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49209

	registered interest
	date	30/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, for what reason his Department will no longer participate in the Debt Management Plan Protocol guidance group; and if he will make a statement.
	tabling member constituency	Kilmarnock and Loudoun
	tabling member printed	Cathy Jamieson
	uin	197277
	answer	answer is ministerial correction date of answer 08/05/2014 answer text <p>The Government is committed to improving standards in the debt management industry to deliver a better deal for consumers and greater transparency for creditors. The Debt Management Plan Protocol played a crucial role in meeting this objective, working in complement with the OFT regulatory framework, and paved the way for more robust regulation of the sector by the FCA.</p><p> </p><p>From 1 April, responsibility for regulating debt management firms, along with all other consumer credit firms, transferred from the Office of Fair Trading to the Financial Conduct Authority (FCA).</p><p> </p><p>Consumers will be better protected under the new regime - the FCA will:</p><p>· police the gateway to the market more thoroughly;</p><p>· proactively identify risks to consumers;</p><p>· focus its supervisory resources on areas most likely to cause consumer harm;</p><p>· approve individuals in influential roles in firms;</p><p>· operate a flexible and responsive regime;</p><p>· use its wide enforcement toolkit;</p><p>· and ensure consumers have access to redress.</p><p> </p><p>The FCA will thoroughly assess every debt management firm's fitness to trade as part of the authorisation process – debt management firms will be amongst the first to require authorisation.</p><p> </p><p>The FCA has also introduced new requirements for debt management firms, including:</p><p>· Prudential requirements: Debt management firms often hold consumers' money - the FCA is requiring large debt management firms to hold capital to ensure that consumers don't risk losing their money if things go wrong.</p><p>· Guidance added that debt management firms should not allocate more than half the money received from customers in debt management plans to meeting their fees and charges.</p><p> </p><p>With the new FCA regulatory regime in place which will greatly improve consumer protection in the debt management market, the Government decided following discussions with a range of stakeholders that it was the right time to step away from an active role in the Protocol.</p><p> </p><p>The Government hopes that the stakeholders involved in the Protocol will continue to work together to help the FCA monitor the market and drive best practice in the sector.</p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 197276 197278 197279 question first answered 08/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4011 label Biography information for Cathy Jamieson

91367

	registered interest
	date	10/09/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Public Sector Debt: UN Resolutions
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, for what reasons the Government voted against United Nations General Assembly UN Resolution A/68/L.57/Rev.1 Towards the establishment of a multilateral legal framework for sovereign debt restructuring process; and whether the Government plans to engage in discussions on establishing a legal framework for sovereign debt restructuring processes at the UN.
	tabling member constituency	Denton and Reddish
	tabling member printed	Andrew Gwynne
	uin	209075
	answer	answer is ministerial correction date of answer 13/10/2014 answer text <p>The Government is actively engaged in ongoing discussions in a number of international fora, to reform the framework for sovereign debt restructurings. As outlined in the joint-EU Explanation of Vote on this Resolution, the Government was not in a position to support this UN resolution given concerns over the lack of time afforded to members to discuss the complex issues it raised.</p><p> </p><p> </p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom grouped question UIN 209159 question first answered 13/10/2014 15:10:57 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	1506 label Biography information for Andrew Gwynne

58126

	registered interest
	date	04/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Help to Buy Scheme: North West
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many (a) Help to Buy Mortgage Guarantees and (b) Help to Buy: Equity Loans have been taken out in (i) the North West, (ii) Lancashire and (iii) Pendle to date.
	tabling member constituency	Pendle
	tabling member printed	Andrew Stephenson
	uin	198974
	answer	answer is ministerial correction date of answer 11/06/2014 answer text <p>The Government publishes quarterly official statistics relating to the Help to Buy: mortgage guarantee scheme. The first of these were published on 29 May 2014.</p><p> </p><p>This report, along with accompanying tables, can be found at: https://www.gov.uk/government/publications/help-to-buy-mortgage-guarantee-scheme-quarterly-statistics-october-2013-to-march-2014</p><p> </p><p>The Government also publishes monthly statistics on the number of homes purchased with the support of the Help to Buy: Equity Loan scheme, by local authority in England. This data can be found at <a href="https://www.gov.uk/government/statistical-data-sets/help-to-buy-equity-loan-scheme-monthly-statistics" target="_blank">https://www.gov.uk/government/statistical-data-sets/help-to-buy-equity-loan-scheme-monthly-statistics</a>.</p><p> </p><p><sup> </sup></p><p> </p><p> </p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 11/06/2014 15:14:25 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	4044 label Biography information for Andrew Stephenson

