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1056474

	registered interest
	date	06/02/2019
	answering body	Women and Equalities
	answering dept id	31
	answering dept short name	Women and Equalities
	answering dept sort name	Women and Equalities
	hansard heading	Assistance Animals: Discrimination
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government whether they have any plans to strengthen the Equality Act 2010 to prevent fully the discrimination against, and the exclusion of, people with assistance dogs, in the form of denial of access to taxis and minicabs, shops and restaurants by those without health-related exemption certificates.
	tabling member printed	The Marquess of Lothian
	uin	HL13526
	answer	answer is ministerial correction date of answer 20/02/2019 answer text <p>It is already illegal for taxi and Private Hire Vehicle drivers to refuse to carry an assistance dog or to charge their owner more for a journey. Local licensing authorities should ensure that drivers are aware of their duties, and that appropriate action, including prosecution, is taken where non-compliance is identified.</p><p> </p><p>There is also already a legal duty for service providers to provide reasonable adjustments to disabled people so that they are not put at a significant disadvantage compared to non-disabled people, which may include allowing access for assistance dogs where animals would not normally be permitted.</p><p> </p><p>The Office for Disability Issues has been facilitating the assistance dog sector to work together to look at access and supply issues, with a view to creating an accredited UK standard. This work is ongoing but if a standard can be achieved this should reduce the likelihood of access refusals.</p> answering member printed Baroness Williams of Trafford question first answered 20/02/2019 16:58:22 answering member 4311 label Biography information for Baroness Williams of Trafford
	tabling member	259 label Biography information for The Marquess of Lothian

1144083

	registered interest
	date	03/09/2019
	answering body	Women and Equalities
	answering dept id	31
	answering dept short name	Women and Equalities
	answering dept sort name	Women and Equalities
	hansard heading	Private Rented Housing: Social Security Benefits
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government whether they have undertaken research on the equalities impact of potential discrimination by lettings agents which exclusively prevents applications for private lettings from people who are in receipt of benefits administered by the Department for Work and Pensions.
	tabling member printed	Lord Bassam of Brighton
	uin	HL17571
	answer	answer is ministerial correction date of answer 02/10/2019 answer text <p>The Government has not undertaken research into this issue. We are however clear that landlords and agents should look at all potential and existing tenants claiming housing benefit on an individual basis, regardless of whether or not they are in receipt of benefits. The How to Let and How to Rent guides help landlords, agents and tenants understand their rights and responsibilities.</p><p> </p><p>Any tenant or prospective tenant who believes they may have been unlawfully discriminated against should contact the Equality Advisory Support Service on 0808 800 0082 (text phone 0808 800 0084).</p> answering member printed Baroness Williams of Trafford question first answered 02/10/2019 10:11:09 answering member 4311 label Biography information for Baroness Williams of Trafford
	tabling member	3504 label Biography information for Lord Bassam of Brighton

1124064

	registered interest
	date	30/04/2019
	answering body	Women and Equalities
	answering dept id	31
	answering dept short name	Women and Equalities
	answering dept sort name	Women and Equalities
	hansard heading	Civil Partnerships: Heterosexuality
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government when the legislation implementing civil partnerships for opposite sex couples will come into effect.
	tabling member printed	Baroness Whitaker
	uin	HL15446
	answer	answer is ministerial correction date of answer 15/05/2019 answer text <p>The Civil Partnerships, Marriage and Deaths (Registration etc.) Act 2019 requires the Government to make regulations that extend eligibility to form a civil partnership to opposite-sex couples by no later than 31<sup> </sup>December 2019. The Government is working hard to ensure regulations are in place as place as soon as possible.</p> answering member printed Baroness Williams of Trafford question first answered 15/05/2019 16:18:14 answering member 4311 label Biography information for Baroness Williams of Trafford
	tabling member	2510 label Biography information for Baroness Whitaker

