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114609

	registered interest
	date	05/11/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what recent discussions he has had with the Financial Conduct Authority (a) on the clarity of and (b) improving competition in the mortgage market.
	tabling member constituency	Gloucester
	tabling member printed	Richard Graham
	uin	213568
	answer	answer is ministerial correction date of answer 13/11/2014 answer text Treasury Ministers and officials regularly meet with a range of stakeholders to discuss mortgage policy issues, including regulators, industry representatives and consumer groups, amongst others.<p> </p><p> </p><p> </p><p>The Government is committed to ensuring fair and effective competition across all financial services markets. It has established the independent Financial Conduct Authority (FCA) and given them the responsibility, enshrined in law, to promote effective competition in the interest of consumers. The FCA has the power to create, supervise and enforce any rules it feels are needed to promote consumer protection, transparency and competition.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 213569 213585 question first answered 13/11/2014 11:20:11 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	3990 label Biography information for Richard Graham

114610

	registered interest
	date	05/11/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what representations he has received about the clarity of fees and charges and ease of comparison in the mortgage market.
	tabling member constituency	Gloucester
	tabling member printed	Richard Graham
	uin	213569
	answer	answer is ministerial correction date of answer 13/11/2014 answer text Treasury Ministers and officials regularly meet with a range of stakeholders to discuss mortgage policy issues, including regulators, industry representatives and consumer groups, amongst others.<p> </p><p> </p><p> </p><p>The Government is committed to ensuring fair and effective competition across all financial services markets. It has established the independent Financial Conduct Authority (FCA) and given them the responsibility, enshrined in law, to promote effective competition in the interest of consumers. The FCA has the power to create, supervise and enforce any rules it feels are needed to promote consumer protection, transparency and competition.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 213568 213585 question first answered 13/11/2014 11:20:11 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	3990 label Biography information for Richard Graham

114616

	registered interest
	date	05/11/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Mortgages
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what discussions he has had with the mortgage industry and consumer groups about making price comparison easier for consumers.
	tabling member constituency	Gloucester
	tabling member printed	Richard Graham
	uin	213585
	answer	answer is ministerial correction date of answer 13/11/2014 answer text Treasury Ministers and officials regularly meet with a range of stakeholders to discuss mortgage policy issues, including regulators, industry representatives and consumer groups, amongst others.<p> </p><p> </p><p> </p><p>The Government is committed to ensuring fair and effective competition across all financial services markets. It has established the independent Financial Conduct Authority (FCA) and given them the responsibility, enshrined in law, to promote effective competition in the interest of consumers. The FCA has the power to create, supervise and enforce any rules it feels are needed to promote consumer protection, transparency and competition.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 213568 213569 question first answered 13/11/2014 11:20:11 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	3990 label Biography information for Richard Graham

105757

	registered interest
	date	03/11/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Police Service of Northern Ireland
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government whether the additional £200 million provided for the Police Service of Northern Ireland was included in the financial settlement figures announced for the four financial years beginning in 2011–12.
	tabling member printed	Lord Empey
	uin	HL2573
	answer	answer is ministerial correction date of answer 17/11/2014 answer text The additional provision for the Police Service of Northern Ireland was agreed subsequent to the 2010 Spending Review, and was additional to the allocations set out then for 2011-12 to 2014-15.<p> </p> answering member printed Lord Deighton question first answered 17/11/2014 14:15:36 answering member 4262 label Biography information for Lord Deighton
	tabling member	4216 label Biography information for Lord Empey

114602

	registered interest
	date	05/11/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Economic Situation
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the effect of a reduction in growth in the Eurozone on economic performance in (a) each region of the UK and (b) the UK as a whole.
	tabling member constituency	Carmarthen East and Dinefwr
	tabling member printed	Jonathan Edwards
	uin	213461
	answer	answer is ministerial correction date of answer 17/11/2014 answer text <p>We are one of the most open economies in the world through trade and financial channels. The U.K. isn't immune to weakness in the euro area and instability in global markets, so we face a critical moment for our economy. Despite these headwinds Britain’s long-term economic plan is working, boosting economic security for Britain’s hardworking people. The economy is growing, the deficit is falling and there are record levels of people in work. Unemployment has fallen over the last year in every region of the UK and compared to the same period a year ago, the UK was the fastest growing major advanced economy (G7) in the first half of the year. But the job is not done and the biggest risk now to the recovery would be abandoning the plan that is delivering a brighter economic future.</p><p> </p> answering member constituency Witham answering member printed Priti Patel question first answered 17/11/2014 16:44:25 answering member 4066 label Biography information for Priti Patel
	tabling member	3943 label Biography information for Jonathan Edwards

