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1141826

	registered interest
	date	24/07/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit: Fraud
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, pursuant to the answer of 22 July 2019 to Question 278344 on universal credit: fraud, what recourse is available to people, particularly vulnerable people, who have benefited financially but who were unaware that a universal credit advance was the source of the money.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	281563
	answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>It has not proved possible to respond to the hon. Member in the time available before Prorogation.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 09/09/2019 16:04:02 answering member 4142 label Biography information for Guy Opperman
	tabling member	298 label Biography information for Steve McCabe

1144793

	registered interest
	date	04/09/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, for what reasons her Department has decided that a 30 per cent deduction from a universal credit claimant’s standard allowance prevents those claimants from being exposed to excessive financial hardship.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	286621
	answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>A claimant’s Universal Credit award will reflect individual circumstances, topping up any earnings or other income that they may have, so Universal Credit may constitute only a proportion of their total income.</p><p> </p><p>Our deductions policy is designed to protect vulnerable claimants by providing a last resort method for arrears of essential services which might otherwise result in those services being cut off, or being evicted from their home. Under Universal Credit there is a structured approach to deductions from benefit, which simplifies the current complex arrangements of the legacy system. This policy also enables social obligations to be enforced when other repayment methods have failed or are not cost effective.</p><p> </p><p>If a claimant is in financial difficulty as a result of the level of deductions being made they can contact the Department to request that a reduction in deductions be considered. Any adjustment to the rate of repayment will be based on the individual circumstances of the claimant. To support this intention, from October 2019 we are reducing the maximum rate of deductions to 30 per cent and from October 2021 we are increasing the maximum recovery period for advances from 12 to 16 months.</p> answering member constituency Colchester answering member printed Will Quince question first answered 09/09/2019 15:54:55 answering member 4423 label Biography information for Will Quince
	tabling member	298 label Biography information for Steve McCabe

1144794

	registered interest
	date	04/09/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, pursuant to the Answer of 20 June 2019 to Question 254731 on Universal Credit, for what reason there is a difference between the number of men and women that have been unable to repay their advance within 12 monthly instalments narrows for those aged 40 years old and over.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	286622
	answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>The data supplied in answer to Question 254731 used May 2019 figures. This showed that of the 264,500 with an advance repayment more than 12 months old, 83,500 were aged over 40 years old, and 49,500 (59%) of those were male, and 34,000 (41%) were female. We would expect there to be a difference in the advances outstanding over 12 months’ figures, although the gender split in the original table is more pronounced.</p><p> </p><p>We have no evidence to explain this greater gender difference in outstanding advances over 12 months old.</p><p> </p><p>All data used in researching this response has been sourced from internal management information. It offers a snapshot in time and cannot be compared to any other, similar data released by the Department</p> answering member constituency Colchester answering member printed Will Quince question first answered 09/09/2019 16:07:44 answering member 4423 label Biography information for Will Quince
	tabling member	298 label Biography information for Steve McCabe

1144797

	registered interest
	date	04/09/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how many claimants of universal credit received a (a) budgeting loan and (b) deferral period in the latest period for which data is available.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	286624
	answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>It has not proved possible to respond to the hon. Member in the time available before Prorogation.</p> answering member constituency Colchester answering member printed Will Quince question first answered 09/09/2019 16:36:31 answering member 4423 label Biography information for Will Quince
	tabling member	298 label Biography information for Steve McCabe

1144839

	registered interest
	date	04/09/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what estimate her Department has made of the number of people in rent arrears since the roll-out of universal credit.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	286626
	answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>The Department has not made an assessment of this nature, as any change in rent arrears is not solely attributed to Universal Credit.</p><p>The initial analytical work we have carried out with a single housing provider suggests that many tenants are arriving on Universal Credit with pre-existing rent arrears, supporting research carried out by the National Federation of ALMOs which shows over three quarters of their tenants come onto Universal Credit with pre-existing rent arrears. It also shows that arrears tend to increase prior to making a claim for Universal Credit, and that Universal Credit actually appears to be helping to clear arrears over time. We are currently extending this analysis to include a number of housing providers. It will be published when completed.</p><p>We have responded to concerns in this area by putting a number of safeguards in place – 100 per cent advances repayable over 12 months, increasing to 16 months in October 2021; a two-week transition to Universal Credit Housing Payment; a new Help to Claim service; and Managed Payment to Landlord Arrangements, which allow for payments direct to the landlord if the tenant is likely to have difficulty in managing their rent payments, is unlikely to pay their rent or is in rent arrears equivalent to two months.</p> answering member constituency Colchester answering member printed Will Quince question first answered 09/09/2019 15:57:55 answering member 4423 label Biography information for Will Quince
	tabling member	298 label Biography information for Steve McCabe

1144840

	registered interest
	date	04/09/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Money and Pensions: Advisory Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how much funding was provided to (a) the Money Advice Service, (b) the Pensions Advisory Service and (c) Pension Wise in each of the five years up to and including 2018.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	286627
	answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>It has not proved possible to respond to the hon. Member in the time available before Prorogation.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 09/09/2019 16:04:34 answering member 4142 label Biography information for Guy Opperman
	tabling member	298 label Biography information for Steve McCabe

