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33825

	human indexable
	published
	registered interest
	answer date	22/01/2014
	date	20/01/2014
	date tabled	20/01/2014
	ddp created	21/01/2014 00:00:26
	ddp modified	07/02/2015 01:15:13
	answering body	HM Treasury
	question status	Tabled
	answering dept id	14
	answering dept short name
	answering dept sort name
	house id	1
	identifier	184094
	legislature	25259 pref label House of Commons
	parliament number	55
	question first answered	13/05/2014 12:00:00
	question text	To ask Mr Chancellor of the Exchequer, how many employers participated in the regional employer National Insurance contributions holiday in each region.
	session	2013/14
	session number	3
	tabling member constituency	Cardiff South and Penarth
	tabling member printed	Stephen Doughty
	title	House of Commons Tabled Parliamentary Question 2013/14 184094
	type	WrittenParliamentaryQuestion
	uin	184094
	version	2
	written parliamentary question type	Ordinary
	answer	answer is ministerial correction answer text <p>This Government is committed to helping UK businesses grow and create jobs. The NICs holiday was a temporary, targeted scheme to help start ups take on new staff within their first year of trading. Although take up was lower than expected, the holiday benefitted over 26,000 businesses and supported over 90,000 jobs.</p><p> </p><p>Building on the lessons learnt from the holiday, we are taking action to reduce the employer NICs burden on small businesses and have created the new Employment Allowance which is simple to administer, permanent and available to all business and charities in the UK, this is reducing their employer NICs bill by up to £2,000 each year. As a result, 450,000 employers will pay no NICs at all in 2014-15.</p><p> </p><p>According to the latest available figures the break down of employers that applied for the National Insurance Holiday by region, throughout the scheme is as follows:</p><p> </p><table><tbody><tr><td><p><strong>Region</strong></p></td><td><p><strong>Total</strong></p></td></tr><tr><td><p><strong>Northern Ireland</strong></p></td><td><p><strong>1265</strong></p></td></tr><tr><td><p><strong>Scotland</strong></p></td><td><p><strong>3975</strong></p></td></tr><tr><td><p><strong>Wales</strong></p></td><td><p><strong>1695</strong></p></td></tr><tr><td><p><strong>East Midlands</strong></p></td><td><p><strong>2645</strong></p></td></tr><tr><td><p><strong>North East</strong></p></td><td><p><strong>1840</strong></p></td></tr><tr><td><p><strong>North West</strong></p></td><td><p><strong>4840</strong></p></td></tr><tr><td><p><strong>South West</strong></p></td><td><p><strong>3975</strong></p></td></tr><tr><td><p><strong>West Midlands</strong></p></td><td><p><strong>3100</strong></p></td></tr><tr><td><p><strong>Yorks</strong><strong>. And Humber</strong></p></td><td><p><strong>3265</strong></p></td></tr><tr><td><p><strong>Total</strong></p></td><td><p><strong>26600</strong></p></td></tr></tbody></table><p> </p><p>The NICs Holiday attracted around 26,600 applicants over a three year period. Further statistical information on the scheme is available on a factsheet at: <a href="http://www.hmrc.gov.uk/statistics/nics-hol.htm" target="_blank">http://www.hmrc.gov.uk/statistics/nics-hol.htm</a>. The factsheet only covers periods from the start of the scheme to December 2012.</p><p> </p> question first answered 13/05/2014 12:00:00
	creator	4264 label Biography information for Stephen Doughty
	publisher	25259 pref label House of Commons
	tabling member	4264 label Biography information for Stephen Doughty

