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1129596

	registered interest
	date	04/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Health Insurance: Insurance Premium Tax
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of changes in the rate of Insurance Premium Tax on the sustainability of the health insurance market.
	tabling member constituency	North Warwickshire
	tabling member printed	Craig Tracey
	uin	260077
	answer	answer is ministerial correction date of answer 12/06/2019 answer text <p>The government publishes assessments of all tax changes at fiscal events. This includes examining the economic and business impacts. The assessment for the last change in Insurance Premium Tax (announced at Autumn Statement 2016) can be found here:</p><p><a href="https://www.gov.uk/government/publications/insurance-premium-tax-increase-of-standard-rate/insurance-premium-tax-increase-of-standard-rate" target="_blank">https://www.gov.uk/government/publications/insurance-premium-tax-increase-of-standard-rate/insurance-premium-tax-increase-of-standard-rate</a></p><p> </p><p>These costings are certified by the Office for Budget Responsibility.</p><p> </p><p>The government keeps all taxes under review and remains in regular discussion with the insurance industry and other interested parties, including the Financial Conduct Authority (FCA), on the provision of insurance in the UK.</p><p> </p><p>The government does not have a view on the impact of the size of the health insurance market on the NHS.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 260078 question first answered 12/06/2019 13:12:58 answering member 4051 label Biography information for John Glen
	tabling member	4509 label Biography information for Craig Tracey

1129597

	registered interest
	date	04/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Health Insurance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the effect of changes in the size of the health insurance market on the NHS.
	tabling member constituency	North Warwickshire
	tabling member printed	Craig Tracey
	uin	260078
	answer	answer is ministerial correction date of answer 12/06/2019 answer text <p>The government publishes assessments of all tax changes at fiscal events. This includes examining the economic and business impacts. The assessment for the last change in Insurance Premium Tax (announced at Autumn Statement 2016) can be found here:</p><p><a href="https://www.gov.uk/government/publications/insurance-premium-tax-increase-of-standard-rate/insurance-premium-tax-increase-of-standard-rate" target="_blank">https://www.gov.uk/government/publications/insurance-premium-tax-increase-of-standard-rate/insurance-premium-tax-increase-of-standard-rate</a></p><p> </p><p>These costings are certified by the Office for Budget Responsibility.</p><p> </p><p>The government keeps all taxes under review and remains in regular discussion with the insurance industry and other interested parties, including the Financial Conduct Authority (FCA), on the provision of insurance in the UK.</p><p> </p><p>The government does not have a view on the impact of the size of the health insurance market on the NHS.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 260077 question first answered 12/06/2019 13:12:58 answering member 4051 label Biography information for John Glen
	tabling member	4509 label Biography information for Craig Tracey

1130449

	registered interest
	date	06/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Bank Services: Standards
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what key performance indicators his Department uses to assess the performance of Open Banking; and what recent assessment he has made of the performance of Open Banking.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	261179
	answer	answer is ministerial correction date of answer 13/06/2019 answer text <p>The independent Open Banking Implementation Entity (OBIE) is responsible for assessing the performance of Open Banking, and HM Treasury’s view is informed by their assessment.</p><p> </p><p>The OBIE’s latest published assessment of Open Banking performance, made in March 2019, shows that in that month the average availability of Open Banking APIs was 97%, the average response time was 798 milliseconds, and that 38.2 million successful API calls had been made, representing over 97% of the total number of calls made to APIs.</p> answering member constituency Salisbury answering member printed John Glen question first answered 13/06/2019 13:36:10 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1130450

	registered interest
	date	06/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Cryptocurrencies
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what recent assessment the Government has made of the potential merits of cryptocurrencies as a means of payment.
	tabling member constituency	Windsor
	tabling member printed	Adam Afriyie
	uin	261180
	answer	answer is ministerial correction date of answer 13/06/2019 answer text The Government established the Cryptoassets Taskforce – comprised of HM Treasury, the Financial Conduct Authority and the Bank of England – in 2018 to explore the risks and potential benefits of cryptoassets and the underlying distributed ledger technology (DLT). The Taskforce’s final report<sup><sup>[1]</sup></sup> concluded that benefits associated with the use of cryptoassets may arise in the future, but that the most immediate priorities for the authorities are to mitigate the risks posed by cryptoassets to consumers and markets, and to prevent the use of cryptoassets for illicit activity. As part of this, the Government will consult on its approach to cryptoassets this year. In addition, the authorities continue to encourage the responsible development of legitimate DLT and cryptoasset-related activity in the UK.<p> </p><p>[1] Full version of the report is available at: <a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/752070/cryptoassets_taskforce_final_report_final_web.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/752070/cryptoassets_taskforce_final_report_final_web.pdf</a></p> answering member constituency Salisbury answering member printed John Glen question first answered 13/06/2019 13:40:32 answering member 4051 label Biography information for John Glen
	tabling member	1586 label Biography information for Adam Afriyie