1145248

	registered interest
	date	05/09/2019
	answering body	Women and Equalities
	answering dept id	31
	answering dept short name	Women and Equalities
	answering dept sort name	Women and Equalities
	hansard heading	Public Sector: Equality
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what plans they have to review the workings of the Public Sector Equality Duty.
	tabling member printed	Baroness Thomas of Winchester
	uin	HL17775
	answer	answer is ministerial correction date of answer 27/09/2019 answer text <p>The Government is currently considering the Women and Equalities Select Committee’s report on ‘Enforcing the Equality Act: the law and the role of the EHRC’, which includes recommendations relating to the Public Sector Equality Duty. We will be responding to this report in due course.</p> answering member printed Baroness Williams of Trafford question first answered 27/09/2019 13:23:34 answering member 4311 label Biography information for Baroness Williams of Trafford
	tabling member	3785 label Biography information for Baroness Thomas of Winchester

1088558

	registered interest
	date	13/03/2019
	answering body	Women and Equalities
	answering dept id	31
	answering dept short name	Women and Equalities
	answering dept sort name	Women and Equalities
	hansard heading	Equal Pay: Gender
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what steps they are taking to reduce the gender pay gap; when they estimate that gap to close; and what steps they are taking to hasten the closure of that gap.
	tabling member printed	Baroness Brady
	uin	HL14518
	answer	answer is ministerial correction date of answer 27/03/2019 answer text <p>The rate at which the gender pay gap will narrow is dependent on a large number of complex factors but this government is working hard to help employers close the gap as soon as possible. Whilst we are pleased that the gap is at a record low of 17.9%, having dropped by 9.6 percentage points since 1997, there is more to do to ensure this progress continues.</p><p>In 2017 we introduced ground-breaking regulations requiring large employers to publish their gender pay gaps annually. We are now supporting employers to develop action plans and take effective steps to reduce their gaps.</p><p>The government is also:</p><p>- Spending around £6billion in 2019-20 on childcare support and we have already doubled the childcare entitlement for working parents of 3 and 4 year olds.</p><p>- Set up a taskforce to make flexible working a possibility for all employees; and last year ran a £1.5million campaign promoting Shared Parental Leave.</p><p>- Supporting the Hampton-Alexander Review, aiming to get more women into senior leadership positions and improve gender diversity in the executive pipeline.</p><p>Taking steps to break down gender stereotypes, including funding programmes in schools and colleges to encourage more girls to consider careers in science, technology, engineering and maths.</p> answering member printed Baroness Williams of Trafford question first answered 27/03/2019 17:07:43 answering member 4311 label Biography information for Baroness Williams of Trafford
	tabling member	4339 label Biography information for Baroness Brady

1064227

	registered interest
	date	19/02/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Non-domestic Rates
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government, further to the Written Answer by the Financial Secretary to the Treasury on 12 February (218387), what are the measures and reforms which have led to the cuts to business rates in England that are worth more than £13 billion over the next five years; and what are the anticipated amounts attributable to each such measure and reform in each year of that period.
	tabling member printed	The Earl of Lytton
	uin	HL13873
	answer	answer is ministerial correction date of answer 05/03/2019 answer text <p>Government has announced support for ratepayers in the form of more generous Small Business Rate Relief, linking the multiplier to CPI rather than RPI inflation, a new retail discount, raising the threshold for the standard multiplier, and a range of other smaller reliefs. In total, these measures are estimated to be worth over £13bn between 2019-20 and 2023-24.</p><p> </p><p>This figure includes approximately £6bn for making 100% Small Business Rate Relief permanent and raising the thresholds of the relief from 2017; around £6bn for switching from RPI to CPI inflation from 2018; £0.9bn for the two-year retail discount from 2019; and an estimated £0.5bn for raising the threshold of the standard multiplier from 2017.</p><p> </p> answering member printed Lord Bates question first answered 05/03/2019 14:53:11 answering member 1091 label Biography information for Lord Bates
	tabling member	1864 label Biography information for The Earl of Lytton

1137972

	registered interest
	date	09/07/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Financial Institutions: Switzerland
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government whether they intend to permit Swiss financial institutions to continue to operate in London until the UK leaves the EU.
	tabling member printed	Lord Willoughby de Broke
	uin	HL17071
	answer	answer is ministerial correction date of answer 23/07/2019 answer text <p>Switzerland is an important financial partner for the UK. Swiss financial institutions can operate in the UK in line with existing applicable UK and EU law.</p><p>The UK has also taken steps to ensure the continuity of this relationship once we exit the European Union, including the transition of the EU-Swiss Direct Insurance Agreement into a UK-Swiss Direct Insurance Agreement.</p> answering member printed Lord Young of Cookham question first answered 23/07/2019 11:16:12 answering member 57 label Biography information for Lord Young of Cookham
	tabling member	1775 label Biography information for Lord Willoughby de Broke

