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732283

	registered interest
	date	23/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Insurance: Terrorism
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what steps his Department is taking to ensure that insurance companies pay out compensation due to businesses affected by recent terrorist attacks as quickly as possible.
	tabling member constituency	Bermondsey and Old Southwark
	tabling member printed	Neil Coyle
	uin	1001
	answer	answer is ministerial correction date of answer 28/06/2017 answer text <p>The Government is determined that insurers should treat customers fairly and firms are required to do so under the Financial Conduct Authority (FCA) rules. The FCA sets the conduct standards required of insurance firms which aim to ensure consumers are treated fairly. This includes provisions relating to the handling of claims by insurers. The rules state that insurers must handle claims fairly and promptly; provide reasonable guidance to help a policyholder make a claim, and appropriate information on its progress; not reject a claim unreasonably; and settle claims promptly once settlement terms are agreed. Furthermore, through the Enterprise Act 2016, the Government introduced a legal requirement for claims to be made within a reasonable timescale, and created an entitlement to damages where claims are paid late.</p><p> </p><p>Following discussions with the Metropolitan Police, the Treasury has formally certified the London Bridge attack as an act of terrorism, following an established legal process. This is a necessary step before any claims can be made on the terrorism reinsurer, Pool Re. The Treasury recognises the urgency of responding to requests for certification and treats this as a matter of priority.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 28/06/2017 16:26:53 answering member 4095 label Biography information for Steve Barclay
	tabling member	4368 label Biography information for Neil Coyle

732701

	registered interest
	date	26/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Debts
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what estimate he has made of changes in the level of unsecured debt over the last two years.
	tabling member constituency	Leeds West
	tabling member printed	Rachel Reeves
	uin	1034
	answer	answer is ministerial correction date of answer 29/06/2017 answer text <p>It is now at 40% (Q4 2016), compared with 37% two years ago and 44% before the financial crisis (2007 Q1).</p><p> </p><p>The Financial Policy Committee’s most recent assessment shows how it intends to monitor and mitigate risks related to household debt in its June 2017 Financial Stability Report.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 29/06/2017 16:09:24 answering member 4095 label Biography information for Steve Barclay
	tabling member	4031 label Biography information for Rachel Reeves

732503

	registered interest
	date	26/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	European Investment Bank
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will take steps to ensure that Scotland remains eligible for, and retains access to, European Investment Bank funding after the UK leaves the EU.
	tabling member constituency	Edinburgh South
	tabling member printed	Ian Murray
	uin	1041
	answer	answer is ministerial correction date of answer 29/06/2017 answer text <p>The future relationship between the UK and the EIB is something that will be determined as part of the negotiations on the UK’s exit from the EU and the Government will not be giving a running commentary on these negotiations.</p><p> </p><p>The EIB publishes details of all their projects on their website. Financing details of all projects, including those in Scotland, for each of the past 10 years can be found in the link below</p><p> </p><p><a href="http://www.eib.org/projects/loan/list/?region=1&amp;country=GB" target="_blank">http://www.eib.org/projects/loan/list/?region=1&amp;country=GB</a></p><p> </p><p>As part of the ongoing work on the UKs exit from the EU, HMT has been assessing the contribution EIB finance makes to the UK economy. In his Mansion House speech on 20 June, the Chancellor said that; “The European Investment Bank, and its offshoot, the European Investment Fund, have been an important source of funding for infrastructure investment and for growth businesses.”</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 29/06/2017 07:35:38 answering member 4097 label Biography information for Elizabeth Truss
	tabling member	3966 label Biography information for Ian Murray

732604

	registered interest
	date	26/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Child Tax Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many women have claimed an exemption to the two-child limit on tax credits for a child born as a result of non-consensual conception since the introduction of that limit and that exemption.
	tabling member constituency	Batley and Spen
	tabling member printed	Tracy Brabin
	uin	1107
	answer	answer is ministerial correction date of answer 29/06/2017 answer text <p>We recognise that the exception is a difficult and sensitive issue, and have therefore set up procedures that are mindful of the sensitivities involved. We continue to monitor this exception carefully to ensure that it is working as intended. The policy started on 6 April 2017 and sufficient quality assured data is not availble at this stage.</p> answering member constituency South West Norfolk answering member printed Elizabeth Truss question first answered 29/06/2017 16:39:14 answering member 4097 label Biography information for Elizabeth Truss
	tabling member	4588 label Biography information for Tracy Brabin

731236

	registered interest
	date	21/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Debt Respite Scheme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, when the Government plans to bring forward legislative proposals on the breathing space mechanism for families in debt.
	tabling member constituency	Birkenhead
	tabling member printed	Frank Field
	uin	121
	answer	answer is ministerial correction date of answer 28/06/2017 answer text <p>The government fully supports the principles of better debt management and lower levels of problem debt. This government has a manifesto commitment to introduce a statutory breathing space that would give heavily indebted consumers a period of respite from enforcement action, and further interest and charges for a period of up to six weeks. Where appropriate, they will be offered a statutory repayment plan to help them pay back their debts in a sustainable way. We will outline further information in due course.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 28/06/2017 15:24:54 answering member 4095 label Biography information for Steve Barclay
	tabling member	478 label Biography information for Lord Field of Birkenhead

