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435694

	registered interest
	date	07/12/2015
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	hansard heading	Students: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government what assessment they have made of the impact of changes in student loan repayments to freeze the £21,000 income threshold cap on students and graduates from lower and middle incomes.
	tabling member printed	Baroness Burt of Solihull
	uin	HL4269
	answer	answer is ministerial correction date of answer 15/12/2015 answer text <br /><p><del class="ministerial">The budget for the Tradeshow Access Programme was £11.05M in 2014/15 and the estimated spend in 2015/16 is £10.25M.</del></p><p><del class="ministerial">For 2016/17 and beyond, UKTI will be reviewing how the Tradeshow Access Programme is aligned with other Export Services as part of the Comprehensive Spending Review settlement. It is therefore not possible to confirm the budget at this stage.</del></p><p><del class="ministerial">I will respond positively to a request for a meeting with the Sponsors Alliance subject to diary commitments.</del></p><br /><p><ins class="ministerial">The Government published an Equality Analysis of the impact of freezing the student loan repayment threshold on 25th November.</ins></p><p><ins class="ministerial"></ins></p><p><ins class="ministerial">All borrowers whose earnings are above the repayment threshold will pay around £6 per week more (in nominal terms) by 2020/21. Those individuals with the lowest lifetime earnings will be affected the least, because they will either never earn above the earnings threshold, or will only do so for a more limited period of the loan’s life.</ins></p><p><ins class="ministerial"></ins></p><p><ins class="ministerial">The full Equality Analysis is attached, but can also be found at the following link: <a href="https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/479559/bis-15-635-freezing-student-loan-repayment-threshold-equality-analysis.pdf" target="_blank">https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/479559/bis-15-635-freezing-student-loan-repayment-threshold-equality-analysis.pdf</a></ins></p> answering member printed Baroness Evans of Bowes Park question first answered 15/12/2015 16:20:37 question first ministerially corrected 21/12/2015 13:24:16 answering member 4329 label Biography information for Baroness Evans of Bowes Park attachment 1 file name HL4269 attachment -freezing-student-loan-repayment-threshold-equality-analysis.pdf title Equality Analysis previous answer version 35662 answering member printed Lord Maude of Horsham answering member 115
	tabling member	1567 label Biography information for Baroness Burt of Solihull

418792

	registered interest
	date	15/09/2015
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	hansard heading	Students: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government what is their estimate of the proportion of student loans awarded to students undertaking (1) full-time, and (2) part-time, bachelor degrees that will never be repaid.
	tabling member printed	Baroness Sharp of Guildford
	uin	HL2227
	answer	answer is ministerial correction date of answer 24/09/2015 answer text <p>(1) We estimate that the proportion of the value of full time loans which will not be repaid is around 45%.</p><p> </p><p> </p><p> </p><p>(2) Our current published estimate is that around 65% of the value of part time loans will not be repaid. We will update our estimate as we get more information on the characteristics of the students taking out these loans, and, in due course, actual repayments.</p><p> </p><p> </p><p> </p><p>The Department does not produce separate estimates for different levels of Higher Education qualifications. The figures mentioned above cover all higher education loans.</p><p> </p><p> </p><p> </p> answering member printed Baroness Evans of Bowes Park question first answered 24/09/2015 11:57:10 answering member 4329 label Biography information for Baroness Evans of Bowes Park
	tabling member	2113 label Biography information for Baroness Sharp of Guildford

583924

	registered interest
	date	15/09/2016
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Students: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government what percentage of advanced learner loans in 2015–16, as a percentage of the total number of individual loans made in that year, were made for courses at (1) level 3, and (2) level 4.
	tabling member printed	Baroness Wolf of Dulwich
	uin	HL1973
	answer	answer is ministerial correction date of answer 27/09/2016 answer text <p>82,990 eligible applications for Advanced Learner Loans were received for courses starting in the 2015/16 academic year. Approximately 94% of courses taken were for provision at Level 3, with approximately 6% for provision at Level 4.</p> answering member printed Lord Nash question first answered 27/09/2016 13:47:42 answering member 4270 label Biography information for Lord Nash
	tabling member	4347 label Biography information for Baroness Wolf of Dulwich

