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1126310
registered interest false remove filter
date less than 2019-05-13more like thismore than 2019-05-13
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Working Links: Insolvency more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government what assessment they have made of the impact of Working Links going into administration on the charities to which it owed money. more like this
tabling member printed
Lord Hogan-Howe more like this
uin HL15670 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-05-28more like thismore than 2019-05-28
answer text <p>The Department considered the impact on stakeholders and sub-contractors, based on the Administrator’s statement of affairs at the point of Working Links going into administration, and has worked with both the Administrator and Fedcap, who have taken over a number of Working Links contracts, to minimise the impact on those supply chain partners owed monies by Working Links at the point of administration.</p> more like this
answering member printed Baroness Buscombe more like this
question first answered
less than 2019-05-28T14:19:29.63Zmore like thismore than 2019-05-28T14:19:29.63Z
answering member
3349
label Biography information for Baroness Buscombe more like this
tabling member
4693
label Biography information for Lord Hogan-Howe more like this
1127016
registered interest false remove filter
date less than 2019-05-15more like thismore than 2019-05-15
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Universal Credit more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government how many applicants for Universal Credit have made their application by means other than the online application system since its introduction; and what are the available methods for doing so. more like this
tabling member printed
Baroness Sherlock more like this
uin HL15777 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-05-29more like thismore than 2019-05-29
answer text <p>The Universal Credit Full Service Claimant Survey found that 98 per cent of claimants claimed online.</p><p> </p><p>For those claimants who are unable to access or use our digital services, assistance to make and maintain their claim is available via the Freephone Universal Credit helpline. Face-to-face support is also available in Jobcentres. In exceptional circumstances, a home visit can be arranged to support a claimant in making and maintaining their claim.</p><p> </p><p>Furthermore, the Citizens Advice Help to Claim service offers tailored, practical support to help people make a Universal Credit claim and receive their first full correct payment on time. It is available online, over the phone and face to face through local Citizens Advice services across Great Britain.</p> more like this
answering member printed Baroness Buscombe more like this
question first answered
less than 2019-05-29T13:36:32.907Zmore like thismore than 2019-05-29T13:36:32.907Z
answering member
3349
label Biography information for Baroness Buscombe more like this
tabling member
4147
label Biography information for Baroness Sherlock more like this
1127259
registered interest false remove filter
date less than 2019-05-16more like thismore than 2019-05-16
answering body
Department for Work and Pensions more like this
answering dept id 29 more like this
answering dept short name Work and Pensions more like this
answering dept sort name Work and Pensions more like this
hansard heading Office for Disability Issues: Staff more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government how many people are currenty employed directly by the Office for Disability Issues; and how many people were employed by the Office for Disability Issues at the end of each calendar year since its inception in 2005. more like this
tabling member printed
Lord Shinkwin more like this
uin HL15812 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-05-30more like thismore than 2019-05-30
answer text <p>On 9 May 2019 the current number of staff in Office for Disability Issues is 16.</p><p>The numbers of staff in preceding years was;</p><p> </p><table><tbody><tr><td><p>1 Jan 2019</p></td><td><p>15</p></td></tr><tr><td><p>1 Jan 2018</p></td><td><p>11.5</p></td></tr><tr><td><p>1 Jan 2017</p></td><td><p>13.65</p></td></tr><tr><td><p>1 Jan 2016</p></td><td><p>20.4</p></td></tr></tbody></table><p> </p><table><tbody><tr><td><p> </p></td><td><p> </p></td><td><p> </p></td></tr><tr><td><p> </p></td><td><p> </p></td><td><p> </p></td></tr></tbody></table><p>Information not available between April 2012 to December 2015 as the ODI data was subsumed into that of a larger team.</p><p> </p><p>For 2010 to 2012 figures are available for end of financial year only</p><p> </p><table><tbody><tr><td><p>March 2012</p></td><td><p>29</p></td></tr><tr><td><p>March 2011</p></td><td><p>42</p></td></tr><tr><td><p>March 2010</p></td><td><p>48</p></td></tr></tbody></table><p> </p><p>Prior to March 2010 no information is available due to the ODI data being subsumed into that of a larger team.</p>
answering member printed Baroness Buscombe more like this
question first answered
remove maximum value filtermore like thismore than 2019-05-30T12:50:52.57Z
answering member
3349
label Biography information for Baroness Buscombe more like this
tabling member
4557
label Biography information for Lord Shinkwin more like this
1126305
registered interest false remove filter
date less than 2019-05-13more like thismore than 2019-05-13
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading Insolvency more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government what was the basis for their estimate in the consultation by HMRC Protecting your taxes in insolvency, published on 26 February, that the reintroduction of preferential status for any Crown creditor would yield £185 million per annum in additional tax revenue. more like this
tabling member printed
