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31321
star this property registered interest false more like this
star this property date less than 2014-01-07more like thismore than 2014-01-07
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name
star this property answering dept sort name
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what discussions he has had with UKAR regarding the potential effect on customers of a rise in interest rates. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson remove filter
star this property uin 182195 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-05-13more like thismore than 2014-05-13
star this property answer text <p>This Government's long term economic plan has kept interest rates at record lows for hardworking people across the country.</p><p> </p><p>Many lenders impose affordability stress tests on their mortgage lending decisions to ensure that the mortgage will remain affordable should interest rates rise. The Financial Conduct Authority's Mortgage Market Review rules, which came into force in April this year will require all mortgage lenders to conduct such a stress test.</p><p> </p><p>Although UKAR does not engage in new lending, UKAR runs a range of modelling scenarios to understand the potential effects of interest rate rises on customers. This work helps UKAR to identify customers who may be susceptible to higher interest rates and to engage with such customers at an early stage.</p><p> </p><p>UKAR assists all customers who wish to switch mortgage providers.</p><p> </p><p>NRAM and Bradford and Bingley are managed by UK Asset Resolution Limited (UKAR) which was established in 2010 to manage the disposal and rundown of outstanding assets at Bradford &amp; Bingley and Northern Rock Asset Management in an integrated way, with a view to creating value for the taxpayer. UKAR is managed at arm's length from Government, on commercial principles.</p><p> </p><p>It is therefore not for the Chancellor to discuss detailed commercial matters with UKAR.</p><p> </p>
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN 182196 more like this
star this property question first answered
less than 2014-05-13T12:00:00.00Zmore like thisremove minimum value filter
unstar this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
4011
unstar this property label Biography information for Cathy Jamieson more like this
31322
star this property registered interest false more like this
star this property date less than 2014-01-07more like thismore than 2014-01-07
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name
star this property answering dept sort name
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what assessment he has made of the potential effect of an interest rate rise on customers whose mortgages are held by UKAR; and what support is available to assist such customers to switch providers. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson remove filter
star this property uin 182196 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-05-13more like thismore than 2014-05-13
star this property answer text <p>This Government's long term economic plan has kept interest rates at record lows for hardworking people across the country.</p><p> </p><p>Many lenders impose affordability stress tests on their mortgage lending decisions to ensure that the mortgage will remain affordable should interest rates rise. The Financial Conduct Authority's Mortgage Market Review rules, which came into force in April this year will require all mortgage lenders to conduct such a stress test.</p><p> </p><p>Although UKAR does not engage in new lending, UKAR runs a range of modelling scenarios to understand the potential effects of interest rate rises on customers. This work helps UKAR to identify customers who may be susceptible to higher interest rates and to engage with such customers at an early stage.</p><p> </p><p>UKAR assists all customers who wish to switch mortgage providers.</p><p> </p><p>NRAM and Bradford and Bingley are managed by UK Asset Resolution Limited (UKAR) which was established in 2010 to manage the disposal and rundown of outstanding assets at Bradford &amp; Bingley and Northern Rock Asset Management in an integrated way, with a view to creating value for the taxpayer. UKAR is managed at arm's length from Government, on commercial principles.</p><p> </p><p>It is therefore not for the Chancellor to discuss detailed commercial matters with UKAR.</p><p> </p>
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property grouped question UIN 182195 more like this
star this property question first answered
less than 2014-05-13T12:00:00.00Zmore like thisremove minimum value filter
unstar this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
4011
unstar this property label Biography information for Cathy Jamieson more like this
50299
star this property registered interest false more like this
star this property date less than 2014-05-08more like thismore than 2014-05-08
star this property answering body
Foreign and Commonwealth Office more like this
star this property answering dept id 16 more like this
star this property answering dept short name Foreign and Commonwealth Office more like this
star this property answering dept sort name Foreign and Commonwealth Office more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Foreign and Commonwealth Affairs, whether the provisions of the EU Deep and Comprehensive Free trade Agreement with Morocco apply outside the sovereign territory of Morocco. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson remove filter
star this property uin 198209 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-05-13more like thismore than 2014-05-13
star this property answer text <p>The terms of the Deep and Comprehensive Free Trade Agreement are currently being negotiated between the EU and the Kingdom of Morocco. The agreement is between the European Communities and their Member States and the Kingdom of Morocco.</p> more like this
star this property answering member constituency Faversham and Mid Kent more like this
star this property answering member printed Hugh Robertson more like this
star this property question first answered
less than 2014-05-13T12:00:00.00Zmore like thisremove minimum value filter
unstar this property answering member
1415
star this property label Biography information for Sir Hugh Robertson more like this