899990

	registered interest
	date	08/05/2018
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Students: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government how much of the Adult Learner Loan Budget in England was allocated to 19–24 year olds to pay for (1) Level 4–6 courses, (2) Access to Higher Education courses, and (3) Level 3 courses, in the academic year 2016–17.
	tabling member printed	Lord Smith of Clifton
	uin	HL7653
	answer	answer is ministerial correction date of answer 22/05/2018 answer text <p>Advanced Learner Loan providers are issued with a loans ‘facility’ by the Education and Skills Funding Agency (ESFA), this is a notional allocation. The Department for Education reports on the proportion that is paid by the Student Loans Company to providers on behalf of 19-23 year old loans learners, split by qualification level/type for the academic year 2016/17:</p><p> </p><table><tbody><tr><td><p><strong>Level / Type</strong></p></td><td><p><strong>All Age</strong></p></td><td><p><strong>Proportion of</strong> <strong>19-23 year olds</strong></p></td></tr><tr><td><p>Access to Higher Education</p></td><td><p>£55,600,545.98</p></td><td><p>29.74%</p></td></tr><tr><td><p>Level 3</p></td><td><p>£175,909,805.78</p></td><td><p>19.87%</p></td></tr><tr><td><p>Level 4-6</p></td><td><p>£14,109,268.59</p></td><td><p>17.77%</p></td></tr></tbody></table><p> </p><p>Data source: Student Loans Company.</p><p>Note: The Student Loans Company uses the 19-23 age band to record learner age.</p><p> </p><p> </p><p> </p><p>Providers have the freedom to use their facility for any eligible learners aged 19 and over for any approved learning aims at levels 3 to 6. The ESFA does not allocate funding for a particular age group or level of qualification.</p> answering member printed Lord Agnew of Oulton question first answered 22/05/2018 16:28:59 answering member 4689 label Biography information for Lord Agnew of Oulton
	tabling member	3144 label Biography information for Lord Smith of Clifton

755198

	registered interest
	date	20/07/2017
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Students: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	Her Majesty's Government how much of the Department for Education budget was allocated for Advanced Learner Loans in 2016–17.
	tabling member printed	Baroness Wolf of Dulwich
	uin	HL1206
	answer	answer is ministerial correction date of answer 28/07/2017 answer text <p>In the annual Skills Funding Letter 2016-17, the Department for Business, Innovation and Skills set out an Advanced Learner Loans outlay budget to the Skills Funding Agency of £260 million.</p> answering member printed Lord Nash question first answered 28/07/2017 10:02:54 answering member 4270 label Biography information for Lord Nash
	tabling member	4347 label Biography information for Baroness Wolf of Dulwich

510292

	registered interest
	date	11/04/2016
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	hansard heading	Students: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government where details of the new checks on alternative providers teaching students receiving financial support through the Student Loans Company can found; in what ways those checks address the issues raised by the National Audit Office in its report <i>Investigation into financial support for students at alternative higher education providers</i>; how often, and using what procedures, the Department for Business, Innovation and Skills checks that student attendance data are correct, and that students are genuinely eligible; and what rules have been introduced to ensure that students have the capacity to complete their course.
	tabling member printed	Baroness Wolf of Dulwich
	uin	HL7498
	answer	answer is ministerial correction date of answer 09/05/2016 answer text <p>Requirements on Alternative Providers designated for student support are set out in “Specific Course Designation for Alternative Providers of Higher Education - Guidance for Providers: Criteria and Conditions and Annual Re-Designation” on gov.uk. Revised guidance detailing requirements for the 2016/17 academic year will be published in the summer.</p><p> </p><p>Measures introduced to address the issues raised by the National Audit Office were set out in a Written Ministerial Statement (29th January 2015) available at:</p><p> </p><p><a href="http://www.parliament.uk/documents/commons-vote-office/January%202015/29%20January/1.BIS-Higher-Ed.pdf" target="_blank">http://www.parliament.uk/documents/commons-vote-office/January%202015/29%20January/1.BIS-Higher-Ed.pdf</a>. The measures that are listed as ‘subject to consultation’ have now been implemented in full.</p><p> </p><p>Further measures were introduced for the 2015/16 academic year. Student number controls can now be used to limit recruitment at providers with unsatisfactory student completion rates or those deemed to be providing a poorer service than expected. Providers are required to give government better information about their provision to students, for example performance information including their drop-out and success rates. All providers are required to submit data on their students’ background and achievements to the Higher Education Statistics Agency. The Government has also formalised the right to access alternative providers’ premises and records.</p><p> </p><p>The Student Loans Company has introduced further checks requiring proof of residence to check student eligibility for support.</p><p> </p><p>The Department for Business, Innovation and Skills also validates different information sources against each other to check coverage, for unusual results and to monitor any discrepancies between reporting bodies.</p> answering member printed Baroness Evans of Bowes Park question first answered 09/05/2016 15:04:59 answering member 4329 label Biography information for Baroness Evans of Bowes Park attachment 1 file name 1.BIS-Higher-Ed.pdf title Written Ministerial Statement
	tabling member	4347 label Biography information for Baroness Wolf of Dulwich

