The Bank of England has provided analysis of the EU exit impacts on the UK economy consistent with its responsibilities on monetary policy.</p><p><strong> </strong></p><p><strong> </strong></p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-10-07T14:08:05.08Zmore like thismore than 2019-10-07T14:08:05.08Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
unstar this property tabling member
4471
unstar this property label Biography information for Rachael Maskell more like this
1145044
unstar this property registered interest false more like this
star this property date less than 2019-09-05more like thismore than 2019-09-05
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Debts more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, whether guarantor loans will be included in the Breathing Space Scheme to increase protection for the (a) borrower and (b) guarantor and provide and ensure that customers have the time to receive appropriate advice. more like this
star this property tabling member constituency Walthamstow more like this
star this property tabling member printed
Stella Creasy more like this
star this property uin 287541 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-09-30more like thismore than 2019-09-30
star this property answer text <p>Under the breathing space scheme individuals in debt will receive protections on a wide range of their debts, including guarantor loans.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-09-30T09:43:27.643Zmore like thismore than 2019-09-30T09:43:27.643Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
unstar this property tabling member
4088
unstar this property label Biography information for Stella Creasy more like this
1143584
unstar this property registered interest false more like this
star this property date less than 2019-09-02more like thismore than 2019-09-02
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Motor Vehicles: Insurance more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what recent discussions he has had with the motor insurance industry on the cost of insurance for young people. more like this
star this property tabling member constituency Sheffield Central more like this
star this property tabling member printed
Paul Blomfield more like this
star this property uin 285013 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-09-09more like thismore than 2019-09-09
star this property answer text <p>Treasury ministers and officials are in close contact with the insurance industry, and engage with the industry on a number of issues including pricing.</p><p> </p><p>Insurers make decisions about the terms on which they will offer cover following an assessment of the relevant risks. This is usually informed by the insurer’s claims experience and other industry-wide statistics.</p><p> </p><p>It is important that everyone has access to good insurance at the right price. The Government is determined that insurers treat customers fairly. The FCA sets the standards required of insurance firms in relation to their business to help ensure customers are treated in this manner.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-09-09T11:31:42.15Zmore like thismore than 2019-09-09T11:31:42.15Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
unstar this property tabling member
4058
unstar this property label Biography information for Paul Blomfield more like this
1145544
unstar this property registered interest false more like this
star this property date less than 2019-09-24more like thismore than 2019-09-24
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Bank Services: Older People more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what steps he is taking to ensure that elderly people have access to a bank branch. more like this
star this property tabling member constituency Coventry South more like this
star this property tabling member printed
Mr Jim Cunningham more like this
star this property uin 290285 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-09-30more like thismore than 2019-09-30
star this property answer text <p>Though I can understand the disappointment felt in a community when a bank branch closes, the decision to maintain a presence on the high street is a commercial one for the management team of a bank and Government does not intervene in those decisions.</p><p> </p><p>The retail financial landscape is changing, as more consumers and businesses opt for the convenience, security, and speed of digital payments and digital banking. Banking service providers need to balance customer interests, market competition, and other commercial factors when considering their strategy.</p><p> </p><p>However, the Government also firmly believes that the impact of branch closures should be understood, considered, and mitigated where possible so that all customers, wherever they live, continue to have access to over-the-counter banking services if they wish to use them. That’s why the Government supports the industry’s Access to Banking Standard which helps customers to understand the options they have locally to continue to access banking services, including specialist assistance for customers who need more help, which may include the elderly. Alternative options include the Post Office, which allows 95% of business and 99% of personal banking customers to carry out their everyday banking at 11,500 Post Office branches across the UK.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-09-30T09:36:07.017Zmore like thismore than 2019-09-30T09:36:07.017Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
unstar this property tabling member
308
unstar this property label Biography information for Mr Jim Cunningham more like this
1148328
unstar this property registered interest false more like this
star this property date less than 2019-10-04more like thismore than 2019-10-04
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Equitable Life Assurance Society: Compensation more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, if he will issue guidance on the recourse available to people in Crewe and Nantwich constituency who have either not been paid out for Equitable Life or who have received insufficient compensation. more like this
star this property tabling member constituency Crewe and Nantwich more like this
star this property tabling member printed
Laura Smith more like this
star this property uin 294744 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-10-08more like thismore than 2019-10-08
star this property answer text <p>There are no plans to reopen the Payment Scheme or review the £1.5 billion funding allocation previously made to it. The Equitable Life Payment Scheme closed to claims in 2015 and further guidance on the status of the Payment Scheme after closure is available at https://www.gov.uk/guidance/equitable-life-payment-scheme#closure-of-the-scheme.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-10-08T12:09:58.83Zmore like thismore than 2019-10-08T12:09:58.83Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
unstar this property tabling member
4648
unstar this property label Biography information for Laura Smith more like this
1147544
unstar this property registered interest false more like this
star this property date less than 2019-10-01more like thismore than 2019-10-01
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Bank of England: Public Appointments more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what the timeframe is for the next Governor of the Bank of England to take up their post. more like this
star this property tabling member constituency East Londonderry more like this
star this property tabling member printed
Mr Gregory Campbell more like this
star this property uin 292849 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-10-07more like thismore than 2019-10-07
star this property answer text <p>The process to appoint the next Governor of the Bank of England was <a href="https://www.gov.uk/government/news/chancellor-launches-search-for-next-governor-of-the-bank-of-england" target="_blank">launched</a> in April. The process is on track. We will make an announcement in due course, ahead of the start of the next Governor’s term on 1 February 2020.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-10-07T13:49:43.847Zmore like thismore than 2019-10-07T13:49:43.847Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
unstar this property tabling member
1409
unstar this property label Biography information for Mr Gregory Campbell more like this
1145633
unstar this property registered interest false more like this
star this property date less than 2019-09-24more like thismore than 2019-09-24
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
unstar this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Cash Dispensing: Fees and Charges more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what steps his Department is taking to ensure that free to use automated teller machines are available throughout the country. more like this
star this property tabling member constituency Inverclyde more like this
star this property tabling member printed
Ronnie Cowan more like this
star this property uin 290402 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-09-30more like thismore than 2019-09-30
star this property answer text <p>The management and deployment of ATMs is a commercial matter for ATM market participants, however the Government recognises that widespread access to cash remains extremely important to the day-to-day lives of many consumers and businesses in the UK. That is why the Government is engaging, and will continue to engage, with the regulators and industry on this important topic.</p><p> </p><p>The Government-established Payment Systems Regulator (PSR) is closely monitoring developments in ATM provision. The PSR regulates LINK, the scheme which runs the UK’s ATM network, and has used its powers to hold LINK to account over LINK’s commitments to preserve the broad geographic spread of the ATM network.</p><p> </p><p>LINK has put in place specific arrangements to protect free-to-use ATMs more than 1 kilometre away from the next nearest free-to-use ATM and has also enhanced its Financial Inclusion Programme. More recently, LINK has committed to protecting free access to cash on high streets – where there is a cluster of five or more retailers – that don’t have a free-to-use ATM or a Post Office counter within 1 kilometre.</p><p> </p><p>In addition, the Government has invested heavily in maintaining a stable network of Post Office branches, with investment of around £2 billion since 2010. Currently, 99% of personal customers and 95% of small business customers can carry out their everyday banking locally at one of the Post Office’s 11,500 branches.</p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-09-30T09:30:35.27Zmore like thismore than 2019-09-30T09:30:35.27Z
star this property answering member
4051
star this property label Biography information for John Glen remove filter
unstar this property tabling member
4465
unstar this property label Biography information for Ronnie Cowan more like this