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62206

	registered interest
	date	17/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Financial Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what steps he is taking to improve regulation of the shadow banking sector.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	200642
	answer	answer is ministerial correction date of answer 23/06/2014 answer text <p>When appropriately conducted, shadow banking can benefit the economy by increasing the availability of credit to a range of individuals or firms, and provide a valuable alternative to bank funding. It provides credit and liquidity to the real economy and can improve efficiency and drive innovation in the financial system through firms developing expert knowledge in a particular area.</p><p> </p><p>However, the Government is aware of the risks shadow banking activities pose to financial stability when things go wrong. The crisis showed that some shadow banking entities created pro-cyclical build-ups of leverage, did not fully transfer credit risk, were susceptible to rapid sell-offs, and were very complex. It also became clear that the shadow banking sector had very complex interconnections with the traditional banking system.</p><p> </p><p>Recognising the need to improve the transparency and supervision of the shadow banking sector, the Government has taken steps to improve the way shadow banking entities are regulated.</p><p> </p><p>Domestically, the Government has created new Financial Policy Committee (FPC) within the Bank of England to ensure emerging risks and vulnerabilities across the financial system as a whole are identified, monitored and effectively addressed. In September last year, the Committee agreed as one of its medium term priorities the identification and management of potential systemic risks from shadow banking.</p><p> </p><p> </p><p>At the international level, the Government is actively supporting the effective regulation of the sector in EU policymaking, and the UK is instrumental in shaping the global regulatory response at the Financial Stability Board.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 200643 200644 question first answered 23/06/2014 15:19:45 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4011 label Biography information for Cathy Jamieson

62207

	registered interest
	date	17/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Financial Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the effects of the shadow banking sector on the UK economy.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	200643
	answer	answer is ministerial correction date of answer 23/06/2014 answer text <p>When appropriately conducted, shadow banking can benefit the economy by increasing the availability of credit to a range of individuals or firms, and provide a valuable alternative to bank funding. It provides credit and liquidity to the real economy and can improve efficiency and drive innovation in the financial system through firms developing expert knowledge in a particular area.</p><p> </p><p>However, the Government is aware of the risks shadow banking activities pose to financial stability when things go wrong. The crisis showed that some shadow banking entities created pro-cyclical build-ups of leverage, did not fully transfer credit risk, were susceptible to rapid sell-offs, and were very complex. It also became clear that the shadow banking sector had very complex interconnections with the traditional banking system.</p><p> </p><p>Recognising the need to improve the transparency and supervision of the shadow banking sector, the Government has taken steps to improve the way shadow banking entities are regulated.</p><p> </p><p>Domestically, the Government has created new Financial Policy Committee (FPC) within the Bank of England to ensure emerging risks and vulnerabilities across the financial system as a whole are identified, monitored and effectively addressed. In September last year, the Committee agreed as one of its medium term priorities the identification and management of potential systemic risks from shadow banking.</p><p> </p><p> </p><p>At the international level, the Government is actively supporting the effective regulation of the sector in EU policymaking, and the UK is instrumental in shaping the global regulatory response at the Financial Stability Board.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 200642 200644 question first answered 23/06/2014 15:19:45 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4011 label Biography information for Cathy Jamieson

62208

	registered interest
	date	17/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Financial Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what steps his Department is taking to ensure the stability of the shadow banking sector.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	200644
	answer	answer is ministerial correction date of answer 23/06/2014 answer text <p>When appropriately conducted, shadow banking can benefit the economy by increasing the availability of credit to a range of individuals or firms, and provide a valuable alternative to bank funding. It provides credit and liquidity to the real economy and can improve efficiency and drive innovation in the financial system through firms developing expert knowledge in a particular area.</p><p> </p><p>However, the Government is aware of the risks shadow banking activities pose to financial stability when things go wrong. The crisis showed that some shadow banking entities created pro-cyclical build-ups of leverage, did not fully transfer credit risk, were susceptible to rapid sell-offs, and were very complex. It also became clear that the shadow banking sector had very complex interconnections with the traditional banking system.</p><p> </p><p>Recognising the need to improve the transparency and supervision of the shadow banking sector, the Government has taken steps to improve the way shadow banking entities are regulated.</p><p> </p><p>Domestically, the Government has created new Financial Policy Committee (FPC) within the Bank of England to ensure emerging risks and vulnerabilities across the financial system as a whole are identified, monitored and effectively addressed. In September last year, the Committee agreed as one of its medium term priorities the identification and management of potential systemic risks from shadow banking.</p><p> </p><p> </p><p>At the international level, the Government is actively supporting the effective regulation of the sector in EU policymaking, and the UK is instrumental in shaping the global regulatory response at the Financial Stability Board.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 200642 200643 question first answered 23/06/2014 15:19:45 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4011 label Biography information for Cathy Jamieson