48763

	registered interest
	date	28/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many Equitable Life policyholders are expected to benefit from the compensation scheme.
	tabling member constituency	East Londonderry
	tabling member printed	Mr Gregory Campbell
	uin	196844
	answer	answer is ministerial correction date of answer 06/05/2014 answer text <p>Around 1 million policyholders are eligible for a payment from the Equitable Life Payment Scheme.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 06/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	1409 label Biography information for Mr Gregory Campbell

46470

	registered interest
	date	02/04/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many appeals have been made to the Equitable Life Payment Scheme on the level of compensation offered since the scheme began making payments.
	tabling member constituency	Altrincham and Sale West
	tabling member printed	Mr Graham Brady
	uin	194827
	answer	answer is ministerial correction date of answer 08/05/2014 answer text <p>Of the 495 cases submitted to the Independent Review Panel to date, 145 were classified as being about the level of payment received.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 08/05/2014 12:00:00 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	435 label Biography information for Sir Graham Brady

62573

	registered interest
	date	18/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Help to Buy Scheme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many applications for the Help to Buy scheme have been for (a) shared equity, (b) shared ownership, (c) mutual housing and (d) self-build properties since the scheme was launched.
	tabling member constituency	St Ives
	tabling member printed	Andrew George
	uin	201366
	answer	answer is ministerial correction date of answer 25/06/2014 answer text <p>The Government does not collect data on the number of applications made under the Help to Buy: mortgage guarantee scheme.</p><p> </p><p>The Government publishes quarterly official statistics relating to the Help to Buy: mortgage guarantee scheme. The first of these were published on 29 May 2014.</p><p> </p><p>This report, along with accompanying tables, can be found at: <a href="http://www.gov.uk/government/publications/help-to-buy-mortgage-guarantee-scheme-quarterly-statistics-october-2013-to-march-2014" target="_blank">www.gov.uk/government/publications/help-to-buy-mortgage-guarantee-scheme-quarterly-statistics-october-2013-to-march-2014</a></p><p> </p><p>The Help to Buy: equity loan scheme is a shared equity scheme. At Budget 2014, the Government announced that it will seek to explore how it can make the Help to Buy: equity loan scheme available for custom build.</p><p> </p><p> </p><p>Statistics on the legal completions supported by the equity loan scheme are published monthly at: <a href="https://www.gov.uk/government/statistical-data-sets/help-to-buy-equity-loan-scheme-monthly-statistics" target="_blank">www.gov.uk/government/statistical-data-sets/help-to-buy-equity-loan-scheme-monthly-statistics</a></p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 25/06/2014 14:06:17 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	227 label Biography information for Andrew George

