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1125860
star this property registered interest false more like this
star this property date less than 2019-05-09more like thismore than 2019-05-09
star this property answering body
Department for Transport more like this
star this property answering dept id 27 more like this
star this property answering dept short name Transport more like this
star this property answering dept sort name Transport more like this
star this property hansard heading Airline Insolvency Review more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what assessment they have made of the response from representatives of the aviation industry to the proposals outlined in the Airline Insolvency Review. more like this
star this property tabling member printed
Lord Taylor of Warwick remove filter
star this property uin HL15650 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-05-21more like thismore than 2019-05-21
star this property answer text <p>The Government has not made any assessment of the immediate response from the aviation industry to the Final Report from the independent Airline Insolvency Review, which was published on 9 May 2019.</p><p> </p><p>In the Written Ministerial Statement (HCWS 1546) on the 9 May 2019, the Secretary of State for Transport noted that Government is considering the range of options put forward by the review and will work swiftly to introduce the reforms that are needed to ensure a strong level of consumer protection and value for money for the taxpayer. In doing so the Secretary of State also acknowledged a need to consider the challenges faced by the aviation sector.</p><p> </p><p>The Secretary of State also indicated in the Written Ministerial Statement (HCWS 1546) on the 9 May 2019, that he would welcome views on the independent Airline Insolvency Review recommendations, including those from the aviation industry, as part of the ongoing consultation on Aviation 2050 and is encouraging stakeholders to respond by the 20 June 2019 when the consultation closes.</p><p> </p><p> </p><p> </p>
star this property answering member printed Baroness Vere of Norbiton more like this
star this property question first answered
less than 2019-05-21T14:13:16.52Zmore like thismore than 2019-05-21T14:13:16.52Z
star this property answering member
4580
star this property label Biography information for Baroness Vere of Norbiton more like this
star this property tabling member
1796
unstar this property label Biography information for Lord Taylor of Warwick more like this
1125859
star this property registered interest false more like this
star this property date less than 2019-05-09more like thismore than 2019-05-09
star this property answering body
Department for Digital, Culture, Media and Sport more like this
star this property answering dept id 10 more like this
star this property answering dept short name Digital, Culture, Media and Sport more like this
star this property answering dept sort name Digital, Culture, Media and Sport more like this
star this property hansard heading Artificial Intelligence: Data Protection more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what steps they are taking to encourage large providers of artificial intelligence technology to ensure greater privacy rights for customers. more like this
star this property tabling member printed
Lord Taylor of Warwick remove filter
star this property uin HL15649 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-05-21more like thismore than 2019-05-21
star this property answer text <p>The Data Protection Act 2018 set new standards for protecting personal data, in accordance with the General Data Protection Regulation. It imposed strict obligations on organisations to ensure that personal data is processed safely and securely. Organisations which fail to comply with the new legislation may be investigated by the Information Commissioner’s Office and subject to substantial fines.</p><p> </p><p>All organisations that process personal information must comply with data protection principles. One of these principles states that organisations shall be fair, lawful and transparent in the collection and use of personal data. That means all relevant organisations, including providers of artificial intelligence technology, must clearly explain and justify what they will be doing with personal information that they collect.</p><p> </p><p>The Government has also recently set up the Centre for Data Ethics and Innovation to identify and address any gaps in the data and AI governance landscape, as and when they emerge. The Centre will provide independent expert advice to Government on the measures needed to enable and ensure safe, ethical and innovative use of data and technology.</p>
star this property answering member printed Lord Ashton of Hyde more like this
star this property question first answered
less than 2019-05-21T11:10:11.39Zmore like thismore than 2019-05-21T11:10:11.39Z
star this property answering member
4247
star this property label Biography information for Lord Ashton of Hyde more like this
star this property tabling member
1796
unstar this property label Biography information for Lord Taylor of Warwick more like this
1126332
star this property registered interest false more like this
star this property date less than 2019-05-13more like thismore than 2019-05-13
