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1126866

	registered interest
	date	15/05/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Pensions: Consumer Information
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how much funding (a) has been and (b) is planned to be allocated to the Money and Pensions Service for the delivery of pensions dashboards in (i) 2019-20 and (ii) each of the three subsequent years from (A) the financial services levy on FCA-regulated firms, (B) the general levy on pension schemes and (C) general taxation.
	tabling member constituency	East Renfrewshire
	tabling member printed	Paul Masterton
	uin	254866
	answer	answer is ministerial correction date of answer 24/05/2019 answer text <p>Pensions dashboard are a priority of this Government. The Government is committed to ensuring that the Money and Pensions Service has the funding necessary to develop the non-commercial dashboard and to work with industry, through the Industry Delivery Group (IDG), to develop the dashboard architecture.</p><p> </p><p>The Money and Pensions Service has £8.2m funding for 2019/20 to begin development of the non-commercial dashboard and the dashboard architecture. This funding consists of:</p><ul><li>£1.2m from the Department’s Autumn Budget 2018 settlement to cover the initial set up costs for the Industry Delivery Group.</li><li>£4.7m from the pensions guidance element of the Financial Services Levy.</li><li>£2.3m from the General Pensions Levy.</li></ul><p> </p><p>We will continue to work with the Money and Pensions Service to understand the future development and ongoing maintenance costs over future years, including over the next three years to ensure sufficient funding is allocated from the levies.</p> answering member constituency Hexham answering member printed Guy Opperman grouped question UIN 254867 question first answered 24/05/2019 08:35:53 answering member 4142 label Biography information for Guy Opperman
	tabling member	4625 label Biography information for Paul Masterton

1126868

	registered interest
	date	15/05/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Pensions: Consumer Information
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how funding for the Money and Pension Service for delivery of pensions dashboards will be allocated between (a) the delivery of a non-commercial dashboard hosted by the Money and Pensions Service and (b) the Industry Delivery group for implementation of the wider project.
	tabling member constituency	East Renfrewshire
	tabling member printed	Paul Masterton
	uin	254867
	answer	answer is ministerial correction date of answer 24/05/2019 answer text <p>Pensions dashboard are a priority of this Government. The Government is committed to ensuring that the Money and Pensions Service has the funding necessary to develop the non-commercial dashboard and to work with industry, through the Industry Delivery Group (IDG), to develop the dashboard architecture.</p><p> </p><p>The Money and Pensions Service has £8.2m funding for 2019/20 to begin development of the non-commercial dashboard and the dashboard architecture. This funding consists of:</p><ul><li>£1.2m from the Department’s Autumn Budget 2018 settlement to cover the initial set up costs for the Industry Delivery Group.</li><li>£4.7m from the pensions guidance element of the Financial Services Levy.</li><li>£2.3m from the General Pensions Levy.</li></ul><p> </p><p>We will continue to work with the Money and Pensions Service to understand the future development and ongoing maintenance costs over future years, including over the next three years to ensure sufficient funding is allocated from the levies.</p> answering member constituency Hexham answering member printed Guy Opperman grouped question UIN 254866 question first answered 24/05/2019 08:35:53 answering member 4142 label Biography information for Guy Opperman
	tabling member	4625 label Biography information for Paul Masterton

1129988

	registered interest
	date	05/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Pensions: Consumer Information
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what steps she is taking to ensure that consumer interest is central to the development of the pensions dashboard product.
	tabling member constituency	Wallasey
	tabling member printed	Ms Angela Eagle
	uin	260556
	answer	answer is ministerial correction date of answer 10/06/2019 answer text <p>Pension dashboards are a priority for this government and ensuring they are delivered in the interest of consumers is of the upmost importance to us.</p><p> </p><p>That is why the Money and Pensions Service will convene an industry delivery group to oversee the development, delivery and governance of dashboards. On 3 June 2019, the Money and Pensions Service announced that Chris Curry from the Pensions Policy Institute will be the Principal of the industry delivery group, the most senior role within the group. As the Principal, he will identify and agree who in industry will sit on the delivery group to ensure they are best placed to deliver dashboards for the benefit of the consumer. The industry delivery group will be made up of stakeholders from across the industry, consumer groups, regulators and government.</p><p>Once the industry delivery group is up and running, what we expect to see from them in 2019 is to:</p><ul><li>create a roadmap for delivering the supporting architecture;</li><li>start to work with industry on agreeing data standards and schemes readiness to provide data and;</li><li>design a robust governance and security framework.</li></ul><p>In parallel we expect industry to start creating and testing consumer facing dashboards. This will help determine what information is necessary and show how it can be presented in a meaningful way that best meets the needs of the consumer. The industry delivery group must carefully consider how and when the first live dashboards are promoted to consumers.</p><p>We also set out in the government’s response to the consultation on pensions dashboards, the ten design principles which the industry delivery group must adhere to when designing the dashboard system to help ensure the privacy and security of individual’s data. These include that the system must comply with the Data Protection Act 2018 and General Data Protection Regulation and that the system must not include a central database.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 10/06/2019 15:47:35 answering member 4142 label Biography information for Guy Opperman
	tabling member	491 label Biography information for Dame Angela Eagle

