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968410
star this property registered interest false more like this
unstar this property date less than 2018-09-05more like thismore than 2018-09-05
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Self-employed: Pensions more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, whether she has made an assessment of trends in the level of self-employed people participating in a private pension scheme. more like this
star this property tabling member constituency Windsor more like this
star this property tabling member printed
Adam Afriyie more like this
star this property uin 170737 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-09-11more like thismore than 2018-09-11
star this property answer text <p>As part of its review of automatic enrolment, published in December 2017, the Government looked at the position of the self-employed and private pension saving. The review established that the 4.8 million people who are self-employed in the UK are a hugely varied population with different income and savings needs for their retirement. Overall, participation rates for the self-employed have been on the decline in recent years, falling from 31 per cent in 2006/7 to 14 per cent in 2016/17. While pension participation rates have fallen for the self-employed, analysis has shown that the self-employed have, on average, broadly comparable levels of total assets to employees’ (PPI report on policies for increasing long-term saving of the self-employed). However, analysis has shown the distribution of assets to be different for employees compared to the self-employed – employees tend to have a higher level of private pension wealth compared to the self-employed and the self-employed tend to have higher levels of property wealth relative to employees.</p><p> </p><p>The review found that there is currently no single or simple and straightforward mechanism to bring self-employed people into workplace pension saving. Nor is there any consensus or evidence about the best approach to increasing pension saving among this group.</p><p> </p><p>We are committed to work towards implementing our manifesto commitment to improve retirement savings among the self-employed by testing targeted interventions to understand what works in practice. We will provide more information about the trial areas later this year, following our feasibility work.</p><p> </p>
star this property answering member constituency Hexham more like this
star this property answering member printed Guy Opperman remove filter
star this property grouped question UIN 170738 more like this
star this property question first answered
less than 2018-09-11T16:15:25.617Zmore like thismore than 2018-09-11T16:15:25.617Z
star this property answering member
4142
star this property label Biography information for Guy Opperman more like this
unstar this property tabling member
1586
unstar this property label Biography information for Adam Afriyie more like this
968412
star this property registered interest false more like this
unstar this property date less than 2018-09-05more like thismore than 2018-09-05
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Self-employed: Pensions more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, what recent steps her Department has taken to encourage self-employed individuals to participate in a private pension scheme. more like this
star this property tabling member constituency Windsor more like this
star this property tabling member printed
Adam Afriyie more like this
star this property uin 170738 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-09-11more like thismore than 2018-09-11
star this property answer text <p>As part of its review of automatic enrolment, published in December 2017, the Government looked at the position of the self-employed and private pension saving. The review established that the 4.8 million people who are self-employed in the UK are a hugely varied population with different income and savings needs for their retirement. Overall, participation rates for the self-employed have been on the decline in recent years, falling from 31 per cent in 2006/7 to 14 per cent in 2016/17. While pension participation rates have fallen for the self-employed, analysis has shown that the self-employed have, on average, broadly comparable levels of total assets to employees’ (PPI report on policies for increasing long-term saving of the self-employed). However, analysis has shown the distribution of assets to be different for employees compared to the self-employed – employees tend to have a higher level of private pension wealth compared to the self-employed and the self-employed tend to have higher levels of property wealth relative to employees.</p><p> </p><p>The review found that there is currently no single or simple and straightforward mechanism to bring self-employed people into workplace pension saving. Nor is there any consensus or evidence about the best approach to increasing pension saving among this group.</p><p> </p><p>We are committed to work towards implementing our manifesto commitment to improve retirement savings among the self-employed by testing targeted interventions to understand what works in practice. We will provide more information about the trial areas later this year, following our feasibility work.</p><p> </p>
star this property answering member constituency Hexham more like this
star this property answering member printed Guy Opperman remove filter
star this property grouped question UIN 170737 more like this
star this property question first answered
less than 2018-09-11T16:15:25.693Zmore like thismore than 2018-09-11T16:15:25.693Z
star this property answering member
4142
star this property label Biography information for Guy Opperman more like this
unstar this property tabling member
1586
unstar this property label Biography information for Adam Afriyie more like this
968413
star this property registered interest false more like this
unstar this property date less than 2018-09-05more like thismore than 2018-09-05
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Pensions: Consumer Information more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, whether she has made an assessment of the progress of the delivery of the Pension Dashboard. more like this
star this property tabling member constituency Windsor more like this
star this property tabling member printed
Adam Afriyie more like this
star this property uin 170739 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-09-11more like thismore than 2018-09-11
star this property answer text <p>On Tuesday 4 September 2018, I published a written statement providing an update on pensions including the Pensions Dashboard. This statement can be found here: <a href="https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2018-09-04/HCWS933/" target="_blank">https://www.parliament.uk/business/publications/written-questions-answers-statements/written-statement/Commons/2018-09-04/HCWS933/</a></p><p>An industry-led Dashboard, facilitated by Government, will harness the best of industry innovation. We will continue to engage with industry, consumer groups and other stakeholders on this model and Government will protect pension savers and personal information by legislating where necessary.</p><p> </p><p>We will shortly report on the findings of the Feasibility Study.</p> more like this