114509

	registered interest
	date	05/11/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	EU Budget: Contributions
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government what was the total amount of the rebate on the United Kingdom's contribution to the European Union budget from the commencement of that rebate until the year in which the United Kingdom Government agreed its reduction; and what was the total amount of the rebate from that year to date.
	tabling member printed	Lord Williamson of Horton
	uin	HL2685
	answer	answer is ministerial correction date of answer 19/11/2014 answer text <p>The value of the UK rebate included in EU Budgets over the period 1985 to 2007 was £54 billion. The value of the rebate over the period 2008 to 2013 was £23 billion.</p><p> </p><p> </p><p>This information has been published by HM Treasury in reports entitled European Union Finances (previously called European Community Financessince) since 1980 and are available in the Libraries of both Houses.</p><p> </p><p> </p><p>Reports dating back to 2000 (with data back to 1995) are also available on the Government’s website[1].</p><p> </p><p> </p><p>[1] <strong><a href="https://www.gov.uk/government/collections/eu-annual-statement" target="_blank">https://www.gov.uk/government/collections/eu-annual-statement</a> and <a href="http://webarchive.nationalarchives.gov.uk/20130128125455/http:/www.hm-treasury.gov.uk/int_eu_statefraud.htm" target="_blank">http://webarchive.nationalarchives.gov.uk/20130128125455/http:/www.hm-treasury.gov.uk/int_eu_statefraud.htm</a>.</strong></p><p> </p><p> </p> answering member printed Lord Deighton question first answered 19/11/2014 14:45:15 answering member 4262 label Biography information for Lord Deighton
	tabling member	2438 label Biography information for Lord Williamson of Horton

105771

	registered interest
	date	03/11/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Taxation
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government what is the justification for aggregating a range of welfare benefits in the annual tax statements now being published rather than differentiating between different categories.
	tabling member printed	Lord Beecham
	uin	HL2586
	answer	answer is ministerial correction date of answer 17/11/2014 answer text <p>The categories in the tax summary are based on those used in the Public Expenditure Statistical Analyses (PESA), which are internationally recognised categories. Based on customer research, some headings have been simplified to make them easier to understand, such as the inclusion of social protection in welfare. ‘State pensions’ was separated from the ‘welfare’ category because it is a substantial area of spend.</p><p> </p> answering member printed Lord Deighton question first answered 17/11/2014 16:30:09 answering member 4262 label Biography information for Lord Deighton
	tabling member	4181 label Biography information for Lord Beecham

105800

	registered interest
	date	03/11/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	EU Budget: Contributions
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government what is the total amount of the United Kingdom net contributions paid to the European Union budget in the years 2010–13 inclusive; what is the estimated total for 2014; and how those contributions are financed.
	tabling member printed	Lord Stoddart of Swindon
	uin	HL2610
	answer	answer is ministerial correction date of answer 17/11/2014 answer text <p>The United Kingdom’s net contributions to the EU Budget over the period 2009-10 to 2013-14 were £41.1 billion. The current forecast for 2014-15 by the Office for Budget Responsibility is £9.1 billion.</p><p> </p><p> </p><p> </p><p>All data can be found in Table C.1 of HM Treasury’s Public Expenditure Statistical Analyses of July 2014[1].</p><p> </p><p> </p><p> </p><p>Contributions to the EU Budget are financed from Traditional Own Resources (mainly customs duties and sugar levies), contributions based on a hypothetical harmonised VAT base, and Gross National Income based contributions.</p><p> </p><p>-----------------------------------------------------------------------------------------</p><p> </p><p> </p><p> </p><p> </p><p>[1] <a href="https://www.gov.uk/government/statistics/public-expenditure-statistical-analyses-2014" target="_blank"><strong>https://www.gov.uk/government/statistics/public-expenditure-statistical-analyses-2014</strong></a></p><p> </p><p> </p> answering member printed Lord Deighton question first answered 17/11/2014 17:57:32 answering member 4262 label Biography information for Lord Deighton
	tabling member	950 label Biography information for Lord Stoddart of Swindon

114614

	registered interest
	date	05/11/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Revenue and Customs
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, whether the replacement for the HM Revenue and Customs contract will involve provision and a costing for support for tax credits.
	tabling member constituency	Telford
	tabling member printed	David Wright
	uin	213648
	answer	answer is ministerial correction date of answer 17/11/2014 answer text <p>The Tax Credits systems will continue to be supported by HM Revenue and Customs until such time as all Tax Credits customers have migrated to Universal Credits. We also expect some retrospective work on Tax Credits to continue after the migration has completed for error/fraud/debt reasons. Costs related to providing this continuing support will be included in the contract replacement work.</p><p> </p><p> </p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 17/11/2014 16:00:54 answering member 1529 label Biography information for Mr David Gauke
	tabling member	1461 label Biography information for David Wright

114500

	registered interest
	date	05/11/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	EU Budget: Contributions
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government what were their estimates of the United Kingdom contribution to the European Union budget in 2014–15 prior to the communication of the increased contribution of £1.7 billion now sought by the European Commission.
	tabling member printed	Lord Ashcroft
	uin	HL2679
	answer	answer is ministerial correction date of answer 19/11/2014 answer text <p>The Office for Budget Responsibility’s (OBR) forecast of March 2014, estimates the UK’s net contribution to the EU Budget for 2014-15 as £9.1 billion.</p><p> </p><p> </p><p> </p><p>Full information can be found in Table 2.21 of the OBR’s “economic and fiscal outlook supplementary fiscal table”[1].</p><p> </p><p> </p><p>[1] <strong><a href="http://budgetresponsibility.org.uk/economic-fiscal-outlook-march-2014/" target="_blank">http://budgetresponsibility.org.uk/economic-fiscal-outlook-march-2014/</a>. </strong></p><p> </p><p> </p> answering member printed Lord Deighton question first answered 19/11/2014 14:05:19 answering member 4262 label Biography information for Lord Deighton
	tabling member	2568 label Biography information for Lord Ashcroft