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982990

	registered interest
	date	08/10/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Help to Buy Scheme: Oxfordshire
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what assessment he has made of the potential mertis of increasing the threshold for the Help to Buy ISA for first-time buyers in Oxfordshire to the London higher price limit of £450,000.
	tabling member constituency	Oxford West and Abingdon
	tabling member printed	Layla Moran
	uin	176641
	answer	answer is ministerial correction date of answer 16/10/2018 answer text <p>The Government is committed to making the aspiration of home ownership a reality for as many households as possible. That’s why we introduced the Help to Buy schemes, which have helped more than 420,000 people get onto the housing ladder.</p><p> </p><p>The Help to Buy: ISA scheme aims to help those that are struggling to save enough to get onto the housing ladder. The house price cap of £250,000 (£450,000 in London) allows us to achieve this by targeting support at those who need it most. There are no plans to increase the threshold specifically for first time buyers in Oxfordshire. The average value of a property completion under the scheme has been £172,448, well below the average UK house price of £224,144 and the £250,000 cap.</p><p> </p> answering member constituency Salisbury answering member printed John Glen question first answered 16/10/2018 16:12:39 answering member 4051 label Biography information for John Glen
	tabling member	4656 label Biography information for Layla Moran

982826

	registered interest
	date	08/10/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Bank Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether he plans to review the Access to Banking Standard.
	tabling member constituency	Ochil and South Perthshire
	tabling member printed	Luke Graham
	uin	176582
	answer	answer is ministerial correction date of answer 16/10/2018 answer text <p>The Government recognises that branch closures can be difficult for the customers affected and urges the banks to consider these concerns when making decisions on their branch network. That is why Government supports the Access to Banking Standard, and makes clear to the banks and building societies who have signed up that they should participate genuinely and with the spirit of the agreement, not just the letter, in mind.</p><p> </p><p>The Government supports the Lending Standard’s Board’s monitoring and enforcing of the Standard, and welcomed their recent report on firms’ compliance with its requirements. The Government considers the current scheme of oversight to be working effectively at present.</p><p> </p><p>The Government will continue to monitor the effectiveness of the Access to Banking Standard, and Lending Standards Board oversight of it, to ensure that it continues to strike the right balance between providing commercial flexibility and consumer protection.</p> answering member constituency Salisbury answering member printed John Glen question first answered 16/10/2018 16:07:52 answering member 4051 label Biography information for John Glen
	tabling member	4622 label Biography information for Luke Graham

983238

	registered interest
	date	08/10/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Bank Services
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether he plans to bring forward proposals for the mandatory provision of basic bank accounts for all individuals; and if he will make a statement.
	tabling member constituency	Cheltenham
	tabling member printed	Alex Chalk
	uin	176454
	answer	answer is ministerial correction date of answer 16/10/2018 answer text <p>Under the Payment Accounts Regulations 2015, the nine largest personal current account providers in the UK must offer a basic bank account to customers who are either unbanked in the UK or who are not eligible for any other current account the bank offers.</p><p> </p><p>The nine designated institutions are: Barclays, Clydesdale and Yorkshire Bank, Co-operative Bank, HSBC, Lloyds Banking Group (including Halifax and Bank of Scotland brands), Nationwide, Royal Bank of Scotland (including NatWest and Ulster Bank brands), Santander, TSB.</p> answering member constituency Salisbury answering member printed John Glen question first answered 16/10/2018 16:09:20 answering member 4051 label Biography information for John Glen
	tabling member	4481 label Biography information for Alex Chalk

983187

	registered interest
	date	08/10/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Motor Vehicles: Disability
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, whether his Department has plans to retain the provisions of VAT form VAT1615A, for VAT relief on specially adapted motor vehicles, after the UK leaves the EU.
	tabling member constituency	East Kilbride, Strathaven and Lesmahagow
	tabling member printed	Dr Lisa Cameron
	uin	176360
	answer	answer is ministerial correction date of answer 16/10/2018 answer text <p>Going forward, it will be for the UK Government to decide what VAT rules we have, subject to the outcome of negotiations with the EU.</p> answering member constituency Central Devon answering member printed Mel Stride question first answered 16/10/2018 16:49:55 answering member 3935 label Biography information for Mel Stride
	tabling member	4412 label Biography information for Dr Lisa Cameron