1105713

	registered interest
	date	27/03/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Overseas Students: Tax Yields
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what assessment they have made of the report by the Higher Education Policy Institute and Kaplan International Pathways, The UK's tax revenues from international students post-graduation, published in March, which suggested that the tax and National Insurance payments of a cohort of EU and non-EU students who stay in the UK to work after their studies amounts to £3.2 billion.
	tabling member printed	Lord Watson of Invergowrie
	uin	HL14885
	answer	answer is ministerial correction date of answer 10/04/2019 answer text <p>International students make a significant contribution to the UK, beyond any tax payments they make. They enhance our educational institutions; they enrich the experience of domestic students; and they contribute to the £20 billion the education sector generates through education exports and transnational activity each year. The government recently published an International Education Strategy with the aim of increasing the number of international students studying in the UK to 600,000, or by more than 30%, by 2030.</p> answering member printed Lord Bates question first answered 10/04/2019 12:45:18 answering member 1091 label Biography information for Lord Bates
	tabling member	1241 label Biography information for Lord Watson of Invergowrie

1129583

	registered interest
	date	04/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Bank Services: Proof of Identity
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government whether all existing banking customers must provide proof of identification to banks to check for possible money laundering; if so, under which regulations this policy was brought in; whether an impact assessment was carried out on the costs to customers, particularly those in rural areas, of any such requirements; and what estimate they have made of the total cost of any such policy.
	tabling member printed	Lord Vinson
	uin	HL16068
	answer	answer is ministerial correction date of answer 18/06/2019 answer text The Money Laundering Regulations 2017 (‘the Regulations’) do not require banks to carry out customer due diligence – including identity checks—on all existing customers. The Regulations instead require banks to take a proportionate approach to applying customer due diligence checks commensurate with the risk of money laundering. The legal requirements on banks to carry out customer diligence for existing customers are set out in Regulations 27(8)(9) and 29(7). The Joint Money Laundering Steering Group’s guidance provides further detail on applying these requirements.<p> </p><p>The impact assessment for the transposition of the 4th EU Money Laundering Directive (which led to the most recent revision of the regulations) estimates the total cost of the changes made, while concluding that industry has difficulty in identifying costs caused by the money laundering regulations. This is particularly the case for customer due diligence as many of these are costs that a prudent business would take on in any case as a matter of commercial practice, to comply with UN or EU sanctions, or to protect themselves and their customers from fraud. The full impact assessment is available on gov.uk.</p> answering member printed Lord Young of Cookham question first answered 18/06/2019 15:20:03 answering member 57 label Biography information for Lord Young of Cookham
	tabling member	1807 label Biography information for Lord Vinson

1134338

	registered interest
	date	24/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Money Laundering
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government, further to the Written Answer by Lord Young of Cookham on 18 June (HL16068), what guidance they provide, if any, to banks and other businesses about ensuring that routine anti-money laundering checks do not cause stress to customers, particularly when those banks or businesses have not been made aware of any change to the circumstances of and have no concerns as to the identity of an existing customer as set out in regulation 27(8) of the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 (SI 2017/692), and when those organisations may not be required to conduct such checks.
	tabling member printed	Lord Vinson
	uin	HL16623
	answer	answer is ministerial correction date of answer 08/07/2019 answer text <p>HM Treasury is responsible for the Money Laundering Regulations 2017, which set out the high-level requirements on regulated businesses to combat money laundering. These Regulations are not prescriptive in setting out how customer due diligence (CDD) checks must be carried out, and instead require businesses to take a proportionate approach. Each business will therefore have their own policies based on their assessment of risks.</p><p> </p><p>Specific guidance for banks on applying customer due diligence measures and ongoing monitoring of customers is included in guidance published by the Joint Money Laundering Steering Group. This guidance is approved by HM Treasury, and it highlights that a firm must apply CDD measures at appropriate times to its existing customers on a risk-sensitive basis.</p> answering member printed Lord Young of Cookham question first answered 08/07/2019 13:15:55 answering member 57 label Biography information for Lord Young of Cookham
	tabling member	1807 label Biography information for Lord Vinson