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1700028

	registered interest
	date	12/04/2024
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Workplace Pensions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how many people opted out of auto-enrolment workplace pension schemes in each of the last ten years for which figures are available.
	tabling member constituency	Hayes and Harlington
	tabling member printed	John McDonnell
	uin	20845
	answer	answer is ministerial correction date of answer 16/04/2024 answer text <p>The data requested for the number of people who opted out of automatic enrolment workplace pension schemes in each of the last ten years is not readily available and to provide it would incur disproportionate costs.</p><p> </p><p>The department makes regular publications of the data that is held, including the <a href="https://www.gov.uk/government/statistics/workplace-pension-participation-and-savings-trends-2009-to-2022/workplace-pension-participation-and-savings-trends-of-eligible-employees-2009-to-2022" target="_blank"><em>Workplace Pension Participation and Savings Trends</em></a>, which is available on GOV.UK. This publication includes aggregated data from large private pension providers in which the proportion of new member enrolments to have opted-out of workplace pension saving stood at 11.79% in July 2023. Over the period from January 2020 to July 2023, these opt-out rates have fluctuated between a low of 7.03% and a high of 12.23%. From the same aggregated private pension provider data, the proportion of pension scheme members making an active decision to cease saving was 0.50% in July 2023.</p> answering member constituency Blackpool North and Cleveleys answering member printed Paul Maynard question first answered 16/04/2024 10:02:23 answering member 3926 label Biography information for Paul Maynard
	tabling member	178 label Biography information for John McDonnell

1700288

	registered interest
	date	12/04/2024
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Children: Maintenance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what steps his Department is taking to ensure that people pay the full child maintenance costs for which they are liable.
	tabling member constituency	Wansbeck
	tabling member printed	Ian Lavery
	uin	21039
	answer	answer is ministerial correction date of answer 16/04/2024 answer text <p>The Child Maintenance Service (CMS) has a range of enforcement powers at its disposal to ensure parents meet their financial obligations to their children.</p><p>These include deductions directly from earnings and bank accounts, using Enforcement Agents (previously known as bailiffs) to take control of goods, forcing the sale of property, removal of driving licence or UK passport or even commitment to prison.</p><p>The Child Support (Enforcement) Act received Royal Assent in 2023. This creates a primary power to replace court-based liability orders with administrative orders, which should significantly speed up this key enforcement process.</p><p> </p><p>We have concluded a public consultation to support regulations to implement administrative liability orders. The Government published their response on 12 February 2024.</p><p> </p><p>Secondary legislation is now being developed, which, once implemented, will reduce the process from 22 weeks to as low as 6 weeks. This will be brought forward as soon as possible.</p> answering member constituency Blackpool North and Cleveleys answering member printed Paul Maynard question first answered 16/04/2024 15:35:55 answering member 3926 label Biography information for Paul Maynard
	tabling member	4139 label Biography information for Ian Lavery

1698887

	registered interest
	date	26/03/2024
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit: Fraud
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, with reference to paragraph 4.58 of the Office for Budget Responsibility publication entitled Economic and Fiscal Outlook, published in March 2024, whether he has made an estimate of future trends in the level of fraud in Universal Credit claims.
	tabling member constituency	Leicester West
	tabling member printed	Liz Kendall
	uin	20606
	answer	answer is ministerial correction date of answer 15/04/2024 answer text <p>DWP produces forecasts of overpayments in the benefit system as part of its forecasts for benefit expenditure. These are reviewed and agreed by the Office for Budget Responsibility (OBR), which uses them as part of its fiscal forecasting and to evaluate policy costings.</p><p> </p><p>As per our commitment published in the Treasury Minutes, <a href="https://committees.parliament.uk/publications/43758/documents/217144/default/" target="_blank">CP 1029 – Treasury Minutes – Government Response to the Committee of Public Accounts on the Eightieth report from Session 2022-23 and the First to the Sixth reports from Session 2023-24 (parliament.uk)</a>, we will set out our forecast in the Annual Report and Accounts for financial year 23/24, expected to be published later this year.</p> answering member constituency Blackpool North and Cleveleys answering member printed Paul Maynard question first answered 15/04/2024 14:23:30 answering member 3926 label Biography information for Paul Maynard
	tabling member	4026 label Biography information for Liz Kendall