982601

	registered interest
	date	08/10/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Social Services: Minimum Wage
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, how many social care employers have been subject to any form of action by HMRC for failing to keep sufficient minimum wage records in the most recent period for which figures are available.
	tabling member constituency	Stockton North
	tabling member printed	Alex Cunningham
	uin	176287
	answer	answer is ministerial correction date of answer 16/10/2018 answer text <p>The government is determined to ensure that everyone who is entitled to the National Minimum and Living Wage (NMW) receives it. Anyone who feels they have been unpaid NMW should contact Acas helpline on 0300 123 1100 or via the online complaints form at <a href="https://www.gov.uk/government/publications/pay-and-work-rights-complaints" target="_blank">gov.uk</a>. HMRC reviews all complaints that are referred to them.</p><p> </p><p>As referenced in the answer to your question <a href="https://www.parliament.uk/business/publications/written-questions-answers-statements/written-questions-answers/?page=1&amp;max=20&amp;questiontype=AllQuestions&amp;house=commons%2clords&amp;uin=169367" target="_blank">169367</a>, most NMW cases are subject to civil (non-criminal) sanctions, the consequences of which includes fines of up to 200% of the determined underpayment, and public naming.</p><p> </p><p>HMRC NMW investigations take into account all non-compliance risks - of which lack of adequate records might be one - and a case is closed by a Notice of Underpayment (NOUs) which covers multiple risks. We do not hold data in a format that distinguishes record keeping from other risks identified.</p> answering member constituency Central Devon answering member printed Mel Stride question first answered 16/10/2018 16:48:47 answering member 3935 label Biography information for Mel Stride
	tabling member	4122 label Biography information for Alex Cunningham

983318

	registered interest
	date	08/10/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Brexit
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask Mr Chancellor of the Exchequer, if he will place in the Library a copy of the modelling that the Government is using to assess the potential disruption at the UK border in the event that the UK leaves the EU without a deal.
	tabling member constituency	Sheffield Central
	tabling member printed	Paul Blomfield
	uin	176276
	answer	answer is ministerial correction date of answer 16/10/2018 answer text <p>The Government is undertaking a wide range of ongoing analysis in support of our EU exit negotiations and preparations. This analysis helps define our future partnership with the EU, and informs our understanding of how EU exit will affect the UK’s domestic policies and frameworks.</p><p>Ministers have a responsibility, which Parliament has endorsed, not to release information relevant to ongoing negotiations.</p> answering member constituency Central Devon answering member printed Mel Stride question first answered 16/10/2018 16:49:42 answering member 3935 label Biography information for Mel Stride
	tabling member	4058 label Biography information for Paul Blomfield

983156

	registered interest
	date	08/10/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Small Businesses: Non-domestic Rates
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, whether he has made an assessment of the validity of the recommendation by the Federation of Small Businesses that the rates relief rule which penalises a small business taking on additional premises be abolished and replaced with a personal threshold which is applied to multiple properties owned by one business; and if he will make a statement.
	tabling member constituency	Brighton, Pavilion
	tabling member printed	Caroline Lucas
	uin	176219
	answer	answer is ministerial correction date of answer 16/10/2018 answer text <p>Business rates are charged on most non-domestic properties, and small business rate relief applies uniformly across England where a business property’s rateable value is less that £15,000.</p><p> </p><p>Where a business occupies more than one property, the total value of all their property must be below £28,000 in London, or £20,000 in the rest of England, to be eligible for small business rate relief.</p><p> </p><p>The Government is committed to considering the feasibility of replacing small business rate relief with a business rates allowance for small businesses once local authority and HMRC systems are linked in line with our planned digitalisation of business rates.</p> answering member constituency Central Devon answering member printed Mel Stride grouped question UIN 176218 question first answered 16/10/2018 16:51:14 answering member 3935 label Biography information for Mel Stride
	tabling member	3930 label Biography information for Caroline Lucas