Baroness Hayter of Kentish Town more like this
uin HL15665 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-05-22more like thismore than 2019-05-22
answer text <p>The estimate is the tax recovered from insolvencies that HM Revenue and Customs (HMRC) would not otherwise have collected before the policy was implemented. Adjustments were made for tax and payment timing.</p> more like this
answering member printed Lord Young of Cookham more like this
question first answered
less than 2019-05-22T16:21:03.407Zmore like thismore than 2019-05-22T16:21:03.407Z
answering member
57
label Biography information for Lord Young of Cookham more like this
tabling member
4159
label Biography information for Baroness Hayter of Kentish Town more like this
1126306
registered interest false remove filter
date less than 2019-05-13more like thismore than 2019-05-13
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading Insolvency more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government whether the proposals in the consultation by HMRC Protecting your taxes in insolvency, published on 26 February, to reintroduce preferential status for any Crown creditor takes into account lost Government revenue resulting from other taxpayers suffering additional bad debts due to the priority payment of HMRC, and any consequential loss to the economy resulting other taxpayers themselves becoming insolvent due to an increased burden of bad debt; and what assessment, if any, they have made of the impact of that change on lending. more like this
tabling member printed
Baroness Hayter of Kentish Town more like this
uin HL15666 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-05-22more like thismore than 2019-05-22
answer text <p>The ‘Protecting your taxes in insolvency’ proposals take into account lost government revenue resulting from other taxpayers suffering additional bad debts due to the priority payment of HMRC.</p><p> </p><p>Lending against fixed assets will not be impacted by this measure, but lending against floating assets will be impacted, as HMRC will move above secured creditors with floating charges in insolvencies.</p><p> </p><p>At Budget 2018, the independent OBR chose not to make any adjustments to their economic forecast in response to this measure.</p> more like this
answering member printed Lord Young of Cookham more like this
question first answered
less than 2019-05-22T16:22:56.03Zmore like thismore than 2019-05-22T16:22:56.03Z
answering member
57
label Biography information for Lord Young of Cookham more like this
tabling member
4159
label Biography information for Baroness Hayter of Kentish Town more like this
1126332
registered interest false remove filter
date less than 2019-05-13more like thismore than 2019-05-13
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading Banking Hubs: Competition more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government what plans they have, if any, to update competition law to allow for shared banking hubs in areas where local bank branches have been closed. more like this
tabling member printed
Lord Taylor of Warwick more like this
uin HL15692 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-05-22more like thismore than 2019-05-22
answer text <p>Branch closures can be difficult for the communities affected and the Government pays close attention to this issue. However, the decision to close a branch is a commercial one for a firm, and Government does not intervene in those decisions.</p><p> </p><p>However, the Government is equally clear that as banking providers seek to respond to technological advances and changes in customer behaviour, they must also consider carefully the needs of those who still rely on their local bank branch. Since May 2017, the major high street banks have been signed up to the Access to Banking Standard, which commits them to work with customers and communities to minimise the impact of branch closures and put in place alternative banking services.</p><p> </p><p>The Government also supports the Post Office Banking Framework Agreement which enables 99% of the UK’s personal and 95% of the UK’s small business customers to withdraw money, deposit cash and cheques and check balances at any one of the Post Office’s network of 11,500 branches.</p><p> </p><p> </p><p>While banks do have to comply with competition law, there is no specific regulation that prevents banks from sharing branches or other premises where their strategies align. The Government therefore has no plans to update competition law on this basis. Government does not intervene in these commercial decisions, but will continue to encourage banks to think creatively about how they can ensure that consumers can access a wide range of banking services on a sustainable basis. For example, NatWest, Lloyds Bank and Barclays are trialling shared business banking hubs in 6 locations across the UK in the coming weeks.</p>
answering member printed Lord Young of Cookham more like this
question first answered
less than 2019-05-22T16:37:43.297Zmore like thismore than 2019-05-22T16:37:43.297Z
answering member
57
label Biography information for Lord Young of Cookham more like this
tabling member
1796
label Biography information for Lord Taylor of Warwick more like this
1126718
registered interest false remove filter
date less than 2019-05-14more like thismore than 2019-05-14
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading Loans more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government whether they have modelled the systemic risk impact of growth in instructional, non bank, lending. more like this
tabling member printed
Lord Myners more like this
uin HL15735 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-05-22more like thismore than 2019-05-22
