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1132189
star this property registered interest false remove filter
unstar this property date less than 2019-06-13more like thismore than 2019-06-13
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Occupational Pensions more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what steps they are taking to ensure that independent governance committees (IGCs) monitor and provide effective oversight of the suitability of all the retail fund choices available to pension scheme members through the firm which an IGC oversees. more like this
star this property tabling member printed
Baroness Drake more like this
star this property uin HL16350 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-26more like thismore than 2019-06-26
star this property answer text The Financial Conduct Authority (FCA) introduced rules in 2015 to require contract-based pension providers to set up independent governance committees (IGCs) to address poor consumer outcomes. IGCs have a duty to scrutinise the value for money of the provider’s workplace personal pension schemes, taking into account transaction costs, raising concerns and making recommendations to the provider’s board as appropriate. IGCs have a duty to assess whether all the investment choices available, including default options, are suitable for the interests of consumers.<p><strong> </strong></p>In 2016, the FCA reviewed IGCs and found that they were “generally effective” in influencing and advancing cost reductions for members. The FCA has announced that it will undertake a further review of IGCs in 2019/20. more like this
star this property answering member printed Lord Young of Cookham more like this
star this property question first answered
less than 2019-06-26T16:50:19.19Zmore like thismore than 2019-06-26T16:50:19.19Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
4155
unstar this property label Biography information for Baroness Drake more like this
1133482
star this property registered interest false remove filter
unstar this property date remove maximum value filtermore like thismore than 2019-06-19
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Financial Services: Equality more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what steps they have taken to ensure that the UK financial sector (1) increases its diversity, and (2) ensures equal pay. more like this
star this property tabling member printed
Lord Taylor of Warwick more like this
star this property uin HL16517 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-07-02more like thismore than 2019-07-02
star this property answer text It is the Government’s aspiration to see diversity across the UK economy, and HM Treasury’s Women in Finance Charter reflects our ambition to see an improved gender balance in the financial services industry. So far, over 330 financial services firms have signed the Charter, committing to implement strategic actions to improve their gender balance in senior positions.<p> </p>Regarding wider work to improve diversity in the UK labour market, we are supporting the government commissioned Hampton-Alexander review to push for 33% of all board and senior leadership positions to be held by women by 2020 in the FTSE 350. Government also fully supports the Parker Review, which recommends that FTSE100 and 250 boards should have at least one director of colour by 2021 and 2024, respectively. The Prime Minister also launched the Race at Work Charter and a consultation on mandatory ethnicity pay reporting as part of a package of measures to make the workplace fairer for people from ethnic minority groups. Over 150 employers have signed the Race at Work Charter, including a number of financial services firms.<p> </p>Equal pay for men and women doing the same work, equivalent work or work of equal value, has been a legal requirement since 1970. The Government remains fully committed to the Equal Pay protections in the Equality Act 2010.<p> </p>In 2017, the Government introduced regulations requiring large employers across all sectors, including financial services, to publish the differences in what they pay their male and female staff in average salaries and bonuses annually. The gender pay gap is caused by many factors and does not necessarily mean an employer has breached equal pay laws. Transparency is key to highlighting gender-based differences in pay and enabling employees to hold their employers to account, particularly where equal pay law may have been breached.