983155

	registered interest
	date	08/10/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Small Businesses: Non-domestic Rates
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, if he will make it his policy to take account of (a) housing costs and (b) all other elements of the local cost of living in the calculation of small business rates relief.
	tabling member constituency	Brighton, Pavilion
	tabling member printed	Caroline Lucas
	uin	176218
	answer	answer is ministerial correction date of answer 16/10/2018 answer text <p>Business rates are charged on most non-domestic properties, and small business rate relief applies uniformly across England where a business property’s rateable value is less that £15,000.</p><p> </p><p>Where a business occupies more than one property, the total value of all their property must be below £28,000 in London, or £20,000 in the rest of England, to be eligible for small business rate relief.</p><p> </p><p>The Government is committed to considering the feasibility of replacing small business rate relief with a business rates allowance for small businesses once local authority and HMRC systems are linked in line with our planned digitalisation of business rates.</p> answering member constituency Central Devon answering member printed Mel Stride grouped question UIN 176219 question first answered 16/10/2018 16:51:14 answering member 3935 label Biography information for Mel Stride
	tabling member	3930 label Biography information for Caroline Lucas

983154

	registered interest
	date	08/10/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Non-domestic Rates: Appeals
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, what steps his Department (a) has taken and (b) plans to take to improve the time it takes the Valuation Office Agency to process appeals against business rate decisions.
	tabling member constituency	Brighton, Pavilion
	tabling member printed	Caroline Lucas
	uin	176217
	answer	answer is ministerial correction date of answer 16/10/2018 answer text <p>The Government introduced the new business rate appeal system Check, Challenge, Appeal (CCA) in April 2017. Under the old system, many appeals were submitted with little or no evidence, causing delay, and the lack of evidence meant the VOA couldn’t separate genuine appeals from speculative ones.</p><p>Under CCA, ratepayers can check the facts held about their property and view their valuation before deciding whether to challenge it. If they go on to challenge they must provide the full evidence for their challenge, giving the VOA the opportunity to address and resolve the issues. This minimises uncertainty, ensuring businesses reach a resolution quicker, without the automatic need for an appeal to the independent Valuation Tribunal.</p><p>Official VOA statistics released on 16 August 2018 show that as of 30 June 2018, most checks are being resolved within three months and most challenges within six months.</p> answering member constituency Central Devon answering member printed Mel Stride question first answered 16/10/2018 16:52:20 answering member 3935 label Biography information for Mel Stride
	tabling member	3930 label Biography information for Caroline Lucas

982700

	registered interest
	date	08/10/2018
	answering body	Treasury
	answering dept id	14
	answering dept short name	Treasury
	answering dept sort name	Treasury
	hansard heading	Customs
	house id	1
	legislature	25259 pref label House of Commons
	question text	To ask the Chancellor of the Exchequer, with reference to the White Paper entitled The future relationship between the United Kingdom and the European Union, published in July 2018, how the facilitated customs arrangement set out in that White Paper will operate for UK exports which are sent via Rotterdam to non-EU destinations around the world.
	tabling member constituency	Chipping Barnet
	tabling member printed	Theresa Villiers
	uin	176057
	answer	answer is ministerial correction date of answer 16/10/2018 answer text <p>The Facilitated Customs Arrangement (FCA) would remove the need for customs processes between the UK and the EU. The UK also proposes a range of unilateral and bilateral facilitations to reduce frictions for UK trade with the rest of the world. The details of the arrangement will be subject to negotiation with the EU.</p><p> </p> answering member constituency Central Devon answering member printed Mel Stride question first answered 16/10/2018 17:09:35 answering member 3935 label Biography information for Mel Stride
	tabling member	1500 label Biography information for Theresa Villiers