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1717040

	registered interest
	date	09/05/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Small Businesses: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask His Majesty's Government what assessment they have made of the bank loan application success rates of small and medium-sized enterprises.
	tabling member printed	Lord Taylor of Warwick
	uin	HL4546
	answer	answer is ministerial correction date of answer 15/05/2024 answer text <p>The Government recognises the vital importance small and medium-sized enterprises (SMEs) and is committed to supporting SMEs grow and create jobs by providing an environment in which they can thrive.</p><p> </p><p>Access to finance for small businesses is important to drive growth. The government supports that access through the Recovery Loan Scheme, which offers a 70% government guarantee on loans to SMEs</p><p>of up to £2 million. The scheme has supported over £5.3 billion of finance to SMEs since its introduction in April 2021.</p><p> </p><p>At the 2024 Spring Budget, the Government announced that the Recovery Loan Scheme would be extended to the end of March 2026, and renamed as the Growth Guarantee Scheme.</p> answering member printed Baroness Vere of Norbiton question first answered 15/05/2024 16:00:39 answering member 4580 label Biography information for Baroness Vere of Norbiton
	tabling member	1796 label Biography information for Lord Taylor of Warwick

1715734

	registered interest
	date	02/05/2024
	answering body	Department for Environment, Food and Rural Affairs
	answering dept id	13
	answering dept short name	Environment, Food and Rural Affairs
	answering dept sort name	Environment, Food and Rural Affairs
	hansard heading	Veterinary Medicine: Northern Ireland
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask His Majesty's Government whether they have had, or intend to have, discussions with the EU regarding the implementation of a post-Brexit agreement on the supply of veterinary medicines to Northern Ireland.
	tabling member printed	Lord Taylor of Warwick
	uin	HL4366
	answer	answer is ministerial correction date of answer 13/05/2024 answer text <p>The Government is committed to securing a long-term sustainable solution ahead of December 2025 that will properly support the flow of veterinary medicines into Northern Ireland from Great Britain on an enduring basis. We are determined to safeguard the supply of veterinary medicines, and we will pursue technical discussions with the EU to find a solution that removes barriers to supply; in return we are willing to provide assurances and safeguards to the EU. The Veterinary Medicines Working Group, including experts, industry representatives and elected representatives, will report back to Government on steps needed to secure supplies for the long term.</p> answering member printed Lord Douglas-Miller question first answered 13/05/2024 11:25:58 answering member 5006 label Biography information for Lord Douglas-Miller
	tabling member	1796 label Biography information for Lord Taylor of Warwick

1715448

	registered interest
	date	01/05/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Foreign Investment in UK
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask His Majesty's Government what steps they are taking to (1) retain, and (2) attract, foreign financial firms and jobs in the UK.
	tabling member printed	Lord Taylor of Warwick
	uin	HL4309
	answer	answer is ministerial correction date of answer 15/05/2024 answer text <p>Financial and related professional services employ more than 2 million people in the UK and the Government is committed to ensuring the UK remains the location of choice for top talent from across the world. This is part of the Government’s mission to ensure the UK retains its position as one of the most innovative and competitive financial centres in the world. Most recently, at Spring Budget 2024, the Chancellor updated on the ambitious package of reforms which will help to deliver the Government’s vision for a financial sector that is open, sustainable, technologically innovative, and globally competitive.</p> answering member printed Baroness Vere of Norbiton question first answered 15/05/2024 16:00:12 answering member 4580 label Biography information for Baroness Vere of Norbiton
	tabling member	1796 label Biography information for Lord Taylor of Warwick

1715062

	registered interest
	date	30/04/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Housing: Sales
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask His Majesty's Government what assessment they have made of the 12 per cent increase in house sales during April; and what steps they are taking to support first-time buyers.
	tabling member printed	Lord Taylor of Warwick
	uin	HL4243
	answer	answer is ministerial correction date of answer 14/05/2024 answer text <p>The most comprehensive measure of UK property transactions is published by HMRC. According to this measure, residential property transactions rose by 1% in March 2024 compared to February, the third consecutive monthly increase.</p><p> </p><p>The Government continues to monitor developments in the housing market closely and consider the implications.</p><p> </p> answering member printed Baroness Vere of Norbiton question first answered 14/05/2024 14:39:49 answering member 4580 label Biography information for Baroness Vere of Norbiton
	tabling member	1796 label Biography information for Lord Taylor of Warwick