598121

	registered interest
	date	10/10/2016
	answering body	Department for Education
	answering dept id	60
	answering dept short name	Education
	answering dept sort name	Education
	hansard heading	Students: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government under what circumstances a student may currently obtain a loan from the Student Loans Company for the fees for an equivalent level qualification at degree or sub-degree level.
	tabling member printed	Baroness Wolf of Dulwich
	uin	HL2150
	answer	answer is ministerial correction date of answer 27/10/2016 answer text <p>Students must already hold an honours degree and must be personally eligible for support in order to qualify for a tuition fee loan for an equivalent level qualification.</p><p>In addition, they must be studying for a part-time degree in engineering, technology or computer science, and study should be at least 25% intensity of a full-time equivalent course. Graduates entering full-time study must be studying on a graduate entry accelerated medical or dental degree of no more than four years’ duration.</p> answering member printed Viscount Younger of Leckie question first answered 27/10/2016 11:40:59 answering member 4169 label Biography information for Viscount Younger of Leckie
	tabling member	4347 label Biography information for Baroness Wolf of Dulwich

523895

	registered interest
	date	08/06/2016
	answering body	Department of Health
	answering dept id	17
	answering dept short name	Health
	answering dept sort name	Health
	hansard heading	Students: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government what payments were made, in sterling, (1) in the most recent year by the UK to each European Union member state for healthcare provided to UK citizens and pensioners resident in each of those states, and (2) by each member state to the UK for EU citizens and pensioners resident in the UK; and what were the respective totals.
	tabling member printed	Lord Laird
	uin	HL566
	answer	answer is ministerial correction date of answer 13/06/2016 answer text <p>The Department on behalf of the United Kingdom Government reimburses other European Economic Area (EEA) countries and Switzerland for the cost of providing treatment to people we are responsible for under European Union law, irrespective of nationality. In the same way, other EEA countries and Switzerland reimburse the UK for the cost of the National Health Service providing treatment to people they are responsible for under EU law, including UK nationals insured in another EEA country or Switzerland.</p><p> </p><p>The table below provides latest available information about how much the UK paid to other EEA countries and Switzerland for healthcare, and how much was paid to the UK for NHS provided treatments.</p><table><tbody><tr><td colspan="5"><p> </p></td></tr><tr><td><p> </p></td><td colspan="5"><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>EEA Medical Costs</p></td><td><p>Member State Claims (against UK)</p></td><td colspan="2"><p>UK Claims (against EEA, Switzerland)</p></td></tr><tr><td colspan="2"><p> </p></td><td><p>2014-15</p></td><td><p>2014-15</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p> </p></td><td><p> </p></td><td><p> </p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Austria</p></td><td><p>£5,473,017</p></td><td><p>£366,756</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Belgium</p></td><td><p>£5,816,026</p></td><td><p>£4,323,308</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Bulgaria</p></td><td><p>£255,924</p></td><td><p>£363,911</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Cyprus</p></td><td><p>£10,132,385</p></td><td><p>£347,045</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Czech Republic</p></td><td><p>£617,758</p></td><td><p>£471,140</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Denmark (Waiver)</p></td><td><p>N/A</p></td><td><p>N/A</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Estonia (Waiver)</p></td><td><p>N/A</p></td><td><p>£154,928</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Finland (Waiver)</p></td><td><p>£10,047</p></td><td><p>£243,740</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>France</p></td><td><p>£147,685,772</p></td><td><p>£6,730,292</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Germany</p></td><td><p>£25,873,954</p></td><td><p>£2,189,664</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Greece</p></td><td><p>£2,682,953</p></td><td><p>£1,732,047</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Hungary (Waiver)</p></td><td><p>£412</p></td><td><p>£22,196</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Iceland</p></td><td><p>£295,943</p></td><td><p>£11,331</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Ireland</p></td><td><p>£215,313,962</p></td><td><p>£19,214,031</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Italy</p></td><td><p>£7,304,484</p></td><td><p>£1,510,850</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Latvia</p></td><td><p>£14,725</p></td><td><p>£300,319</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Liechtenstein</p></td><td><p>£193</p></td><td><p>£0</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Lithuania</p></td><td><p>£283,625</p></td><td><p>£293,616</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Luxembourg</p></td><td><p>£683,410</p></td><td><p>£75,151</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Malta (Waiver)</p></td><td><p>N/A</p></td><td><p>N/A</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Netherlands</p></td><td><p>£8,655,688</p></td><td><p>£3,251,412</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Norway (Waiver)</p></td><td><p>£30,370</p></td><td><p>£0</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Poland</p></td><td><p>£4,336,701</p></td><td><p>£1,523,402</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Portugal</p></td><td><p>£6,351,400</p></td><td><p>£700,653</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Romania</p></td><td><p>£13,330</p></td><td><p>£498,354</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Slovakia</p></td><td><p>£438,715</p></td><td><p>£124,348</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Slovenia</p></td><td><p>£266,623</p></td><td><p>£107,948</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Spain</p></td><td><p>£223,290,021</p></td><td><p>£3,412,338</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Sweden</p></td><td><p>£1,918,038</p></td><td><p>£1,367,213</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Switzerland</p></td><td><p>£6,672,560</p></td><td><p>£400,131</p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p> </p></td><td><p> </p></td><td><p> </p></td><td><p> </p></td></tr><tr><td colspan="2"><p> </p></td><td><p>Total</p></td><td><p>£674,418,036</p></td><td><p>£49,736,125</p></td><td><p> </p></td></tr></tbody></table><p><strong> </strong></p><p> </p><p><strong>Source:</strong> Resource Accounting and Budgeting (RAB) exercise. Totals are based on estimates of the costs of EEA healthcare claims made annually for the purposes of provisions made in the Department of Health accounts in accordance with HM Treasury resource accounting rules.</p><p><strong>Note:</strong> Waiver is an agreed intentional relinquishment of healthcare costs between Member States</p><ol><li>Denmark – Full waiver</li><li>Estonia and Norway – Waiver, excepting former Article 22.1c (patient referral) and Article 55.1c (industrial injury) claims</li><li>Finland, Hungary and Malta – Waiver, excepting former Article 22.1c (patient referral) claims</li></ol> answering member printed Lord Prior of Brampton question first answered 13/06/2016 15:31:16 answering member 127 label Biography information for Lord Prior of Brampton
	tabling member	2479 label Biography information for Lord Laird