star this property answering member printed Lord Young of Cookham more like this
star this property question first answered
less than 2019-07-02T16:02:39.73Zmore like thismore than 2019-07-02T16:02:39.73Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
1796
unstar this property label Biography information for Lord Taylor of Warwick more like this
1132602
star this property registered interest false remove filter
unstar this property date less than 2019-06-17more like thismore than 2019-06-17
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Members: Correspondence more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, when he plans to respond to the letter from the hon. Member for Greenwich and Woolwich of 16 April 2019 on Sharia-compliant home purchase plans. more like this
star this property tabling member constituency Greenwich and Woolwich more like this
star this property tabling member printed
Matthew Pennycook more like this
star this property uin 265621 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-25more like thisremove minimum value filter
star this property answer text I replied to the hon. Member on 24 April and a copy has been sent by email. more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-06-25T10:19:05.387Zmore like thismore than 2019-06-25T10:19:05.387Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
4520
unstar this property label Biography information for Matthew Pennycook more like this
1133033
star this property registered interest false remove filter
unstar this property date less than 2019-06-18more like thismore than 2019-06-18
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Exchange Rates more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what assessment they have made of the reasons for (1) sterling losing nearly five per cent of its value against the US dollar since the beginning of May this year, and (2) other major currencies holding their value over the same period. more like this
star this property tabling member printed
Lord Birt more like this
star this property uin HL16451 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-25more like thisremove minimum value filter
star this property answer text <p>The government does not comment on movements in financial markets. It is also important to note that the UK does not have an exchange rate target. Instead the UK’s macroeconomic framework is based on an inflation target, and it is for the independent Monetary Policy Committee to set monetary policy to meet this target.</p><p> </p> more like this
star this property answering member printed Lord Young of Cookham more like this
star this property question first answered
less than 2019-06-25T12:56:57.747Zmore like thismore than 2019-06-25T12:56:57.747Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
2533
unstar this property label Biography information for Lord Birt more like this
1131480
star this property registered interest false remove filter
unstar this property date less than 2019-06-11more like thismore than 2019-06-11
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Personal Income more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government further to the Written Answer by Lord Young of Cookham on 21 May (HL15607), whether the figures given for total take-home pay, child benefit and tax credits for a family of two adults, one of whom is aged 25 or over and works 35 hours per week and receives the National Minimum Wage or National Living Wage, were adjusted for inflation to allow for accurate comparisons between years; and if not, whether they will provide such figures. more like this
star this property tabling member printed
Baroness Primarolo more like this
star this property uin HL16274 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-25more like thisremove minimum value filter
star this property answer text <p>The figures in HL15607 were shown in cash terms. The table below shows the same table in April 2019 prices, adjusted using the Consumer Prices Index and rounded to the nearest £5.</p><p> </p><p>Table 1: Total take-home pay, Child Benefit, and tax credits in April 2019 prices for a family with two adults, one of whom is aged 25 or over and works 35 hours per week and receives the National Minimum Wage or National Living Wage</p><p> </p><table><tbody><tr><td><p>Year</p></td><td><p>£ per annum</p></td></tr><tr><td><p>2010-11</p></td><td><p>20,275</p></td></tr><tr><td><p>2011-12</p></td><td><p>20,150</p></td></tr><tr><td><p>2012-13</p></td><td><p>19,970</p></td></tr><tr><td><p>2013-14</p></td><td><p>19,925</p></td></tr><tr><td><p>2014-15</p></td><td><p>19,885</p></td></tr><tr><td><p>2015-16</p></td><td><p>20,290</p></td></tr><tr><td><p>2016-17</p></td><td><p>20,670</p></td></tr><tr><td><p>2017-18</p></td><td><p>20,400</p></td></tr><tr><td><p>2018-19</p></td><td><p>20,185</p></td></tr><tr><td><p>2019-20</p></td><td><p>20,135</p></td></tr></tbody></table><p> </p><p>The table above is true for a family with a particular set of circumstances. On average real household disposable income per person is 6.7% higher than at the start of 2010 – meaning people have more money to spend than they did in 2010. Since unemployment has fallen 48% since 2010, families are also significantly more likely to have at least one person in work now than in 2010.</p><p> </p><p>The government has introduced policies to increase take home pay since 2010 including;</p><p> </p><ul><li><p>Increasing the Work Allowance in Universal Credit by £1000 from April 2019. This would provide up to an additional £630 per year for households with children and for people with disabilities;</p><p> </p></li><li><p>Doubling the amount of free childcare available to working parents of 3 and 4 year olds, saving families using the full 30 hours around £5,000 per year. This is in combination with increasing the amount that working families can claim back in childcare to 85% of their registered childcare costs each month under UC, compared to 70% on the legacy system. For families with two children this could be worth up to £13,000 a year;</p></li></ul><p> </p><ul><li><p>Increasing the Marriage Allowance from £1,190 in 2018-19 to £1,250 in 2019-20. The benefit is therefore worth up to £250 in 2019-20. It will continue to increase each time the Personal Allowance is increased.</p></li></ul>