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Banking Hubs: Competition more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what plans they have, if any, to update competition law to allow for shared banking hubs in areas where local bank branches have been closed. more like this
star this property tabling member printed
Lord Taylor of Warwick remove filter
star this property uin HL15692 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-05-22more like thismore than 2019-05-22
star this property answer text <p>Branch closures can be difficult for the communities affected and the Government pays close attention to this issue. However, the decision to close a branch is a commercial one for a firm, and Government does not intervene in those decisions.</p><p> </p><p>However, the Government is equally clear that as banking providers seek to respond to technological advances and changes in customer behaviour, they must also consider carefully the needs of those who still rely on their local bank branch. Since May 2017, the major high street banks have been signed up to the Access to Banking Standard, which commits them to work with customers and communities to minimise the impact of branch closures and put in place alternative banking services.</p><p> </p><p>The Government also supports the Post Office Banking Framework Agreement which enables 99% of the UK’s personal and 95% of the UK’s small business customers to withdraw money, deposit cash and cheques and check balances at any one of the Post Office’s network of 11,500 branches.</p><p> </p><p> </p><p>While banks do have to comply with competition law, there is no specific regulation that prevents banks from sharing branches or other premises where their strategies align. The Government therefore has no plans to update competition law on this basis. Government does not intervene in these commercial decisions, but will continue to encourage banks to think creatively about how they can ensure that consumers can access a wide range of banking services on a sustainable basis. For example, NatWest, Lloyds Bank and Barclays are trialling shared business banking hubs in 6 locations across the UK in the coming weeks.</p>
star this property answering member printed Lord Young of Cookham more like this
star this property question first answered
less than 2019-05-22T16:37:43.297Zmore like thismore than 2019-05-22T16:37:43.297Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
1796
unstar this property label Biography information for Lord Taylor of Warwick more like this
1126331
star this property registered interest false more like this
star this property date less than 2019-05-13more like thismore than 2019-05-13
star this property answering body
Home Office more like this
star this property answering dept id 1 more like this
star this property answering dept short name Home Office more like this
star this property answering dept sort name Home Office more like this
star this property hansard heading Biometrics more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what assessment they have made of the accuracy of facial recognition technology. more like this
star this property tabling member printed
Lord Taylor of Warwick remove filter
star this property uin HL15691 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-05-24more like thismore than 2019-05-24
star this property answer text <p>Facial recognition is a fast evolving area of technology with the potential to streamline identity verification and authentication processes across Government and the private sector. When used in the appropriate setting and context, it has proved to be a very reliable and accurate tool.</p><p>Its performance is dependent on a number of variables, from the quality of the images, environmental factors, the specific algorithm used, the thresholds or risk profile applied and many other factors. Possible matches produced by LFR systems are always checked by a human operator before deciding what, if any, action to take.</p> more like this
star this property answering member printed Baroness Williams of Trafford more like this
star this property question first answered
less than 2019-05-24T12:18:24.197Zmore like thismore than 2019-05-24T12:18:24.197Z
star this property answering member
4311
star this property label Biography information for Baroness Williams of Trafford more like this
star this property tabling member
1796
unstar this property label Biography information for Lord Taylor of Warwick more like this
1125862
star this property registered interest false more like this
star this property date less than 2019-05-09more like thismore than 2019-05-09
star this property answering body
Department for Exiting the European Union more like this
star this property answering dept id 203 more like this
star this property answering dept short name Exiting the European Union more like this
star this property answering dept sort name Exiting the European Union more like this
star this property hansard heading Brexit more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what assessment they have made of the economic impact of a Brexit scenario where the UK stays in a customs union with the EU. more like this
star this property tabling member printed
Lord Taylor of Warwick remove filter
star this property uin HL15652 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-05-22more like thismore than 2019-05-22