answer text <p>The Financial Policy Committee (FPC) of the Bank of England was set up to identify, monitor and take action to remove or reduce systemic risks with a view to protecting and enhancing the resilience of the UK financial system as part of the new financial regulatory framework legislated for under The Financial Services Act 2012. Part of the FPC’s remit includes the responsibility for assessing risks in the financial system, including from the non-bank financial system. The FPC set out its most recent assessment of financial stability risks from the non-bank financial sector in its 28th November 2018 Financial Stability Report.</p> more like this
answering member printed Lord Young of Cookham more like this
question first answered
less than 2019-05-22T16:28:54.077Zmore like thismore than 2019-05-22T16:28:54.077Z
answering member
57
label Biography information for Lord Young of Cookham more like this
tabling member
3869
label Biography information for Lord Myners more like this
1127020
registered interest false remove filter
date less than 2019-05-15more like thismore than 2019-05-15
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading Credit more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government what assessment they have made of any increase in complaints regarding short-term and payday lenders related to those suffering with problem debt. more like this
tabling member printed
Lord Taylor of Warwick more like this
uin HL15781 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-05-22more like thismore than 2019-05-22
answer text <p>The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility to the Financial Conduct Authority (FCA) on 1 April 2014.</p><p> </p><p>The FCA requires payday lenders to carry out robust affordability checks, limits the number of times a payday loan can be rolled over to two, places tough restrictions on lenders’ use of continuous payment authorities, and requires all payday lending adverts to include a risk warning and information about where to get free debt advice.</p><p> </p><p>The Government has given the FCA strong powers to protect consumers and to take action against firms and individuals that do not meet its standards. In 2018, the FCA issued total fines of £60 million.</p><p><strong> </strong></p><p>On problem debt more broadly, the Government is implementing its manifesto commitment to introduce a breathing space and statutory debt repayment plan. The two polices aim to give people in problem debt the opportunity to take control of their finances and put them on a sustainable footing.</p>
answering member printed Lord Young of Cookham more like this
question first answered
less than 2019-05-22T16:23:21.48Zmore like thismore than 2019-05-22T16:23:21.48Z
answering member
57
label Biography information for Lord Young of Cookham more like this
tabling member
1796
label Biography information for Lord Taylor of Warwick more like this
1126686
registered interest false remove filter
date less than 2019-05-14more like thismore than 2019-05-14
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading Company Cars: Taxation more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government when they plan to announce the benefits in kind rate for company cars for the years after 2021; and what assessment they have made of the impact on car owners of the rates not yet being publicly available. more like this
tabling member printed
Lord Berkeley more like this
uin HL15703 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-05-23more like thismore than 2019-05-23
answer text <p>The government aims to publish emissions-based company car tax rates in advance to help employees and industry plan.</p><p> </p><p>However, as emissions testing changes in 2020, the government is reviewing the impact of the new Worldwide Light vehicle Test Procedure (WLTP) on vehicle taxes. The government will respond shortly to the review.</p> more like this
answering member printed Lord Young of Cookham more like this
question first answered
less than 2019-05-23T16:34:35.163Zmore like thismore than 2019-05-23T16:34:35.163Z
answering member
57
label Biography information for Lord Young of Cookham more like this
tabling member
3526
label Biography information for Lord Berkeley more like this
1126719
registered interest false remove filter
date less than 2019-05-14more like thismore than 2019-05-14
answering body
Treasury more like this
answering dept id 14 more like this
answering dept short name Treasury more like this
answering dept sort name Treasury more like this
hansard heading London Capital & Finance: Insolvency more like this
house id 2 more like this
legislature
25277
pref label House of Lords more like this
question text To ask Her Majesty's Government whether the proposed independent review of the Financial Conduct Authority's (FCA) supervision of London Capital and Finance will be supported by (1) an independent secretariat, or (2) secondees from the (a) FCA, (b) Prudential Regulation Authority, (c) HM Treasury, or (d) Bank of England. more like this
tabling member printed
Lord Myners more like this
uin HL15736 more like this
answer
answer
is ministerial correction false more like this
date of answer less than 2019-05-23more like thismore than 2019-05-23
answer text <p>On 23<sup>rd</sup> May, the Economic Secretary to the Treasury laid before Parliament a Direction requiring the Financial Conduct Authority (FCA) to carry out an independent investigation into the events and circumstances surrounding the failure of London Capital and Finance. The operational resourcing of this investigation will be a matter for the FCA and Dame Elizabeth Gloster, the independent investigator it appointed.</p> more like this
answering member printed Lord Young of Cookham more like this
question first answered
less than 2019-05-23T16:38:21.867Zmore like thismore than 2019-05-23T16:38:21.867Z
answering member
57
label Biography information for Lord Young of Cookham more like this
tabling member
3869
label Biography information for Lord Myners more like this