star this property answering member constituency Hexham more like this
star this property answering member printed Guy Opperman remove filter
star this property question first answered
less than 2018-09-11T16:11:21.29Zmore like thismore than 2018-09-11T16:11:21.29Z
star this property answering member
4142
star this property label Biography information for Guy Opperman more like this
unstar this property tabling member
1586
unstar this property label Biography information for Adam Afriyie more like this
1041393
star this property registered interest false more like this
unstar this property date less than 2019-01-14more like thismore than 2019-01-14
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Plumbing and Mechanical Services (UK) Industry Pension Scheme more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, what discussions she has had with Plumbing Pensions (UK) Ltd on its decision to issue section 75 employer debt notices to employers who have participated in the Plumbing & Mechanical Services (UK) Industry Pension Scheme and according to that scheme’s records have triggered a section 75 employer debt; and if she will make a statement. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Alan Brown more like this
star this property uin 208369 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-01-21more like thismore than 2019-01-21
star this property answer text <p>The Secretary of State has had no discussions with Plumbing Pensions (UK) Ltd. However, DWP officials have met and continue to engage with the trustees from the scheme and employer representatives. The Minister for Pensions and Financial Inclusion has met with a number of Employer representatives on this issue.</p><p> </p><p>Since 2005 when this area of legislation was strengthened, this particular scheme has not calculated section 75 employer debt for employers affected by this issue. It has therefore not been possible for government to make any reliable estimates of the number of employers who are affected by this issue.</p><p> </p><p>The key pressure upon the trustees is to ensure that they carry out a proper calculation so that all parties can then understand the situation.</p> more like this
star this property answering member constituency Hexham more like this
star this property answering member printed Guy Opperman remove filter
star this property grouped question UIN 208372 more like this
star this property question first answered
less than 2019-01-21T14:33:14.053Zmore like thismore than 2019-01-21T14:33:14.053Z
star this property answering member
4142
star this property label Biography information for Guy Opperman more like this
unstar this property tabling member
4470
unstar this property label Biography information for Alan Brown more like this
1041396
star this property registered interest false more like this
unstar this property date less than 2019-01-14more like thismore than 2019-01-14
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Plumbing and Mechanical Services (UK) Industry Pension Scheme more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, what estimate her Department has made of the number of businesses affected by the issuing of section 75 employer debt notices by Plumbing Pensions (UK) Ltd to employers who have participated in the Plumbing & Mechanical Services (UK) Industry Pension Scheme and according to that scheme’s records have triggered a section 75 employer debts; and if she will make a statement. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Alan Brown more like this
star this property uin 208372 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-01-21more like thismore than 2019-01-21
star this property answer text <p>The Secretary of State has had no discussions with Plumbing Pensions (UK) Ltd. However, DWP officials have met and continue to engage with the trustees from the scheme and employer representatives. The Minister for Pensions and Financial Inclusion has met with a number of Employer representatives on this issue.</p><p> </p><p>Since 2005 when this area of legislation was strengthened, this particular scheme has not calculated section 75 employer debt for employers affected by this issue. It has therefore not been possible for government to make any reliable estimates of the number of employers who are affected by this issue.</p><p> </p><p>The key pressure upon the trustees is to ensure that they carry out a proper calculation so that all parties can then understand the situation.</p> more like this
star this property answering member constituency Hexham more like this
star this property answering member printed Guy Opperman remove filter
star this property grouped question UIN 208369 more like this
star this property question first answered
less than 2019-01-21T14:33:14.117Zmore like thismore than 2019-01-21T14:33:14.117Z
star this property answering member
4142
star this property label Biography information for Guy Opperman more like this
unstar this property tabling member
4470
unstar this property label Biography information for Alan Brown more like this
1121964
star this property registered interest false more like this
unstar this property date less than 2019-04-18more like thismore than 2019-04-18
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Pensions more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, when she plans to publish the next White Paper on pensions; and if she will make a statement. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Alan Brown more like this
star this property uin 245886 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-04-29more like thismore than 2019-04-29
star this property answer text <p>On the 19 March 2018, the Department published a White Paper on ‘Protecting Defined Benefit Pension Schemes’ which can be viewed here:</p><p> </p><p><a href="https://www.gov.uk/government/publications/protecting-defined-benefit-pension-schemes" target="_blank">https://www.gov.uk/government/publications/protecting-defined-benefit-pension-schemes</a></p><p> </p><p>The Department has no plans to publish a further Pensions White Paper.</p> more like this
star this property answering member constituency Hexham more like this
star this property answering member printed Guy Opperman remove filter
star this property question first answered
less than 2019-04-29T14:46:34.01Zmore like thismore than 2019-04-29T14:46:34.01Z
star this property answering member
4142
star this property label Biography information for Guy Opperman more like this
unstar this property tabling member
4470
unstar this property label Biography information for Alan Brown more like this
765677
star this property registered interest false more like this
unstar this property date less than 2017-10-06more like thismore than 2017-10-06
