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1126686

	registered interest
	date	14/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Company Cars: Taxation
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government when they plan to announce the benefits in kind rate for company cars for the years after 2021; and what assessment they have made of the impact on car owners of the rates not yet being publicly available.
	tabling member printed	Lord Berkeley
	uin	HL15703
	answer	answer is ministerial correction date of answer 23/05/2019 answer text <p>The government aims to publish emissions-based company car tax rates in advance to help employees and industry plan.</p><p> </p><p>However, as emissions testing changes in 2020, the government is reviewing the impact of the new Worldwide Light vehicle Test Procedure (WLTP) on vehicle taxes. The government will respond shortly to the review.</p> answering member printed Lord Young of Cookham question first answered 23/05/2019 16:34:35 answering member 57 label Biography information for Lord Young of Cookham
	tabling member	3526 label Biography information for Lord Berkeley

1126718

	registered interest
	date	14/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government whether they have modelled the systemic risk impact of growth in instructional, non bank, lending.
	tabling member printed	Lord Myners
	uin	HL15735
	answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>The Financial Policy Committee (FPC) of the Bank of England was set up to identify, monitor and take action to remove or reduce systemic risks with a view to protecting and enhancing the resilience of the UK financial system as part of the new financial regulatory framework legislated for under The Financial Services Act 2012. Part of the FPC’s remit includes the responsibility for assessing risks in the financial system, including from the non-bank financial system. The FPC set out its most recent assessment of financial stability risks from the non-bank financial sector in its 28th November 2018 Financial Stability Report.</p> answering member printed Lord Young of Cookham question first answered 22/05/2019 16:28:54 answering member 57 label Biography information for Lord Young of Cookham
	tabling member	3869 label Biography information for Lord Myners

1126719

	registered interest
	date	14/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	London Capital & Finance: Insolvency
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government whether the proposed independent review of the Financial Conduct Authority's (FCA) supervision of London Capital and Finance will be supported by (1) an independent secretariat, or (2) secondees from the (a) FCA, (b) Prudential Regulation Authority, (c) HM Treasury, or (d) Bank of England.
	tabling member printed	Lord Myners
	uin	HL15736
	answer	answer is ministerial correction date of answer 23/05/2019 answer text <p>On 23<sup>rd</sup> May, the Economic Secretary to the Treasury laid before Parliament a Direction requiring the Financial Conduct Authority (FCA) to carry out an independent investigation into the events and circumstances surrounding the failure of London Capital and Finance. The operational resourcing of this investigation will be a matter for the FCA and Dame Elizabeth Gloster, the independent investigator it appointed.</p> answering member printed Lord Young of Cookham question first answered 23/05/2019 16:38:21 answering member 57 label Biography information for Lord Young of Cookham
	tabling member	3869 label Biography information for Lord Myners

1127020

	registered interest
	date	15/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Credit
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what assessment they have made of any increase in complaints regarding short-term and payday lenders related to those suffering with problem debt.
	tabling member printed	Lord Taylor of Warwick
	uin	HL15781
	answer	answer is ministerial correction date of answer 22/05/2019 answer text <p>The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility to the Financial Conduct Authority (FCA) on 1 April 2014.</p><p> </p><p>The FCA requires payday lenders to carry out robust affordability checks, limits the number of times a payday loan can be rolled over to two, places tough restrictions on lenders’ use of continuous payment authorities, and requires all payday lending adverts to include a risk warning and information about where to get free debt advice.</p><p> </p><p>The Government has given the FCA strong powers to protect consumers and to take action against firms and individuals that do not meet its standards. In 2018, the FCA issued total fines of £60 million.</p><p><strong> </strong></p><p>On problem debt more broadly, the Government is implementing its manifesto commitment to introduce a breathing space and statutory debt repayment plan. The two polices aim to give people in problem debt the opportunity to take control of their finances and put them on a sustainable footing.</p> answering member printed Lord Young of Cookham question first answered 22/05/2019 16:23:21 answering member 57 label Biography information for Lord Young of Cookham
	tabling member	1796 label Biography information for Lord Taylor of Warwick

1127252

	registered interest
	date	16/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Import Duties
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government how much revenue is raised from tariffs on products not grown or produced in the UK.
	tabling member printed	Lord Lilley
	uin	HL15805
	answer	answer is ministerial correction date of answer 23/05/2019 answer text <p>The total amount received in Customs Duties in 2017-18 was £3.4 billion.</p> answering member printed Lord Young of Cookham question first answered 23/05/2019 15:15:54 answering member 57 label Biography information for Lord Young of Cookham
	tabling member	68 label Biography information for Lord Lilley