31322

	human indexable
	published
	registered interest
	answer date	09/01/2014
	date	07/01/2014
	date tabled	07/01/2014
	ddp created	07/01/2014 22:00:31
	ddp modified	07/02/2015 00:53:23
	answering body	HM Treasury
	question status	Tabled
	answering dept id	14
	answering dept short name
	answering dept sort name
	house id	1
	identifier	182196
	legislature	25259 pref label House of Commons
	parliament number	55
	question first answered	13/05/2014 12:00:00
	question text	To ask Mr Chancellor of the Exchequer, what assessment he has made of the potential effect of an interest rate rise on customers whose mortgages are held by UKAR; and what support is available to assist such customers to switch providers.
	session	2013/14
	session number	3
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	title	House of Commons Tabled Parliamentary Question 2013/14 182196
	type	WrittenParliamentaryQuestion
	uin	182196
	version	2
	written parliamentary question type	Ordinary
	answer	answer is ministerial correction answer text <p>This Government's long term economic plan has kept interest rates at record lows for hardworking people across the country.</p><p> </p><p>Many lenders impose affordability stress tests on their mortgage lending decisions to ensure that the mortgage will remain affordable should interest rates rise. The Financial Conduct Authority's Mortgage Market Review rules, which came into force in April this year will require all mortgage lenders to conduct such a stress test.</p><p> </p><p>Although UKAR does not engage in new lending, UKAR runs a range of modelling scenarios to understand the potential effects of interest rate rises on customers. This work helps UKAR to identify customers who may be susceptible to higher interest rates and to engage with such customers at an early stage.</p><p> </p><p>UKAR assists all customers who wish to switch mortgage providers.</p><p> </p><p>NRAM and Bradford and Bingley are managed by UK Asset Resolution Limited (UKAR) which was established in 2010 to manage the disposal and rundown of outstanding assets at Bradford &amp; Bingley and Northern Rock Asset Management in an integrated way, with a view to creating value for the taxpayer. UKAR is managed at arm's length from Government, on commercial principles.</p><p> </p><p>It is therefore not for the Chancellor to discuss detailed commercial matters with UKAR.</p><p> </p> question first answered 13/05/2014 12:00:00
	creator	4011 label Biography information for Cathy Jamieson
	publisher	25259 pref label House of Commons
	tabling member	4011 label Biography information for Cathy Jamieson

31321

	human indexable
	published
	registered interest
	answer date	09/01/2014
	date	07/01/2014
	date tabled	07/01/2014
	ddp created	07/01/2014 22:00:31
	ddp modified	07/02/2015 00:53:22
	answering body	HM Treasury
	question status	Tabled
	answering dept id	14
	answering dept short name
	answering dept sort name
	house id	1
	identifier	182195
	legislature	25259 pref label House of Commons
	parliament number	55
	question first answered	13/05/2014 12:00:00
	question text	To ask Mr Chancellor of the Exchequer, what discussions he has had with UKAR regarding the potential effect on customers of a rise in interest rates.
	session	2013/14
	session number	3
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	title	House of Commons Tabled Parliamentary Question 2013/14 182195
	type	WrittenParliamentaryQuestion
	uin	182195
	version	1
	written parliamentary question type	Ordinary
	answer	answer is ministerial correction answer text <p>This Government's long term economic plan has kept interest rates at record lows for hardworking people across the country.</p><p> </p><p>Many lenders impose affordability stress tests on their mortgage lending decisions to ensure that the mortgage will remain affordable should interest rates rise. The Financial Conduct Authority's Mortgage Market Review rules, which came into force in April this year will require all mortgage lenders to conduct such a stress test.</p><p> </p><p>Although UKAR does not engage in new lending, UKAR runs a range of modelling scenarios to understand the potential effects of interest rate rises on customers. This work helps UKAR to identify customers who may be susceptible to higher interest rates and to engage with such customers at an early stage.</p><p> </p><p>UKAR assists all customers who wish to switch mortgage providers.</p><p> </p><p>NRAM and Bradford and Bingley are managed by UK Asset Resolution Limited (UKAR) which was established in 2010 to manage the disposal and rundown of outstanding assets at Bradford &amp; Bingley and Northern Rock Asset Management in an integrated way, with a view to creating value for the taxpayer. UKAR is managed at arm's length from Government, on commercial principles.</p><p> </p><p>It is therefore not for the Chancellor to discuss detailed commercial matters with UKAR.</p><p> </p> question first answered 13/05/2014 12:00:00
	creator	4011 label Biography information for Cathy Jamieson
	publisher	25259 pref label House of Commons
	tabling member	4011 label Biography information for Cathy Jamieson