62574

	registered interest
	date	18/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Help to Buy Scheme
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many applications for the Help to Buy scheme have been received in respect of Cornwall and the Isles of Scilly from applicants who (a) reside in Cornwall and the Isle of Scilly and (b) do not reside in either place.
	tabling member constituency	St Ives
	tabling member printed	Andrew George
	uin	201367
	answer	answer is ministerial correction date of answer 23/06/2014 answer text <p>The Government publishes quarterly official statistics relating to the Help to Buy: mortgage guarantee scheme. The first of these were published on 29 May 2014.</p><p> </p><p>This report, along with accompanying tables, can be found at: <a href="http://www.gov.uk/government/publications/help-to-buy-mortgage-guarantee-scheme-quarterly-statistics-october-2013-to-march-2014" target="_blank">www.gov.uk/government/publications/help-to-buy-mortgage-guarantee-scheme-quarterly-statistics-october-2013-to-march-2014</a></p><p> </p><p>The Government has also recently published statistics on the completions supported by the Help to Buy: equity loan scheme. Full statistics covering the period April 2013 to March 2014 have been published as well as the number of completions, by local authority, to April 2014:</p><p> </p><p><a href="https://www.gov.uk/government/publications/help-to-buy-equity-loan-scheme-and-help-to-buy-newbuy-statistics-april-2013-to-march-2014" target="_blank">www.gov.uk/government/publications/help-to-buy-equity-loan-scheme-and-help-to-buy-newbuy-statistics-april-2013-to-march-2014</a></p><p> </p><p><a href="https://www.gov.uk/government/statistical-data-sets/help-to-buy-equity-loan-scheme-monthly-statistics" target="_blank">www.gov.uk/government/statistical-data-sets/help-to-buy-equity-loan-scheme-monthly-statistics</a></p><p> </p><p> </p><p>Under both the Help to Buy: mortgage guarantee and the Help to Buy: equity loan schemes borrowers need to declare that the property will be their sole residence.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 23/06/2014 16:05:22 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	227 label Biography information for Andrew George

57934

	registered interest
	date	04/06/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Help to Buy Scheme: Huntingdon
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many applications have been made (a) successfully and (b) unsuccessfully under the second stage of the Government's Help to Buy mortgage guarantee scheme in Huntingdon constituency.
	tabling member constituency	Huntingdon
	tabling member printed	Mr Jonathan Djanogly
	uin	199061
	answer	answer is ministerial correction date of answer 09/06/2014 answer text <p>The Government publishes quarterly official statistics relating to the Help to Buy: mortgage guarantee scheme. The first of these were published on 29 May 2014.</p><p> </p><p> </p><p>This report, along with accompanying tables, can be found at: <a href="https://www.gov.uk/government/publications/help-to-buy-mortgage-guarantee-scheme-quarterly-statistics-october-2013-to-march-2014" target="_blank">https://www.gov.uk/government/publications/help-to-buy-mortgage-guarantee-scheme-quarterly-statistics-october-2013-to-march-2014</a></p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 09/06/2014 14:17:51 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	1425 label Biography information for Mr Jonathan Djanogly

65989

	registered interest
	date	07/07/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Help to Buy Scheme: Northern Ireland
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many applications have been submitted from Northern Ireland for the Help to Buy mortgage guarantee scheme since January 2014.
	tabling member constituency	Bury South
	tabling member printed	Mr Ivan Lewis
	uin	204227
	answer	answer is ministerial correction date of answer 15/07/2014 answer text <p>The Government does not collect data on the number of applications participating lenders receive for mortgages supported by the Help to Buy: mortgage guarantee scheme.</p><p> </p><p>The Government publishes quarterly official statistics relating to the Help to Buy: mortgage guarantee scheme. The first of these were published on 29 May 2014.</p><p> </p><p> </p><p>This report, along with accompanying tables, can be found at: https://www.gov.uk/government/publications/help-to-buy-mortgage-guarantee-scheme-quarterly-statistics-october-2013-to-march-2014</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 15/07/2014 14:55:56 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	441 label Biography information for Mr Ivan Lewis

65863

	registered interest
	date	04/07/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	CaTreasury
	hansard heading	Apprentices
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, how many apprentices have been employed by contractors and sub-contractors to his Department in each year since 2010-11; and what proportion of the total workforce of such contractors is made up by apprentices.
	tabling member constituency	Harlow
	tabling member printed	Robert Halfon
	uin	204067
	answer	answer is ministerial correction date of answer 15/07/2014 answer text <p>The information requested is not held centrally. To provide it would involve contacting numerous current and former suppliers. This could only be done at disproportionate cost.</p> answering member constituency South Northamptonshire answering member printed Andrea Leadsom question first answered 15/07/2014 14:35:04 answering member 4117 label Biography information for Andrea Leadsom
	tabling member	3985 label Biography information for Robert Halfon