732579

	registered interest
	date	26/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Bank Services: Closures
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what steps the Government is taking to ensure that the banking industry complies with the Access to Banking protocol; and what steps the Government has taken to ensure such compliance since that protocol was introduced in May 2015.
	tabling member constituency	Gower
	tabling member printed	Tonia Antoniazzi
	uin	1218
	answer	answer is ministerial correction date of answer 29/06/2017 answer text <p>Decisions on the opening and closing of individual bank branches are taken by the management team of each bank on a commercial basis without intervention from Government. While banks and building societies need to balance customer interests, market competition, and other commercial factors when considering their strategy, the Government is pleased to see that the industry is committing to further improvements to protect those affected by branch closures. For this reason, the Government welcomed the industry-wide Access to Banking Protocol and Professor Russel Griggs’ independent ‘one year on’ review, published last November.</p><p> </p><p>Building on this, the new Access to Banking Standard came into effect on 1 May. The Standard commits banks to ensure customers are better informed about branch closures and the reasons for them closing, along with the options they have locally to continue to access banking services, including specialist assistance for customer who need more help.</p> answering member constituency North East Cambridgeshire answering member printed Stephen Barclay question first answered 29/06/2017 13:44:21 answering member 4095 label Biography information for Steve Barclay
	tabling member	4623 label Biography information for Tonia Antoniazzi

732504

	registered interest
	date	26/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Carers: Scotland
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, whether kinship carers in Scotland who do not receive a fee for the role they perform and receive kinship care allowance from a local authority are required to register as self-employed.
	tabling member constituency	Edinburgh South
	tabling member printed	Ian Murray
	uin	1221
	answer	answer is ministerial correction date of answer 29/06/2017 answer text <p>Kinship care is a form of foster care and where individuals are receiving allowances from local authorities in return for providing the care, they will be self-employed and will need to register with HM Revenue and Customs (HMRC). Qualifying care relief will be available in relation to the allowance paid by the local authority.</p><p> </p><p>HMRC has published guidance on Gov.uk to help kinship carers:</p><p> </p><p><a href="https://www.gov.uk/government/publications/qualifying-care-relief-foster-carers-adult-placement-carers-kinship-carers-and-staying-put-carers-hs236-self-assessment-helpsheet/hs236-qualifying-care-relief-foster-carers-adult-placement-carers-kinship-carers-and-staying-put-carers-2015" target="_blank">https://www.gov.uk/government/publications/qualifying-care-relief-foster-carers-adult-placement-carers-kinship-carers-and-staying-put-carers-hs236-self-assessment-helpsheet/hs236-qualifying-care-relief-foster-carers-adult-placement-carers-kinship-carers-and-staying-put-carers-2015</a></p> answering member constituency Central Devon answering member printed Mel Stride question first answered 29/06/2017 13:45:47 answering member 3935 label Biography information for Mel Stride
	tabling member	3966 label Biography information for Ian Murray

732695

	registered interest
	date	26/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Air Passenger Duty: Scotland
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what recent assessment he has made of the effect on England's regional airports of devolving air passenger duty to the Scottish Government.
	tabling member constituency	Newcastle upon Tyne North
	tabling member printed	Catherine McKinnell
	uin	1235
	answer	answer is ministerial correction date of answer 28/06/2017 answer text <p>The Scottish Government are yet to announce rates for their new Air Departure Tax (ADT). The UK government will closely monitor any effects of rate changes in Scotland on UK airports, and as announced at Autumn Statement 2016, the government has committed to reviewing ways of supporting English airports from any effects of Air Passenger Duty devolution once the UK has withdrawn from the European Union.</p> answering member constituency Central Devon answering member printed Mel Stride grouped question UIN 911 question first answered 28/06/2017 13:41:55 answering member 3935 label Biography information for Mel Stride
	tabling member	4125 label Biography information for Catherine McKinnell

731489

	registered interest
	date	21/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Community Interest Companies
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the benefits of exempting registered community benefit societies from (a) corporation tax and (b) business and non-domestic rates.
	tabling member constituency	Plymouth, Sutton and Devonport
	tabling member printed	Luke Pollard
	uin	179
	answer	answer is ministerial correction date of answer 28/06/2017 answer text <p>Community benefit societies which are not registered charities currently pay corporation tax on their profits, investment income and any capital gains. At present the government does not consider a specific exemption from corporation tax to be appropriate as there are alternative routes by which community benefit societies could access an exemption- most importantly registering as a charity if the relevant conditions are met.</p><p> </p><p>The business rates system also includes a number of reliefs and exemptions for registered charities. If a community benefit society is a registered charity then it would be potentially eligible for this support. And all community benefit societies will benefit from the reduction in business rates announced at Budget 2016, which is worth almost £9bn.</p> answering member constituency Central Devon answering member printed Mel Stride question first answered 28/06/2017 13:48:41 answering member 3935 label Biography information for Mel Stride
	tabling member	4682 label Biography information for Luke Pollard

731491

	registered interest
	date	21/06/2017
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Productivity: Cooperatives
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, what discussions he has had with (a) the co-operative sector and (b) representatives from employee-owned businesses on increasing national productivity by incentivising and encouraging employees.
	tabling member constituency	Plymouth, Sutton and Devonport
	tabling member printed	Luke Pollard
	uin	181
	answer	answer is ministerial correction date of answer 28/06/2017 answer text <p>The Chancellor and other Treasury Ministers regularly meet with a range of businesses to inform policy development on a wide range of topics, including on how to increase productivity.</p><p>Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis and are available at: <a href="https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel" target="_blank">https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</a></p><p>On the specific issue of incentivising employees, the Government has asked Matthew Taylor to conduct an independent review of modern employment practices; this will include consideration of how employers can best inform and consult their workers.</p> answering member constituency Harrogate and Knaresborough answering member printed Andrew Jones question first answered 28/06/2017 13:43:41 answering member 3996 label Biography information for Andrew Jones
	tabling member	4682 label Biography information for Luke Pollard