star this property tabling member
4011
unstar this property label Biography information for Cathy Jamieson more like this
50300
star this property registered interest false more like this
star this property date less than 2014-05-08more like thismore than 2014-05-08
star this property answering body
Foreign and Commonwealth Office more like this
star this property answering dept id 16 more like this
star this property answering dept short name Foreign and Commonwealth Office more like this
star this property answering dept sort name Foreign and Commonwealth Office more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Foreign and Commonwealth Affairs, who the de facto administering power is in the area of Western Sahara not under Moroccan control; and if he will make a statement. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson remove filter
star this property uin 198207 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-05-13more like thismore than 2014-05-13
star this property answer text <p>The UK does not regard any power as the de facto administrator of that part of the territory of Western Sahara not under Moroccan control.</p> more like this
star this property answering member constituency Faversham and Mid Kent more like this
star this property answering member printed Hugh Robertson more like this
star this property question first answered
less than 2014-05-13T12:00:00.00Zmore like thisremove minimum value filter
unstar this property answering member
1415
star this property label Biography information for Sir Hugh Robertson more like this
star this property tabling member
4011
unstar this property label Biography information for Cathy Jamieson more like this
57831
star this property registered interest false more like this
star this property date less than 2014-06-04more like thismore than 2014-06-04
star this property answering body
Department for Transport more like this
star this property answering dept id 27 more like this
star this property answering dept short name Transport more like this
star this property answering dept sort name Transport more like this
star this property hansard heading Aviation: Scotland more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Secretary of State for Transport, which Scottish airports will benefit from the Regional Air Connectivity Fund. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson remove filter
star this property uin 198920 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-06-12more like thismore than 2014-06-12
star this property answer text <p> </p><p>The Government announced on 6 June that a Public Service Obligation will be established on the air route between Dundee Airport and London Stansted Airport from 1 July 2014 for a two-year period, with support from the Regional Air Connectivity Fund announced in last year's Spending Round.</p><p> </p><p> </p><p> </p><p>The Scottish devolved administration or regional body may apply for access to this fund to maintain an air link from other Scottish airports to London, where there is a risk that an existing link may be lost, and where the case for a Public Service Obligation has been made.</p><p> </p><p> </p><p> </p><p>The Chancellor announced in this year's Budget that the funding would be doubled to £20 million per year, and also extended to allow for the support for start-up aid for new air routes from UK regional airports. European Union aviation State aid guidelines allow for provision of start-up aid to facilitate start-up of new routes from airports which handle fewer than five million passengers per annum. This will therefore cover all Scotland's airports apart from Glasgow and Edinburgh.</p><p> </p><p> </p><p> </p><p>The Department for Transport is working with the Treasury to develop guidance that will clarify how the Government will ordinarily expect to interpret the European Union guidelines, and explain how the funding process will work.</p><p> </p><p> </p><p> </p>
star this property answering member constituency Scarborough and Whitby more like this
star this property answering member printed Mr Robert Goodwill more like this
star this property question first answered
less than 2014-06-12T10:46:33.4256295Zmore like thismore than 2014-06-12T10:46:33.4256295Z
unstar this property answering member
1562
star this property label Biography information for Mr Robert Goodwill more like this
star this property tabling member
4011
unstar this property label Biography information for Cathy Jamieson more like this
57832
star this property registered interest false more like this
star this property date less than 2014-06-04more like thismore than 2014-06-04
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Air Passenger Duty: Scotland more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what estimate he has made of the amount of revenue accruing to the Exchequer from air passenger duty in respect of (a) domestic and (b) international flights from each airport in Scotland in 2013-14. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson remove filter
star this property uin 198983 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-06-09more like thismore than 2014-06-09
star this property answer text <p>HM Revenue and Customs (HMRC) does not collect information on the contribution to air passenger duty (APD) revenues made from flights to or from specific airports or countries.</p><p> </p><p>HMRC has published a set of statistics presenting estimates of the disaggregation of tax receipts between England, Wales, Scotland and Northern Ireland, available at:</p><p><a href="https://www.gov.uk/government/publications/disaggregation-of-hmrc-tax-receipts" target="_blank">https://www.gov.uk/government/publications/disaggregation-of-hmrc-tax-receipts</a></p><p>The estimate for the total amount of APD revenues attributable to Scotland in 2012/13 was £227 million. This estimate is not broken down by revenues from domestic and international flights.</p><p> </p><p>Information on APD revenues and passenger numbers by band is available at:</p><p><a href="https://www.uktradeinfo.com/Statistics/Pages/TaxAndDutyBulletins.aspx" target="_blank">https://www.uktradeinfo.com/Statistics/Pages/TaxAndDutyBulletins.aspx</a></p><p> </p><p>Information on the number of passengers flying to and from UK airports is available at:</p><p> </p><p><a href="http://www.caa.co.uk/default.aspx?catid=80&amp;pagetype=88&amp;pageid=3&amp;sglid=3#Data" target="_blank">http://www.caa.co.uk/default.aspx?catid=80&amp;pagetype=88&amp;pageid=3&amp;sglid=3#Data</a></p>
