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100042

	registered interest
	date	21/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	EU Budget
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government whether they will make representations within the European Union that any spending increases will be met through countervailing spending cuts and not by increasing the financial contributions of member states.
	tabling member printed	Lord Stoddart of Swindon
	uin	HL2248
	answer	answer is ministerial correction date of answer 04/11/2014 answer text <p>The UK has been consistently clear: at a time when governments across the EU are taking difficult decisions to manage their deficits, the European Commission should not be asking Governments across the EU for more money.</p><p> </p><p>The UK strongly believes in limiting the size of the EU budget and will continue to press for necessary restraint and discipline in order to get the best deal for British taxpayers.</p><p> </p> answering member printed Lord Deighton question first answered 04/11/2014 16:56:36 answering member 4262 label Biography information for Lord Deighton
	tabling member	950 label Biography information for Lord Stoddart of Swindon

100619

	registered interest
	date	23/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Economic Situation
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government, in the light of the latest revised forecast by the International Monetary Fund for the British economy, whether the Chancellor of the Exchequer still has confidence in its forecasting.
	tabling member printed	Lord Blencathra
	uin	HL2350
	answer	answer is ministerial correction date of answer 05/11/2014 answer text <p>Britain’s long term economic plan is working, boosting economic security for Britain’s hardworking people. The economy is growing, the deficit has fallen by a third and there are record levels of people in work. But the job is not done and the biggest risk now to the recovery would be abandoning the plan that is delivering a brighter economic future.</p><p> </p><p>The Government’s strategy is to restore the public finances to a sustainable path and the UK is seen as a relative safe haven, with interest rates remaining historically low helping keep interest payments down for households, businesses and the taxpayer.</p><p>The IMF set out their latest forecasts in the October 2014<em> World Economic Outlook. </em>The publication recognises the Government’s long term economic plan is working, that the UK is growing and leaving the crisis behind. The IMF project the UK economy to be the fastest growing G7 economy in 2014, at 3.2 per cent and 2.7 per cent in 2015. Furthermore, the IMF recognise that fiscal consolidation undertaken during the past few years has built trust among financial investors that current fiscal paths are sustainable.</p> answering member printed Lord Deighton question first answered 05/11/2014 14:02:54 answering member 4262 label Biography information for Lord Deighton
	tabling member	497 label Biography information for Lord Blencathra

100996

	registered interest
	date	27/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	National Insurance
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government when they plan to provide a live online service by which citizens may obtain a reminder of their National Insurance number.
	tabling member printed	Lord Tyler
	uin	HL2452
	answer	answer is ministerial correction date of answer 10/11/2014 answer text <p>Her Majesty’s Revenue and Customs are exploring options for what information could be presented to an authenticated customer via on online service as part of a digital tax account. The digital tax account is a key component of HMRC’s Digital Strategy.</p><p> </p><p> </p><p> </p> answering member printed Lord Deighton question first answered 10/11/2014 18:05:51 answering member 4262 label Biography information for Lord Deighton
	tabling member	225 label Biography information for Lord Tyler

101006

	registered interest
	date	27/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	EU Budget: Contributions
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government whether the approval of the House of Commons will be sought before the £1.7 billion additional contributions to the European Union are paid.
	tabling member printed	Lord Stoddart of Swindon
	uin	HL2462
	answer	answer is ministerial correction date of answer 10/11/2014 answer text <p>Own Resources payments requested by the European Union can be made by HM Treasury under the European Communities (Finance) Act 2008.</p><p> </p><p> </p><p> </p><p>The Prime Minister, in his statement to the House of Commons on 27 October, was clear that the Government will not pay the amount requested on 1 December and will challenge this in every way possible.</p><p> </p> answering member printed Lord Deighton question first answered 10/11/2014 17:43:11 answering member 4262 label Biography information for Lord Deighton
	tabling member	950 label Biography information for Lord Stoddart of Swindon

101007

	registered interest
	date	27/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	EU Budget: Contributions
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government what effect they expect the request from the European Union for a further payment of £1.7 billion to the European Union budget will have on the Autumn Statement and the 2015 United Kingdom budget; and whether, if paid, it will be financed from additional taxation or by further borrowing.
	tabling member printed	Lord Stoddart of Swindon
	uin	HL2463
	answer	answer is ministerial correction date of answer 10/11/2014 answer text <p>The Government adopts the independent Office for Budget Responsibility’s (OBR) fiscal and economic forecasts as the official forecasts for the Budget and Autumn Statement Report.</p><p> </p><p> </p><p> </p><p>The Prime Minister, in his statement to the House of Commons on 27 October, was clear that Britain will not pay the amount requested on 1 December and will challenge this in every way possible.</p><p> </p> answering member printed Lord Deighton question first answered 10/11/2014 17:44:25 answering member 4262 label Biography information for Lord Deighton
	tabling member	950 label Biography information for Lord Stoddart of Swindon