1699009

	registered interest
	date	26/03/2024
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	AEA Group: Workplace Pensions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, with reference to the Third Report of the Work and Pensions Committee of 2023-24 on Defined benefit pension schemes, HC 144, published on 26 March 2024 and the Fifty-Seventh Report of the Committee of Public Accounts of 2022-23 on AEA Technology Pension Case, HC 1005, published on 14 June 2023, if he will publish a redress scheme for AEA Technology pension scheme members by 23 July 2024.
	tabling member constituency	Mole Valley
	tabling member printed	Sir Paul Beresford
	uin	20493
	answer	answer is ministerial correction date of answer 16/04/2024 answer text <p>This is a complex issue, which spans the responsibility of several departments. My officials are in discussion with their counterparts at the Cabinet Office.</p><p> </p><p>As part of the government’s response to the Third Report of the Work and Pensions Committee of 2023-24 on Defined Benefit pension schemes (HC144) we will carefully consider this issue, involving other relevant departments as appropriate and respond in due course.</p> answering member constituency Blackpool North and Cleveleys answering member printed Paul Maynard question first answered 16/04/2024 10:05:15 answering member 3926 label Biography information for Paul Maynard
	tabling member	103 label Biography information for Sir Paul Beresford

1699026

	registered interest
	date	26/03/2024
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	State Pension Regulations 2015
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what assessment he has made of the potential impact of the provisions of the State Pension Regulations 2015 which prevent individuals from taking (a) a lump sum payment and (b) an enhanced pension on the finances of pensioners.
	tabling member constituency	Paisley and Renfrewshire North
	tabling member printed	Gavin Newlands
	uin	20671
	answer	answer is ministerial correction date of answer 16/04/2024 answer text <p>No such specific assessment has been made.</p><p> </p><p>The Government prepared an impact assessment which looked at the effect of the new State Pension reforms overall on the various types of income that pensioners receive from the state, available at: <a href="https://assets.publishing.service.gov.uk/media/5a7df7e6ed915d74e33ef30d/pensions-act-ia-annex-a-single-tier-state-pension.pdf" target="_blank">The single-tier pension: a simple foundation for saving - Impact Assessment (publishing.service.gov.uk).</a></p><p> </p><p>This included estimates on the impacts of changes to deferral policy.</p> answering member constituency Blackpool North and Cleveleys answering member printed Paul Maynard question first answered 16/04/2024 10:08:06 answering member 3926 label Biography information for Paul Maynard
	tabling member	4420 label Biography information for Gavin Newlands

1699027

	registered interest
	date	26/03/2024
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	State Pension Regulations 2015
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, whether he plans to amend the State Pension Regulations 2015 to allow deferred pension entitlement accrued by individuals not (a) married and (b) in a civil partnership to be considered part of their estate upon death.
	tabling member constituency	Paisley and Renfrewshire North
	tabling member printed	Gavin Newlands
	uin	20672
	answer	answer is ministerial correction date of answer 16/04/2024 answer text <p>The Government has no plans to amend the State Pension Regulations 2015.</p><p> </p><p>These regulations make transitional provisions enabling a person in the new State Pension system to inherit a deferral payment where their deceased spouse or civil partner had deferred an old State Pension.</p><p> </p><p>Apart from transitional rules, it is no longer possible for a spouse or civil partner to inherit or derive State Pension entitlement from their partner, under the new State Pension system, introduced in 2016.</p><p> </p><p>If an individual is not married or in a civil partnership, it is possible for an arrears payment to made to the deceased's estate under Regulation 30 of the Social Security (Claims and Payments) Regulations 1987. A maximum of three months arrears of State Pension may be awarded which may include arrears of extra State Pension accrued by the deferral.</p> answering member constituency Blackpool North and Cleveleys answering member printed Paul Maynard question first answered 16/04/2024 10:11:14 answering member 3926 label Biography information for Paul Maynard
	tabling member	4420 label Biography information for Gavin Newlands

1699042

	registered interest
	date	26/03/2024
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Pensions: Consumer Information
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, if he will make an estimate of the number of users that will have accessed Pensions Dashboards by (a) 30 April 2025 and (b) 31 October 2026.
	tabling member constituency	Blaenau Gwent
	tabling member printed	Nick Smith
	uin	20580
	answer	answer is ministerial correction date of answer 15/04/2024 answer text <p>Pensions dashboard services will become available for widespread use by the general public at the Dashboards Available Point. A specific date for the Dashboards Available Point cannot yet be determined as the Secretary of State for Work and Pensions must first have regard to a number of relevant matters, including sufficient level of coverage, assurance of the safety, security and reliability of the service and testing of the user experience. Once satisfied that the dashboards ecosystem is ready to support widespread use, following consultation with the Money and Pensions Service, The Pensions Regulator and the Financial Conduct Authority, the Secretary of State will then issue a notice at least six months in advance of the launch of pensions dashboard services for use by the general public.</p><p>Under the central scenario (best estimate) in the impact assessment for the Pensions Dashboards (Amendment) Regulations 2023 (which can be found at: <a href="https://www.legislation.gov.uk/ukia/2023/89/pdfs/ukia_20230089_en.pdf" target="_blank">https://www.legislation.gov.uk/ukia/2023/89/pdfs/ukia_20230089_en.pdf</a>), we estimate the number of users of pensions dashboard services will increase to around 16 million in the years following the Dashboards Available Point.</p> answering member constituency Blackpool North and Cleveleys answering member printed Paul Maynard question first answered 15/04/2024 14:57:57 answering member 3926 label Biography information for Paul Maynard
	tabling member	3928 label Biography information for Nick Smith