100441

	registered interest
	date	22/10/2014
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	101 Calls
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for the Home Department, if she will review the cost to the caller for the 101 non-emergency number.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	211487
	answer	answer is ministerial correction date of answer 27/10/2014 answer text <p>We are currently considering options to review the impact of 101, including the cost. <br><br>Research by Ofcom shows that a small fixed charge does not deter people from calling the service and reduces the likelihood of it being used <br>inappropriately. <br><br>The latest Crime Survey (published July 2013) shows that use of the 101 number has increased since 2011.</p><p> </p> answering member constituency Hemel Hempstead answering member printed Mike Penning question first answered 27/10/2014 16:50:43 answering member 1528 label Biography information for Sir Mike Penning previous answer version 24337 answering member constituency Hemel Hempstead answering member printed Mike Penning answering member 1528 label Biography information for Sir Mike Penning
	tabling member	4011 label Biography information for Cathy Jamieson

57846

	registered interest
	date	04/06/2014
	answering body	Foreign and Commonwealth Office
	answering dept id	16
	answering dept short name	Foreign and Commonwealth Office
	answering dept sort name	Foreign and Commonwealth Office
	hansard heading	Morocco
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Foreign and Commonwealth Affairs, what information he has received on allegations of human rights violations perpetrated by the Moroccan Security Forces.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	198926
	answer	answer is ministerial correction date of answer 09/06/2014 answer text <p>We are aware of the allegations against the Moroccan Security Forces, particularly when policing demonstrations. We regularly emphasise to Morocco the importance of respect for human rights in Western Sahara, including when policing demonstrations. I raised this during my visit to Rabat in March this year.</p> answering member constituency Faversham and Mid Kent answering member printed Hugh Robertson question first answered 09/06/2014 11:21:02 answering member 1415 label Biography information for Sir Hugh Robertson
	tabling member	4011 label Biography information for Cathy Jamieson

44970

	registered interest
	date	25/03/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what estimate he has made of the number of people who have utilised their full tax-free ISA allowance in each of the last three years in (a) the UK, (b) Scotland and (c) each parliamentary constituency.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	193677
	answer	answer is ministerial correction date of answer 12/05/2014 answer text <p>Until 1 July 2014 there are two allowances for ISAs: a cash and an overall allowance. This answer assumes you are asking about the overall allowance.</p><p> </p><p>The following table contains the number of individuals who made full use of their (£10,680) ISA allowance in 2011-12 in the UK and in Scotland.</p><p> </p><table><tbody><tr><td><p>Country</p></td><td><p>Number of individuals (thousands)</p></td></tr><tr><td><p>Scotland</p></td><td><p>73</p></td></tr><tr><td><p>United Kingdom</p></td><td><p>1,005</p></td></tr></tbody></table><p> </p><p>A breakdown for 2012-13 and 2013-14 is not yet available. Constituency-level statistics are not available.</p><p> </p><p>As announced at Budget 2014, from 1 July 2014 the overall annual New ISA subscription limit will be increased to £15,000 and can be used for either cash or stocks and shares investments, or any combination of the two, up to this limit.</p><p> </p><p>This measure will reduce income tax on savings for people constrained by the current limits, improving incentives to save and increasing real household disposable incomes. Over 6 million people are expected to benefit from these increases, including over 5 million adults expected to be constrained by the cash ISA limit.</p><p> </p> answering member constituency South West Hertfordshire answering member printed Mr David Gauke question first answered 12/05/2014 12:00:00 answering member 1529 label Biography information for Mr David Gauke
	tabling member	4011 label Biography information for Cathy Jamieson