101265

	registered interest
	date	28/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Russia: Ukraine
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government what assessment they have made of the suggestion by the government of Russia that the European Union act as guarantor in respect of money owed by Ukraine to Russia for gas supplies; and whether any consideration has been given to how such a scheme would be funded.
	tabling member printed	Lord Stoddart of Swindon
	uin	HL2470
	answer	answer is ministerial correction date of answer 17/11/2014 answer text <p><strong>Ukraine and Russia agreed a deal regarding the supply of gas on 30 October 2014 under which Ukraine will reprioritise funding to which it already has access under its IMF-led programme. The EU is not acting as guarantor to this deal.</strong></p><p> </p> answering member printed Lord Deighton question first answered 17/11/2014 14:35:27 answering member 4262 label Biography information for Lord Deighton
	tabling member	950 label Biography information for Lord Stoddart of Swindon

101266

	registered interest
	date	28/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Pensions
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government what assessment they have made of the risk and impact of people spending their pensions irresponsibly following changes to the system to allow them to receive a lump sum; and whether they are going to take any steps further to assist pensioners to manage their finances.
	tabling member printed	Lord Taylor of Warwick
	uin	HL2471
	answer	answer is ministerial correction date of answer 10/11/2014 answer text <p>The Government believes that individuals should be trusted with their pension savings; it should not be for the state to dictate how someone spends their savings in retirement.</p><p> </p><p> </p><p> </p><p>The new right to free and impartial guidance at retirement will help savers make confident and informed decisions on how they use their pension savings, making sure that they are clear on their retirement income options before they make any decisions about what to do with their savings.</p><p> </p> answering member printed Lord Deighton question first answered 10/11/2014 17:42:22 answering member 4262 label Biography information for Lord Deighton
	tabling member	1796 label Biography information for Lord Taylor of Warwick

101280

	registered interest
	date	28/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Public Expenditure
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government what plans they have to review the Barnett Formula.
	tabling member printed	The Marquess of Lothian
	uin	HL2485
	answer	answer is ministerial correction date of answer 06/11/2014 answer text <p>In the context of the Scottish referendum debate, the leaders of the three largest UK political parties made clear that the Barnett formula would continue.</p><p> </p> answering member printed Lord Deighton question first answered 06/11/2014 14:37:15 answering member 4262 label Biography information for Lord Deighton
	tabling member	259 label Biography information for The Marquess of Lothian

101687

	registered interest
	date	29/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Revenue and Customs
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government what will be the legal basis permitting HM Revenue and Customs to remove money from personal bank accounts without first obtaining a Court Order, as announced by the Chancellor of the Exchequer in his Budget speech in March.
	tabling member printed	Lord Willoughby de Broke
	uin	HL2509
	answer	answer is ministerial correction date of answer 17/11/2014 answer text <p>The Government consulted on the process and safeguards for the Direct Recovery of Debts between 6 May and 29 July 2014. This policy will modernise and strengthen HM Revenue’s and Customs’ ability to recover tax and tax credit debts from those who are refusing to pay what they owe but have sufficient funds in their accounts.</p><p> </p><p> </p><p> </p><p>The Government will publish draft legislation in due course.</p><p> </p><p> </p><p>In line with the Government’s Tax Policy Framework, this draft legislation will be consulted on before it is included in the <a href="http://en.wikipedia.org/wiki/Finance_Bill" target="_blank">Finance Bill</a>, where it will be subject to the usual Parliamentary scrutiny</p> answering member printed Lord Deighton question first answered 17/11/2014 14:17:05 answering member 4262 label Biography information for Lord Deighton
	tabling member	1775 label Biography information for Lord Willoughby de Broke

101696

	registered interest
	date	29/10/2014
	answering body	HM Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Bank Services: Fees and Charges
	house id	2
	legislature	25277 pref label House of Lords
	question text	To ask Her Majesty’s Government what assessment have they made of the level of unauthorised overdraft fees charged by banks in the United Kingdom.
	tabling member printed	Lord Kennedy of Southwark
	uin	HL2518
	answer	answer is ministerial correction date of answer 05/11/2014 answer text <p>The Government has not made an assessment of the level of unauthorised overdraft fees charged by banks in the United Kingdom.</p><p> </p><p> </p><p> </p><p>In November 2011, the Government announced an agreement with the major current account providers to enable customers to control their account and to take action to avoid unarranged overdraft charges.</p><p> </p><p> </p><p> </p><p>The Office of Fair Trading found in January 2013 that there had been a significant reduction in bank fees and charges since their 2008 market study, and estimated that there had been an annual saving of £928million for consumers as a result.</p><p> </p> answering member printed Lord Deighton question first answered 05/11/2014 14:01:50 answering member 4262 label Biography information for Lord Deighton
	tabling member	4153 label Biography information for Lord Kennedy of Southwark