1699045

	registered interest
	date	26/03/2024
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Pensions: Consumer Information
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, when users of the new Pensions Dashboard will be able to access financial information relating to their pensions.
	tabling member constituency	Blaenau Gwent
	tabling member printed	Nick Smith
	uin	20581
	answer	answer is ministerial correction date of answer 15/04/2024 answer text <p>Users of pensions dashboard services will be able to access financial information relating to their pensions at the Dashboards Available Point. The Dashboards Available Point is the point at which pensions dashboard services will be available for widespread use by the general public.</p><p> </p><p>A specific date for the Dashboards Available Point cannot yet be determined as the Secretary of State for Work and Pensions must first have regard to a number of relevant matters, including sufficient level of coverage, assurance of the safety, security and reliability of the service and testing of the user experience. Once satisfied that the dashboards ecosystem is ready to support widespread use, following consultation with the Money and Pensions Service, The Pensions Regulator and the Financial Conduct Authority, the Secretary of State will then issue a notice at least six months in advance of the launch of pensions dashboard services for use by the general public.</p> answering member constituency Blackpool North and Cleveleys answering member printed Paul Maynard question first answered 15/04/2024 14:19:42 answering member 3926 label Biography information for Paul Maynard
	tabling member	3928 label Biography information for Nick Smith

1699052

	registered interest
	date	26/03/2024
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Social Security Benefits: Fraud
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, whether the (a) Integrated Risk and Intelligence Service, (b) Enhanced Checking Service, (c) Risk Review Team, (d) Enhanced Review Teams, (e) Universal Credit advances claims decision risk model, (f) Common Risk Engine, (g) General Matching Service, (h) Fraud Referral and Intervention Management System, (i) Targeted Case Review and (j) any other systems rely on artificial intelligence, machine learning or algorithmic processes for fraud detection.
	tabling member constituency	Oldham East and Saddleworth
	tabling member printed	Debbie Abrahams
	uin	20635
	answer	answer is ministerial correction date of answer 16/04/2024 answer text <p>As set out in the Department’s 2022/23 Annual Report and Accounts (page 308 to 310), DWP uses advanced analytics to tackle fraud and error. These analytics include a variety of sophisticated techniques including the use of machine learning to identify patterns in claims that could suggest fraud or error, so that these claims can be reviewed by relevant DWP teams such as the Enhanced Review Team. The final decision on benefit entitlement is made by a human caseworker.</p><p> </p><p>The National Audit Office confirm that DWP have governance and processes in place to monitor the bias of these models.</p> answering member constituency Blackpool North and Cleveleys answering member printed Paul Maynard question first answered 16/04/2024 09:57:41 answering member 3926 label Biography information for Paul Maynard
	tabling member	4212 label Biography information for Debbie Abrahams

1699054

	registered interest
	date	26/03/2024
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Social Security Benefits: Fraud
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, whether any of the claim detection criteria in the targeted case review system are applied by or operated through artificial intelligence, machine learning or algorithmic processes.
	tabling member constituency	Oldham East and Saddleworth
	tabling member printed	Debbie Abrahams
	uin	20636
	answer	answer is ministerial correction date of answer 16/04/2024 answer text <p>As set out in the Department’s 2022/23 Annual Report and Accounts (page 308 to 310), DWP uses a range of advanced analytics to identify patterns in claims that could suggest fraud or error, so that these claims can be reviewed by relevant DWP teams including Targeted Case Review agents. The final decision on benefit entitlement is made by a human caseworker.</p><p> </p><p>The National Audit Office confirm that DWP have governance and processes in place to monitor the bias of these models.</p> answering member constituency Blackpool North and Cleveleys answering member printed Paul Maynard question first answered 16/04/2024 09:53:56 answering member 3926 label Biography information for Paul Maynard
	tabling member	4212 label Biography information for Debbie Abrahams