76700

	registered interest
	date	09/07/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	House Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, when he last met representatives of the insurance industry to discuss basic insurance products for low-income housholds in the private and social rented sectors.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	204697
	answer	answer is ministerial correction date of answer 15/07/2014 answer text <p>Treasury Ministers and officials routinely meet with a wide range of stakeholders as part of the process of policy development.</p><p> </p><p>Details of ministerial and Permanent Secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at:</p><p> </p><p>https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</p><p><strong> </strong></p><p> </p><p>The Treasuryhas not made an assessment of households in the UK which are not covered by household insurance in the social rented sector and private rented sector.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 204698 question first answered 15/07/2014 14:52:45 answering member 4117 label Biography information for Andrea Leadsom previous answer version 10174 answering member constituency South Northamptonshire answering member printed Andrea Leadsom answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4011 label Biography information for Cathy Jamieson

76701

	registered interest
	date	09/07/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	House Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the number of households in the (a) social rented sector and (b) private rented sector in the UK which are not covered by household contents insurance.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	204698
	answer	answer is ministerial correction date of answer 15/07/2014 answer text <p>Treasury Ministers and officials routinely meet with a wide range of stakeholders as part of the process of policy development.</p><p> </p><p>Details of ministerial and Permanent Secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at:</p><p> </p><p>https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</p><p><strong> </strong></p><p> </p><p>The Treasuryhas not made an assessment of households in the UK which are not covered by household insurance in the social rented sector and private rented sector.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 204697 question first answered 15/07/2014 14:52:45 answering member 4117 label Biography information for Andrea Leadsom previous answer version 10172 answering member constituency South Northamptonshire answering member printed Andrea Leadsom answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4011 label Biography information for Cathy Jamieson

100698

	registered interest
	date	23/10/2014
	answering body	Department for Energy and Climate Change
	answering dept id	63
	answering dept short name	Energy and Climate Change
	answering dept sort name	Energy and Climate Change
	hansard heading	Opencast Mining: Ayrshire
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Energy and Climate Change, what recent discussions he has had with the Scottish Government about the re-instatement of former opencast coal sites in East Ayrshire.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	211771
	answer	answer is ministerial correction date of answer 28/10/2014 answer text <p>This is not an issue my rt. hon. Friend the Secretary of State has discussed directly with Scottish Government Ministers, but he would intend to do so once other ongoing matters around the coal industry have been resolved.</p><p> </p> answering member constituency West Suffolk answering member printed Matthew Hancock question first answered 28/10/2014 17:45:54 answering member 4070 label Biography information for Matt Hancock previous answer version 24888 answering member constituency West Suffolk answering member printed Matthew Hancock answering member 4070 label Biography information for Matt Hancock
	tabling member	4011 label Biography information for Cathy Jamieson

101468

	registered interest
	date	28/10/2014
	answering body	Home Office
	answering dept id	1
	answering dept short name	Home Office
	answering dept sort name	Home Office
	hansard heading	Drugs: Misuse
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for the Home Department, pursuant to the Answer of 16 June 2014 to Question 200545, from the hon. Member for Liverpool, Wavertree, when she plans to publish her Departments review of the UK's legislative, educational and health review of psychoactive substances.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	212312
	answer	answer is ministerial correction date of answer 03/11/2014 answer text <p>These have now been published. A copy has been placed in Parliament’s Libraries and is available online on the government’s website at: <a href="http://www.gov.uk/" target="_blank">www.gov.uk</a>.</p><p> </p><p> </p><p> </p> answering member constituency Lewes answering member printed Norman Baker question first answered 03/11/2014 17:20:59 answering member 28 label Biography information for Norman Baker
	tabling member	4011 label Biography information for Cathy Jamieson