1129990

	registered interest
	date	05/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Pensions: Consumer Information
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what steps she is taking to ensure that consumers' state pension information is available on the pensions dashboard.
	tabling member constituency	Wallasey
	tabling member printed	Ms Angela Eagle
	uin	260557
	answer	answer is ministerial correction date of answer 11/06/2019 answer text <p>Pension dashboards are digital interfaces that will allow individuals to see their pensions savings, including their state pension information online in one place to assist them with their retirement planning.</p><p>At Budget 2018, we committed to providing state pension information via dashboards and we are working with HM Revenue &amp; Customs to make this happen at the earliest possible opportunity.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 11/06/2019 16:58:07 answering member 4142 label Biography information for Guy Opperman
	tabling member	491 label Biography information for Dame Angela Eagle

1129991

	registered interest
	date	05/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Pensions: Consumer Information
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, whether she plans to make it compulsory for pension providers to give their data to the pensions dashboard.
	tabling member constituency	Wallasey
	tabling member printed	Ms Angela Eagle
	uin	260558
	answer	answer is ministerial correction date of answer 11/06/2019 answer text <p>Yes.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 11/06/2019 12:10:50 answering member 4142 label Biography information for Guy Opperman
	tabling member	491 label Biography information for Dame Angela Eagle

1131014

	registered interest
	date	10/06/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Pensions: Consumer Information
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, with reference to the Association of British Insurer's report: Principles for tailoring retirement risk warnings, published in May 2019, what assessment she has made of the potential merits of ensuring that age-appropriate warnings are provided when information is given on (a) pension scams, (b) employer contributions in relation to pensions, (c) tax matters in relation to pensions, (c) life expectancy in relation to financial planning and (d) lasting power of attorney in relation to financial and health matters.
	tabling member constituency	Newcastle-under-Lyme
	tabling member printed	Paul Farrelly
	uin	262270
	answer	answer is ministerial correction date of answer 13/06/2019 answer text <p>The Department for Work and Pensions has engaged with the Financial Conduct Authority on their proposals to improve the information received by pension scheme members. The department is working with the Pension Regulator as to how best to introduce equivalent measures for occupational pension schemes and will also seek to involve industry stakeholders such as the Association of British Insurers in this work.</p><p /><p>The Government considers that providing people with the right information at the right time can be key in helping them make more effective decisions about their pension savings. It is sensible to tailor communications to people’s circumstances. There will be some differences in the information someone in work would find more helpful than someone aged 75 or over who is already retired. It is important, however, that all savers are alerted to the risks posed by pension scams and we welcome the inclusion of that messaging in the approach proposed by the Association of British Insurers.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 13/06/2019 10:57:04 answering member 4142 label Biography information for Guy Opperman
	tabling member	1436 label Biography information for Paul Farrelly

1140256

	registered interest
	date	18/07/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Pensions: Consumer Information
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what steps her Department has taken to assess how the Pensions Dashboard could connect into private pension schemes using a federated Digital Identity.
	tabling member constituency	Eastbourne
	tabling member printed	Stephen Lloyd
	uin	278951
	answer	answer is ministerial correction date of answer 23/07/2019 answer text <p>The Government’s response to the consultation on pensions dashboards set out that it is the responsibility of the industry delivery group to agree a standardised level of digital identity to make dashboards work, working closely with industry and the government. We are clear that it must comply with the National Cyber Security Centre’s Good Practice Guide 45. Therefore, it will ultimately be the responsibility of the industry delivery group reporting to the Money and Pensions Service to identify a digital identity solution(s) for dashboards that meet these standards and to make a decision on whether those digital identity solution(s) use a federated digital identity.</p><p> </p><p><a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/792303/government-response-pensions-dashboards.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/792303/government-response-pensions-dashboards.pdf</a></p> answering member constituency Hexham answering member printed Guy Opperman question first answered 23/07/2019 11:27:18 answering member 4142 label Biography information for Guy Opperman
	tabling member	3968 label Biography information for Stephen Lloyd