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Digital Equipment: Occupational Pensions more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, pursuant to the oral contribution of the Parliamentary Under-Secretary of State for Work and Pensions of 17 January 2017, Official Report, column 279WH, what assessment he has made of the cost of index-linking pension rights acquired before 1997 for members of the Digital Equipment Ltd pension scheme. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Alan Brown more like this
star this property uin 105966 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-10-11more like thismore than 2017-10-11
star this property answer text <p>The government does not hold the relevant figures. However, we have done some analysis of the impact across all pension schemes and produced a factsheet on the subject, a copy of which I will place in the Libraries of the House.</p><p>There is no statutory requirement for pensions earned before 1997 to be increased once in payment. To require schemes now to pay increases to pre-1997 pensions would place an additional and unexpected burden on schemes and their sponsoring employers.</p> more like this
star this property answering member constituency Hexham more like this
star this property answering member printed Guy Opperman remove filter
star this property question first answered
less than 2017-10-11T16:41:55.983Zmore like thismore than 2017-10-11T16:41:55.983Z
star this property answering member
4142
star this property label Biography information for Guy Opperman more like this
unstar this property tabling member
4470
unstar this property label Biography information for Alan Brown more like this
750339
star this property registered interest false more like this
unstar this property date less than 2017-07-10more like thismore than 2017-07-10
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Pensions: Consumer Information more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, whether the new single financial guidance body will host a pensions dashboard. more like this
star this property tabling member constituency Stockton North more like this
star this property tabling member printed
Alex Cunningham more like this
star this property uin 4095 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-07-18more like thismore than 2017-07-18
star this property answer text <p>Pensions Dashboards are an exciting idea and the Government worked with industry to deliver a working prototype of the dashboard in April 2017. However, the development of dashboards is still at a very early stage with many policy questions outstanding, The single financial guidance body is in the early stages of being passed through Parliament so it is too early to determine the entire role of the body.</p> more like this
star this property answering member constituency Hexham more like this
star this property answering member printed Guy Opperman remove filter
star this property question first answered
less than 2017-07-18T16:03:31.317Zmore like thismore than 2017-07-18T16:03:31.317Z
star this property answering member
4142
star this property label Biography information for Guy Opperman more like this
unstar this property tabling member
4122
unstar this property label Biography information for Alex Cunningham more like this
754247
star this property registered interest false more like this
unstar this property date less than 2017-07-19more like thismore than 2017-07-19
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Pension Credit: Eligibility more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, what steps his Department is taking to ensure that all those people eligible for pension credit are aware of their eligibility. more like this
star this property tabling member constituency Stockton North more like this
star this property tabling member printed
Alex Cunningham more like this
star this property uin 6056 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-09-05more like thismore than 2017-09-05
star this property answer text <p>We are committed to ensuring that older people receive the support they are entitled to and the Department targets activity on engaging with people who may be eligible at pivotal stages such as when they claim State Pension or report a change in their circumstances.</p><p> </p><p>We use a wide range of channels to communicate information about Pension Credit to potential customers; including information on gov.uk, in leaflets and by telephone.</p><p> </p><p>We believe that one of the best ways to reach those eligible customers who may be reluctant to claim is through trusted messengers working in the community and DWP provides a web-based Pension Credit toolkit at <a href="https://www.gov.uk/government/publications/pension-credit-toolkit" target="_blank">https://www.gov.uk/government/publications/pension-credit-toolkit</a> containing a range of resources for anyone working with pensioners. It contains guides to Pension Credit, examples of the reasons why eligible customers might not claim, ideas for encouraging take-up, and makes available a range of publicity material.</p>
star this property answering member constituency Hexham more like this
star this property answering member printed Guy Opperman remove filter
star this property question first answered
less than 2017-09-05T11:02:56.373Zmore like thismore than 2017-09-05T11:02:56.373Z
star this property answering member
4142
star this property label Biography information for Guy Opperman more like this
unstar this property tabling member
4122
unstar this property label Biography information for Alex Cunningham more like this
754249
star this property registered interest false more like this
unstar this property date less than 2017-07-19more like thismore than 2017-07-19
star this property answering body
Department for Work and Pensions more like this
star this property answering dept id 29 more like this
star this property answering dept short name Work and Pensions more like this
star this property answering dept sort name Work and Pensions more like this
star this property hansard heading Occupational Pensions more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Work and Pensions, when the Government plans to publish its White Paper on defined benefit pensions. more like this
star this property tabling member constituency Stockton North more like this
star this property tabling member printed
Alex Cunningham more like this
star this property uin 6018 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2017-09-05more like thismore than 2017-09-05
star this property answer text <p>The Government intends to publish a White Paper on Defined Benefit pensions this coming winter.</p> more like this
star this property answering member constituency Hexham more like this
star this property answering member printed Guy Opperman remove filter
star this property question first answered
less than 2017-09-05T10:53:41.983Zmore like thismore than 2017-09-05T10:53:41.983Z
star this property answering member
4142
star this property label Biography information for Guy Opperman more like this
unstar this property tabling member
4122
unstar this property label Biography information for Alex Cunningham more like this