1715063

	registered interest
	date	30/04/2024
	answering body	Department for Science, Innovation and Technology
	answering dept id	216
	answering dept short name	Science, Innovation and Technology
	answering dept sort name	Science, Innovation and Technology
	hansard heading	Financial Times: Artificial Intelligence
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask His Majesty's Government, following the recent content licensing agreement between The Financial Times and OpenAI, what assessment they have made of the potential implications this may have for the AI industry; and what steps they are taking to further promote transparency and accountability in AI-driven content generation and distribution.
	tabling member printed	Lord Taylor of Warwick
	uin	HL4244
	answer	answer is ministerial correction date of answer 15/05/2024 answer text <p>The Government wants the AI sector and our creative industries to grow together in partnership and is encouraged to see agreements being reached between AI developers and press publishers.</p><p>As set out in its response to the AI White Paper, the Government believes there should be greater transparency from AI developers in relation to data inputs and the attribution of outputs. It is considering ways to achieve this and will engage closely with right holders and AI developers.</p> answering member printed Viscount Camrose question first answered 15/05/2024 10:56:07 answering member 4939 label Biography information for Viscount Camrose
	tabling member	1796 label Biography information for Lord Taylor of Warwick

1715064

	registered interest
	date	30/04/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Small Businesses: Taxation
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask His Majesty's Government what assessment they have made of the impact of HMRC's reported customer service issues on tax compliance among small businesses; and what steps they are taking to mitigate this impact.
	tabling member printed	Lord Taylor of Warwick
	uin	HL4245
	answer	answer is ministerial correction date of answer 09/05/2024 answer text <p>Small businesses play a vital role in the UK economy. The majority want to meet their obligations and pay their fair share of tax, but many struggle to understand tax rules, lack confidence and find the process of complying burdensome. In response, HMRC is investing in approaches to help support including simplifying guidance whilst Making Tax Digital for VAT and data analytics have helped reduce errors. HMRC is also targeting investigations at those who bend or break the rules to help create a level playing field for the honest majority.</p><p> </p> answering member printed Baroness Vere of Norbiton question first answered 09/05/2024 12:14:35 answering member 4580 label Biography information for Baroness Vere of Norbiton
	tabling member	1796 label Biography information for Lord Taylor of Warwick

1714631

	registered interest
	date	29/04/2024
	answering body	Department for Business and Trade
	answering dept id	214
	answering dept short name	Business and Trade
	answering dept sort name	Business and Trade
	hansard heading	Small Businesses: Mergers
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask His Majesty's Government, following the reported recent increase in mergers and acquisitions activity among medium-sized companies, what steps they are taking to support continued mergers and acquisitions activity whilst ensuring that it does not lead to (1) monopolistic practices, or (2) reduced competition in key industries.
	tabling member printed	Lord Taylor of Warwick
	uin	HL4181
	answer	answer is ministerial correction date of answer 13/05/2024 answer text <p>The Competition and Markets Authority is the UK's independent competition regulator with responsibility for reviewing mergers and acquisitions on competition grounds.</p> answering member printed Lord Johnson of Lainston question first answered 13/05/2024 13:35:28 answering member 4949 label Biography information for Lord Johnson of Lainston
	tabling member	1796 label Biography information for Lord Taylor of Warwick