1130468

	registered interest
	date	06/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Personation: Credit Rating
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps he is taking to help ensure the credit ratings of victims of identity fraud are protected.
	tabling member constituency	Romford
	tabling member printed	Andrew Rosindell
	uin	261141
	answer	answer is ministerial correction date of answer 13/06/2019 answer text <p>In 2014, the Government transferred regulatory responsibility for consumer credit from the Office of Fair Trading to the Financial Conduct Authority (FCA), including regulatory responsibility for Credit Reference agencies (CRAs). CRAs are a key part of the credit market and enable lenders to assess whether an individual has the ability to repay any credit that is offered.</p><p>CRAs can advise consumers to add a Notice of correction (of up to 200 words) to their credit report explaining any special circumstances. The content of the Notice should be taken into account alongside the information on the consumer’s report.</p><p>Furthermore, the Credit Industry Fraud Avoidance System (CIFAS) is an independent fraud prevention service which has developed a system used by the credit industry and other organisations to prevent fraud. If a lender believes it may have detected a fraud or attempted fraud, a CIFAS marker may be put on an individual’s credit reference file. No one should be refused credit just because of a CIFAS marker, and these markers are not included in a credit score. It is intended to warn lenders and to protect innocent consumers.</p> answering member constituency Salisbury answering member printed John Glen question first answered 13/06/2019 13:48:56 answering member 4051 label Biography information for John Glen
	tabling member	1447 label Biography information for Andrew Rosindell

1134089

	registered interest
	date	24/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Economic Crime Strategic Board
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, who will be attending the economic crime strategy board meeting on 10 July 2019.
	tabling member constituency	Oxford East
	tabling member printed	Anneliese Dodds
	uin	268540
	answer	answer is ministerial correction date of answer 27/06/2019 answer text <p>The Economic Crime Strategic Board, co-chaired by the <a href="https://www.theyworkforyou.com/glossary/?gl=170" target="_blank">Chancellor</a> and the <a href="https://en.wikipedia.org/wiki/Home_Secretary" target="_blank">Home Secretary</a>, met for the first time on 14 January 2019. The Board sets priorities, directs resources and scrutinises performance against the economic crime threat. Its membership includes ministers, government officials and senior representatives from supervisory and law enforcement authorities, and the private sector.</p><p> </p><p>In its inaugural meeting, the Board commissioned the development of a shared public-private Economic Crime Plan and the development of a joint public-private economic crime threat update. The Economic Crime Plan – which will be published – will outline the public and private sectors’ collective ambition to combat economic crime and set out a series of concrete actions that both sectors will collectively undertake to enhance the <a href="https://en.wikipedia.org/wiki/UK" target="_blank">UK</a>’s economic crime response. A wide range of stakeholders from both the private sector and civil society have been consulted to inform the development of the Plan.</p><p> </p><p>The Board will meet for a second time on 10 July 2019 at which it will discuss the draft Economic Crime Plan and the economic crime threat update. The outcomes of the meeting will be published in due course.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 268541 268542 question first answered 27/06/2019 13:07:34 answering member 4051 label Biography information for John Glen
	tabling member	4657 label Biography information for Anneliese Dodds

1134090

	registered interest
	date	24/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Economic Crime Strategic Board
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what elements of the economic crime strategy will be discussed at the economic crime strategy board meeting on 10 July 2019.
	tabling member constituency	Oxford East
	tabling member printed	Anneliese Dodds
	uin	268541
	answer	answer is ministerial correction date of answer 27/06/2019 answer text <p>The Economic Crime Strategic Board, co-chaired by the <a href="https://www.theyworkforyou.com/glossary/?gl=170" target="_blank">Chancellor</a> and the <a href="https://en.wikipedia.org/wiki/Home_Secretary" target="_blank">Home Secretary</a>, met for the first time on 14 January 2019. The Board sets priorities, directs resources and scrutinises performance against the economic crime threat. Its membership includes ministers, government officials and senior representatives from supervisory and law enforcement authorities, and the private sector.</p><p> </p><p>In its inaugural meeting, the Board commissioned the development of a shared public-private Economic Crime Plan and the development of a joint public-private economic crime threat update. The Economic Crime Plan – which will be published – will outline the public and private sectors’ collective ambition to combat economic crime and set out a series of concrete actions that both sectors will collectively undertake to enhance the <a href="https://en.wikipedia.org/wiki/UK" target="_blank">UK</a>’s economic crime response. A wide range of stakeholders from both the private sector and civil society have been consulted to inform the development of the Plan.</p><p> </p><p>The Board will meet for a second time on 10 July 2019 at which it will discuss the draft Economic Crime Plan and the economic crime threat update. The outcomes of the meeting will be published in due course.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 268540 268542 question first answered 27/06/2019 13:07:34 answering member 4051 label Biography information for John Glen
	tabling member	4657 label Biography information for Anneliese Dodds

