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522273

	registered interest
	date	26/05/2016
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Department for Work and Pensions: UK Membership of EU
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 25 May 2016 to Question 37198, how many of the leaflets entitled Why the Government believes that voting to remain in the European Union is the best decision for the UK have been returned to his Department; and what the postage cost to the Government has been of such returns.
	tabling member constituency	Corby
	tabling member printed	Tom Pursglove
	uin	38782
	answer	answer is ministerial correction date of answer 06/06/2016 answer text <p>I refer the Hon Member to the Prime Minister's response of 25th May 2016. This information is not collated centrally by the Department.</p><p> </p><p><strong> </strong></p> answering member constituency North West Cambridgeshire answering member printed Mr Shailesh Vara question first answered 06/06/2016 13:36:34 answering member 1496 label Biography information for Shailesh Vara
	tabling member	4369 label Biography information for Tom Pursglove

450291

	registered interest
	date	03/02/2016
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Unemployment: West Midlands
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what information his Department holds on the correlation between the reduction in the rate of unemployment in the West Midlands between 2010 and 2016 and any trend in the number of people employed on zero-hour contracts in that region.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	25638
	answer	answer is ministerial correction date of answer 08/02/2016 answer text <p>Figures published by ONS show that rising employment in the West Midlands since 2010 – reflected in falling unemployment – has been dominated by more people in full-time and permanent jobs.</p><p>Information on trends in zero-hours contracts over this period is not available on a consistent basis. This reflects the view of the Office for National Statistics (ONS) that responses to questions about zero-hours contracts in the Labour Force Survey are likely to have been affected by greater awareness of the term itself.</p><p> </p> answering member constituency Witham answering member printed Priti Patel question first answered 08/02/2016 16:23:01 answering member 4066 label Biography information for Priti Patel
	tabling member	298 label Biography information for Steve McCabe

389475

	registered interest
	date	13/07/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Monetary Policy
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect of the quantitative easing programme put in place by the Bank of England.
	tabling member constituency	Ross, Skye and Lochaber
	tabling member printed	Ian Blackford
	uin	6775
	answer	answer is ministerial correction date of answer 21/07/2015 answer text <p>The UK’s monetary policy framework, set out in the Bank of England Act 1998, gives operational responsibility for monetary policy to the independent Monetary Policy Committee (MPC).</p><p> </p><p> </p><p> </p><p>The MPC’s macroeconomic policy tools, including quantitative easing, are designed to affect the economy as a whole, in order to meet the 2 per cent inflation target over the medium term.</p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 21/07/2015 14:35:45 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	4390 label Biography information for Ian Blackford

389476

	registered interest
	date	13/07/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Monetary Policy
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect of the quantitative easing programme on (a) bank lending generally and (b) M4 lending.
	tabling member constituency	Ross, Skye and Lochaber
	tabling member printed	Ian Blackford
	uin	6776
	answer	answer is ministerial correction date of answer 30/07/2015 answer text <p><strong>The UK’s monetary policy framework, set out in the Bank of England Act 1998, gives operational responsibility for monetary policy to the independent Monetary Policy Committee (MPC).</strong></p><p> </p><p> </p><p> </p><p><strong>The MPC’s macroeconomic policy tools, including quantitative easing, are designed to affect the economy as a whole, in order to meet the 2 per cent inflation target over the medium term.</strong></p><p> </p><p> </p><p> </p><p><strong>The Bank of England’s paper, “The United Kingdom’s quantitative easing policy: design, operation and impact”, published in 2011, notes that, “Asset purchases may also have a stimulatory impact…by influencing bank lending, though this channel would not be expected to be material during times of financial crisis.”</strong></p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 30/07/2015 10:23:02 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	4390 label Biography information for Ian Blackford

387780

	registered interest
	date	06/07/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, whether he plans that his Department's consultation on the tools which the Financial Policy Committee may use in relation to buy-to-let mortgage lending will consider whether this type of lending should be regulated by the Financial Conduct Authority in the same way as residential mortgages.
	tabling member constituency	South Suffolk
	tabling member printed	James Cartlidge
	uin	5607
	answer	answer is ministerial correction date of answer 13/07/2015 answer text <p>The July 2015 Financial Stability Report notes that buy-to-let mortgage lending now accounts for 15% of the stock of outstanding mortgages. The Financial Policy Committee have stated that they will continue to monitor this sector closely. In 2015, HM Treasury will publish a consultation on buy-to-let mortgage lending. The consultation will seek to build an in-depth evidence base on how the UK buy-to-let housing market may carry risks to financial stability.</p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 5659 question first answered 13/07/2015 13:25:39 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	4519 label Biography information for James Cartlidge

387781

	registered interest
	date	06/07/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the implications for his policies of the finding of the Bank of England's Financial Stability Report of July 2015 regarding growth in buy-to-let mortgage lending and the potential risk to financial stability posed by such trends.
	tabling member constituency	South Suffolk
	tabling member printed	James Cartlidge
	uin	5659
	answer	answer is ministerial correction date of answer 13/07/2015 answer text <p>The July 2015 Financial Stability Report notes that buy-to-let mortgage lending now accounts for 15% of the stock of outstanding mortgages. The Financial Policy Committee have stated that they will continue to monitor this sector closely. In 2015, HM Treasury will publish a consultation on buy-to-let mortgage lending. The consultation will seek to build an in-depth evidence base on how the UK buy-to-let housing market may carry risks to financial stability.</p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 5607 question first answered 13/07/2015 13:25:39 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	4519 label Biography information for James Cartlidge