457913

	registered interest
	date	07/03/2016
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	hansard heading	Students: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government when they will consult on maintenance loans for part-time undergraduate students.
	tabling member printed	Baroness Burt of Solihull
	uin	HL6731
	answer	answer is ministerial correction date of answer 21/03/2016 answer text <p>The Government announced in the Spending Review that, for the first time, student finance would be available to part-time students to help meet both tuition and living costs. Discussions are ongoing with stakeholders regarding the new maintenance loan product for part-time higher education students and our current plan is to consult later in the year.</p><p><strong> </strong></p> answering member printed Baroness Evans of Bowes Park question first answered 21/03/2016 13:54:40 answering member 4329 label Biography information for Baroness Evans of Bowes Park
	tabling member	1567 label Biography information for Baroness Burt of Solihull

446677

	registered interest
	date	21/01/2016
	answering body	Department for Business, Innovation and Skills
	answering dept id	26
	answering dept short name	Business, Innovation and Skills
	answering dept sort name	Business, Innovation and Skills
	hansard heading	Students: Loans
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government what estimate they have made of the number of Muslim students who have been unable to progress to higher education because their religious principles do not permit them to take out an interest-bearing student loan.
	tabling member printed	Lord Sharkey
	uin	HL5333
	answer	answer is ministerial correction date of answer 01/02/2016 answer text <p>The Government consulted in April 2014 on an Alternative Finance product that could be offered to students alongside traditional loans. 20,000 responses were received with 94 per cent believing there is a demand for Alternative Finance.</p><p> </p><p>The Government is working on the development of a Takaful Alternative Finance product and as part of this will be working with the Muslim community and others to understand the likely take-up of the product.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p> answering member printed Baroness Evans of Bowes Park question first answered 01/02/2016 17:02:24 answering member 4329 label Biography information for Baroness Evans of Bowes Park
	tabling member	4196 label Biography information for Lord Sharkey