star this property answer text <p>The negotiated Withdrawal Agreement and Political Declaration outline the UK and EU’s shared commitment to a free trade area for goods with no tariffs, quotas or rules of origin requirements. We are not seeking membership of the Single Market, or Customs Union, after we leave the EU, but a bold and ambitious economic partnership.</p><p>The government has delivered on its commitment to provide appropriate analysis to Parliament with a robust, objective assessment of how exiting the EU may affect the economy of the UK, sectors, nations and regions in the long run. The analysis considers four analytical scenarios and compares them to today’s arrangements: the UK position set out in the July 2018 White Paper, a hypothetical FTA, an EEA-type relationship and a no deal scenario.</p><p> </p> more like this
star this property answering member printed Lord Callanan more like this
star this property question first answered
less than 2019-05-22T12:02:34.8Zmore like thismore than 2019-05-22T12:02:34.8Z
star this property answering member
4336
star this property label Biography information for Lord Callanan more like this
star this property tabling member
1796
unstar this property label Biography information for Lord Taylor of Warwick more like this
1124893
star this property registered interest false more like this
star this property date less than 2019-05-07more like thismore than 2019-05-07
star this property answering body
Department for International Trade more like this
star this property answering dept id 202 more like this
star this property answering dept short name International Trade more like this
star this property answering dept sort name International Trade more like this
star this property hansard heading China: USA more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what assessment they have made of the trade dispute between the United States and China; and of the effect of that dispute on global markets. more like this
star this property tabling member printed
Lord Taylor of Warwick remove filter
star this property uin HL15568 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-05-21more like thismore than 2019-05-21
star this property answer text <p>The UK remains concerned about the current trade tensions between the US and China which could adversely affect global growth.</p><p>The UK shares some of the US’s concerns with China’s trade practices and believes they should be addressed through structural opening in China and through multilateral cooperation, including ambitious reform of the WTO. The UK supports ongoing dialogue between the US and China to resolve these issues with an outcome that is WTO-compliant. We continue to raise our concerns with partners.</p> more like this
star this property answering member printed Viscount Younger of Leckie more like this
star this property question first answered
less than 2019-05-21T11:08:26.47Zmore like thismore than 2019-05-21T11:08:26.47Z
star this property answering member
4169
star this property label Biography information for Viscount Younger of Leckie more like this
star this property tabling member
1796
unstar this property label Biography information for Lord Taylor of Warwick more like this
1127020
star this property registered interest false more like this
star this property date less than 2019-05-15more like thismore than 2019-05-15
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Credit more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what assessment they have made of any increase in complaints regarding short-term and payday lenders related to those suffering with problem debt. more like this
star this property tabling member printed
Lord Taylor of Warwick remove filter
star this property uin HL15781 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-05-22more like thismore than 2019-05-22
star this property answer text <p>The Government has fundamentally reformed regulation of the consumer credit market, transferring regulatory responsibility to the Financial Conduct Authority (FCA) on 1 April 2014.</p><p> </p><p>The FCA requires payday lenders to carry out robust affordability checks, limits the number of times a payday loan can be rolled over to two, places tough restrictions on lenders’ use of continuous payment authorities, and requires all payday lending adverts to include a risk warning and information about where to get free debt advice.</p><p> </p><p>The Government has given the FCA strong powers to protect consumers and to take action against firms and individuals that do not meet its standards. In 2018, the FCA issued total fines of £60 million.</p><p><strong> </strong></p><p>On problem debt more broadly, the Government is implementing its manifesto commitment to introduce a breathing space and statutory debt repayment plan. The two polices aim to give people in problem debt the opportunity to take control of their finances and put them on a sustainable footing.</p>
star this property answering member printed Lord Young of Cookham more like this
star this property question first answered
less than 2019-05-22T16:23:21.48Zmore like thismore than 2019-05-22T16:23:21.48Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
1796
unstar this property label Biography information for Lord Taylor of Warwick more like this
1126729
star this property registered interest false more like this
star this property date less than 2019-05-14more like thismore than 2019-05-14
star this property answering body