star this property answering member printed Lord Young of Cookham more like this
star this property question first answered
less than 2019-06-25T12:56:09.407Zmore like thismore than 2019-06-25T12:56:09.407Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
217
unstar this property label Biography information for Baroness Primarolo more like this
1132576
star this property registered interest false remove filter
unstar this property date less than 2019-06-17more like thismore than 2019-06-17
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Employment: Debts more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what steps he is taking to encourage employers to (a) raise awareness of debt issues among employees and (b) support employees to access free debt advice. more like this
star this property tabling member constituency Hornsey and Wood Green more like this
star this property tabling member printed
Catherine West more like this
star this property uin 265609 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-25more like thisremove minimum value filter
star this property answer text <p>The Government has taken steps to prevent problem debt from occurring and to support those who have fallen into it. Funding for free debt advice has risen to almost £56million in England this year. That’s enough to fund 560,000 debt advice sessions, an increase of 85,000 from last year.</p><p> </p><p>To increase access to free financial guidance, the Government has established the new Money and Pensions Service (MAPS). MAPS supports employers to help employees manage their money, including through encouraging referrals to free debt advice. MAPS will publish its national strategy on improving people’s financial capability later this year.</p> more like this
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property question first answered
less than 2019-06-25T10:16:24.83Zmore like thismore than 2019-06-25T10:16:24.83Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
4523
unstar this property label Biography information for Catherine West more like this
1133297
star this property registered interest false remove filter
unstar this property date remove maximum value filtermore like thismore than 2019-06-19
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Cryptocurrencies: Facebook more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what assessment he has made of the potential effect of plans by Facebook to launch its own crypto-currency, Libra, on the stability of the financial system. more like this
star this property tabling member constituency Carmarthen East and Dinefwr more like this
star this property tabling member printed
Jonathan Edwards more like this
star this property uin 266794 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-28more like thismore than 2019-06-28
star this property answer text <p>The Government does not comment on the proposed business models of individual companies. More broadly, the Government established the Cryptoassets Taskforce – comprised of HM Treasury, the Financial Conduct Authority and the Bank of England – to explore the risks and potential benefits associated with cryptoassets and other applications of distributed ledger technology.</p><p> </p><p>The Taskforce’s final report<sub><sub>[1]</sub></sub> found that cryptoassets do not currently pose a material threat to UK or global financial stability, however this could change in the future, and the Bank of England’s Financial Policy Committee will continue to monitor the situation.</p><p> </p><p>Treasury Ministers have meetings with a wide variety of organisations in the public and private sectors, as well as international counterparts, as part of the process of policy development and delivery.</p><p> </p><p>Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis here: <a href="https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel" target="_blank">https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</a></p><p> </p><p>[1] <a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/752070/cryptoassets_taskforce_final_report_final_web.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/752070/cryptoassets_taskforce_final_report_final_web.pdf</a></p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property grouped question UIN 266795 more like this
star this property question first answered
less than 2019-06-28T09:27:14.357Zmore like thismore than 2019-06-28T09:27:14.357Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
3943
unstar this property label Biography information for Jonathan Edwards more like this
1133298
star this property registered interest false remove filter
unstar this property date remove maximum value filtermore like thismore than 2019-06-19
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Cryptocurrencies: Facebook more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what discussions he has had with his international counterparts on the effect of the Facebook crypto currency Libra on the stability of the financial system. more like this
star this property tabling member constituency Carmarthen East and Dinefwr more like this
star this property tabling member printed
Jonathan Edwards more like this
star this property uin 266795 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-28more like thismore than 2019-06-28
