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1020641
star this property registered interest false more like this
star this property date less than 2018-12-06more like thismore than 2018-12-06
star this property answering body
Department for Business, Energy and Industrial Strategy more like this
star this property answering dept id 201 more like this
star this property answering dept short name Business, Energy and Industrial Strategy more like this
unstar this property answering dept sort name Business, Energy and Industrial Strategy more like this
star this property hansard heading Insolvency remove filter
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons remove filter
star this property question text To ask the Secretary of State for Business, Energy and Industrial Strategy, what steps his Department is taking to protect consumers who are owed goods or services from a company which has ceased trading without any apparent residual assets, particularly in cases where the registered owner has a record of previous companies dissolving in similar circumstances. more like this
star this property tabling member constituency Ayr, Carrick and Cumnock remove filter
star this property tabling member printed
Bill Grant more like this
star this property uin 199903 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2018-12-14more like thismore than 2018-12-14
unstar this property answer text <p>Where a business collapses with no assets there are limited opportunities for consumers to obtain refunds, but the Government has issued guidance to help Insolvency Practitioners to highlight the best options to consumers.</p><p> </p><p>Where a consumer has paid by credit card and not received the goods or the services they have paid for there are extra protections where those goods cost between £100 and £30,000. In these cases, the consumer can claim back the total value of their prepayment by contacting their credit card issuing company. Consumers who purchased goods by debit card may also be able to claim through a chargeback scheme as long as they do this within a certain time period (normally 120 days). Further information on chargeback can be found at: <a href="http://www.theukcardsassociation.org.uk/individual/chargeback-for-credit-and-debit-card-purchases.asp" target="_blank">http://www.theukcardsassociation.org.uk/individual/chargeback-for-credit-and-debit-card-purchases.asp</a>.</p><p> </p><p>In August 2018, the Government announced its intention to extend existing powers to investigate, disqualify and prosecute directors of insolvent companies to also cover former directors of dissolved companies. This includes instances of directors repeatedly dissolving companies and leaving behind debts and other liabilities – often to the detriment of small businesses, consumers and employees.</p>
star this property answering member constituency Rochester and Strood more like this
unstar this property answering member printed Kelly Tolhurst more like this
star this property question first answered
less than 2018-12-14T13:39:15.007Zmore like thismore than 2018-12-14T13:39:15.007Z
star this property answering member
4487
star this property label Biography information for Kelly Tolhurst more like this
star this property tabling member
4605
unstar this property label Biography information for Bill Grant more like this