387782

	registered interest
	date	06/07/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Annuities
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the potential effect of recent annuity reforms on (a) the buy-to-let mortgage market and (b) house prices.
	tabling member constituency	South Suffolk
	tabling member printed	James Cartlidge
	uin	5630
	answer	answer is ministerial correction date of answer 14/07/2015 answer text <p>The new pension flexibilities, which took effect on 6 April, allow people to have greater freedom and choice than ever before in how they spend their retirement savings.</p><p> </p><p> </p><p> </p><p>Independent analysis indicates that the majority of pension pots are not large enough to have an impact on either buy to let mortgage approvals, or on house prices.</p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin question first answered 14/07/2015 16:17:27 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	4519 label Biography information for James Cartlidge

353870

	registered interest
	date	12/06/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what information he holds on the proportion of residential mortgage lending that was on (a) an interest-only and (b) a capital repayment basis in each year since 1997.
	tabling member constituency	South Suffolk
	tabling member printed	James Cartlidge
	uin	2346
	answer	answer is ministerial correction date of answer 18/06/2015 answer text <p>The Treasury does not hold any information on the proportions of interest-only mortgages and capital repayment mortgages for residential properties or buy-to-let.</p><p> </p><p> </p><p> </p><p>The FCA in conjunction with the Bank of England publish the Mortgage Lenders and Administrators Return (MLAR) statistics quarterly. In their most recent MLAR (Quarter 1 2015) interest-only mortgages accounted for 8.61 per cent of all regulated residential mortgages.</p><p> </p><p> </p><p> </p><p>The latest report (which has data back to 2007) can be found in the following link: <em>www.bankofengland.co.uk/pra/Documents/regulatorydata/mlar/2015/q1longrundetailed.xls </em></p><p> </p><p> </p><p> </p><p>There is no data separating the proportion of interest-only mortgages and capital repayment mortgages within buy-to-let.</p><p> </p> answering member constituency West Worcestershire answering member printed Harriett Baldwin grouped question UIN 2347 question first answered 18/06/2015 12:07:55 answering member 4107 label Biography information for Dame Harriett Baldwin
	tabling member	4519 label Biography information for James Cartlidge

228489

	registered interest
	date	19/03/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Transport: Freight
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what estimate he has made of the effects of changes in oil prices since August 2014 on the cost of moving freight by (a) rail, (b) road and (c) sea.
	tabling member constituency	Luton North
	tabling member printed	Kelvin Hopkins
	uin	228412
	answer	answer is ministerial correction date of answer 24/03/2015 answer text <p>HM Treasury has made no detailed estimate of the effect of the change in oil price since August 2014 specifically in relation to the cost of moving freight by rail, road or sea.</p><p> </p><p> </p><p> </p><p>However Government have made clear that it expects industry to pass any savings that result from lower oil prices onto their customers.</p><p> </p> answering member constituency Witham answering member printed Priti Patel question first answered 24/03/2015 16:59:45 answering member 4066 label Biography information for Priti Patel
	tabling member	2 label Biography information for Kelvin Hopkins

223858

	registered interest
	date	26/02/2015
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	LIBOR
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government whether all money received in penalties for the manipulation of Libor is subject to the advice of the Advisory Board appointed by HM Treasury; and if not, what is the amount distributed outwith the recommendations.
	tabling member printed	Lord Robertson of Port Ellen
	uin	HL5240
	answer	answer is ministerial correction date of answer 11/03/2015 answer text <p>Since June 2012, the Treasury has received LIBOR fines from the FCA; to date, they have imposed total fines in excess of £450 million relating to its investigations of LIBOR manipulation. This Government promised that this policy would reflect that those who have paid fines in our financial sector, because they demonstrated the very worst of British values, are paying to support those in our Armed Forces and emergency services who demonstrate the very best of British values. We are working with OGDs and relevant charities to ensure that all LIBOR fines received to date will be committed within the life of this Parliament.</p><p> </p><p> </p><p> </p><p>The administration of LIBOR fines varies according to the type of organisation applying and receiving the money. In particular, where a Government Department, such as the MoD has been identified as the organisation best suited to deliver the outcome – for example, support for childcare at military establishments – normal Departmental processes have applied. In other circumstances – such as those in support of the Armed Forces Covenant, the Covenant Reference Group – a cross-Whitehall representative body which includes charity representation, provides the guidance on those areas where LIBOR funds could be used to best effect.</p><p> </p><p> </p><p> </p> answering member printed Lord Deighton grouped question UIN HL5215 HL5216 HL5220 question first answered 11/03/2015 17:29:26 answering member 4262 label Biography information for Lord Deighton
	tabling member	672 label Biography information for Lord Robertson of Port Ellen