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1699276

	registered interest
	date	27/03/2024
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Public Finance
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask His Majesty's Government whether any work is underway to prepare for a fiscal event outside of the usual Treasury timetable.
	tabling member printed	Lord Browne of Ladyton
	uin	HL3659
	answer	answer is ministerial correction date of answer 08/04/2024 answer text <p>The Treasury develops policy throughout the year, in line with the Chancellor’s priorities and regardless of whether a date for a fiscal event has been announced.</p><p>The government is required by law to commission the Office for Budget Responsibility (OBR) to produce two forecasts per year and to hold a Budget each fiscal year.</p><p>The Chancellor has not announced the date of the next fiscal event.</p> answering member printed Baroness Vere of Norbiton question first answered 08/04/2024 14:17:14 answering member 4580 label Biography information for Baroness Vere of Norbiton
	tabling member	620 label Biography information for Lord Browne of Ladyton

1670441

	registered interest
	date	15/11/2023
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Banks: Fraud
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask His Majesty's Government, further to the remarks by Baroness Penn on 14 November (HL Deb col 384), what assessment they have made of the availability of out-of-hours fraud and complaints teams within high street banks; and what consideration they have given to mandating a minimum level of out-of-hours provision.
	tabling member printed	Lord Browne of Ladyton
	uin	HL345
	answer	answer is ministerial correction date of answer 27/11/2023 answer text <p>The Government takes the issue of fraud very seriously and is dedicated to protecting the public from this devastating crime. Tackling fraud requires a unified and coordinated response from government, regulators, law enforcement and the private sector to better protect the public and businesses from fraud.</p><p> </p><p>While specific decisions on the opening hours of high street banks and the out-of-hours services provided are commercial decisions for the firm, many of the major UK retail banks provide 24-hour helplines for customers who have been victims of fraud.</p><p> </p><p>More broadly, the Financial Conduct Authority (FCA) requires banks and building societies to maintain effective systems and controls to prevent financial crime. The FCA’s rules also require firms to properly investigate all complaints, and, through ongoing supervision, it continues to monitor firms’ complaint handling processes.</p><p> </p><p>If certain banks or building societies have more extensive out-of-hours fraud and complaints facilities, customers may choose to switch to an alternative provider using the Current Account Switch Service (CASS). The switch service is free to use and comes with a guarantee to protect customers from financial loss if something goes wrong. This means that customers are more able than ever to hold their banks or building society to account by voting with their feet, and that firms are incentivised to work hard to protect their existing customers from fraud and deal with complaints efficiently.</p> answering member printed Baroness Vere of Norbiton question first answered 27/11/2023 13:22:10 answering member 4580 label Biography information for Baroness Vere of Norbiton
	tabling member	620 label Biography information for Lord Browne of Ladyton

1235712

	registered interest
	date	17/09/2020
	answering body	Department for Transport
	answering dept id	27
	answering dept short name	Transport
	answering dept sort name	Transport
	hansard heading	Shipping: Carbon Emissions
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what assessment they have made of the report by David G Victor et al, Accelerating the Low Carbon Transition, published in November 2019, in particular regarding the recommendation that developing countries with plentiful renewable energy sources could be well placed to attract investment in technology to decarbonise international freight shipping.
	tabling member printed	Lord Browne of Ladyton
	uin	HL8237
	answer	answer is ministerial correction date of answer 28/09/2020 answer text <p>The Government agrees that there is a unique opportunity for developing countries to play a key role in the decarbonisation of the international freight shipping sector, including through the production of alternative fuels. For example, according to a study conducted by EDF, the introduction of electrofuels in Chile could unlock investment worth up to 90 billion US dollars for the country.</p><p> </p><p>Ahead of COP26, the Government is working with other States to explore the global landside infrastructure solutions that can unlock clean shipping for all. At the International Maritime Organization (IMO), the UK remains committed to being an ambitious voice at negotiations on the reduction of greenhouse gases from international shipping, and to working collaboratively with our peers to ensure that the specific needs of developing countries are being met.</p> answering member printed Baroness Vere of Norbiton question first answered 28/09/2020 12:36:54 answering member 4580 label Biography information for Baroness Vere of Norbiton
	tabling member	620 label Biography information for Lord Browne of Ladyton

1148057

	registered interest
	date	02/10/2019
	answering body	Department for Transport
	answering dept id	27
	answering dept short name	Transport
	answering dept sort name	Transport
	hansard heading	Thomas Cook: Insolvency
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what estimate they have made of the cost to the taxpayer of repayments to Thomas Cook customers who lost future bookings.
	tabling member printed	Lord Browne of Ladyton
	uin	HL17985
	answer	answer is ministerial correction date of answer 08/10/2019 answer text <p>There are no costs to the taxpayer of refunding future bookings. If the booking is covered by the ATOL scheme, then the refund will be paid out of the Air Travel Trust Fund. For other bookings, the customer may be able to reclaim the costs from a credit or debit card provider or from their travel insurance provider.</p> answering member printed Baroness Vere of Norbiton question first answered 08/10/2019 11:29:42 answering member 4580 label Biography information for Baroness Vere of Norbiton
	tabling member	620 label Biography information for Lord Browne of Ladyton

1148059

	registered interest
	date	02/10/2019
	answering body	Department for Transport
	answering dept id	27
	answering dept short name	Transport
	answering dept sort name	Transport
	hansard heading	Thomas Cook: Insolvency
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty's Government what estimate they have made of the amount of the cost to the taxpayer arising from the administration of Thomas Cook they will be able to recoup from (1) travel insurers, (2) debit and credit card providers, and (3) other travel providers through which passengers may have booked their Thomas Cook holiday.
	tabling member printed	Lord Browne of Ladyton
	uin	HL17987
	answer	answer is ministerial correction date of answer 08/10/2019 answer text <p>This is one of the largest travel company failures we have ever seen. A failure of this size, and the number of passengers affected, is unprecedented. In these circumstances it is right that the Government should step in and help affected passengers return home as smoothly as possible.</p><p> </p><p>We are seeking to minimise the impact on the Government and taxpayers by recovering tax payer funds expended in relation to the repatriation operation where appropriate through the ATOL scheme, credit card companies and travel insurance.</p><p> </p><p>The majority of Thomas Cook passengers were ATOL protected. The costs for repatriating those passengers will be covered by the ATOL scheme.</p><p> </p><p> </p><p> </p> answering member printed Baroness Vere of Norbiton question first answered 08/10/2019 11:28:59 answering member 4580 label Biography information for Baroness Vere of Norbiton
	tabling member	620 label Biography information for Lord Browne of Ladyton