1134091

	registered interest
	date	24/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Economic Crime Strategic Board
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether extending the failure to prevent criminal offence for bribery to other economic crimes, such as fraud and money laundering, will be discussed at the economic crime strategy board meeting on 10 July 2019.
	tabling member constituency	Oxford East
	tabling member printed	Anneliese Dodds
	uin	268542
	answer	answer is ministerial correction date of answer 27/06/2019 answer text <p>The Economic Crime Strategic Board, co-chaired by the <a href="https://www.theyworkforyou.com/glossary/?gl=170" target="_blank">Chancellor</a> and the <a href="https://en.wikipedia.org/wiki/Home_Secretary" target="_blank">Home Secretary</a>, met for the first time on 14 January 2019. The Board sets priorities, directs resources and scrutinises performance against the economic crime threat. Its membership includes ministers, government officials and senior representatives from supervisory and law enforcement authorities, and the private sector.</p><p> </p><p>In its inaugural meeting, the Board commissioned the development of a shared public-private Economic Crime Plan and the development of a joint public-private economic crime threat update. The Economic Crime Plan – which will be published – will outline the public and private sectors’ collective ambition to combat economic crime and set out a series of concrete actions that both sectors will collectively undertake to enhance the <a href="https://en.wikipedia.org/wiki/UK" target="_blank">UK</a>’s economic crime response. A wide range of stakeholders from both the private sector and civil society have been consulted to inform the development of the Plan.</p><p> </p><p>The Board will meet for a second time on 10 July 2019 at which it will discuss the draft Economic Crime Plan and the economic crime threat update. The outcomes of the meeting will be published in due course.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 268540 268541 question first answered 27/06/2019 13:07:34 answering member 4051 label Biography information for John Glen
	tabling member	4657 label Biography information for Anneliese Dodds

1134579

	registered interest
	date	25/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Economic Crime Strategic Board
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what consultation his Department undertook in determining the membership of the Economic Crime Strategy Board.
	tabling member constituency	Oxford East
	tabling member printed	Anneliese Dodds
	uin	269129
	answer	answer is ministerial correction date of answer 01/07/2019 answer text <p>The Economic Crime Strategic Board’s membership comprises senior representatives from the organisations – in both public and private sectors – most critical to tackling economic crime. This includes representatives from government departments, law enforcement, regulators and the banking, legal, accountancy and real estate sectors. The decision to have private sector representation reflects the regulated sector’s role as the first line of defence against economic crime.</p><p> </p><p>The Board sets priorities, directs resources and scrutinises performance against the economic crime threat. It does not perform any role in determining regulators’ or law enforcement’s operational response to economic crime.</p><p> </p><p>Civil society and academic institutions have been consulted in the development of the Economic Crime Plan, a draft of which will be considered at the Board’s next meeting on 10th July. Following publication of the Plan, the government will be reviewing the overall governance for economic crime. This review will consider how civil society should be best engaged.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 269130 269131 269132 question first answered 01/07/2019 15:31:52 answering member 4051 label Biography information for John Glen
	tabling member	4657 label Biography information for Anneliese Dodds

1134582

	registered interest
	date	25/06/2019
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Economic Crime Strategic Board
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what consultation his Department undertook in determining private sector representation on the Economic Crime Strategy Board.
	tabling member constituency	Oxford East
	tabling member printed	Anneliese Dodds
	uin	269130
	answer	answer is ministerial correction date of answer 01/07/2019 answer text <p>The Economic Crime Strategic Board’s membership comprises senior representatives from the organisations – in both public and private sectors – most critical to tackling economic crime. This includes representatives from government departments, law enforcement, regulators and the banking, legal, accountancy and real estate sectors. The decision to have private sector representation reflects the regulated sector’s role as the first line of defence against economic crime.</p><p> </p><p>The Board sets priorities, directs resources and scrutinises performance against the economic crime threat. It does not perform any role in determining regulators’ or law enforcement’s operational response to economic crime.</p><p> </p><p>Civil society and academic institutions have been consulted in the development of the Economic Crime Plan, a draft of which will be considered at the Board’s next meeting on 10th July. Following publication of the Plan, the government will be reviewing the overall governance for economic crime. This review will consider how civil society should be best engaged.</p> answering member constituency Salisbury answering member printed John Glen grouped question UIN 269129 269131 269132 question first answered 01/07/2019 15:31:52 answering member 4051 label Biography information for John Glen
	tabling member	4657 label Biography information for Anneliese Dodds