1127253

	registered interest
	date	16/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	UK Trade with EU
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what assessment they have made of the costs to businesses of (1) completing movement certificates, and (2) having those certificates stamped at borders, if the UK is in a customs union with the EU after Brexit.
	tabling member printed	Lord Lilley
	uin	HL15806
	answer	answer is ministerial correction date of answer 23/05/2019 answer text <p>The Government is seeking a new customs arrangement that provides the most frictionless trade possible in goods between the UK and the EU.</p><p> </p><p>The cost to businesses of any information requirements would depend on the precise nature of the arrangement.</p><p> </p> answering member printed Lord Young of Cookham question first answered 23/05/2019 15:16:15 answering member 57 label Biography information for Lord Young of Cookham
	tabling member	68 label Biography information for Lord Lilley

1127420

	registered interest
	date	20/05/2019
	answering body	Cabinet Office
	answering dept id	53
	answering dept short name	Cabinet Office
	answering dept sort name	Cabinet Office
	hansard heading	Royal Commissions
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government how many Royal Commissions have been established since 1989; what was the topic of each; and what recommendations of each they adopted.
	tabling member printed	Lord Foulkes of Cumnock
	uin	HL15831
	answer	answer is ministerial correction date of answer 04/06/2019 answer text <p>Three Royal Commissions have been established since 1989:</p><p> </p><ul><li><p>Royal Commission on Criminal Justice</p></li><li><p>Royal Commission on Long-term Care of the Elderly</p></li><li><p>Royal Commission on Reform of the House of Lords</p></li></ul><p> </p><p>Government departments will have responded to the relevant Royal Commission reports, and those responses are a matter of public record.</p><p> </p> answering member printed Lord Young of Cookham question first answered 04/06/2019 14:24:30 answering member 57 label Biography information for Lord Young of Cookham
	tabling member	579 label Biography information for Lord Foulkes of Cumnock

1127433

	registered interest
	date	20/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Brexit
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what their latest estimate is of the impact on GDP in each year between 2019 and 2033 of leaving the EU without a withdrawal agreement in place.
	tabling member printed	Lord Livermore
	uin	HL15844
	answer	answer is ministerial correction date of answer 04/06/2019 answer text <p>The Government’s analysis on the economic effects of EU exit looks at the long-term impacts. Within their statutory mandates, the Bank of England and the OBR produce short-to-medium term forecasts for the UK economy which will reflect their independent judgements regarding the impact of leaving the EU.</p> answering member printed Lord Young of Cookham question first answered 04/06/2019 13:47:03 answering member 57 label Biography information for Lord Young of Cookham
	tabling member	4559 label Biography information for Lord Livermore

1127435

	registered interest
	date	20/05/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Overseas Trade
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what estimate they have made of the impact on UK GDP from (1) leaving the EU's single market, and (2) negotiating a free trade agreement with the United States.
	tabling member printed	Lord Livermore
	uin	HL15846
	answer	answer is ministerial correction date of answer 04/06/2019 answer text <p>The Government has published a detailed set of economic analyses on the long-term impacts of EU exit on the UK economy, its sectors, nations and regions and the public finances – covering multiple EU exit scenarios. The analysis finds that the spectrum of outcomes for the future UK-EU relationship would deliver significantly higher economic output than the no deal scenario.</p><p> </p><p>In keeping with the government’s ambitious free trade agenda, the analysis assumes that, in the long run, the UK secures agreements with a broad range of potential trading partners, including, but not limited to, the United States, Australia, New Zealand, and other members of the Comprehensive and Progressive Agreement for Trans-Pacific Partnership. The analysis estimates that in the long run these trade agreements could increase UK GDP by up to 0.2 percentage points.</p><p> </p><p>The complete analysis can be found in the “EU Exit: Long-Term Economic Analysis” paper, which is available on the Gov.uk website in Exiting the European Union: Publications section.</p> answering member printed Lord Young of Cookham question first answered 04/06/2019 13:47:30 answering member 57 label Biography information for Lord Young of Cookham
	tabling member	4559 label Biography information for Lord Livermore

1127990

	registered interest
	date	21/05/2019
	answering body	Cabinet Office
	answering dept id	53
	answering dept short name	Cabinet Office
	answering dept sort name	Cabinet Office
	hansard heading	Electoral Register: Data Protection
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government, further to the Written Answers by Lord Young of Cookham on 5 June 2018 (HL7937) and 20 November 2018 (HL11157), what is their proposed timetable for amending the secondary legislation on electoral registers in the light of the commitments made by Ministers during the Data Protection Bill; and what were the conclusions of the discussions with the Parliamentary Parties Panel on this matter.
	tabling member printed	Lord Gilbert of Panteg
	uin	HL15875
	answer	answer is ministerial correction date of answer 05/06/2019 answer text <p>The Parliamentary Parties Panel indicated broad support for the proposal to amend secondary legislation on electoral registers, in light of the commitments made during the Data Protection Bill to support democratic engagement. The Government intends to engage further with the appropriate stakeholders, with a view to then making any necessary amendments to secondary legislation.</p> answering member printed Lord Young of Cookham question first answered 05/06/2019 16:28:46 answering member 57 label Biography information for Lord Young of Cookham
	tabling member	4543 label Biography information for Lord Gilbert of Panteg