1144841

	registered interest
	date	04/09/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Money and Pensions Service: Finance
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how much funding the Money and Pension Service will receive in 2019.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	286628
	answer	answer is ministerial correction date of answer 09/09/2019 answer text <p>It has not proved possible to respond to the hon. Member in the time available before Prorogation.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 09/09/2019 16:05:16 answering member 4142 label Biography information for Guy Opperman
	tabling member	298 label Biography information for Steve McCabe

1146122

	registered interest
	date	25/09/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, what information her Department holds on reductions to deductions for claimants of universal credit in latest period for which data is available.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	290635
	answer	answer is ministerial correction date of answer 01/10/2019 answer text <p>The information requested is not readily available and to provide it would incur disproportionate cost.</p> answering member constituency Colchester answering member printed Will Quince question first answered 01/10/2019 14:40:17 answering member 4423 label Biography information for Will Quince
	tabling member	298 label Biography information for Steve McCabe

1146123

	registered interest
	date	25/09/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Universal Credit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how many claimants of universal credit received a (a) budgeting loan and (b) deferral period in the latest period for which data is available.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	290636
	answer	answer is ministerial correction date of answer 01/10/2019 answer text <p>Budgeting loans are not available to claimants in receipt of Universal Credit and therefore we do not hold any data.</p><p><strong> </strong></p><p>Budgeting Advances have replaced Budgeting Loans for those in receipt of Universal Credit helping to provide additional assistance for emergency household costs, such as replacing a broken cooker, getting a job or staying in work or funeral costs. Eligibility for a Budgeting Advance is explained on GOV.UK and can be accessed at: <a href="https://www.gov.uk/universal-credit/other-financial-support" target="_blank">https://www.gov.uk/universal-credit/other-financial-support</a></p> answering member constituency Colchester answering member printed Will Quince question first answered 01/10/2019 14:55:02 answering member 4423 label Biography information for Will Quince
	tabling member	298 label Biography information for Steve McCabe

1147499

	registered interest
	date	01/10/2019
	answering body	Department for Work and Pensions
	answering dept id	29
	answering dept short name	Work and Pensions
	answering dept sort name	Work and Pensions
	hansard heading	Workplace Pensions: Advisory Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Secretary of State for Work and Pensions, how much funding was allocated to (a) the Money Advice Service, (b) the Pensions Advisory Service and (c) Pension Wise in each of the five years up to and including 2018.
	tabling member constituency	Birmingham, Selly Oak
	tabling member printed	Steve McCabe
	uin	292822
	answer	answer is ministerial correction date of answer 07/10/2019 answer text <p>The Money Advice Service was previously an HMT sponsored levy funded arm’s length body. When this and the other legacy bodies were merged to create the Money and Pensions Service (formerly Single Financial Guidance Body) historic budgets were transferred to the new Government sponsors - Department for Work and Pensions - as part of a Machinery of Government change. The historic amounts transferred to DWP were:</p><p> </p><table><tbody><tr><td><p><strong>2013-14</strong></p></td><td><p><strong>2014-15</strong></p></td><td><p><strong>2015-16</strong></p></td><td><p><strong>2016-17</strong></p></td><td><p><strong>2017-18</strong></p></td><td><p><strong>2018-19</strong></p></td></tr><tr><td><p><strong>£79.8m</strong></p></td><td><p><strong>£80.5m</strong></p></td><td><p><strong>£79.4m</strong></p></td><td><p><strong>£76.3m</strong></p></td><td><p><strong>£79.6m</strong></p></td><td><p><strong>£82.1m</strong></p></td></tr></tbody></table><p> </p><p>Funding for the Pension Advisory Service is contained in the Supplementary Estimates for each year hosted on the link below. The data can be found in Part III: Note E of the Department for Work and Pensions section. The Pension Advisory Service is Levy funded.</p><p><a href="https://www.gov.uk/government/collections/hmt-supplementary-estimates" target="_blank">https://www.gov.uk/government/collections/hmt-supplementary-estimates</a></p><p> </p><p>Pension Wise costs for the Period are:</p><p> </p><table><tbody><tr><td><p><strong>2013-14</strong></p></td><td><p><strong>2014-15</strong></p></td><td><p><strong>2015-16</strong></p></td><td><p><strong>2016-17</strong></p></td><td><p><strong>2017-18</strong></p></td><td><p><strong>2018-19</strong></p></td></tr><tr><td><p><strong>N/A</strong></p></td><td><p><strong>N/A*</strong></p></td><td><p><strong>£31.7m**</strong></p></td><td><p><strong>£24.4m</strong></p></td><td><p><strong>£18.1m</strong></p></td><td><p><strong>£16.9m***</strong></p></td></tr></tbody></table><p> </p><p>*Pension Wise was in set up phase in 14/15</p><p>** Pension Wise was in HMT in 15/16</p><p>*** Includes Pension Wise expenditure in DWP and Single Finance Guidance Body (now Money &amp; Pensions Service)</p><p> </p><p>Pension Wise is levy funded.</p> answering member constituency Hexham answering member printed Guy Opperman question first answered 07/10/2019 11:12:03 answering member 4142 label Biography information for Guy Opperman
	tabling member	298 label Biography information for Steve McCabe