Department for Digital, Culture, Media and Sport more like this
star this property answering dept id 10 more like this
star this property answering dept short name Digital, Culture, Media and Sport more like this
star this property answering dept sort name Digital, Culture, Media and Sport more like this
star this property hansard heading Cybersecurity more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what steps they are taking to work with the digital communications sector to help companies improve their cyber security measures. more like this
star this property tabling member printed
Lord Taylor of Warwick remove filter
star this property uin HL15746 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-05-29more like thismore than 2019-05-29
star this property answer text <p>The National Cyber Security Centre (NCSC) was created in 2016 as part of the Government's five-year National Cyber Security Strategy. The NCSC was set up to help protect UK critical services from cyber attacks, manage major incidents, develop cyber skills and technology, and provide advice to citizens and organisations. Its vision is to help make the UK the safest place to live and do business online.</p><p><br>The NCSC provides a single point of contact for private and public sector organisations for all matters relating to cyber security, including digital communication companies.</p> more like this
star this property answering member printed Lord Ashton of Hyde more like this
star this property question first answered
less than 2019-05-29T13:02:46.183Zmore like thismore than 2019-05-29T13:02:46.183Z
star this property answering member
4247
star this property label Biography information for Lord Ashton of Hyde more like this
star this property tabling member
1796
unstar this property label Biography information for Lord Taylor of Warwick more like this
1126728
star this property registered interest false more like this
star this property date less than 2019-05-14more like thismore than 2019-05-14
star this property answering body
Ministry of Defence more like this
star this property answering dept id 11 more like this
star this property answering dept short name Defence more like this
star this property answering dept sort name Defence more like this
star this property hansard heading Defence: Finance more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what plans they have to use funds made available from the UK’s contributions to EU defence spending to facilitate an increase in UK defence spending after Brexit. more like this
star this property tabling member printed
Lord Taylor of Warwick remove filter
star this property uin HL15745 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-05-29more like thismore than 2019-05-29
star this property answer text <p>The first duty of any Government is the safety and security of the British people at home and abroad. That is why we have committed to spending at least 2% of our GDP on Defence every year of this Parliament. We prioritise our Defence spending to ensure the British people and UK interests are protected. This includes making contributions to support and uphold our international relationships with key partners. As set out in the Political Declaration on the future relationship between the United Kingdom and the European Union, the Government has offered to cooperate closely on defence and security, as part of an ambitious security partnership, on a case-by-case basis, where of mutual benefit.</p><p> </p><p> </p> more like this
star this property answering member printed Earl Howe more like this
star this property question first answered
less than 2019-05-29T12:46:20.03Zmore like thismore than 2019-05-29T12:46:20.03Z
star this property answering member
2000
star this property label Biography information for Earl Howe more like this
star this property tabling member
1796
unstar this property label Biography information for Lord Taylor of Warwick more like this
1125516
star this property registered interest false more like this
star this property date less than 2019-05-08more like thismore than 2019-05-08
star this property answering body
Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading EU Emissions Trading Scheme more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government whether they intend to replicate the European Trading Scheme carbon emissions tax on companies in the event of a no-deal Brexit. more like this
star this property tabling member printed
Lord Taylor of Warwick remove filter
star this property uin HL15611 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2019-05-21more like thismore than 2019-05-21
star this property answer text <p>In the event that the UK leaves the EU ETS under a No Deal scenario, Government policy remains that we will implement a carbon emissions tax on an interim basis.</p><p>We are discussing with the Commission the implications of our exit from the EU for our future participation in the EU ETS.</p><p>A consultation on long-term carbon pricing once the UK has left the UK has now been launched.</p> more like this
star this property answering member printed Lord Young of Cookham more like this
star this property question first answered
less than 2019-05-21T14:02:51.307Zmore like thismore than 2019-05-21T14:02:51.307Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
1796
unstar this property label Biography information for Lord Taylor of Warwick more like this