star this property answer text <p>The Government does not comment on the proposed business models of individual companies. More broadly, the Government established the Cryptoassets Taskforce – comprised of HM Treasury, the Financial Conduct Authority and the Bank of England – to explore the risks and potential benefits associated with cryptoassets and other applications of distributed ledger technology.</p><p> </p><p>The Taskforce’s final report<sub><sub>[1]</sub></sub> found that cryptoassets do not currently pose a material threat to UK or global financial stability, however this could change in the future, and the Bank of England’s Financial Policy Committee will continue to monitor the situation.</p><p> </p><p>Treasury Ministers have meetings with a wide variety of organisations in the public and private sectors, as well as international counterparts, as part of the process of policy development and delivery.</p><p> </p><p>Details of ministerial and permanent secretary meetings with external organisations on departmental business are published on a quarterly basis here: <a href="https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel" target="_blank">https://www.gov.uk/government/collections/hmt-ministers-meetings-hospitality-gifts-and-overseas-travel</a></p><p> </p><p>[1] <a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/752070/cryptoassets_taskforce_final_report_final_web.pdf" target="_blank">https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/752070/cryptoassets_taskforce_final_report_final_web.pdf</a></p>
star this property answering member constituency Salisbury more like this
star this property answering member printed John Glen more like this
star this property grouped question UIN 266794 more like this
star this property question first answered
less than 2019-06-28T09:27:17.203Zmore like thismore than 2019-06-28T09:27:17.203Z
star this property answering member
4051
star this property label Biography information for John Glen more like this
star this property tabling member
3943
unstar this property label Biography information for Jonathan Edwards more like this
1132869
star this property registered interest false remove filter
unstar this property date less than 2019-06-18more like thismore than 2019-06-18
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Employment more like this
star this property house id 1 more like this
star this property legislature
25259
star this property pref label House of Commons more like this
star this property question text To ask the Chancellor of the Exchequer, what assessment his Department has made of the potential effect of the UK leaving the EU with no deal on his Department’s ability to achieve Sustainable Development Goal 8 in the UK. more like this
star this property tabling member constituency Islington South and Finsbury more like this
star this property tabling member printed
Emily Thornberry more like this
star this property uin 266132 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-25more like thisremove minimum value filter
star this property answer text <p>Leaving the EU, with or without a deal, will not affect our commitment to the Sustainable Development Goals (SDGs). The UK’s first Voluntary National Review (VNR) will be published shortly. The VNR will review UK action both domestically and internationally in support of the SDGs, including Goal 8. It will also outline key challenges and next steps, recognising that while progress is being made, there is more work to do.</p> more like this
star this property answering member constituency Newark more like this
star this property answering member printed Robert Jenrick more like this
star this property question first answered
less than 2019-06-25T13:46:44.22Zmore like thismore than 2019-06-25T13:46:44.22Z
star this property answering member
4320
star this property label Biography information for Robert Jenrick more like this
star this property tabling member
1536
unstar this property label Biography information for Emily Thornberry more like this
1132306
star this property registered interest false remove filter
unstar this property date less than 2019-06-14more like thismore than 2019-06-14
star this property answering body
Treasury more like this
star this property answering dept id 14 remove filter
star this property answering dept short name Treasury more like this
star this property answering dept sort name Treasury more like this
star this property hansard heading Families: Disadvantaged more like this
star this property house id 2 more like this
star this property legislature
25277
star this property pref label House of Lords more like this
star this property question text To ask Her Majesty's Government what funding they plan to provide to departments other than the Department for Work and Pensions for the purpose of reducing parental conflict in (1) in 2019–20, and (2) over the next five years. more like this
star this property tabling member printed
Lord Farmer more like this
star this property uin HL16375 more like this
star this property answer
answer
unstar this property is ministerial correction false more like this
star this property date of answer less than 2019-06-25more like thisremove minimum value filter
star this property answer text <p>In addition to DWP’s £39m Reducing Parental Conflict programme, the government provides funding to other departments that can contribute to a reduction in parental conflict, including a £6m joint DHSC/DWP package of measures to support children living with alcohol-dependent parents, the Public Health Grant to local authorities (£3.13bn in 2019/20) to funds public health services, such as treatment, prevention and reducing harm from alcohol and drug misuse in adults, and the MHCLG led Troubled Families programme (£200m in 2019/20).</p><p> </p><p>Alongside this, over the course of this Parliament, the Government is spending £100 million to support victims and survivors of violence against women and girls.</p><p> </p><p>Decisions on future funding for reducing parental conflict will be made in the round at the next Spending Review.</p> more like this
star this property answering member printed Lord Young of Cookham more like this
star this property question first answered
less than 2019-06-25T12:56:41.13Zmore like thismore than 2019-06-25T12:56:41.13Z
star this property answering member
57
star this property label Biography information for Lord Young of Cookham more like this
star this property tabling member
4321
unstar this property label Biography information for Lord Farmer more like this