1714633

	registered interest
	date	29/04/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Companies: Insolvency
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask His Majesty's Government, following the recent decline in corporate insolvencies, what steps they are taking to (1) identify the factors they believe contributed to this reduction, and (2) ensure this trend continues.
	tabling member printed	Lord Taylor of Warwick
	uin	HL4182
	answer	answer is ministerial correction date of answer 13/05/2024 answer text <p>The Government was pleased to see that statistics reported by the Insolvency Service showed the number of corporate insolvencies in March 2024 had fallen by 28% compared to March 2023.</p><p>The Government continues to help businesses, including through a swathe of policy measures in the Autumn explicitly aimed at ‘Backing British business’. Recent and current Government policies supporting businesses include:</p><p>· Energy Bills Discount Scheme that provided discounts on high energy bills to eligible businesses and other non-domestic energy users from April 2023 to April 2024, with higher support to businesses in energy / trade intensive sectors.</p><p>· Continued frozen small business rates multiplier and business rates relief for the Retail, Hospitality and Leisure sector, the latter policy supporting around 230,000 properties up to £110,000 per business. Transitional Relief to protect ratepayers facing bill increases due to rising rateable value and scrapping ‘downwards caps’.</p><p>· Payment and cashflow review outlining measures to combat late payments that can jeopardise stable cashflows, and penalising late paying firms by exempting those paying invoices after an average of 55 days from bidding for Government contracts worth over £5mn.</p><p>The Government will continue to monitor the UK corporate sector, including insolvency trends, using official data and engaging with firms and business groups to inform policy decisions.</p> answering member printed Baroness Vere of Norbiton question first answered 13/05/2024 15:54:57 answering member 4580 label Biography information for Baroness Vere of Norbiton
	tabling member	1796 label Biography information for Lord Taylor of Warwick

1714634

	registered interest
	date	29/04/2024
	answering body	Department for Transport
	answering dept id	27
	answering dept short name	Transport
	answering dept sort name	Transport
	hansard heading	Motor Vehicles: Manufacturing Industries
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask His Majesty's Government what steps they are taking to ensure that the transition to electric vehicles supports the automotive industry.
	tabling member printed	Lord Taylor of Warwick
	uin	HL4183
	answer	answer is ministerial correction date of answer 13/05/2024 answer text <p>The Government continues to engage extensively with the automotive industry to ensure the transition supports the sector.</p><p> </p><p>Government has already spent over £2 billion to support the transition to ZEVs. This funding has focused on reducing barriers to the adoption of such vehicles to support demand, including offsetting their higher upfront cost, and accelerating the rollout of chargepoint infrastructure. The Government’s plug-in vehicle grants, favourable benefit in kind tax rates and generous tax incentives also remain in place to encourage the uptake of ZEVs.</p><p> </p><p>As part of the Advanced Manufacturing Plan, the Government has also announced over £2 billion of capital and research and development funding to 2030, to further boost the UK’s competitiveness and unlock strategic investments in the automotive industry.</p> answering member printed Lord Davies of Gower question first answered 13/05/2024 15:50:08 answering member 4499 label Biography information for Lord Davies of Gower
	tabling member	1796 label Biography information for Lord Taylor of Warwick

1714013

	registered interest
	date	25/04/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	New Businesses
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask His Majesty's Government, further to recent data released by S&P Global showing that April had the fastest rise in business activity since last May, what steps they are taking to sustain this momentum and ensure continued economic growth.
	tabling member printed	Lord Taylor of Warwick
	uin	HL4120
	answer	answer is ministerial correction date of answer 01/05/2024 answer text <p>The government is continuing to pursue an ambitious policy agenda to increase sustainable economic growth and productivity across the economy. This includes making full expensing permanent, announcing measures to boost labour supply, backing the UK’s priority growth sectors, and addressing long-term barriers to investment through planning and grid connection reforms.</p><p> </p><p>The IMF forecasts that the UK will have the third fastest cumulative growth in the G7 over the 2024-2029 period and the OBR expects that policies announced in the previous three fiscal events will increase the size of the economy by 0.7% by 2028-29.</p> answering member printed Baroness Vere of Norbiton grouped question UIN HL4056 question first answered 01/05/2024 16:19:41 answering member 4580 label Biography information for Baroness Vere of Norbiton
	tabling member	1796 label Biography information for Lord Taylor of Warwick