1175415

	registered interest
	date	30/01/2020
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Pensions: Consumer Information
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what plans they have, if any, to make pension dashboards interoperable with Open Banking, including the processes for customer authentication.
	tabling member printed	Lord Tyrie
	uin	HL1229
	answer	answer is ministerial correction date of answer 06/02/2020 answer text <p>The Government recognises the achievements made by Open Banking and the potential for the Industry Delivery Group, as a part of the Money and Pensions Service to learn from their experience to inform the development of pensions dashboards. At the same time, we recognise that Open Banking aims to improve consumer outcomes in an environment where consumers already know what they have and who they bank with, which enables consumers to authenticate themselves directly with their bank provider.</p><p> </p><p>The Department for Work and Pensions response to its consultation on pensions dashboards highlighted where there were potential opportunities to align with Open Banking for example, on some aspects of the data standards and the governance register. The Department for Work and Pensions is working with the Department for Business, Energy and Industrial Strategy, which is currently leading a smart data review that is looking at ways to promote interoperability across financial services and other sectors. The Department for Business, Energy and Industrial Strategy’s proposals, following on from its consultation paper from June 2019, will be published in due course.</p> answering member printed Baroness Stedman-Scott question first answered 06/02/2020 16:05:48 answering member 4174 label Biography information for Baroness Stedman-Scott
	tabling member	112 label Biography information for Lord Tyrie

1244415

	registered interest
	date	19/10/2020
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Pensions: Consumer Information
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, if she will make it her policy for pensions dashboards to highlight information on responsible investment; and if she will make a statement.
	tabling member constituency	East Ham
	tabling member printed	Stephen Timms
	uin	105276
	answer	answer is ministerial correction date of answer 22/10/2020 answer text <p>The Pensions Dashboards Programme consulted on what additional information dashboards could initially show in its summer Call for Input on data. This included the potential to signpost users to schemes’ Statement of Investment Principles and Implementation documents, which include information on schemes’ environmental, social and governance (ESG) policies and work.</p><p> </p><p>A summary of the responses to the Call for Input will shortly be published alongside the Programme’s next Progress Update Report, on its website – <a href="http://www.pensionsdashboardsprogramme.org.uk" target="_blank">www.pensionsdashboardsprogramme.org.uk</a>.</p><p><strong> </strong></p><p>The Government will work with the Pensions Dashboard Programme to assess and review their recommendations as to the extent of content on the dashboard. The initial dashboard will be simple in design bit it is intended that it will have much more information as it develops.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 22/10/2020 15:44:24 answering member 4142 label Biography information for Guy Opperman
	tabling member	163 label Biography information for Sir Stephen Timms

1524058

	registered interest
	date	19/10/2022
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Pensions: Consumer Information
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what recent progress has been made on pensions dashboards.
	tabling member constituency	Reading East
	tabling member printed	Matt Rodda
	uin	67188
	answer	answer is ministerial correction date of answer 24/10/2022 answer text <p>Pensions dashboards will make it easier for people to see their pensions information, including their State Pension, in one place online at the touch of a smartphone, laptop, or computer at home. This will help to put people in greater control of their pensions and reconnect them with any lost pension pots.</p><p>The Government has made significant progress in facilitating the delivery of pensions dashboards, working in close collaboration with key delivery partners including the Pensions Dashboards Programme, which is part of the Money and Pensions Service, the Pensions Regulator and the Financial Conduct Authority.</p><p>Following extensive consultation with industry and other interested parties, the Department laid the <a href="https://www.legislation.gov.uk/ukdsi/2022/9780348239645/contents" target="_blank">draft Pensions Dashboards Regulations 2022</a>, in Parliament, on 17 October 2022. This is an important milestone, setting out detailed requirements for occupational pension schemes and for organisations seeking to provide a qualifying pensions dashboard service. The Financial Conduct Authority intends to publish final rules for personal and stakeholder pensions shortly. The Pensions Regulator is providing support to help schemes meet their connection deadlines, including through guidance and writing to schemes at least 12 months ahead of their deadline.</p><p>The Pensions Dashboards Programme is responsible for delivering the digital architecture that will make dashboards work and is due to publish its next progress update report in the coming weeks. The overall delivery timetable remains on track with the Programme focused on building and testing the digital architecture to enable the first cohort of schemes to connect from April 2023.</p><p><strong> </strong></p> answering member constituency Brentwood and Ongar answering member printed Alex Burghart question first answered 24/10/2022 15:12:42 answering member 4613 label Biography information for Alex Burghart
	tabling member	4654 label Biography information for Matt Rodda