star this property answering member constituency Loughborough more like this
star this property answering member printed Nicky Morgan more like this
star this property question first answered
less than 2014-06-09T14:02:49.0858574Zmore like thismore than 2014-06-09T14:02:49.0858574Z
unstar this property answering member
4027
star this property label Biography information for Baroness Morgan of Cotes more like this
star this property tabling member
4011
unstar this property label Biography information for Cathy Jamieson more like this
57833
star this property registered interest false more like this
star this property date less than 2014-06-04more like thismore than 2014-06-04
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Bank Services more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, when he expects the Financial Conduct Authority and Prudential Regulation Authority to publish their review on removing barriers to entry and expansion in retail banking. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson remove filter
star this property uin 198990 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-06-11more like thismore than 2014-06-11
star this property answer text <p>Budget 2014 detailed that the Financial Conduct Authority and Prudential Regulation Authority will publish a review of their work on removing barriers to entry and expansion in retail banking later this year.</p><p> </p><p> </p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property question first answered
less than 2014-06-11T15:18:45.5540444Zmore like thismore than 2014-06-11T15:18:45.5540444Z
unstar this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
4011
unstar this property label Biography information for Cathy Jamieson more like this
57834
star this property registered interest false more like this
star this property date less than 2014-06-04more like thismore than 2014-06-04
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Bank Services more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, what recent discussions he has had with the Payments System Regulator on its market study into the ownership of payments systems by the largest banks. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson remove filter
star this property uin 198991 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-06-11more like thismore than 2014-06-11
star this property answer text <p> </p><p>At Budget 2014, the Chancellor announced that the competition powers of the Payment Systems Regulator would be switched on with immediate effect. This enables the Regulator to conduct a market study on ownership of the payment systems and, depending on the outcome, to refer the question of ownership to the Competition and Markets Authority. The decision about whether to commence a market study is one for the Regulator.</p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property question first answered
less than 2014-06-11T15:25:19.4475935Zmore like thismore than 2014-06-11T15:25:19.4475935Z
unstar this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
4011
unstar this property label Biography information for Cathy Jamieson more like this
57835
star this property registered interest false more like this
star this property date less than 2014-06-04more like thismore than 2014-06-04
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Banks: Regulation more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, when the Prudential Regulatory Authority will report on details of new bank authorisations. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson remove filter
star this property uin 198922 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-06-11more like thismore than 2014-06-11
star this property answer text <p>The Prudential Regulation Authority will report on details of new bank authorisations as part of the Annual Report and Accounts.</p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property question first answered
less than 2014-06-11T15:31:57.6105963Zmore like thismore than 2014-06-11T15:31:57.6105963Z
unstar this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
4011
unstar this property label Biography information for Cathy Jamieson more like this
57836
star this property registered interest false more like this
star this property date less than 2014-06-04more like thismore than 2014-06-04
star this property answering body
HM Treasury more like this
star this property answering dept id 14 more like this
star this property answering dept short name Treasury more like this
star this property answering dept sort name CaTreasury more like this
star this property hansard heading Small Businesses: Crowdfunding more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask Mr Chancellor of the Exchequer, if he will commission an assessment of the amount of investment in small and medium-sized enterprises from peer-to-peer lending and crowdfunding platforms. more like this
star this property tabling member constituency Kilmarnock and Loudoun more like this
star this property tabling member printed
Cathy Jamieson remove filter
star this property uin 198923 more like this
star this property answer
answer
star this property is ministerial correction false more like this
star this property date of answer less than 2014-06-11more like thismore than 2014-06-11
star this property answer text <p>Crowdfunding and peer to peer lending are innovative new forms of finance that support competition in the business lending sector. The Government has taken a number of steps to support their growth.</p><p> </p><p>The Government has no current plans to commission an assessment of the amount of investment in small and medium-sized enterprises from peer to peer lending and crowdfunding platforms.</p><p> </p><p> </p> more like this
star this property answering member constituency South Northamptonshire more like this
star this property answering member printed Andrea Leadsom more like this
star this property question first answered
less than 2014-06-11T15:59:28.7122424Zmore like thismore than 2014-06-11T15:59:28.7122424Z
unstar this property answering member
4117
star this property label Biography information for Andrea Leadsom more like this
star this property tabling member
4011
unstar this property label Biography information for Cathy Jamieson more like this